APP scams are on the rise, and UK banks are feeling the impact. By 2026, The UK market loss expected is $1,564.9 million compared to $789.4 million in 2021. Despite efforts to educate customers about the risks, banks and regulators are struggling to find a formula that works. That's where Scamscope comes in. In this podcast, you'll learn:  The current and expected losses to APP scams in the UK and beyond Real-world examples of recent APP scams in the UK and how they were carried out The impact of mule networks on APP scams and how to disrupt them 

APP scams are on the rise, and UK banks are feeling the impact. By 2026, The UK market loss expected is $1,564.9 million compared to $789.4 million in 2021. Despite efforts to educate customers about the risks, banks and regulators are struggling to find a formula that works. That's where Scamscope comes in. In this podcast, you'll learn: <ul> <li>The current and expected losses to APP scams in the UK and beyond</li> <li>Real-world examples of recent APP scams in the UK and how they were carried out</li> <li>The impact of mule networks on APP scams and how to disrupt them</li> </ul>

Protect Your Bank and Customers: Join the Fight Against APP Scams

This episode will deep dive into the process of IPP implementation from planning to budgeting, from technology to partner and from fraud to business processing.

Where To Begin: Instant Payment Platform (IPP) in UAE

Instant Payment Platform (IPP) planning in UAE is not a short-term project. Get tips on the right approach from ACI’s payments experts as they talk about the 18 criteria you need to include in your process.

Instant Payment Platform (IPP) planning in UAE is not a short-term project. Get tips on the right approach from ACI’s payments experts as they talk about the 18 criteria you need to include in your process.

IPP Brass Tacks with Craig Ramsey:  Why It’s Imperative to Choose the Right Tech

Gain key insights into how UAE financial institutions can prepare for IPP in our podcast featuring over 20 years’ of #payments experience.

Gain key insights into how UAE financial institutions can prepare for IPP in our podcast featuring over 20 years’ of #payments experience.

IPP Brass Tacks with Craig Ramsey: Where to Begin?

What challenges are issuers facing and why are so many replacing their legacy solutions? Cards continue to be very popular in countries such as the U.K. and the U.S. – however, consumers are changing the way they pay. Listen to ACI's retail and issuing experts Javier Pino and Chris Knowles to find out more about financial institutions' challenges and pain points during recent years and why some are looking to insource platform upgrades now.

What challenges are issuers facing and why are so many replacing their legacy solutions? Cards continue to be very popular in countries such as the U.K. and the U.S. – however, consumers are changing the way they pay. Listen to ACI's retail and issuing experts Javier Pino and Chris Knowles to find out more about financial institutions' challenges and pain points during recent years and why some are looking to insource platform upgrades now.

Issuing Modernization – What, Why and How?

In the last of our four-part, four-minute, Payments-as-a-Service series, Matt and Wayne welcome ACI’s Head of SaaS Geoff Tunbridge into the conversation to explore “looking ahead” with cloud-based payment systems.

In the last of our four-part, four-minute, Payments-as-a-Service series, Matt and Wayne welcome ACI’s Head of SaaS Geoff Tunbridge into the conversation to explore “looking ahead” with cloud-based payment systems.

Payments as a Service: Looking Forward

In Episode Three of our four-part, four-minute, Payments-as-a-Service series, experts Wayne Vercoe and Matt Collings cover the essentials on how to transition to the best Payments-as-a-Service solution that positions your firm for success.

Payments as a Service: When To Press Go

In Episode Two of our four-part, four-minute, Payments-as-a-Service series, experts Matt Collings and Wayne Vercoe discuss why financial institutions should consider the cloud and SaaS as important steps to digital transformation. Listen to Episode Two now.

In Episode Two of our four-part, four-minute, Payments-as-a-Service series, experts Matt Collings and Wayne Vercoe discuss why financial institutions should consider the cloud and SaaS as important steps to digital transformation. Listen to Episode Two now.

Payments as a Service: Does It Make Sense?

Fraud prevention is vital for protecting businesses from escalating costs. But an effective fraud strategy can do much more than that – contrary to common perceptions, fraud management drives better conversion rates and maximize revenue. Fraud and Payments strategies working in coordination and complementary to each other, build a clearer picture of customer behaviors and preferences.

Fraud prevention is vital for protecting businesses from escalating costs. But an effective fraud strategy can do much more than that – contrary to common perceptions, fraud management drives better conversion rates and maximize revenue. Fraud and Payments strategies working in coordination and complementary to each other, build a clearer picture of customer behaviors and preferences.

