Whether you're new to Infinite Banking or perhaps you started years ago, it's crucial you avoid the onset of IBC amnesia.  In this episode we discuss how to self-diagnose if you've developed IBC amnesia and the steps to follow so you can take advantage of the capital you're creating in your IBC policies to build your wealth.We hope you enjoy this episode and if you have questions about getting started with Infinite Banking, please connect with us at www.TheFifthEdition.com.

Whether you're new to Infinite Banking or perhaps you started years ago, it's crucial you avoid the onset of IBC amnesia. In this episode we discuss how to self-diagnose if you've developed IBC amnesia and the steps to follow so you can take advantage of the capital you're creating in your IBC policies to build your wealth.We hope you enjoy this episode and if you have questions about getting started with Infinite Banking, please connect with us at <a href="www.TheFifthEdition.com" rel="noopener noreferrer nofollow" target="_blank">www.TheFifthEdition.com</a>.

How To Avoid IBC Amnesia

Welcome to episode 50 where John and I have some fun and go a bit off topic to discuss one of the best TV shows of all time.  You'll learn how with just a little bit of sound financial planning our favorite character, Walter White, could have left his family the legacy he actually intended.   Instead he became the infamous Heisenberg that led to so much societal mayhem and an epic fall from grace over 5 seasons of the best character arc ever created.  The lesson here:  the financial choices you make (or don't make) have consequences.  We hope you enjoy the episode!To connect with us about Infinite Banking or even your favorite TV show, you'll find us at www.TheFifthEdition.com.  Thank you for listening!

Welcome to episode 50 where John and I have some fun and go a bit off topic to discuss one of the best TV shows of all time. You'll learn how with just a little bit of sound financial planning our favorite character, Walter White, could have left his family the legacy he actually intended. Instead he became the infamous Heisenberg that led to so much societal mayhem and an epic fall from grace over 5 seasons of the best character arc ever created. The lesson here: the financial choices you make (or don't make) have consequences. We hope you enjoy the episode!To connect with us about Infinite Banking or even your favorite TV show, you'll find us at <a href="www.TheFifthEdition.com" rel="noopener noreferrer nofollow" target="_blank">www.TheFifthEdition.com</a>. Thank you for listening!

IBC and Breaking Bad

In previous episodes we've explained the strategy, covered the benefits, and highlighted best practices, but in this episode we are going to challenge you to ask if the financial decisions you make are morally the best you can make for yourself, your family, and society.Take a listen and hear what we have to say about the moral case for IBC and why you should practice Infinite Banking.   After all, truth is the end of all inquiry.  If you have questions about Infinite Banking, be sure to connect with an IBC practitioner.  You can connect with the hosts at www.TheFifthEdition.com.

In previous episodes we've explained the strategy, covered the benefits, and highlighted best practices, but in this episode we are going to challenge you to ask if the financial decisions you make are morally the best you can make for yourself, your family, and society.Take a listen and hear what we have to say about the moral case for IBC and why you should practice Infinite Banking. After all, truth is the end of all inquiry. If you have questions about Infinite Banking, be sure to connect with an IBC practitioner. You can connect with the hosts at <a href="www.TheFifthEdition.com" rel="noopener noreferrer nofollow" target="_blank">www.TheFifthEdition.com</a>.

The Moral Case For IBC

A question we are often asked by new clients, just starting their IBC journey is "how much should I fund a policy?" Or "How much does it cost?"Whole life insurance, for the purposes of implementing the Infinite Banking Concept®, is about capitalizing (aka, storing cash).So the real question should be: "How much do you want to save?"When looked at in this way, we start to see that whole life insurance premiums are not a cost at all.Questions? Head over to TheFifthEdition.com where you can:Schedule a free, no-obligation consultation to better understand how IBC could work for you.Get access to the online course, Whole Life Insurance Fundamentals, with a 50% discount

