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Consumer Finance Monitor

The Consumer Financial Services industry is changing quickly. This weekly podcast from national law firm Ballard Spahr focuses on the consumer finance issues that matter most, from new product develop... Read more

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Ranked #1

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Should Written Contracts be Eliminated for Small Dollar Transactions? A Conversation with Special Guest David Hoffman, Professor and Deputy Dean, University of Pennsylvania Carey Law School

Should Written Contracts be Eliminated for Small Dollar Transactions? A Conversation with Special Guest David Hoffman, Professor and Deputy Dean, University of Pennsylvania Carey Law School

Professor Hoffman first explains his thesis that falling transaction costs has led to the proliferation of form contract... Read more

27 Jul 2023

46mins

Ranked #2

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What the Biden Administration’s “Junk Fees” Initiative Means for the Consumer Financial Services Industry: A Look at the Fees Under Attack, Part II

What the Biden Administration’s “Junk Fees” Initiative Means for the Consumer Financial Services Industry: A Look at the Fees Under Attack, Part II

The Biden Administration has launched an initiative directed at combatting so-called “junk fees,” with the CFPB and FTC ... Read more

20 Jul 2023

44mins

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Ranked #3

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What the Biden Administration’s “Junk Fees” Initiative Means for the Consumer Financial Services Industry: A Look at the Fees Under Attack, Part I

What the Biden Administration’s “Junk Fees” Initiative Means for the Consumer Financial Services Industry: A Look at the Fees Under Attack, Part I

The Biden Administration has launched an initiative directed at combatting so-called “junk fees,” with the CFPB and FTC ... Read more

13 Jul 2023

45mins

Ranked #4

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A Close Look at the U.S. Supreme Court’s Decision Invalidating the Biden Administration’s Student Loan Forgiveness Plan and its Potential Legal Repercussions and Impact on Student Loan Borrowers

A Close Look at the U.S. Supreme Court’s Decision Invalidating the Biden Administration’s Student Loan Forgiveness Plan and its Potential Legal Repercussions and Impact on Student Loan Borrowers

Last Friday, the U.S. Supreme Court ruled that the Biden Administration did not have the legal authority to proceed with... Read more

6 Jul 2023

44mins

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Ranked #5

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The Legality of “Regulation by Enforcement” and Other Considerations, A Discussion with Special Guest, David Zaring, Professor, Wharton School of the University of Pennsylvania

The Legality of “Regulation by Enforcement” and Other Considerations, A Discussion with Special Guest, David Zaring, Professor, Wharton School of the University of Pennsylvania

The use of enforcement by the Consumer Financial Protection Bureau and other federal agencies rather than administrative... Read more

29 Jun 2023

40mins

Ranked #6

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A Look at the Treasury Department's April 2023 Report on Decentralized Finance or "DeFi"

A Look at the Treasury Department's April 2023 Report on Decentralized Finance or "DeFi"

The report examines the vulnerabilities in DeFi, including potential gaps in the United States’ Bank Secrecy Act/anti-mo... Read more

22 Jun 2023

51mins

Ranked #7

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A Look at the Current Challenge to Judicial Deference to Federal Agencies and What it Means for the Consumer Financial Services Industry, With Special Guest, Craig Green, Professor, Temple University School of Law

A Look at the Current Challenge to Judicial Deference to Federal Agencies and What it Means for the Consumer Financial Services Industry, With Special Guest, Craig Green, Professor, Temple University School of Law

Since the U.S. Supreme Court’s 1984 Chevron decision, federal courts have typically applied a two-step analysis known as... Read more

15 Jun 2023

58mins

Ranked #8

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The Consumer Financial Protection Bureau’s Final Section 1071 Rule on Small Business Data Collection: What You Need to Know, Part II, with Special Guest David Skanderson, Vice President, Charles River Associates

The Consumer Financial Protection Bureau’s Final Section 1071 Rule on Small Business Data Collection: What You Need to Know, Part II, with Special Guest David Skanderson, Vice President, Charles River Associates

At the end of March 2023, the CFPB issued its long-awaited final rule to implement Section 1071 of the Dodd-Frank Act. S... Read more

8 Jun 2023

45mins

Ranked #9

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The Consumer Financial Protection Bureau’s Final Section 1071 Rule on Small Business Data Collection: What You Need to Know, Part I

The Consumer Financial Protection Bureau’s Final Section 1071 Rule on Small Business Data Collection: What You Need to Know, Part I

At the end of March 2023, the CFPB issued its long-awaited final rule to implement Section 1071 of the Dodd-Frank Act. S... Read more

1 Jun 2023

38mins

Ranked #10

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A Deep Dive into Mass Arbitration, with Special Guest Andrew Pincus, Partner, Mayer Brown

A Deep Dive into Mass Arbitration, with Special Guest Andrew Pincus, Partner, Mayer Brown

After discussing what mass arbitration is and its growing use for claims against companies in the consumer finance indus... Read more

25 May 2023

1hr 4mins

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