How Merchants Can Strike the Delicate Balance Between Fraud Prevention and Customer Experience

The Payments-as-a-Service series from ACI is a four-part series focusing on the fundamentals of Payments as a Service. Each part addresses important questions financial institutions need to consider regarding cloud-hosted software solutions and how best to reach digital payment transformation goals. In Episode One, experts Matt Collings and Wayne Vercoe provide the four-minute lowdown on Payments as a Service for financial institutions, discussing fundamentals, deployment options and more. 

The Payments-as-a-Service series from ACI is a four-part series focusing on the fundamentals of Payments as a Service. Each part addresses important questions financial institutions need to consider regarding cloud-hosted software solutions and how best to reach digital payment transformation goals. In Episode One, experts Matt Collings and Wayne Vercoe provide the four-minute lowdown on Payments as a Service for financial institutions, discussing fundamentals, deployment options and more.

Payments as a Service: The Lowdown

ACI Worldwide powers electronic payments for financial institutions, retailers and processors around the world with its broad and integrated suite of electronic payment software.

The rapid digitization of banking and payments has led to a greater need for advanced machine learning fraud management capabilities. In this podcast, explore fraud scoring services — the next generation of machine learning that effortlessly mitigates model bias and keeps you ahead of fraud trends.

Making Machine Learning Effortlessly Ethical When Fighting Fraud

Where payments move freely, fraud moves fast. As banks launch new products for more payments to be made at ease in real time, they must be ready to fight fraud from day one.  In this new podcast, ACI experts show how network intelligence enables unprecedented cross-industry collaboration to defeat more real-time fraud. Learn how this proprietary technology allows financial institutions to securely share and consume industry-wide fraud signals to optimize machine learning models.

Where payments move freely, fraud moves fast. As banks launch new products for more payments to be made at ease in real time, they must be ready to fight fraud from day one.  In this new podcast, ACI experts show how network intelligence enables unprecedented cross-industry collaboration to defeat more real-time fraud. Learn how this proprietary technology allows financial institutions to securely share and consume industry-wide fraud signals to optimize machine learning models.

Fraud Trends in Real-Time Payments

Financial institutions in the U.K. must begin preparing today for the launch of New Payments Architecture (NPA). Listen in as ACI experts offer a comprehensive look at NPA and how it will transform retail payments in the country. Learn the steps to take before January 2023’s planned testing and the benefits banks can expect from this modernization.

All You Need to Know About the New Payments Architecture

For banks, strong customer authentication (SCA) presents many challenges in how they serve their customers. In this new podcast, explore the keys to meeting changing consumer behaviors while maximizing SCA exemptions. Plus, learn how banks can meet PSD2 compliance while preparing for PSD3.

Going Beyond SCA and Preparing for PSD3

Where payments move freely, fraud moves fast. In this new podcast, ACI experts show how network intelligence enables unprecedented cross-industry collaboration to defeat more real-time fraud. See how this proprietary technology allows financial institutions to securely share and consume industry-wide fraud signals to optimize machine learning models.

Protecting Consumers From Scams With Network Intelligence

Around the world, a number of central banks are engaging with new payments initiatives, whether that be on reducing the cost and improving the speed of cross-border payments, to whether central bank digital currencies may provide efficiency gains within the retail payment space. Mandating financial institutions connect to new payments infrastructure is one model central banks could adopt if looking to drive usage of certain systems. Speaking on Central Banking On Air’s latest podcast episode, Liz Oakes from Mastercard and Somya Patnaik of ACI Worldwide discuss the challenge of ensuring new payments systems are available to members of the public.

Around the world, a number of central banks are engaging with new payments initiatives, whether that be on reducing the cost and improving the speed of cross-border payments, to whether central bank digital currencies may provide efficiency gains within the retail payment space. Mandating financial institutions connect to new payments infrastructure is one model central banks could adopt if looking to drive usage of certain systems. Speaking on Central Banking On Air’s latest podcast episode, Liz Oakes from Mastercard and Somya Patnaik of ACI Worldwide discuss the challenge of ensuring new payments systems are available to members of the public.