A question we are often asked by new clients, just starting their IBC journey is "how much should I fund a policy?" Or "How much does it cost?"Whole life insurance, for the purposes of implementing the Infinite Banking Concept®, is about capitalizing (aka, storing cash).So the real question should be: "How much do you want to save?"When looked at in this way, we start to see that whole life insurance premiums are not a cost at all.Questions? Head over to <a href="https://www.thefifthedition.com/" rel="noopener noreferrer nofollow" target="_blank">TheFifthEdition.com</a> where you can:<ul><li>Schedule a free, no-obligation consultation to better understand how IBC could work for you.</li><li>Get access to the online course, Whole Life Insurance Fundamentals, with a 50% discount</li></ul>

IBC: How Much Premium Should You Pay?

In this episode we'll discuss the rules of thumb, pro's and con's, and other insights you ought to know if you're thinking about starting an Infinite Banking policy for your children. In the insurance world, these are called juvenile policies.And be sure to give Episode 21 "Who to Insure First" another listen for additional context!As always, let us know what questions you have.  The hosts of the show are IBC Authorized Practitioners and can be reached at www.TheFifthEdition.com.

In this episode we'll discuss the rules of thumb, pro's and con's, and other insights you ought to know if you're thinking about starting an Infinite Banking policy for your children. In the insurance world, these are called juvenile policies.And be sure to give Episode 21 "<a href="https://www.thefifthedition.com/who-should-you-insure-first/" rel="noopener noreferrer nofollow" target="_blank">Who to Insure First</a>" another listen for additional context!As always, let us know what questions you have. The hosts of the show are IBC Authorized Practitioners and can be reached at <a href="www.TheFifthEdition.com" rel="noopener noreferrer nofollow" target="_blank">www.TheFifthEdition.com</a>.

Infinite Banking for Your Children

We often talk to folks who will tell us they have a lump sum of money that they want to use to "start their IBC policy."How can we deal with large lump sums of cash with regards to The Infinite Banking Concept®?We can't deal with it like most of us are used to with typical financial accounts. Because life insurance is an actuarial product, we must have a strategy to deal with large lumps sums. The good news is that when we use IBC principles, it's even better than just depositing the money in an account.If this is something that has been on your mind, go to www.thefifthedition.com and schedule a free consultation.

We often talk to folks who will tell us they have a lump sum of money that they want to use to "start their IBC policy."How can we deal with large lump sums of cash with regards to The Infinite Banking Concept®?We can't deal with it like most of us are used to with typical financial accounts. Because life insurance is an actuarial product, we must have a strategy to deal with large lumps sums. The good news is that when we use IBC principles, it's even better than just depositing the money in an account.If this is something that has been on your mind, go to <a href="http://www.thefifthedition.com" rel="nofollow" target="_blank">www.thefifthedition.com</a> and schedule a free consultation.

Large Lump Sums of Cash with Infinite Banking®

In this episode we share some thoughts on taxes.In Becoming Your Own Banker, Nelson Nash likens the financial world to flying an airplane. "... you cannot fly an airplane through a vacuum. It must go through an environment!"If you ever travel by plane, you know that it takes longer to fly west than it does to fly east. This is because flying west, you are flying into a headwind. It takes around 20% longer to fly west than it does to fly east.In finance, all costs (now and in the future) create a financial headwind. And for most people taxes are the largest drag on our financial lives.Let's discuss!Resources mentioned in this episode:An IBC® Tax Strategy Part 1An IBC® Tax Strategy Part 2An IBC® Tax Strategy Part 3

