Mark Homer goes joins GB news to answer the question, is Britain full? Mark shares his own experiences of the property market and volume in his current city of Peterborough and also how he sees the current crisis ending. KEY TAKEAWAYS   We simply aren’t meeting the house-building target needed to match migration. With planning regulations as they are this won’t be changing any time soon. The housing crisis will continue to get worse until the breaking point where the government will have to relax planning regulations, build more social housing and reduce taxation for housing landlords.  BEST MOMENTS   ‘Are we building enough to accommodate the people we are allowing in?’ ‘It’s going to keep on getting worse until there are some major changes made to the planning systems’ VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Mark Homer goes joins GB news to answer the question, is Britain full? Mark shares his own experiences of the property market and volume in his current city of Peterborough and also how he sees the current crisis ending. KEY TAKEAWAYS  <ul> <li>We simply aren’t meeting the house-building target needed to match migration. With planning regulations as they are this won’t be changing any time soon.</li> <li>The housing crisis will continue to get worse until the breaking point where the government will have to relax planning regulations, build more social housing and reduce taxation for housing landlords.</li> </ul> BEST MOMENTS   ‘Are we building enough to accommodate the people we are allowing in?’ ‘It’s going to keep on getting worse until there are some major changes made to the planning systems’ VALUABLE RESOURCES <a href="https://www.youtube.com/user/progressiveproperty" rel="nofollow" target="_blank">https://www.youtube.com/user/progressiveproperty</a> <a href="https://www.progressiveproperty.co.uk/the-progressive-co-founders/" rel="nofollow" target="_blank">https://www.progressiveproperty.co.uk/the-progressive-co-founders/</a> ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a> Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a> Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Why Rents Will Keep Increasing to All Time Highs

Simon Danczuk

Ex-MP Simon Danczuk joins Mark to share his many political views and in-depth knowledge of the system and the people of the UK. He talks about his days as an MP including exposing the Rochdale grooming gang and Cyril Smith, about his business background, immigration, the private rent sector and housing and the lack of leadership in parliament. KEY TAKEAWAYS   At just age 15, Simon knew he wanted to become an MP and eventually became a counsellor at 27. Simon formed his own business and stepped down from being a counsellor. But once he hit 40 he decided to get into politics again and became an MP for Rochdale in 2010. Some of Simon’s experience from being a counsellor, allowed him to win clients for his agency because he understood a lot of the context and detail. You can’t have a flexible labour force if you don’t have enough rentals and housing for people to easily move. What politics has been lacking is strategy and vision which we are seeing the real impact of now. There’s a big economic event every ten years but the issue at the moment is that the media is particularly good at fear-mongering which has a large impact on the collective feeling of the country. There are 23 million working-age people in the UK that are economically inactive. We need to really incentivise these people to start working.  BEST MOMENTS   ‘I get a lot of satisfaction from solving people's problems and coming up with solutions” “People still like to buy their home but rental is still crucial” “Rents have doubled since 2016 because they have reduced the amount of rental properties” “Surely you can incentivise people to go back to work” VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Ex-MP Simon Danczuk joins Mark to share his many political views and in-depth knowledge of the system and the people of the UK. He talks about his days as an MP including exposing the Rochdale grooming gang and Cyril Smith, about his business background, immigration, the private rent sector and housing and the lack of leadership in parliament. KEY TAKEAWAYS  <ul> <li>At just age 15, Simon knew he wanted to become an MP and eventually became a counsellor at 27.</li> <li>Simon formed his own business and stepped down from being a counsellor. But once he hit 40 he decided to get into politics again and became an MP for Rochdale in 2010.</li> <li>Some of Simon’s experience from being a counsellor, allowed him to win clients for his agency because he understood a lot of the context and detail.</li> <li>You can’t have a flexible labour force if you don’t have enough rentals and housing for people to easily move.</li> <li>What politics has been lacking is strategy and vision which we are seeing the real impact of now.</li> <li>There’s a big economic event every ten years but the issue at the moment is that the media is particularly good at fear-mongering which has a large impact on the collective feeling of the country.</li> <li>There are 23 million working-age people in the UK that are economically inactive. We need to really incentivise these people to start working.</li> </ul> BEST MOMENTS   ‘I get a lot of satisfaction from solving people's problems and coming up with solutions” “People still like to buy their home but rental is still crucial” “Rents have doubled since 2016 because they have reduced the amount of rental properties” “Surely you can incentivise people to go back to work” VALUABLE RESOURCES <a href="https://www.youtube.com/user/progressiveproperty" rel="nofollow" target="_blank">https://www.youtube.com/user/progressiveproperty</a> <a href="https://www.progressiveproperty.co.uk/the-progressive-co-founders/" rel="nofollow" target="_blank">https://www.progressiveproperty.co.uk/the-progressive-co-founders/</a> ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a> Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a> Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Simon Danczuk: Former MP Exposes Government Secrets, Landlords Tax & UK Economic Crisis

