Ranked #1
Charge-Offs: What is a Charge-OFF and how bad is it?
Charge-Offs: What is a Charge-OFF and how bad is it?
Charge Offs are a funny little word that is understood in many different ways. Some consumers believe once it's charged ... Read more
25 May 2018
•
29mins
Ranked #2
Fair Credit Reporting Act - Breaking Down Your Rights
Fair Credit Reporting Act - Breaking Down Your Rights
There has been new changes to the FCRA consumer rights disclosures. In this episode we break it down bit by bit, just fo... Read more
14 Sep 2018
•
29mins
Ranked #3
Online Disputes Vs. Written Mail Disputes!
Online Disputes Vs. Written Mail Disputes!
Online disputes have become very popular, and many consumers are figuring out that they can save a stamp, and some time ... Read more
23 Feb 2018
•
27mins
Ranked #4
5 Credit Score Improvement Myths!
5 Credit Score Improvement Myths!
In this episode we bust a few more myths that plague the credit scoring world. 1.) Does "opting out" of pre screened o... Read more
10 Aug 2018
•
22mins
Most Popular Podcasts
The Joe Rogan Experience
TED Talks Daily
The Tim Ferriss Show
The Daily
Stuff You Should Know
Oprah's SuperSoul Conversations
Armchair Expert with Dax Shepard
Ranked #5
Your Questions Answered: "Account in Dispute" Comments & Building Credit With Auto Loans
Your Questions Answered: "Account in Dispute" Comments & Building Credit With Auto Loans
We have received GREAT questions by our awesome podcast listeners and we answered a few of them in this latest episode. ... Read more
30 Mar 2018
•
19mins
Ranked #6
Is Credit Karma Accurate?
Is Credit Karma Accurate?
In this episode we discuss a question that is in everyones mind: IS CREDIT KARMA ACCURATE?????????? It is a very complic... Read more
23 Mar 2018
•
27mins
Ranked #7
3 common credit issues and what you can do to fix them
3 common credit issues and what you can do to fix them
In this latest installment of The Extra Credit Show - we tackle 3 common credit issues - as published by the CFPB. Link ... Read more
27 Apr 2018
•
26mins
Ranked #8
Bankruptcy vs Credit Repair? Which is the better option?
Bankruptcy vs Credit Repair? Which is the better option?
CREDIT REPAIR or BANKRUPTCY ? THE age old question. It's a very complicated answer and certainly one that requires a fu... Read more
17 Aug 2018
•
31mins
Ranked #9
Why paying your rent or cell phone on time does not help your credit score!
Why paying your rent or cell phone on time does not help your credit score!
The name of the credit score game is pay your bills on time! But have you ever noticed that the bills you tend to pay on... Read more
19 Jan 2018
•
29mins
Ranked #10
Should you pay for Credit Repair?
Should you pay for Credit Repair?
We try not to be biased on this one.... Let us know what you think? *****Special ALERT**** We are giving away a FREE... Read more
21 Sep 2018
•
21mins
Ranked #11
Student Loans & Credit Scores!
Student Loans & Credit Scores!
We have been working on discussing student loans on the show for a while now! It's such a complex subject that we finall... Read more
13 Jul 2018
•
34mins
Ranked #12
850 Credit Score Mindset - Good Credit Joe VS. Bad Credit Joe
850 Credit Score Mindset - Good Credit Joe VS. Bad Credit Joe
People with higher credit scores have a significantly different mindset when compared to folks with a low or poor credit... Read more
18 May 2018
•
39mins
Ranked #13
"Credit Engineers" and Business Credit Funding Scams Galore!
"Credit Engineers" and Business Credit Funding Scams Galore!
In this episode we discuss some new crazy credit repair scams that we have been exposed to. Do you know what credit engi... Read more
29 Jun 2018
•
38mins
Ranked #14
Is Credit Repair Right For You?
Is Credit Repair Right For You?
If you are a consumer looking for debt or credit help, you may run across the following terms… Credit Counseling, Debt S... Read more
16 Feb 2018
•
28mins
Ranked #15
Max out your score: How to correctly time your inquiry so you don't leave any points on the table
Max out your score: How to correctly time your inquiry so you don't leave any points on the table
A common saying in the office that we find ourselves telling our client is "You are leaving too many points on the table... Read more
6 Jul 2018
•
27mins
Ranked #16
What the FICO: Breaking down the FICO Credit Scoring Model
What the FICO: Breaking down the FICO Credit Scoring Model
Credit Scores are full of MYTHS! FICO is used in 90% of lending decisions, and it is important to understand what FICO s... Read more
20 Apr 2018
•
38mins
Ranked #17
Using your Tax Refund to Fix Your Credit!
Using your Tax Refund to Fix Your Credit!
It's Tax Season! And if you are expecting some monies back and would like to use some of those dollars to maximize your ... Read more
9 Feb 2018
•
40mins
Ranked #18
Confessions of a Collector: Facebook and Debt Collectors!
Confessions of a Collector: Facebook and Debt Collectors!
Can debt collectors use social media like facebook , instagram and other networks to gather intel on you?We take a deep ... Read more
16 Mar 2018
•
32mins
Ranked #19
Credit and Divorces: What happens to your credit when you get Divorced!
Credit and Divorces: What happens to your credit when you get Divorced!
Protecting your credit during and after a Divorce Debts that are commonly divided in divorce proceedings are typical con... Read more
13 Apr 2018
•
23mins
Ranked #20
Cell Phone Payment History & Removing Inquiries!
Cell Phone Payment History & Removing Inquiries!
We received a simple question from a listener that turned into a long conversation about CELL PHONE payment history and ... Read more
7 Sep 2018
•
26mins
