Welcome back to the Minority Money Podcast! I'm your host, Emlen Miles-Mattingly, and it's been an incredible four-year journey. We've reached listeners worldwide, and I want to express my heartfelt gratitude for your support.  Recently, I took the opportunity to revisit our very first episode, and it struck me how much has changed since then. Reflecting on the growth and transformations that have occurred, both personally and professionally, I am overwhelmed with gratitude. Throughout the years, we have had the privilege of learning from exceptional guests, including my own wife and daughters, who have contributed their unique insights. I extend a special shout-out to everyone who has played a part in making this podcast a success. However, I have an important announcement to make. We will be discontinuing the Minority Money Podcast, but fear not—we're starting a new podcast called Hello Retirement, focused on retirement planning. Thank you for joining us on this ride, and stay tuned for exciting things to come. If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; Welcome to the Minority Money Podcast! &gt;&gt; Building Dreams through Business with Hope Newsome &gt;&gt; Getting Ready For Retirement ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Welcome back to the Minority Money Podcast! I'm your host, Emlen Miles-Mattingly, and it's been an incredible four-year journey. We've reached listeners worldwide, and I want to express my heartfelt gratitude for your support.  Recently, I took the opportunity to revisit our very first episode, and it struck me how much has changed since then. Reflecting on the growth and transformations that have occurred, both personally and professionally, I am overwhelmed with gratitude. Throughout the years, we have had the privilege of learning from exceptional guests, including my own wife and daughters, who have contributed their unique insights. I extend a special shout-out to everyone who has played a part in making this podcast a success. However, I have an important announcement to make. We will be discontinuing the Minority Money Podcast, but fear not—we're starting a new podcast called Hello Retirement, focused on retirement planning. Thank you for joining us on this ride, and stay tuned for exciting things to come. If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; <a href="https://minority-money.captivate.fm/episodes/37#showEpisodes" rel="noopener noreferrer nofollow" target="_blank">Welcome to the Minority Money Podcast!</a> &gt;&gt; <a href="https://minority-money.captivate.fm/episode/building-dreams-through-business-with-hope-newsome" rel="noopener noreferrer nofollow" target="_blank">Building Dreams through Business with Hope Newsome</a> &gt;&gt; <a href="https://minority-money.captivate.fm/episode/getting-ready-for-retirement" rel="noopener noreferrer nofollow" target="_blank">Getting Ready For Retirement</a> ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Celebrating the Legacy of the Minority Money Podcast

We often get caught up in the idea of making big purchases without fully considering the costs associated with them. In this episode we will explore the difference between price and cost through a conversation with my 15-year-old daughter about buying a car. While my daughter was focused on the price of the car and how to pay for it, I wanted to highlight the additional costs associated with owning a car, such as insurance, maintenance, and the cost of time spent away from other important activities. Understanding the difference between price and cost can also be applied to other significant purchases, such as buying a home.  As the summer approaches and people begin to explore new purchases, it is crucial to fully consider the cost of ownership before making any large financial decisions. Key Points: [01:25] #1 Calculation of cost of owning a car [04:27] #2 Illustration of buying a $500,000 home [06:15] #3 Importance of accounting for all costs associated with a purchase [07:06] #4 Trade-offs when making a financial decision If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; Life Planning: Looking Beyond Finances with George Kinder &gt;&gt; Motivation vs Commitment &gt;&gt; Success for Minority Teens with Carlos Gomez I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

We often get caught up in the idea of making big purchases without fully considering the costs associated with them. In this episode we will explore the difference between price and cost through a conversation with my 15-year-old daughter about buying a car. While my daughter was focused on the price of the car and how to pay for it, I wanted to highlight the additional costs associated with owning a car, such as insurance, maintenance, and the cost of time spent away from other important activities. Understanding the difference between price and cost can also be applied to other significant purchases, such as buying a home.  As the summer approaches and people begin to explore new purchases, it is crucial to fully consider the cost of ownership before making any large financial decisions. Key Points: [01:25] #1 Calculation of cost of owning a car [04:27] #2 Illustration of buying a $500,000 home [06:15] #3 Importance of accounting for all costs associated with a purchase [07:06] #4 Trade-offs when making a financial decision If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; <a href="https://minority-money.captivate.fm/episode/life-planning-with-george-kinder" rel="noopener noreferrer nofollow" target="_blank">Life Planning: Looking Beyond Finances with George Kinder</a> &gt;&gt; <a href="https://minority-money.captivate.fm/episode/motivation-vs-commitment" rel="noopener noreferrer nofollow" target="_blank">Motivation vs Commitment</a> &gt;&gt; <a href="https://minority-money.captivate.fm/episode/success-for-minority-teens-with-carlos-gomez" rel="noopener noreferrer nofollow" target="_blank">Success for Minority Teens with Carlos Gomez</a> I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (<a href="https://apple.co/3jN77Mv" rel="noopener noreferrer nofollow" target="_blank">https://apple.co/3jN77Mv</a>), Spotify (<a href="https://spoti.fi/3jParH0" rel="noopener noreferrer nofollow" target="_blank">https://spoti.fi/3jParH0</a>), Google Podcasts (<a href="https://bit.ly/3n3i8vb" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3n3i8vb</a>), or on your favorite podcast app and SHARE THIS 👉 (<a href="https://bit.ly/3l18yWQ" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3l18yWQ</a>) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

The Difference Between Price and Cost

What financial advice would you give to your younger self or your children? In this episode, I’ll discuss principles for teaching young people about money. These include paying oneself first, not spending more than one makes, investing early and frequently, never stop learning, and managing debt effectively. It is very important to have open conversations with family members about money and building a healthy relationship with it. Build healthy financial habits and ensure that future generations are equipped to make informed financial decisions. Listen now! Key Points: [02:40] #1 Pay yourself first [05:39] #2 Don’t spend more money than you make [07:32] #3 Invest early [09:54] #4 Never stop learning [10:51] #5 Manage your debt  If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; Spring Cleaning Your Finances: Tips for a Financial Fresh Start &gt;&gt; Monitoring your Financial Plan with Dr. Preston Cherry [Step 7 of Financial Planning] &gt;&gt; Implementing the Plan with Shawn Tydlaska [Step 6 of Financial Planning]  I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

What financial advice would you give to your younger self or your children? In this episode, I’ll discuss principles for teaching young people about money. These include paying oneself first, not spending more than one makes, investing early and frequently, never stop learning, and managing debt effectively. It is very important to have open conversations with family members about money and building a healthy relationship with it. Build healthy financial habits and ensure that future generations are equipped to make informed financial decisions. Listen now! Key Points: [02:40] #1 Pay yourself first [05:39] #2 Don’t spend more money than you make [07:32] #3 Invest early [09:54] #4 Never stop learning [10:51] #5 Manage your debt If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; <a href="https://minority-money.captivate.fm/episode/spring-cleaning-your-finances-tips-for-a-financial-fresh-start" rel="noopener noreferrer nofollow" target="_blank">Spring Cleaning Your Finances: Tips for a Financial Fresh Start</a> &gt;&gt; <a href="https://minority-money.captivate.fm/episode/monitoring-your-financial-plan-with-dr-preston-cherry-step-7-of-financial-planning" rel="noopener noreferrer nofollow" target="_blank">Monitoring your Financial Plan with Dr. Preston Cherry [Step 7 of Financial Planning]</a> &gt;&gt; <a href="https://minority-money.captivate.fm/episode/implementing-the-plan-with-shawn-tydlaska-step-6-of-financial-planning" rel="noopener noreferrer nofollow" target="_blank">Implementing the Plan with Shawn Tydlaska [Step 6 of Financial Planning]</a> I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (<a href="https://apple.co/3jN77Mv" rel="noopener noreferrer nofollow" target="_blank">https://apple.co/3jN77Mv</a>), Spotify (<a href="https://spoti.fi/3jParH0" rel="noopener noreferrer nofollow" target="_blank">https://spoti.fi/3jParH0</a>), Google Podcasts (<a href="https://bit.ly/3n3i8vb" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3n3i8vb</a>), or on your favorite podcast app and SHARE THIS 👉 (<a href="https://bit.ly/3l18yWQ" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3l18yWQ</a>) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Building Healthy Financial Habits & Principles for Future Generations