Payment Networks of the Future

With the full launch of FedNow expected in less than 18 months, U.S. banks must act now to be ready. In this podcast, real-time payment experts from ACI Worldwide explore the current landscape of real-time payments in the U.S. and how banks can meet this tight timeline to benefit from FedNow on day one.   Listen now to learn:  How FedNow promises to reinvent real-time in the U.S. Key phases and milestones banks must know and hit during the next 18 months The technology approaches and cost considerations to weigh before getting started    Featuring: Craig Ramsey – Head of Real-Time Payments, ACI Worldwide Greg Schmaderer – Principal Solutions Consultant, ACI Worldwide

With the full launch of FedNow expected in less than 18 months, U.S. banks must act now to be ready. In this podcast, real-time payment experts from ACI Worldwide explore the current landscape of real-time payments in the U.S. and how banks can meet this tight timeline to benefit from FedNow on day one.   Listen now to learn: <ul> <li>How FedNow promises to reinvent real-time in the U.S.</li> <li>Key phases and milestones banks must know and hit during the next 18 months</li> <li>The technology approaches and cost considerations to weigh before getting started</li> </ul>   Featuring: Craig Ramsey – Head of Real-Time Payments, ACI Worldwide Greg Schmaderer – Principal Solutions Consultant, ACI Worldwide

Preparation Essentials: How U.S. Banks Can Prepare for FedNow

A quiet revolution in AI and machine learning for fraud prevention has been developing over the past year or so. That revolution is Network Intelligence, a model that leverages AI 2.0 technologies to allow central infrastructure owners and payment network operators to facilitate the sharing of information about fraud risks among their community of members, without compromising IP, data privacy or compliance obligations. But how does Network Intelligence work, and how can Chief Data Officers and Chief Risk Officers at these organizations leverage it to drive growth?

A quiet revolution in AI and machine learning for fraud prevention has been developing over the past year or so. That revolution is Network Intelligence, a model that leverages AI 2.0 technologies to allow central infrastructure owners and payment network operators to facilitate the sharing of information about fraud risks among their community of members, without compromising IP, data privacy or compliance obligations. But how does Network Intelligence work, and how can Chief Data Officers and Chief Risk Officers at these organizations leverage it to drive growth?

Network Intelligence for Fraud Prevention in Payment Networks and Central Infrastructures

Machine learning is nothing new, but during the pandemic, fraudulent activity hit an all-time high, and its popularity soared. Now, it is the primary tool used for mitigating fraud, and companies like ACI Worldwide are leading the charge in developing algorithms and models to serve each and every one of their customers.   To further discuss the benefits of machine learning and how it can better serve institutions looking to improve their fraud prevention technologies, PaymentsJournal sat down with Patricia Rojas, Senior Manager Data Scientist at ACI Worldwide, and Tim Sloane, VP of Payments Innovation at Mercator Advisory Group.

Machine Learning is the Newest Leader in Fraud Prevention

SCA Implementation for the European Union   With the deadline for merchants in the EU to implement strong customer authentication (SCA) swiftly approaching, merchants must identify key changes needed for compliance. But what exactly are they facing?   In this expert podcast presented by PaymentsJournal, ACI’s Kieran Mongey, manager of solution consulting, merchant retail, explores the challenges at stake for today’s merchants, including:  Identifying issues critical to implementation success Ensuring a seamless transaction experience for customers Addressing authentication adoption and the potential increase in issuer-bank declines 

SCA Implementation for the European Union   With the deadline for merchants in the EU to implement strong customer authentication (SCA) swiftly approaching, merchants must identify key changes needed for compliance. But what exactly are they facing?   In this expert podcast presented by PaymentsJournal, ACI’s Kieran Mongey, manager of solution consulting, merchant retail, explores the challenges at stake for today’s merchants, including: <ul> <li>Identifying issues critical to implementation success</li> <li>Ensuring a seamless transaction experience for customers</li> <li>Addressing authentication adoption and the potential increase in issuer-bank declines</li> </ul>

Strong Customer Authentication Makes Waves in the EU Payments Industry

ACI Worldwide Podcast Series

The Best Multi-Part Documentaries, with documentaries on Obama, Federer vs Nadal, the making of Star Wars, Netflix vs Blockbuster and more. Add episodes you're interested into your queue below!

Best Multi-Part Documentaries

The best philosophy podcast episodes. Asking questions about how to live a better life, what it means to be and do good, to the idea of God. This topic includes episodes that bring about important questions that everyone should be asking themselves. Add episodes you're interested into your queue below!