In this episode we share some thoughts on taxes.In Becoming Your Own Banker, Nelson Nash likens the financial world to flying an airplane. "... you cannot fly an airplane through a vacuum. It must go through an environment!"If you ever travel by plane, you know that it takes longer to fly west than it does to fly east. This is because flying west, you are flying into a headwind. It takes around 20% longer to fly west than it does to fly east.In finance, all costs (now and in the future) create a financial headwind. And for most people taxes are the largest drag on our financial lives.Let's discuss!Resources mentioned in this episode:<a href="https://infinitebanking.org/banknotes/an-ibc-tax-strategy-part-i-2/" rel="noopener noreferrer nofollow" target="_blank">An IBC® Tax Strategy Part 1</a><a href="https://infinitebanking.org/banknotes/an-ibc-tax-strategy-part-ii/" rel="noopener noreferrer nofollow" target="_blank">An IBC® Tax Strategy Part 2</a><a href="https://infinitebanking.org/banknotes/an-ibc-tax-strategy-part-iii/" rel="noopener noreferrer nofollow" target="_blank">An IBC® Tax Strategy Part 3</a>

Thinking About Taxes With IBC

Real estate investors, more than others, perhaps, have difficulty getting comfortable with the capitalization period of a whole life insurance policy.In this episode we break this down in detail and walk through a 30-year model of buying real estate with bank cash vs buying real estate using life insurance cash value.You can see a full video of this analysis at https://www.thefifthedition.com/44

Real estate investors, more than others, perhaps, have difficulty getting comfortable with the capitalization period of a whole life insurance policy.In this episode we break this down in detail and walk through a 30-year model of buying real estate with bank cash vs buying real estate using life insurance cash value.You can see a full video of this analysis at <a href="https://www.thefifthedition.com/44" rel="nofollow" target="_blank">https://www.thefifthedition.com/44</a>

Buying Real Estate With IBC

One of the biggest talking points in 2021 has been inflation with government reported CPI at numbers not seen since the early 1980's.  Will inflation be "transitory" as Fed Chairman Jerome Powell stated or is it here to stay?  More importantly for Infinite Banking, does IBC still make sense going into 2022 and beyond if inflation persists?We tackle why IBC still makes sense in a world with rising inflation so you'll want to take a listen to this episode.  As we continually remind listeners, you'll never be in a worse position by having access to cash, especially in a world with so much uncertainty!For more information on getting started with Infinite Banking or if you have specific questions we can help answer in future episode, get in touch with us at www.TheFifthEdition.com.

One of the biggest talking points in 2021 has been inflation with government reported CPI at numbers not seen since the early 1980's. Will inflation be "transitory" as Fed Chairman Jerome Powell stated or is it here to stay? More importantly for Infinite Banking, does IBC still make sense going into 2022 and beyond if inflation persists?We tackle why IBC still makes sense in a world with rising inflation so you'll want to take a listen to this episode. As we continually remind listeners, you'll never be in a worse position by having access to cash, especially in a world with so much uncertainty!For more information on getting started with Infinite Banking or if you have specific questions we can help answer in future episode, get in touch with us at <a href="www.TheFifthEdition.com" rel="noopener noreferrer nofollow" target="_blank">www.TheFifthEdition.com</a>.

IBC And The Fear Of Inflation

If you're wondering what Nelson Nash meant when he instructed Infinite Bankers to pay extra interest, this is your episode!  Paying "extra interest" really seems to confuse a lot of people because it is so ingrained into our psyche to be told what our required loan payment is each month.  So much so that the idea of setting our own schedule of payments can be completely foreign to new Infinite Bankers.  This is what financial freedom is... the ability to make your own financial decisions on your own terms.  Infinite Banking allows this autonomy and control over your finances.Take a listen to learn more about IBC and visit www.TheFifthEdition.com to ask questions or schedule a call with the hosts!

If you're wondering what Nelson Nash meant when he instructed Infinite Bankers to pay extra interest, this is your episode! Paying "extra interest" really seems to confuse a lot of people because it is so ingrained into our psyche to be told what our required loan payment is each month. So much so that the idea of setting our own schedule of payments can be completely foreign to new Infinite Bankers. This is what financial freedom is... the ability to make your own financial decisions on your own terms. Infinite Banking allows this autonomy and control over your finances.Take a listen to learn more about IBC and visit <a href="www.TheFifthEdition.com" rel="noopener noreferrer nofollow" target="_blank">www.TheFifthEdition.com</a> to ask questions or schedule a call with the hosts!