Nigel Farage

Mark talks to Nigel Farage on GB news about the difficulties of rent and housing in his local town of Peterborough, demonstrating a microcosm of what is happening across the country. Mark outlines the need for changes in regulation to drastically disrupt the current supply issues the UK is facing in housing. KEY TAKEAWAYS   Rents have almost doubled since 2016, a lot of this is population pressure as well as landlords exiting the sector due to the Section 21 regulation Peterborough is the cheapest place within 75 miles of London and that is one of the causes of the drastic population increase Changes to planning need to happen to make it easier to build houses The government needs to create incentives for landlords, this creates choice, promotes quality and keeps prices down  BEST MOMENTS   ‘The property here is exploding, where is everybody going to live, what’s it going to cost them and what’s the government doing about it’ ‘The supply of rental properties is contracting as more and more people come in the country wanting to rent’ ‘Those rental increases here in Peterborough are shocking’ VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive  ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Mark talks to Nigel Farage on GB news about the difficulties of rent and housing in his local town of Peterborough, demonstrating a microcosm of what is happening across the country. Mark outlines the need for changes in regulation to drastically disrupt the current supply issues the UK is facing in housing. KEY TAKEAWAYS  <ul> <li>Rents have almost doubled since 2016, a lot of this is population pressure as well as landlords exiting the sector due to the Section 21 regulation</li> <li>Peterborough is the cheapest place within 75 miles of London and that is one of the causes of the drastic population increase</li> <li>Changes to planning need to happen to make it easier to build houses</li> <li>The government needs to create incentives for landlords, this creates choice, promotes quality and keeps prices down</li> </ul> BEST MOMENTS   ‘The property here is exploding, where is everybody going to live, what’s it going to cost them and what’s the government doing about it’ ‘The supply of rental properties is contracting as more and more people come in the country wanting to rent’ ‘Those rental increases here in Peterborough are shocking’ VALUABLE RESOURCES <a href="https://www.youtube.com/user/progressiveproperty" rel="nofollow" target="_blank">https://www.youtube.com/user/progressiveproperty</a> <a href="https://www.progressiveproperty.co.uk/the-progressive-co-founders/" rel="nofollow" target="_blank">https://www.progressiveproperty.co.uk/the-progressive-co-founders/</a> ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a> Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a> Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a> <a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Confronting Nigel Farage on the Property Market & Rent Raises

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD The renters' reform bill was entered into parliament in May 2023, in this episode Kev, Mark and Kieran discuss their thoughts, including the upsides and downsides as well as how landlords and developers can make it work for them. KEY TAKEAWAYS   The new bill will get rid of section 21, which is a 2-month eviction notice that can be served without grounds. The announcement of this bill is accelerating the mass exodus of landlords. It’s important to read into the bill yourself and not just look at headlines and rumours. There will always be tenants and therefore opportunities for landlords to make money but it might mean an increase in rent for many. Whilst changes by government are often called reforms, Kieran believes there are a whole host of things in the past that have made things worse for both tenants and landlords including epc criteria and the inability to offset interest. If legitimate landlords are having to charge more because of new legislation then those who can’t afford rent will instead look to rogue landlords. The bill talks about changes to allowing pets but it actually may put landlords in a better position as it states that insurance by the tenant will need to be bought to cover damage. It’s not just landlords that ask tenants to leave, tenants often want to leave after shorts amount of time too. Ultimately cost will be going up for both landlords and tenants as a result of this bill.  BEST MOMENTS   “None of this is set in stone there are potentially things that could be changed” “There are laws in this country that protect tenants” “Landlords will just have to get better at using the section 8” “A buy to let landlord will only be there if they can make money” “All of this stuff can be used as an opportunity” VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive      ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