As we near the end of the year's first quarter, let’s reflect on the goals we have accomplished and those we still aim to achieve.  In this episode, we’ll talk about removing obstacles and distractions in our lives that prevent us from reaching our financial goals. We will also explore the concept of body budgeting and how it ties into the brain's function in the body's ability to budget.  Plus, don't forget to sign up for our six-month Spring Cleaning Your Finances Boot Camp Program with group coaching, one-on-one sessions, and access to an award-winning software for 12 months.  If you're looking to improve your financial health and spring clean your finances, make sure to check out this episode!  Key Points: [01:44] #1  Spring cleaning finances boot camp offered by Gen X wealth [03:40] #2 "Seven and a Half Lessons About the Brain" and body budgeting [04:32] #3 The importance of removing obstacles to reach our financial goals. [07:20] #4 Tips and suggestions on how to remove obstacles to prepare ahead of time, set realistic goals, and create a routine.  If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; Spring Cleaning Your Finances: Tips for a Financial Fresh Start &gt;&gt; Monitoring your Financial Plan with Dr. Preston Cherry [Step 7 of Financial Planning] &gt;&gt; Implementing the Plan with Shawn Tydlaska [Step 6 of Financial Planning]  I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

As we near the end of the year's first quarter, let’s reflect on the goals we have accomplished and those we still aim to achieve.  In this episode, we’ll talk about removing obstacles and distractions in our lives that prevent us from reaching our financial goals. We will also explore the concept of body budgeting and how it ties into the brain's function in the body's ability to budget.  Plus, don't forget to sign up for our six-month<a href="https://bit.ly/springcleaningyourfinances-signup" rel="noopener noreferrer nofollow" target="_blank"> Spring Cleaning Your Finances Boot Camp Program</a> with group coaching, one-on-one sessions, and access to an award-winning software for 12 months.  If you're looking to improve your financial health and spring clean your finances, make sure to check out this episode! Key Points: [01:44] #1  <a href="https://bit.ly/springcleaningyourfinances-signup" rel="noopener noreferrer nofollow" target="_blank">Spring cleaning finances boot camp</a> offered by Gen X wealth [03:40] #2 "Seven and a Half Lessons About the Brain" and body budgeting [04:32] #3 The importance of removing obstacles to reach our financial goals. [07:20] #4 Tips and suggestions on how to remove obstacles to prepare ahead of time, set realistic goals, and create a routine. If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; <a href="https://minority-money.captivate.fm/episode/spring-cleaning-your-finances-tips-for-a-financial-fresh-start" rel="noopener noreferrer nofollow" target="_blank">Spring Cleaning Your Finances: Tips for a Financial Fresh Start</a> &gt;&gt; <a href="https://minority-money.captivate.fm/episode/monitoring-your-financial-plan-with-dr-preston-cherry-step-7-of-financial-planning" rel="noopener noreferrer nofollow" target="_blank">Monitoring your Financial Plan with Dr. Preston Cherry [Step 7 of Financial Planning]</a> &gt;&gt; <a href="https://minority-money.captivate.fm/episode/implementing-the-plan-with-shawn-tydlaska-step-6-of-financial-planning" rel="noopener noreferrer nofollow" target="_blank">Implementing the Plan with Shawn Tydlaska [Step 6 of Financial Planning]</a> I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (<a href="https://apple.co/3jN77Mv" rel="noopener noreferrer nofollow" target="_blank">https://apple.co/3jN77Mv</a>), Spotify (<a href="https://spoti.fi/3jParH0" rel="noopener noreferrer nofollow" target="_blank">https://spoti.fi/3jParH0</a>), Google Podcasts (<a href="https://bit.ly/3n3i8vb" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3n3i8vb</a>), or on your favorite podcast app and SHARE THIS 👉 (<a href="https://bit.ly/3l18yWQ" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3l18yWQ</a>) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Removing Obstacles and Distractions for Financial Success

Spring has arrived, and it's time to freshen up more than just your home! Why not give your finances a much-needed clean-up?  Join me in this episode as we dive into the benefits of spring cleaning your finances and discover how Gen X Wealth's Jumpstart Your Finances Bootcamp can help you reach your financial goals.  Let's make this season the start of a new, financially savvy you! Key Points: [1:45] #1 Jumpstart Your Finances Bootcamp by Gen X Wealth [2:14] #2 Key areas covered in Gen X Wealth's Bootcamp [4:21] #3 Tips on managing retirement accounts after being laid off or changing jobs If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; The Value of a Financial Advisor  &gt;&gt; Planning Your Life &amp; Finances - a 2022 Mash Up &gt;&gt; Own Your Home and Grow Your Mental Wealth I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Spring has arrived, and it's time to freshen up more than just your home! Why not give your finances a much-needed clean-up?  Join me in this episode as we dive into the benefits of spring cleaning your finances and discover how Gen X Wealth's Jumpstart Your Finances Bootcamp can help you reach your financial goals.  Let's make this season the start of a new, financially savvy you! Key Points: [1:45] #1 Jumpstart Your Finances Bootcamp by Gen X Wealth [2:14] #2 Key areas covered in Gen X Wealth's Bootcamp [4:21] #3 Tips on managing retirement accounts after being laid off or changing jobs If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; <a href="https://minority-money.captivate.fm/episode/the-value-of-a-financial-advisor" rel="noopener noreferrer nofollow" target="_blank">The Value of a Financial Advisor </a> &gt;&gt; <a href="https://minority-money.captivate.fm/episode/planning-your-life-and-finances-a-2022-mashup" rel="noopener noreferrer nofollow" target="_blank">Planning Your Life &amp; Finances - a 2022 Mash Up</a> &gt;&gt;<a href="https://minority-money.captivate.fm/episode/own-your-home-and-grow-your-mental-wealth-with-carlese-laurent" rel="noopener noreferrer nofollow" target="_blank"> Own Your Home and Grow Your Mental Wealth</a> I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (<a href="https://apple.co/3jN77Mv" rel="noopener noreferrer nofollow" target="_blank">https://apple.co/3jN77Mv</a>), Spotify (<a href="https://spoti.fi/3jParH0" rel="noopener noreferrer nofollow" target="_blank">https://spoti.fi/3jParH0</a>), Google Podcasts (<a href="https://bit.ly/3n3i8vb" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3n3i8vb</a>), or on your favorite podcast app and SHARE THIS 👉 (<a href="https://bit.ly/3l18yWQ" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3l18yWQ</a>) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Spring Cleaning Your Finances: Tips for a Financial Fresh Start