Paying Extra Interest

The Infinite Banking Concept® (IBC) is privatized banking, using the cash value of a whole life insurance policy as the platform.Your hosts, John Montoya and John Perrings, are authorized IBC practitioners with the Nelson Nash Institute, dedicated to educating consumers about Infinite Banking.Listening to this podcast, you'll learn about life insurance, cash value, dividends, policy loans, policy design, and more. Most importantly, you'll learn how IBC puts you back in control of your money so you can keep it, grow it, and pass it on without taking any of the unnecessary risks that you otherwise get when you listen and follow the mainstream advice about personal finance.The podcast title, "The Fifth Edition," is a tribute to the final print edition of Nelson Nash's book, "Becoming Your Own Banker," before his passing in 2019.The Fifth Edition podcast is our way to carry on Nelson's mission by explaining The Infinite Banking Concept® in simple terms so that you can make it real in your life!

At the end of last year, December 2020, Congress passed the Consolidated Appropriations Act. In addition to its many stimulus measures, it contained a provision that affects permanent life insurance products like the ones we endorse for Infinite Banking. Has anything changed or do the principles of IBC remain the same?  Take a listen and find out.And remember the best time to start IBC is 20 years ago but the second best time is today!To schedule a consultation to start your Infinite Banking journey, please visit us at https://TheFifthEdition.com.And if you haven’t yet read it, be sure to pick up a copy of Becoming Your Own Banker directly from the Nelson Nash Institute.

At the end of last year, December 2020, Congress passed the Consolidated Appropriations Act. In addition to its many stimulus measures, it contained a provision that affects permanent life insurance products like the ones we endorse for Infinite Banking. Has anything changed or do the principles of IBC remain the same? Take a listen and find out.And remember the best time to start IBC is 20 years ago but the second best time is today!To schedule a consultation to start your Infinite Banking journey, please visit us at <a href="https://thefifthedition.com/" rel="noopener noreferrer nofollow" target="_blank">https://TheFifthEdition.com</a>.And if you haven’t yet read it, be sure to pick up a copy of <a href="https://infinitebanking.org/product/becoming-your-own-banker/" rel="noopener noreferrer nofollow" target="_blank">Becoming Your Own Banker</a> directly from the Nelson Nash Institute.

What Is Different About the New Whole Life Products?

One of the classic mistakes people make before deciding to implement Infinite Banking is focusing on the cash value growth.   We encounter it all the time.  As Nelson would say, "You're majoring in the minors!"Though it is initially a challenge getting beyond the "rate of return" mindset that we have been taught by Wall Street, as you learn more about The Infinite Banking Concept you'll start to realize there's so much more value and benefits to IBC beyond the yield Whole Life policies generate.  In this episode we'll discuss what life insurance, as an asset class, should be compared to and help you see the bigger picture about the use of your Infinite Banking cash values.  Take a listen, let us know what questions you have, or even schedule a consultation to start your Infinite Banking journey at https://TheFifthEdition.com.And if you haven’t yet read it, be sure to pick up a copy of Becoming Your Own Banker directly from the Nelson Nash Institute.

One of the classic mistakes people make before deciding to implement Infinite Banking is focusing on the cash value growth. We encounter it all the time. As Nelson would say, "You're majoring in the minors!"Though it is initially a challenge getting beyond the "rate of return" mindset that we have been taught by Wall Street, as you learn more about The Infinite Banking Concept you'll start to realize there's so much more value and benefits to IBC beyond the yield Whole Life policies generate. In this episode we'll discuss what life insurance, as an asset class, should be compared to and help you see the bigger picture about the use of your Infinite Banking cash values. Take a listen, let us know what questions you have, or even schedule a consultation to start your Infinite Banking journey at <a href="https://TheFifthEdition.com" rel="noopener noreferrer nofollow" target="_blank">https://TheFifthEdition.com</a>.And if you haven’t yet read it, be sure to pick up a copy of <a href="https://infinitebanking.org/product/becoming-your-own-banker/" rel="noopener noreferrer nofollow" target="_blank">Becoming Your Own Banker</a> directly from the Nelson Nash Institute.