CLASH OF THE TITANS - Go To <a href="http://moorevleeds.com/" rel="nofollow" target="_blank">moorevleeds.com</a> to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let <a href="https://bit.ly/BTLReport-POD" rel="nofollow" target="_blank">https://bit.ly/BTLReport-POD</a> The renters' reform bill was entered into parliament in May 2023, in this episode Kev, Mark and Kieran discuss their thoughts, including the upsides and downsides as well as how landlords and developers can make it work for them. KEY TAKEAWAYS  <ul> <li>The new bill will get rid of section 21, which is a 2-month eviction notice that can be served without grounds.</li> <li>The announcement of this bill is accelerating the mass exodus of landlords.</li> <li>It’s important to read into the bill yourself and not just look at headlines and rumours.</li> <li>There will always be tenants and therefore opportunities for landlords to make money but it might mean an increase in rent for many.</li> <li>Whilst changes by government are often called reforms, Kieran believes there are a whole host of things in the past that have made things worse for both tenants and landlords including epc criteria and the inability to offset interest.</li> <li>If legitimate landlords are having to charge more because of new legislation then those who can’t afford rent will instead look to rogue landlords.</li> <li>The bill talks about changes to allowing pets but it actually may put landlords in a better position as it states that insurance by the tenant will need to be bought to cover damage.</li> <li>It’s not just landlords that ask tenants to leave, tenants often want to leave after shorts amount of time too.</li> <li>Ultimately cost will be going up for both landlords and tenants as a result of this bill.</li> </ul> BEST MOMENTS   “None of this is set in stone there are potentially things that could be changed” “There are laws in this country that protect tenants” “Landlords will just have to get better at using the section 8” “A buy to let landlord will only be there if they can make money” “All of this stuff can be used as an opportunity” VALUABLE RESOURCES <a href="https://www.youtube.com/user/progressiveproperty" rel="nofollow" target="_blank">https://www.youtube.com/user/progressiveproperty</a> <a href="https://www.progressiveproperty.co.uk/the-progressive-co-founders/" rel="nofollow" target="_blank">https://www.progressiveproperty.co.uk/the-progressive-co-founders/</a> ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a> Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a> Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a> <a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Everything You Need To Know About The Renters Reform Bill

Dan Bradbury

CLASH OF THE TITANS - Go To moorevleeds.com to find out more VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

CLASH OF THE TITANS - Go To <a href="http://moorevleeds.com/" rel="nofollow" target="_blank">moorevleeds.com</a> to find out more VALUABLE RESOURCES <a href="https://www.youtube.com/user/progressiveproperty" rel="nofollow" target="_blank">https://www.youtube.com/user/progressiveproperty</a> <a href="https://www.progressiveproperty.co.uk/the-progressive-co-founders/" rel="nofollow" target="_blank">https://www.progressiveproperty.co.uk/the-progressive-co-founders/</a> ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a> Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a> Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Speaking with Dan Bradbury

CLASH OF THE TITANS - Go To moorevleeds.com to find out more How high could interest rates go, whether to invest in property right now and what a 100% mortgage is are just some of the questions Mark answers in this Q&amp;A episode of Mark My Words.   KEY TAKEAWAYS   The UK is behind the curve, the EU is still putting interest rates up currently and it’s predicted we will still have some small rises in interest. Inflation is higher in the UK than in the EU and US due to our reliance on gas, labour supply shock from covid lockdowns and food price increases. Government debt is set to rise still and is continuing to impact growth. House prices are still falling but at a slower rate. There are opportunities to add to your property portfolio right now, there are always good deals available. Pay off student debt as soon as you can but not at the detriment of owning a property and career progression.  BEST MOMENTS   ‘Inflation is the primary consideration when setting interest rates’ ‘Inflation will start to fall slightly, it’s already baked into the numbers’ ‘House price falls are starting to slow and the market is beginning to stabilise’ ‘Variable rates aren’t always a bad thing’ VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