Businesses beware: The collapse of Silicon Valley Bank sends a stark reminder of the impact a bank failure can have.  In this episode, we explore the far-reaching consequences of the bank run that caused its downfall and the importance of FDIC insurance for both individuals and businesses.  Listen to learn more about the impact of Silicon Valley Bank's collapse on businesses and the importance of FDIC insurance for depositors. Key Points: [1:16] #1 The collapse of Silicon Valley Bank [3:15] #2 What happens when a bank collapses and the importance of FDIC insurance [5:38] #3 The impact of a bank's collapse on the businesses that banked at that bank If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; The Value of a Financial Advisor  &gt;&gt; Planning Your Life &amp; Finances - a 2022 Mash Up &gt;&gt; Own Your Home and Grow Your Mental Wealth I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Businesses beware: The collapse of Silicon Valley Bank sends a stark reminder of the impact a bank failure can have.  In this episode, we explore the far-reaching consequences of the bank run that caused its downfall and the importance of FDIC insurance for both individuals and businesses.  Listen to learn more about the impact of Silicon Valley Bank's collapse on businesses and the importance of FDIC insurance for depositors. Key Points: [1:16] #1 The collapse of Silicon Valley Bank [3:15] #2 What happens when a bank collapses and the importance of FDIC insurance [5:38] #3 The impact of a bank's collapse on the businesses that banked at that bank If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; <a href="https://minority-money.captivate.fm/episode/the-value-of-a-financial-advisor" rel="noopener noreferrer nofollow" target="_blank">The Value of a Financial Advisor </a> &gt;&gt; <a href="https://minority-money.captivate.fm/episode/planning-your-life-and-finances-a-2022-mashup" rel="noopener noreferrer nofollow" target="_blank">Planning Your Life &amp; Finances - a 2022 Mash Up</a> &gt;&gt;<a href="https://minority-money.captivate.fm/episode/own-your-home-and-grow-your-mental-wealth-with-carlese-laurent" rel="noopener noreferrer nofollow" target="_blank"> Own Your Home and Grow Your Mental Wealth</a> I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (<a href="https://apple.co/3jN77Mv" rel="noopener noreferrer nofollow" target="_blank">https://apple.co/3jN77Mv</a>), Spotify (<a href="https://spoti.fi/3jParH0" rel="noopener noreferrer nofollow" target="_blank">https://spoti.fi/3jParH0</a>), Google Podcasts (<a href="https://bit.ly/3n3i8vb" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3n3i8vb</a>), or on your favorite podcast app and SHARE THIS 👉 (<a href="https://bit.ly/3l18yWQ" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3l18yWQ</a>) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

The Ripple Effect of Silicon Valley Bank's Collapse

The power of insurance should never be underestimated. But how about we dig deeper into what insurances do and realign them with your financial goals? Today’s episode is about Indexed Universal Life insurance. We talk about how it can be a good investment while serving as your life insurance. We’ll also discuss how to understand policies so you can strategize investing for it. We’ll also debunk insurance misconceptions so you can utilize it according to your financial intentions and outcomes. Make your goal specifically yours. Reclaim your power to strive for life. Tune in now!  Key Points: [2:10] #1 IUL is your life’s investment!  [13:24] #2 Find the best reason to opt for IUL [14:25] #3 Align your financial goals with the right insurance  If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; The Value of a Financial Advisor  &gt;&gt; Planning Your Life &amp; Finances - a 2022 Mash Up &gt;&gt; Own Your Home and Grow Your Mental Wealth  I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

The power of insurance should never be underestimated. But how about we dig deeper into what insurances do and realign them with your financial goals? Today’s episode is about Indexed Universal Life insurance. We talk about how it can be a good investment while serving as your life insurance. We’ll also discuss how to understand policies so you can strategize investing for it. We’ll also debunk insurance misconceptions so you can utilize it according to your financial intentions and outcomes. Make your goal specifically yours. Reclaim your power to strive for life. Tune in now!  Key Points: [2:10] #1 IUL is your life’s investment!  [13:24] #2 Find the best reason to opt for IUL [14:25] #3 Align your financial goals with the right insurance If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; <a href="https://minority-money.captivate.fm/episode/the-value-of-a-financial-advisor" rel="noopener noreferrer nofollow" target="_blank">The Value of a Financial Advisor </a> &gt;&gt; <a href="https://minority-money.captivate.fm/episode/planning-your-life-and-finances-a-2022-mashup" rel="noopener noreferrer nofollow" target="_blank">Planning Your Life &amp; Finances - a 2022 Mash Up</a> &gt;&gt;<a href="https://minority-money.captivate.fm/episode/own-your-home-and-grow-your-mental-wealth-with-carlese-laurent" rel="noopener noreferrer nofollow" target="_blank"> Own Your Home and Grow Your Mental Wealth</a> I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (<a href="https://apple.co/3jN77Mv" rel="noopener noreferrer nofollow" target="_blank">https://apple.co/3jN77Mv</a>), Spotify (<a href="https://spoti.fi/3jParH0" rel="noopener noreferrer nofollow" target="_blank">https://spoti.fi/3jParH0</a>), Google Podcasts (<a href="https://bit.ly/3n3i8vb" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3n3i8vb</a>), or on your favorite podcast app and SHARE THIS 👉 (<a href="https://bit.ly/3l18yWQ" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3l18yWQ</a>) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Is Indexed Universal Life Insurance right for me?

We are already in the final days of Black History Month!  As we set our goals, we cannot help but strive for wealth. But how about we recalibrate them and aim for your well-being? Today’s episode is about setting your goals. We talk about how focusing on the things that speak longevity and genuine happiness as your goal brings you flexibility, clearer perspectives, and better relationships with the people around you.  Make your goal specifically yours. Reclaim your power to strive for life. Tune in now!   Key Points: [3:15] #1 What’s more important to you than money? [5:19] #2 Flexibility is your power! [09:19] #3 Make finding your genuine joy your goal!  If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; The Value of a Financial Advisor  &gt;&gt; Planning Your Life &amp; Finances - a 2022 Mash Up &gt;&gt; Own Your Home and Grow Your Mental Wealth  I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com. I can't wait to meet you.

We are already in the final days of Black History Month!  As we set our goals, we cannot help but strive for wealth. But how about we recalibrate them and aim for your well-being? Today’s episode is about setting your goals. We talk about how focusing on the things that speak longevity and genuine happiness as your goal brings you flexibility, clearer perspectives, and better relationships with the people around you.  Make your goal specifically yours. Reclaim your power to strive for life. Tune in now!  Key Points: [3:15] #1 What’s more important to you than money? [5:19] #2 Flexibility is your power! [09:19] #3 Make finding your genuine joy your goal! If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; <a href="https://minority-money.captivate.fm/episode/the-value-of-a-financial-advisor" rel="noopener noreferrer nofollow" target="_blank">The Value of a Financial Advisor </a> &gt;&gt; <a href="https://minority-money.captivate.fm/episode/planning-your-life-and-finances-a-2022-mashup" rel="noopener noreferrer nofollow" target="_blank">Planning Your Life &amp; Finances - a 2022 Mash Up</a> &gt;&gt;<a href="https://minority-money.captivate.fm/episode/own-your-home-and-grow-your-mental-wealth-with-carlese-laurent" rel="noopener noreferrer nofollow" target="_blank"> Own Your Home and Grow Your Mental Wealth</a> I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (<a href="https://apple.co/3jN77Mv" rel="noopener noreferrer nofollow" target="_blank">https://apple.co/3jN77Mv</a>), Spotify (<a href="https://spoti.fi/3jParH0" rel="noopener noreferrer nofollow" target="_blank">https://spoti.fi/3jParH0</a>), Google Podcasts (<a href="https://bit.ly/3n3i8vb" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3n3i8vb</a>), or on your favorite podcast app and SHARE THIS 👉 (<a href="https://bit.ly/3l18yWQ" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3l18yWQ</a>) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com. I can't wait to meet you.