Policy Design:  Rate of Return vs. IBC Based Principles

One of the best ways to ensure we maximize the Infinite Banking strategy is by understanding when we should take policy loans.  This is a little discussed topic but it's a topic you should be up to speed on.Just because we have access to cash values doesn't mean we should always use policy loans.In this episode we'll discuss the idea of "shopping" for money, our 5 Rules of Thumb, and why this topic is so important.  We'll also talk about different examples to help you better understand when best to take policy loans and we'll even touch on whether or not policies loans help grow cash values.Take a listen, let us know what questions you have, or even book a consultation to start your Infinite Banking journey at www.TheFifthEdition.com.

One of the best ways to ensure we maximize the Infinite Banking strategy is by understanding when we should take policy loans. This is a little discussed topic but it's a topic you should be up to speed on.Just because we have access to cash values doesn't mean we should always use policy loans.In this episode we'll discuss the idea of "shopping" for money, our 5 Rules of Thumb, and why this topic is so important. We'll also talk about different examples to help you better understand when best to take policy loans and we'll even touch on whether or not policies loans help grow cash values.Take a listen, let us know what questions you have, or even book a consultation to start your Infinite Banking journey at <a href="https://my.captivate.fm/www.TheFifthEdition.com" rel="noopener noreferrer nofollow" target="_blank">www.TheFifthEdition.com</a>.

Shopping For The Money

If you're really wanting to better understand Infinite Banking, this is an important episode for you to bookmark and re-visit even in the future. In this episode we discuss Guaranteed and Non-Guaranteed Cash Values and why each is important to the process of Becoming Your Own Banker!We'll also delve into understanding how contracts differ from investments (and therefore how IBC is different from investing) and how contractual wealth differs from statement wealth.Take a listen, let us know what questions you have, or even book a consultation to start your Infinite Banking journey at www.TheFifthEdition.com.And if you haven’t yet read it, be sure to pick up a copy of Becoming Your Own Banker directly from the Nelson Nash Institute.

If you're really wanting to better understand Infinite Banking, this is an important episode for you to bookmark and re-visit even in the future. In this episode we discuss Guaranteed and Non-Guaranteed Cash Values and why each is important to the process of Becoming Your Own Banker!We'll also delve into understanding how contracts differ from investments (and therefore how IBC is different from investing) and how contractual wealth differs from statement wealth.Take a listen, let us know what questions you have, or even book a consultation to start your Infinite Banking journey at <a href="www.TheFifthEdition.com" rel="noopener noreferrer nofollow" target="_blank">www.TheFifthEdition.com</a>.And if you haven’t yet read it, be sure to pick up a copy of <a href="https://infinitebanking.org/product/becoming-your-own-banker/" rel="noopener noreferrer nofollow" target="_blank">Becoming Your Own Banker</a> directly from the Nelson Nash Institute.

Guaranteed and Non-Guaranteed Cash Values

In this episode we discuss Universal Life policies and why the Nelson Nash Institute advocates for Whole Life, and specifically not Universal Life, when implementing The Infinite Banking Concept®.  We'll cover the pro's and con's of Universal policies, including what most advisors will never tell you when selling any of the 3 types of Universal policies. And we'll discuss the proverbial "fork in the road" that forces you to make a difficult choice in the later years of a Universal policy.This is important information for you and your family so take a listen.If you have questions about your existing life insurance and/or you are looking to get started with Infinite Banking, connect with the hosts at https://TheFifthEdition.com.

In this episode we discuss Universal Life policies and why the Nelson Nash Institute advocates for Whole Life, and specifically not Universal Life, when implementing The Infinite Banking Concept®. We'll cover the pro's and con's of Universal policies, including what most advisors will never tell you when selling any of the 3 types of Universal policies. And we'll discuss the proverbial "fork in the road" that forces you to make a difficult choice in the later years of a Universal policy.This is important information for you and your family so take a listen.If you have questions about your existing life insurance and/or you are looking to get started with Infinite Banking, connect with the hosts at <a href="https://TheFifthEdition.com" rel="noopener noreferrer nofollow" target="_blank">https://TheFifthEdition.com</a>.