Life is More Than Just Financial Goals

If you've ever missed out on a big sale in the stock market because of fear or uncertainty, you're not alone. But don't let that fear keep you from taking advantage of potential gains. In this episode, we'll introduce the concept of dollar-cost averaging (DCA) - a practical investment method for those just starting. DCA allows you to control the frequency of your investments and can help reduce your overall risk. This strategy can also be used in your retirement accounts, where a portion of your income goes into your company retirement plan every month, purchasing shares of mutual funds, ETFs, or stocks. The key to successful investing is having a long-term perspective and staying disciplined in your investment strategy. So don't let fear hold you back. Start investing in the stock market using dollar-cost averaging and watch your portfolio grow!  Key Points: [3:20] #1 Dollar-cost averaging (DCA) spreads out investment purchases to reduce market impact [3:50] #2 Retirement accounts like 401(k) and IRA often use DCA to purchase shares of investments [8:03] #3 DCA involves systematic monthly stock purchases of the same dollar amount If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; The Value of a Financial Advisor  &gt;&gt; Planning Your Life &amp; Finances - a 2022 Mash Up &gt;&gt; Own Your Home and Grow Your Mental Wealth  I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

If you've ever missed out on a big sale in the stock market because of fear or uncertainty, you're not alone. But don't let that fear keep you from taking advantage of potential gains. In this episode, we'll introduce the concept of dollar-cost averaging (DCA) - a practical investment method for those just starting. DCA allows you to control the frequency of your investments and can help reduce your overall risk. This strategy can also be used in your retirement accounts, where a portion of your income goes into your company retirement plan every month, purchasing shares of mutual funds, ETFs, or stocks. The key to successful investing is having a long-term perspective and staying disciplined in your investment strategy. So don't let fear hold you back. Start investing in the stock market using dollar-cost averaging and watch your portfolio grow!  Key Points: [3:20] #1 Dollar-cost averaging (DCA) spreads out investment purchases to reduce market impact [3:50] #2 Retirement accounts like 401(k) and IRA often use DCA to purchase shares of investments [8:03] #3 DCA involves systematic monthly stock purchases of the same dollar amount If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; <a href="https://minority-money.captivate.fm/episode/the-value-of-a-financial-advisor" rel="noopener noreferrer nofollow" target="_blank">The Value of a Financial Advisor </a> &gt;&gt; <a href="https://minority-money.captivate.fm/episode/planning-your-life-and-finances-a-2022-mashup" rel="noopener noreferrer nofollow" target="_blank">Planning Your Life &amp; Finances - a 2022 Mash Up</a> &gt;&gt;<a href="https://minority-money.captivate.fm/episode/own-your-home-and-grow-your-mental-wealth-with-carlese-laurent" rel="noopener noreferrer nofollow" target="_blank"> Own Your Home and Grow Your Mental Wealth</a> I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (<a href="https://apple.co/3jN77Mv" rel="noopener noreferrer nofollow" target="_blank">https://apple.co/3jN77Mv</a>), Spotify (<a href="https://spoti.fi/3jParH0" rel="noopener noreferrer nofollow" target="_blank">https://spoti.fi/3jParH0</a>), Google Podcasts (<a href="https://bit.ly/3n3i8vb" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3n3i8vb</a>), or on your favorite podcast app and SHARE THIS 👉 (<a href="https://bit.ly/3l18yWQ" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3l18yWQ</a>) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Grow Your Wealth with Dollar-Cost Averaging

Ensure your love lasts a lifetime. Plan your estate to secure your loved one's future and bring them peace of mind. In this episode, I will discuss the importance of estate planning and share a personal experience to highlight its benefits. I will also cover the documents that go into an estate plan, such as wills, trusts,  and medical health care directives. Estate planning will help you distribute your assets, and medical health care directives can ensure that one's wishes are respected in case of incapacitation.  Take the first step in showing your love for your family by creating an estate plan with us. Tune in now!  Key Points: [5:22] #1 What is an estate plan, and how does it help? [9:16] #2 How an estate plan can help you when someone is incapacitated? [10:58] #3 What goes into the estate plan? If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; The Value of a Financial Advisor  &gt;&gt; Planning Your Life &amp; Finances - a 2022 Mash Up &gt;&gt; Own Your Home and Grow Your Mental Wealth I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Ensure your love lasts a lifetime. Plan your estate to secure your loved one's future and bring them peace of mind. In this episode, I will discuss the importance of estate planning and share a personal experience to highlight its benefits. I will also cover the documents that go into an estate plan, such as wills, trusts,  and medical health care directives. Estate planning will help you distribute your assets, and medical health care directives can ensure that one's wishes are respected in case of incapacitation.  Take the first step in showing your love for your family by creating an estate plan with us. Tune in now!  Key Points: [5:22] #1 What is an estate plan, and how does it help? [9:16] #2 How an estate plan can help you when someone is incapacitated? [10:58] #3 What goes into the estate plan? If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; <a href="https://minority-money.captivate.fm/episode/the-value-of-a-financial-advisor" rel="noopener noreferrer nofollow" target="_blank">The Value of a Financial Advisor </a> &gt;&gt; <a href="https://minority-money.captivate.fm/episode/planning-your-life-and-finances-a-2022-mashup" rel="noopener noreferrer nofollow" target="_blank">Planning Your Life &amp; Finances - a 2022 Mash Up</a> &gt;&gt;<a href="https://minority-money.captivate.fm/episode/own-your-home-and-grow-your-mental-wealth-with-carlese-laurent" rel="noopener noreferrer nofollow" target="_blank"> Own Your Home and Grow Your Mental Wealth</a> I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (<a href="https://apple.co/3jN77Mv" rel="noopener noreferrer nofollow" target="_blank">https://apple.co/3jN77Mv</a>), Spotify (<a href="https://spoti.fi/3jParH0" rel="noopener noreferrer nofollow" target="_blank">https://spoti.fi/3jParH0</a>), Google Podcasts (<a href="https://bit.ly/3n3i8vb" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3n3i8vb</a>), or on your favorite podcast app and SHARE THIS 👉 (<a href="https://bit.ly/3l18yWQ" rel="noopener noreferrer nofollow" target="_blank">https://bit.ly/3l18yWQ</a>) with a friend. ********** Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Express Your Love Through Estate Planning

The Minority Money Podcast is about finance, family, fitness/health, and education and how all of these things affect your overall wealth.

Amazing podcast not just because it’s my husbands but because he has episodes that help answer questions that people commonly have.  Everything is presented perfectly and easy to understand. Love It!

Amazing Podcast “A Must Listen”

Minority Money Podcast consistently puts out quality production and episodes that add value to the lives of minorities living in the U.S.  Great host, guests, and content!

Making A Difference In The Lives of Minorities

Minority Money

Do your financial behaviors line up with your money goals? The thing is that the numbers will always add up, it’s the behaviors that often get in the way of you reaching your finance goals. Tune in as Carl Richards, two-time author and well respected keynote speaker, joins me to talk about behavioral finance and delves in to the importance of having money talks with your spouse. Join a group of like minded individuals on their journeys to change the complexion of wealth one step at a time! Minority Money Community Minority Money Facebook

Do your financial behaviors line up with your money goals? The thing is that the numbers will always add up, it’s the behaviors that often get in the way of you reaching your finance goals. Tune in as Carl Richards, two-time author and well respected keynote speaker, joins me to talk about behavioral finance and delves in to the importance of having money talks with your spouse. Join a group of like minded individuals on their journeys to change the complexion of wealth one step at a time! <a href="https://www.facebook.com/groups/423846561552747/" rel="nofollow" target="_blank">Minority Money Community</a> <a href="https://www.facebook.com/minoritymoneypodcast" rel="nofollow" target="_blank">Minority Money Facebook</a>

How to Align Your Behaviors With Your Financial Goals

We’re continuing our month of education-themed episodes with a very special guest. Prince Marshall, principal of Southwest Fresno Middle School, joins me to share his incredible story of how he became an educator and talk about the power of education as an equalizer.  Have questions about your financial situation? Reach out to me, Emlen, at emlen@minoritymoneypodcast.com 

We’re continuing our month of education-themed episodes with a very special guest. Prince Marshall, principal of Southwest Fresno Middle School, joins me to share his incredible story of how he became an educator and talk about the power of education as an equalizer.  Have questions about your financial situation? Reach out to me, Emlen, at <a href="mailto:emlen@minoritymoneypodcast.com">emlen@minoritymoneypodcast.com</a>

Education: The Great Equalizer

Luis Rosa

The Coronavirus Aid, Relief, and Economic Security (CARES) Act has recently been passed to support US residents dealing with the global pandemic, COVID-19. It’s a combination of economic stimulus and support for the health care system. We’re going to talk about what this stimulus package entails as Luis Rosa, CFP® EA, Founder of Build a Better Financial Future and host of the On My Way To Wealth Podcast joins us in this episode! He’s a Certified Financial Planner with a mission to help others pursue their financial goals! In this episode, Luis breaks it down what the stimulus payment is and what it means for minorities and business owners. He’ll answer questions related to your 401k and the CARES Act in light of people who have student loans. There are many things that we can’t control. The spread of the coronavirus and the uncertain financial markets as such, and Luis assures us that there are also some things that we can control and he’s going to help us tap into it! Educate yourself now and focus on what you can control. Find out what actions to take in this crisis so that you can build a better financial future for you and your family! Highlights: &gt;&gt; What is the CARES Act &gt;&gt; What’s this stimulus payment you’ve been hearing all about? &gt;&gt; What the CARES Act entails for people who have student loans &gt;&gt; Should you tap into your 401k now? &gt;&gt; How the CARES Act is beneficial to business owners &gt;&gt; Focusing on what you can control &gt;&gt; Taking action   Connect with Luis Rosa &gt;&gt; Build A Better Financial Future &gt;&gt; Instagram @luis_f_rosa &gt;&gt; Twitter @luis_f_rosa &gt;&gt;  LinkedIn &gt;&gt;  Facebook   Resources:  &gt;&gt; IRS Change of Address Form 8822  &gt;&gt; IRS Coronavirus Information Page  &gt;&gt; USA.GOV Coronavirus Information Page  &gt;&gt; USA.GOV Coronavirus Information Page (En Español)  &gt;&gt; Kiplinger Stimulus Payment Calculator  &gt;&gt; COVID19Response.Vegas  &gt;&gt; SBA.GOV/Disaster  &gt;&gt; The Small Business Owner's Guide to the CARES Act  &gt;&gt; Emergency Loans Small Business Guide &amp; Checklist &gt;&gt; On My Way To Wealth Podcast    If you loved this episode, you have to listen to these episodes as well: &gt;&gt;  Becoming Successful Through Controlling What You Can &gt;&gt;  Supporting the Minority Entrepreneur with Kelly Burton, PhD &gt;&gt;  How to Win at Student Loan Debt   Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

The Coronavirus Aid, Relief, and Economic Security (CARES) Act has recently been passed to support US residents dealing with the global pandemic, COVID-19. It’s a combination of economic stimulus and support for the health care system. We’re going to talk about what this stimulus package entails as Luis Rosa, CFP® EA, Founder of Build a Better Financial Future and host of the On My Way To Wealth Podcast joins us in this episode! He’s a Certified Financial Planner with a mission to help others pursue their financial goals! In this episode, Luis breaks it down what the stimulus payment is and what it means for minorities and business owners. He’ll answer questions related to your 401k and the CARES Act in light of people who have student loans. There are many things that we can’t control. The spread of the coronavirus and the uncertain financial markets as such, and Luis assures us that there are also some things that we can control and he’s going to help us tap into it! Educate yourself now and focus on what you can control. Find out what actions to take in this crisis so that you can build a better financial future for you and your family! Highlights: &gt;&gt; What is the CARES Act &gt;&gt; What’s this stimulus payment you’ve been hearing all about? &gt;&gt; What the CARES Act entails for people who have student loans &gt;&gt; Should you tap into your 401k now? &gt;&gt; How the CARES Act is beneficial to business owners &gt;&gt; Focusing on what you can control &gt;&gt; Taking action Connect with Luis Rosa &gt;&gt; <a href="https://buildabetterfinancialfuture.com/" rel="nofollow" target="_blank">Build A Better Financial Future</a> &gt;&gt; <a href="https://www.instagram.com/luis_f_rosa/" rel="nofollow" target="_blank">Instagram @luis_f_rosa</a> &gt;&gt; <a href="https://twitter.com/luis_f_rosa" rel="nofollow" target="_blank">Twitter @luis_f_rosa</a> &gt;&gt; <a href="https://www.linkedin.com/authwall?trk=gf&amp;trkInfo=AQHj5FLLfqixIAAAAXFY0GqQZfjSeiZl_DvH8zMxZObidw_55vVJTXpCTrWOZN7-YOxF3S8vljWRQcJp8HJ16EfCtvxmyQ8Niek8_NCwS87uN8mnrZR2s_N_qzV8BeyvstKHYC4=&amp;originalReferer=&amp;sessionRedirect=https%3A%2F%2Fwww.linkedin.com%2Fin%2Fluisfrosa%2F" rel="nofollow" target="_blank"> LinkedIn</a> &gt;&gt; <a href="https://web.facebook.com/profile.php?id=100015651787308&amp;_rdc=1&amp;_rdr" rel="nofollow" target="_blank"> Facebook</a> Resources: <a href="https://www.irs.gov/pub/irs-pdf/f8822.pdf" rel="noopener nofollow" target="_blank"> &gt;&gt; IRS Change of Address Form 8822</a> <a href="https://www.irs.gov/coronavirus" rel="noopener nofollow" target="_blank"> &gt;&gt; IRS Coronavirus Information Page</a> <a href="https://www.usa.gov/coronavirus" rel="noopener nofollow" target="_blank"> &gt;&gt; USA.GOV Coronavirus Information Page</a> <a href="https://www.usa.gov/espanol/coronavirus" rel="noopener nofollow" target="_blank"> &gt;&gt; USA.GOV Coronavirus Information Page (En Español)</a> <a href="https://www.kiplinger.com/tool/taxes/T023-S001-stimulus-check-calculator-2020/index.php" rel="noopener nofollow" target="_blank"> &gt;&gt; Kiplinger Stimulus Payment Calculator</a> <a href="https://www.lvgea.org/covid19/" rel="noopener nofollow" target="_blank"> &gt;&gt; COVID19Response.Vegas</a> <a href="https://www.sba.gov/funding-programs/disaster-assistance" rel="noopener nofollow" target="_blank"> &gt;&gt; SBA.GOV/Disaster</a> <a href="https://www.lvgea.org/wp-content/uploads/2020/03/The-Small-Business-Owner%E2%80%99s-Guide-to-the-CARES-Act.pdf" rel="noopener nofollow" target="_blank"> &gt;&gt; The Small Business Owner's Guide to the CARES Act</a> <a href="http://online.fliphtml5.com/krha/iyll/#p=1" rel="noopener nofollow" target="_blank"> &gt;&gt; Emergency Loans Small Business Guide &amp; Checklist</a> &gt;&gt; <a href="https://onmywaytowealth.com/" rel="nofollow" target="_blank">On My Way To Wealth Podcast</a> If you loved this episode, you have to listen to these episodes as well: &gt;&gt; <a href="https://www.minoritymoneypodcast.com/podcast/episode/94561371/becoming-successful-through-controlling-what-you-can" rel="nofollow" target="_blank"> Becoming Successful Through Controlling What You Can</a> &gt;&gt; <a href="https://www.minoritymoneypodcast.com/podcast/episode/8f2f557f/supporting-the-minority-entrepreneur-with-kelly-burton-phd" rel="nofollow" target="_blank"> Supporting the Minority Entrepreneur with Kelly Burton, PhD</a> &gt;&gt; <a href="https://www.minoritymoneypodcast.com/podcast/episode/8ccbff0c/how-to-win-at-student-loan-debt" rel="nofollow" target="_blank"> How to Win at Student Loan Debt</a> Want to chat with a fee-only financial planner? Shoot me an email at <a href="mailto:emlen@minoritymoneypodcast.com">emlen@minoritymoneypodcast.com</a> Can't wait to meet you.