Why Universal Life is NOT Right For IBC®

In this episode we discuss how Infinite Banking provides the rare financial solution to marry the investment world (401k/mutual funds) with the life insurance solutions (IBC designed Whole Life) to create a more efficient financial plan that produces better results than an all market-based approach by itself.Most advisors, the media, and ultimately the public at large have been sold on the idea that one way of thinking is better than the other.  We'll hit on the major talking points like  commissions, fees, what means it to be a fiduciary, and why Infinite Banking allows you the opportunity to bridge both Wall Street and the Life Insurance industry to create better outcomes.If you have questions or would like to learn how you can implement Infinite Banking into your overall financial plan, you can connect with the hosts at www.TheFifthEdition.com .

In this episode we discuss how Infinite Banking provides the rare financial solution to marry the investment world (401k/mutual funds) with the life insurance solutions (IBC designed Whole Life) to create a more efficient financial plan that produces better results than an all market-based approach by itself.Most advisors, the media, and ultimately the public at large have been sold on the idea that one way of thinking is better than the other. We'll hit on the major talking points like commissions, fees, what means it to be a fiduciary, and why Infinite Banking allows you the opportunity to bridge both Wall Street and the Life Insurance industry to create better outcomes.If you have questions or would like to learn how you can implement Infinite Banking into your overall financial plan, you can connect with the hosts at <a href="www.TheFifthEdition.com" rel="noopener noreferrer nofollow" target="_blank">www.TheFifthEdition.com</a> .

Infinite Banking as a Financial Bridge

If you're new to Infinite Banking, you might be thinking: "I don't know anyone who does IBC".  But guess what?  The largest banks in the world have been buying billions of dollars of high early cash value life insurance policies for decades: Bank Owned Life Insurance (or BOLI).In this episode, we are inspired by author Barry James Dyke and his books The Pirates of Manhattan I &amp; II to share one of the biggest financial secrets hiding in plain sight... that banks are the largest purchasers of permanent life insurance in the entire world!   All of this is public record if you know where to look.  If banks are buying billions of dollars of cash value life insurance every year, there must be some pretty amazing reasons why you should consider doing the same, right?  Take a listen and if you'd like to schedule time with the hosts to get your questions answered, visit the website to book an appointment at:  www.TheFifthEdition.com.

If you're new to Infinite Banking, you might be thinking: "I don't know anyone who does IBC". But guess what? The largest banks in the world have been buying billions of dollars of high early cash value life insurance policies for decades: Bank Owned Life Insurance (or BOLI).In this episode, we are inspired by author Barry James Dyke and his books The Pirates of Manhattan I &amp; II to share one of the biggest financial secrets hiding in plain sight... that banks are the largest purchasers of permanent life insurance in the entire world! All of this is public record if you know where to look. If banks are buying billions of dollars of cash value life insurance every year, there must be some pretty amazing reasons why you should consider doing the same, right? Take a listen and if you'd like to schedule time with the hosts to get your questions answered, visit the website to book an appointment at: <a href="www.TheFifthEdition.com" rel="noopener noreferrer nofollow" target="_blank">www.TheFifthEdition.com</a>.