The CARES Act 101 (Coronavirus Aid, Relief, and Economic Security) with Luis Rosa, CFP® EA

PAPER

Financial Therapy: two words I bet you never expected to see next to each other. Therapy is for couples, and childhood trauma, and things that have nothing to do with money… right? Actually, wrong. According to today’s guest. Meghaan Lurtz, Ph.D., president of the Financial Therapy Association, there is definitely a psychology to money. Join us today as we talk about how our deep-seated attitudes towards, and experiences with, money impact our financial planning.

Financial Therapy: two words I bet you never expected to see next to each other. Therapy is for couples, and childhood trauma, and things that have nothing to do with money… right? Actually, wrong. According to today’s guest. Meghaan Lurtz, Ph.D., president of the Financial Therapy Association, there is definitely a psychology to money. Join us today as we talk about how our deep-seated attitudes towards, and experiences with, money impact our financial planning.

More Than a Piece of Paper: The Psychology of Money

Today's podcast, I’m sitting down with a good friend and role model, Alex Chalekian of Lake Avenue Financial. Equality and representation in the workforce is a conversation every industry should be having, especially the finance industry. But how many of those words turn into actions? Join us as we get real about this important topic. Need a fee-only financial planner? You can reach me at emlen@minoritymoneypodcast.com

Today's podcast, I’m sitting down with a good friend and role model, Alex Chalekian of Lake Avenue Financial. Equality and representation in the workforce is a conversation every industry should be having, especially the finance industry. But how many of those words turn into actions? Join us as we get real about this important topic. Need a fee-only financial planner? You can reach me at emlen@minoritymoneypodcast.com

Equality and Representation in the Finance Industry

Color

There's a greater need than ever to have more diversity and representation in the financial world. In financial planning, there are often barriers that people of color face when it comes to wealth building. With the vast knowledge we have today, it’s time to help minorities achieve a life of stability that they deserve. Join me in this episode as I sit with Dr. Ajamu Loving, Ph.D., CF,  to talk about financial planning for people and families of color. As the first black Ph.D. recipient for Financial Planning in the profession, Dr. Loving has dedicated his life to making financial planning.   Highlights: &gt;&gt; Financial planning for people of color &gt;&gt; The economic difference between black and white wealth &gt;&gt; How to impact Black people’s lives in a positive way that helps them financially &gt;&gt; Why people are more important than things &gt;&gt; Maintaining and experiencing professional success   Connect with Ajamu Loving &gt;&gt; Ajamu Loving - website &gt;&gt; LinkedIn &gt;&gt; Breadren Podcast &gt;&gt; Breadren Podcast - Facebook   Resources: &gt;&gt;  Black Wealth / White Wealth: A New Perspective on Racial Inequality   If you loved this episode, you have to listen to these episodes as well: &gt;&gt;  How to Align Your Behaviors With Your Financial Goals &gt;&gt;  Developing the Millionaire Mindset with Dr. Sarah Fallaw &gt;&gt;  Supporting the Minority Entrepreneur with Kelly Burton, PhD   Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

There's a greater need than ever to have more diversity and representation in the financial world. In financial planning, there are often barriers that people of color face when it comes to wealth building. With the vast knowledge we have today, it’s time to help minorities achieve a life of stability that they deserve. Join me in this episode as I sit with Dr. Ajamu Loving, Ph.D., CF,  to talk about financial planning for people and families of color. As the first black Ph.D. recipient for Financial Planning in the profession, Dr. Loving has dedicated his life to making financial planning. Highlights: &gt;&gt; Financial planning for people of color &gt;&gt; The economic difference between black and white wealth &gt;&gt; How to impact Black people’s lives in a positive way that helps them financially &gt;&gt; Why people are more important than things &gt;&gt; Maintaining and experiencing professional success Connect with Ajamu Loving <a href="http://ajamuloving.com" rel="nofollow" target="_blank">&gt;&gt; Ajamu Loving - website</a> &gt;&gt; <a href="https://www.linkedin.com/in/ajamu-loving-phd-cfp%C2%AE-5807949a" rel="nofollow" target="_blank">LinkedIn</a> <a href="http://www.ajamuloving.com/media/" rel="nofollow" target="_blank">&gt;&gt; Breadren Podcast</a> <a href="https://www.facebook.com/breadrenpod/" rel="nofollow" target="_blank">&gt;&gt; Breadren Podcast - Facebook</a> Resources: &gt;&gt; <a href="https://www.amazon.com/Black-Wealth-White-Perspective-Inequality/dp/0415951674" rel="nofollow" target="_blank"> Black Wealth / White Wealth: A New Perspective on Racial Inequality</a> If you loved this episode, you have to listen to these episodes as well: &gt;&gt; <a href="https://www.minoritymoneypodcast.com/podcast/episode/20f14e32/how-to-align-your-behaviors-with-your-financial-goals" rel="nofollow" target="_blank"> How to Align Your Behaviors With Your Financial Goals</a> &gt;&gt; <a href="https://www.minoritymoneypodcast.com/podcast/episode/2a7a85d4/developing-the-millionaire-mindset-with-dr-sarah-fallaw" rel="nofollow" target="_blank"> Developing the Millionaire Mindset with Dr. Sarah Fallaw</a> &gt;&gt; <a href="https://www.minoritymoneypodcast.com/podcast/episode/8f2f557f/supporting-the-minority-entrepreneur-with-kelly-burton-phd" rel="nofollow" target="_blank"> Supporting the Minority Entrepreneur with Kelly Burton, PhD</a> Want to chat with a fee-only financial planner? Shoot me an email at <a href="mailto:emlen@minoritymoneypodcast.com">emlen@minoritymoneypodcast.com</a> Can't wait to meet you.

Financial Planning for Families of Color with Ajamu Loving Ph.D., CFP®

David Stewart

Challenges in life often lead us to make hard decisions. And sometimes the outcome of those decisions, impacts not only ourselves but also our family, work, and relationships. In this episode, Dave Stewart of Stewart Family Coaching joins us to talk about family in the areas of finance, health, and marriage. He is a psychotherapist and a life coach who’s on a mission to help you discover new life by identifying and replacing habitual thoughts and behaviors that keep you from living a happy life.   Dave and I cover the topic of how focus is vital to get to the place you want to be. He also talks about psychotherapy and the two parts of our mind. Moreover, he talks about maturity and marriage, how to consciously take responsibility and how the decisions we make not only impact ourselves but also our family. Dave Stewart is a U.S. Army Veteran, Business Owner, Psychotherapist, and Life Coach. He believes that helping people experience amazing personal growth, transformation, and power is his life calling.    Highlights: &gt;&gt; What is psychotherapy? &gt;&gt; The conscious and the subconscious mind &gt;&gt; How the decisions we make impacts our family &gt;&gt; The power of focus &gt;&gt; Marriage and maturity &gt;&gt; Consciously taking responsibility   Connect with David Stewart &gt;&gt; Twitter @coachdstew &gt;&gt; Stewart Family Counseling   Resources:  &gt;&gt; The Mis-Education of the Negro by Carter Godwin Woodson  &gt;&gt; Think And Grow Ruch by Napoleon Hill  &gt;&gt; Think and Grow Rich: A Black Choice   If you loved this episode, you have to listen to these episodes as well:  &gt;&gt; Making The Most of Money Talks With Your Spouse  &gt;&gt; Bringing Financial Education Back to the Community  &gt;&gt; Education, Financial Stability, Health and Your Well-Being   Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can't wait to meet you.

Challenges in life often lead us to make hard decisions. And sometimes the outcome of those decisions, impacts not only ourselves but also our family, work, and relationships. In this episode, Dave Stewart of Stewart Family Coaching joins us to talk about family in the areas of finance, health, and marriage. He is a psychotherapist and a life coach who’s on a mission to help you discover new life by identifying and replacing habitual thoughts and behaviors that keep you from living a happy life.   Dave and I cover the topic of how focus is vital to get to the place you want to be. He also talks about psychotherapy and the two parts of our mind. Moreover, he talks about maturity and marriage, how to consciously take responsibility and how the decisions we make not only impact ourselves but also our family. Dave Stewart is a U.S. Army Veteran, Business Owner, Psychotherapist, and Life Coach. He believes that helping people experience amazing personal growth, transformation, and power is his life calling.  Highlights: &gt;&gt; What is psychotherapy? &gt;&gt; The conscious and the subconscious mind &gt;&gt; How the decisions we make impacts our family &gt;&gt; The power of focus &gt;&gt; Marriage and maturity &gt;&gt; Consciously taking responsibility Connect with David Stewart <a href="https://twitter.com/coachdstew" rel="nofollow" target="_blank">&gt;&gt; Twitter @coachdstew</a> <a href="https://stewartfamilycounseling.com/" rel="nofollow" target="_blank">&gt;&gt; Stewart Family Counseling</a> Resources: <a href="https://www.amazon.com/Mis-Education-Negro-Carter-Godwin-Woodson/dp/0404160271" rel="nofollow" target="_blank"> &gt;&gt; The Mis-Education of the Negro by Carter Godwin Woodson</a> <a href="https://www.amazon.com/Think-Grow-Rich-ebook/dp/B001NGN2D2" rel="nofollow" target="_blank"> &gt;&gt; Think And Grow Ruch by Napoleon Hill</a> <a href="https://www.amazon.com/Think-Grow-Rich-Black-Choice/dp/0449219984" rel="nofollow" target="_blank"> &gt;&gt; Think and Grow Rich: A Black Choice</a> If you loved this episode, you have to listen to these episodes as well: <a href="https://www.minoritymoneypodcast.com/podcast/episode/23747349/making-the-most-of-money-talks-with-your-spouse" rel="nofollow" target="_blank"> &gt;&gt; Making The Most of Money Talks With Your Spouse</a> <a href="https://www.minoritymoneypodcast.com/podcast/episode/20795f1f/bringing-financial-education-back-to-the-community" rel="nofollow" target="_blank"> &gt;&gt; Bringing Financial Education Back to the Community</a> <a href="https://www.minoritymoneypodcast.com/podcast/episode/b0723337/education-financial-stability-health-and-your-well-being" rel="nofollow" target="_blank"> &gt;&gt; Education, Financial Stability, Health and Your Well-Being</a> Want to chat with a fee-only financial planner? Shoot me an email at <a href="mailto:emlen@minoritymoneypodcast.com">emlen@minoritymoneypodcast.com</a> Can't wait to meet you.

Winning in Finance, Health, Marriage & Life with David Stewart

“The people we negotiate with the most are the ones closest to us.”We face negotiations everyday… most with our families and a ton with ourselves. “Will I make a right/left,” “will I eat this or that,” “will you be a part of this or no?” Self-proclaimed psychology nerd, Kwame Christian, Esq., M.A., shares his secret for negotiating with confidence even when most would rather run from the perception of conflict.How does this show resonate with you?

“The people we negotiate with the most are the ones closest to us.”We face negotiations everyday… most with our families and a ton with ourselves. “Will I make a right/left,” “will I eat this or that,” “will you be a part of this or no?” Self-proclaimed psychology nerd, Kwame Christian, Esq., M.A., shares his secret for negotiating with confidence even when most would rather run from the perception of conflict.How does this show resonate with you?

The Art of Negotiation: Just Ask

Money talks with your spouse: just have them. Alright, there’s more to it than that, which is why my lovely wife, Maricela Miles-Mattingly, joins me on the podcast today. We may have different backgrounds, but we both grew up in families that didn’t really talk about money. However, that doesn’t mean you can’t learn how--especially with your spouse. Join the Minority Money Podcast Community on FB to stay in the loop with others like you who just want to get their money in order. 

Money talks with your spouse: just have them. Alright, there’s more to it than that, which is why my lovely wife, Maricela Miles-Mattingly, joins me on the podcast today. We may have different backgrounds, but we both grew up in families that didn’t really talk about money. However, that doesn’t mean you can’t learn how--especially with your spouse. Join the <a href="https://www.facebook.com/groups/423846561552747/?source_id=467887740673942" rel="noopener nofollow" target="_blank">Minority Money Podcast Community on FB</a> to stay in the loop with others like you who just want to get their money in order.

Making The Most of Money Talks With Your Spouse

For many of us, the new year is the time to make fitness goals. But how do you stay motivated for the long haul? In today’s episode, I’m sitting down with personal trainer John Gaines Jr. to talk about how to build healthy habits that last. Let’s reach those goals this year! Have you reviewed the podcast yet? Be sure to on the app your listening to this show on. I'd be forever grateful.  And looking for a fee-only financial planner? Let's chat. Reach me at emlen@minoritymoneypodcast.com

For many of us, the new year is the time to make fitness goals. But how do you stay motivated for the long haul? In today’s episode, I’m sitting down with personal trainer John Gaines Jr. to talk about how to build healthy habits that last. Let’s reach those goals this year! Have you reviewed the podcast yet? Be sure to on the app your listening to this show on. I'd be forever grateful.  And looking for a fee-only financial planner? Let's chat. Reach me at emlen@minoritymoneypodcast.com

Building Fitness Habits That Last

The new year (and the new decade!) is approaching fast! In today’s special end-of-the-year episode, I’m bringing you a mashup of the Best of 2019. It’s been a great first year of this podcast, and I’m excited to see what 2020 holds. A huge thanks to each and every one of this year’s guests. Thanks for helping to change the complexion of wealth! Have you reviewed the podcast yet? Be sure to on the app your listening to this show on. I'd be forever grateful.  And looking for a fee-only financial planner? Let's chat. Reach me at emlen@minoritymoneypodcast.com

The new year (and the new decade!) is approaching fast! In today’s special end-of-the-year episode, I’m bringing you a mashup of the Best of 2019. It’s been a great first year of this podcast, and I’m excited to see what 2020 holds. A huge thanks to each and every one of this year’s guests. Thanks for helping to change the complexion of wealth! Have you reviewed the podcast yet? Be sure to on the app your listening to this show on. I'd be forever grateful.  And looking for a fee-only financial planner? Let's chat. Reach me at emlen@minoritymoneypodcast.com

Best of 2019 Mash-Up!

Sarah Fallaw

Dr. Sarah Fallaw says that having an appreciation for money and what it can do is the best way to start changing your habits despite the influences around you to spend, spend, spend. Here's your chance to listen to this doc who seems to have cracked the finance behavior code!

Dr. Sarah Fallaw says that having an appreciation for money and what it can do is the best way to start changing your habits despite the influences around you to spend, spend, spend. Here's your chance to listen to this doc who seems to have cracked the finance behavior code!