Why Banks Practice IBC

One of the best aspects of Infinite Banking is that it allows the work of one dollar to do the work of two dollars.  Unlike a typical investment which is an "either/or" proposition, Infinite Banking provides the safest way to leverage an asset in order to create... MORE assets.  Take a listen to discover why as IBC authorized practitioners John Montoya and John Perrings discuss the 9th Wonder of the World (uninterrupted compounding interest) to multiply wealth with the Infinite Banking system.If you have questions or would like to learn how to get your Infinite Banking portfolio started, you can schedule a no-obligation consultation with us at:https://thefifthedition.com

One of the best aspects of Infinite Banking is that it allows the work of one dollar to do the work of two dollars. Unlike a typical investment which is an "either/or" proposition, Infinite Banking provides the safest way to leverage an asset in order to create... MORE assets. Take a listen to discover why as IBC authorized practitioners John Montoya and John Perrings discuss the 9th Wonder of the World (uninterrupted compounding interest) to multiply wealth with the Infinite Banking system.If you have questions or would like to learn how to get your Infinite Banking portfolio started, you can schedule a no-obligation consultation with us at:<a href="https://thefifthedition.com" rel="noopener noreferrer nofollow" target="_blank">https://thefifthedition.com</a>

The "More" Asset

In this episode, Infinite Banking authorized practitioners John Perrings and John Montoya cover what you need to know about convertible term insurance, how it relates to setting up your Infinite Banking portfolio and the process to get started.If you're just looking to get started with IBC or maybe you already have a policy or two, you'll want to understand the importance of securing your ability to start future IBC policies.  Do not take your health for granted!As Nelson Nash always taught: think 2-3 generations ahead.  We hope you enjoy the show!  To get answers to questions you have please visit www.TheFifthEdition where you can contact the hosts and request a 30 minute private consultation.

In this episode, Infinite Banking authorized practitioners John Perrings and John Montoya cover what you need to know about convertible term insurance, how it relates to setting up your Infinite Banking portfolio and the process to get started.If you're just looking to get started with IBC or maybe you already have a policy or two, you'll want to understand the importance of securing your ability to start future IBC policies. Do not take your health for granted!As Nelson Nash always taught: think 2-3 generations ahead. We hope you enjoy the show! To get answers to questions you have please visit www.TheFifthEdition where you can contact the hosts and request a 30 minute private consultation.

The Why and How of IBC Convertible Term

In this week's episode we discuss how the IBC strategy brings about unrivaled liquidity and diversification to an overall financial plan.   Sadly, most people think their financial plan are liquid and that their plan is fully diversified... but compared to what?  Mainstream financial plans look exactly the same so they can't be compared equally to the tangible and intangible benefits Infinite Banking provides.Take a listen and learn how Infinite Banking adds more depth, safety, and opportunities so you can pursue the lifestyle you want!To learn more about getting started with Infinite Banking, visit www.thefifthedition.com to schedule your strategy session.

In this week's episode we discuss how the IBC strategy brings about unrivaled liquidity and diversification to an overall financial plan. Sadly, most people think their financial plan are liquid and that their plan is fully diversified... but compared to what? Mainstream financial plans look exactly the same so they can't be compared equally to the tangible and intangible benefits Infinite Banking provides.Take a listen and learn how Infinite Banking adds more depth, safety, and opportunities so you can pursue the lifestyle you want!To learn more about getting started with Infinite Banking, visit <a href="www.thefifthedition.com" rel="noopener noreferrer nofollow" target="_blank">www.thefifthedition.com</a> to schedule your strategy session.

Liquidity and Diversification

The Infinite Banking Concept® (IBC) is privatized banking, using the cash value of a whole life insurance policy as the platform. Your hosts, John Montoya and John Perrings, are authorized IBC practitioners with the Nelson Nash Institute, dedicated to educating consumers about Infinite Banking. Listening to this podcast, you'll learn about life insurance, cash value, dividends, policy loans, policy design, and more. Most importantly, you'll learn how IBC puts you back in control of your money so you can keep it, grow it, and pass it on without taking any of the unnecessary risks that you otherwise get when you listen and follow the mainstream advice about personal finance. The podcast title, "The Fifth Edition," is a tribute to the final print edition of Nelson Nash's book, "Becoming Your Own Banker," before his passing in 2019. The Fifth Edition podcast is our way to carry on Nelson's mission by explaining The Infinite Banking Concept® in simple terms so that you can make it real in your life!

The Fifth Edition by Infinite Banking Authorized Practitioners

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