Developing the Millionaire Mindset with Dr. Sarah Fallaw

Life can get tricky, but as long as you have your compass and your map, you can navigate any rough spots. But what’s that mean, exactly, and does it apply to your finances?  To find out, tune in to today’s episode with Nyle Bayer, Chief Marketing Officer at Helios Quantitative Research. Nyle’s someone I’m happy to know through the #fintwit community. He may be young, but his experiences trekking through rough terrain have given him some timeless wisdom to impart. 

Life can get tricky, but as long as you have your compass and your map, you can navigate any rough spots. But what’s that mean, exactly, and does it apply to your finances?  To find out, tune in to today’s episode with Nyle Bayer, Chief Marketing Officer at Helios Quantitative Research. Nyle’s someone I’m happy to know through the #fintwit community. He may be young, but his experiences trekking through rough terrain have given him some timeless wisdom to impart.

Compass vs. Map: How to Navigate When Life Gets Off-Course

The world of cryptocurrency can be overwhelming at first sight which is why I brought in cryptocurrency extraordinaire Tyrone Ross Jr. to give us insight on what exactly it is. Tyrone shares his story of how he came about cryptocurrency as well as his motivating story of his journey to success. Join a group of like minded individuals on their journeys to change the complexion of wealth one step at a time! Minority Money Community Minority Money Facebook

The world of cryptocurrency can be overwhelming at first sight which is why I brought in cryptocurrency extraordinaire Tyrone Ross Jr. to give us insight on what exactly it is. Tyrone shares his story of how he came about cryptocurrency as well as his motivating story of his journey to success. Join a group of like minded individuals on their journeys to change the complexion of wealth one step at a time! <a href="https://www.facebook.com/groups/423846561552747/" rel="nofollow" target="_blank">Minority Money Community</a> <a href="https://www.facebook.com/minoritymoneypodcast" rel="nofollow" target="_blank">Minority Money Facebook</a>

The Ins and Outs of Cryptocurrency and Growing From Failure

We aren’t always handed the perfect life, but what we can do is choose to grow from the hardships and use them to motivate us to strive for more. Join in as Dasarte Yarnway, host of Young Money Podcast,  Founder of Berknell Financial Group, and author of 3 books shares his story and shares some tips on just how focusing on what we can control will alter our lives significantly. Join a group of like minded individuals on their journeys to change the complexion of wealth one step at a time! Minority Money Community Minority Money Facebook

We aren’t always handed the perfect life, but what we can do is choose to grow from the hardships and use them to motivate us to strive for more. Join in as Dasarte Yarnway, host of Young Money Podcast,  Founder of Berknell Financial Group, and author of 3 books shares his story and shares some tips on just how focusing on what we can control will alter our lives significantly. Join a group of like minded individuals on their journeys to change the complexion of wealth one step at a time! <a href="https://www.facebook.com/groups/423846561552747/" rel="nofollow" target="_blank">Minority Money Community</a> <a href="https://www.facebook.com/minoritymoneypodcast" rel="nofollow" target="_blank">Minority Money Facebook</a>

The Importance of Growing Your Personal Equity

You want to understand and take control of your finances. You want to reach your goals and live the life you want. But what you don’t want is to have to pay tons of money for your financial education, or feel like understanding finances is beyond your reach. Fortunately, financial literacy doesn’t have to be complicated. Tune in as Cristina Livadery, CFP, RLP, and Stephanie Bucko, CPA, CFA, talk about how they’re simplifying the world of financial planning through their project, @ Mana Money School. 

You want to understand and take control of your finances. You want to reach your goals and live the life you want. But what you don’t want is to have to pay tons of money for your financial education, or feel like understanding finances is beyond your reach. Fortunately, financial literacy doesn’t have to be complicated. Tune in as Cristina Livadery, CFP, RLP, and Stephanie Bucko, CPA, CFA, talk about how they’re simplifying the world of financial planning through their project, @ Mana Money School.

What School Never Taught You About Money

Does there need to be more education from employers when it comes to your health insurance? You know there does! But, according to our next guest and awesome podcast host of the 15 Minute Financial Advisor, Michael Policar, we can't put this all on them. Employees need to go in with the mindset that they're out to take care of themselves too. You've got to listen to these wise words from Michael, especially with open enrollment right around the corner. Be sure to subscribe to the podcast on your favorite podcast app!

Does there need to be more education from employers when it comes to your health insurance? You know there does! But, according to our next guest and awesome podcast host of the 15 Minute Financial Advisor, Michael Policar, we can't put this all on them. Employees need to go in with the mindset that they're out to take care of themselves too. You've got to listen to these wise words from Michael, especially with open enrollment right around the corner. Be sure to subscribe to the podcast on your favorite podcast app!

The Biggest Factors to Consider During Open Enrollment

Everybody loves taxes (not), but understanding them will not only empower you financially but give you peace of mind as you work towards your #financialgoals. That’s why tomorrow, I’m sitting down with Sheneya Wilson, MBA, CPA, and CEO of Fola Financial, to talk all about it.  Sheneya has helped over 300 minority business owners and entrepreneurs understand their taxes, and whether it’s your business' or your own, I bet she can help you out, too!

Everybody loves taxes (not), but understanding them will not only empower you financially but give you peace of mind as you work towards your #financialgoals. That’s why tomorrow, I’m sitting down with Sheneya Wilson, MBA, CPA, and CEO of Fola Financial, to talk all about it. Sheneya has helped over 300 minority business owners and entrepreneurs understand their taxes, and whether it’s your business' or your own, I bet she can help you out, too!

No Need to Worry, My Accountant Handles That

I’ve got a very special episode with you tomorrow, as seen on The Human Advisor with my good friend and colleague, Tyrone Ross Jr. This time, I’m the one getting interviewed! We had an awesome conversation about humanizing financial planning and being a voice for the underrepresented. It’s about to get real, so get ready! Need a fee-only financial planner who understands your needs? Reach out to me, Emlen, at emlen@minoritymoneypodcast.com

I’ve got a very special episode with you tomorrow, as seen on The Human Advisor with my good friend and colleague, Tyrone Ross Jr. This time, I’m the one getting interviewed! We had an awesome conversation about humanizing financial planning and being a voice for the underrepresented. It’s about to get real, so get ready! Need a fee-only financial planner who understands your needs? Reach out to me, Emlen, at emlen@minoritymoneypodcast.com

Taking Off The Advisor Mask

How can yoga transform not only your body but also your mind? In today’s health and fitness-themed episode, I’m talking to personal trainer Samuel Akoidu (@ironbirdfitness) about his fitness journey and how the principles of yoga have helped him in everyday life - and how they can help you, too. Want a fee-only financial planner in your corner? Reach out to me at emlen@minoritymoneypodcast.com 

How can yoga transform not only your body but also your mind? In today’s health and fitness-themed episode, I’m talking to personal trainer Samuel Akoidu (@ironbirdfitness) about his fitness journey and how the principles of yoga have helped him in everyday life - and how they can help you, too. Want a fee-only financial planner in your corner? Reach out to me at <a href="mailto:emlen@minoritymoneypodcast.com">emlen@minoritymoneypodcast.com</a>

Aligning Your Mind and Body With Yoga

The best podcast episodes on Startups. For anyone working in a startup, or anyone interested in the incredible stories behind how people built companies like Instagram, and Facebook. Offering both practical advice and insights, as well as the stories for how many of the biggest startups got to where they are today. Add episodes you're interested into your queue below!

OwlTail

Best Startups Podcasts

The best philosophy podcast episodes. Asking questions about how to live a better life, what it means to be and do good, to the idea of God. This topic includes episodes that bring about important questions that everyone should be asking themselves. Add episodes you're interested into your queue below!