CLASH OF THE TITANS - Go To <a href="http://moorevleeds.com/" rel="nofollow" target="_blank">moorevleeds.com</a> to find out more How high could interest rates go, whether to invest in property right now and what a 100% mortgage is are just some of the questions Mark answers in this Q&amp;A episode of Mark My Words. KEY TAKEAWAYS  <ul> <li>The UK is behind the curve, the EU is still putting interest rates up currently and it’s predicted we will still have some small rises in interest.</li> <li>Inflation is higher in the UK than in the EU and US due to our reliance on gas, labour supply shock from covid lockdowns and food price increases.</li> <li>Government debt is set to rise still and is continuing to impact growth.</li> <li>House prices are still falling but at a slower rate.</li> <li>There are opportunities to add to your property portfolio right now, there are always good deals available.</li> <li>Pay off student debt as soon as you can but not at the detriment of owning a property and career progression.</li> </ul> BEST MOMENTS   ‘Inflation is the primary consideration when setting interest rates’ ‘Inflation will start to fall slightly, it’s already baked into the numbers’ ‘House price falls are starting to slow and the market is beginning to stabilise’ ‘Variable rates aren’t always a bad thing’ VALUABLE RESOURCES <a href="https://www.youtube.com/user/progressiveproperty" rel="nofollow" target="_blank">https://www.youtube.com/user/progressiveproperty</a> <a href="https://www.progressiveproperty.co.uk/the-progressive-co-founders/" rel="nofollow" target="_blank">https://www.progressiveproperty.co.uk/the-progressive-co-founders/</a> ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a> Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a> Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Raising UK Debt & Interest Rates Will Collapse The Economy

Mark answers some of the most asked questions he is getting at the moment including why yes now is a good time to invest in buy to lets, why interest rates will be dropping and why some debt can be good. KEY TAKEAWAYS   Being debt free isn’t always the best option, it can be worth investing money into property rather than paying off your mortgage Inflation will be paying your debt down, including your mortgage debt. The government haven’t helped tenants, landlords are selling up meaning less supply and so prices have increased. Mark suspects interest rates will drop in the next few years.  BEST MOMENTS   ‘There are less landlords coming into the market and that’s pushing rents higher and higher’ ‘Prices have fallen and there are still some deals out there’ ‘The IMF says the natural point of interest in the UK is way lower than we are at the moment” VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive  ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Mark answers some of the most asked questions he is getting at the moment including why yes now is a good time to invest in buy to lets, why interest rates will be dropping and why some debt can be good. KEY TAKEAWAYS  <ul> <li>Being debt free isn’t always the best option, it can be worth investing money into property rather than paying off your mortgage</li> <li>Inflation will be paying your debt down, including your mortgage debt.</li> <li>The government haven’t helped tenants, landlords are selling up meaning less supply and so prices have increased.</li> <li>Mark suspects interest rates will drop in the next few years.</li> </ul> BEST MOMENTS   ‘There are less landlords coming into the market and that’s pushing rents higher and higher’ ‘Prices have fallen and there are still some deals out there’ ‘The IMF says the natural point of interest in the UK is way lower than we are at the moment” VALUABLE RESOURCES <a href="https://www.youtube.com/user/progressiveproperty" rel="nofollow" target="_blank">https://www.youtube.com/user/progressiveproperty</a> <a href="https://www.progressiveproperty.co.uk/the-progressive-co-founders/" rel="nofollow" target="_blank">https://www.progressiveproperty.co.uk/the-progressive-co-founders/</a> ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a> Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a> Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a> <a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Is Now a Good Time to Buy a Property?

In this episode, Mark gives an update on energy, particularly on how this will impact landlords and the property market. KEY TAKEAWAYS   The government has confirmed that landlords will need to meet an EPC rating of C or better by 2028 for new and existing tenancies. The best ways to go from a D or an E to a C rating is by a few small changes, such as energy saving lightbulbs, adding a storage heater or adding solar panels. Start planning for your properties now, as the deadline gets closer EPC experts will become busier and it will be more costly for you to make the necessary changes. There are exemptions, particularly if it’s going to be very costly for you to improve. Some landlords will be selling due to this which presents investment opportunities for those who are willing to put the work and knowledge in. Fuel prices will start to fall this year as wholesale priced drop and alternative options become available. Diesel and petrol prices have dropped significantly, almost hitting pre-2020 levels. This means that electric car demand has also dropped, they aren’t as financially attractive as they were.  BEST MOMENTS  “I think quite a few landlords are selling because of this, this could be an opportunity” “More and more of these sources of energy are coming online now” “I don’t think the energy cap will be needed in the same way going into 2024” VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a systems and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.   CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

In this episode, Mark gives an update on energy, particularly on how this will impact landlords and the property market. KEY TAKEAWAYS  <ul> <li>The government has confirmed that landlords will need to meet an EPC rating of C or better by 2028 for new and existing tenancies.</li> <li>The best ways to go from a D or an E to a C rating is by a few small changes, such as energy saving lightbulbs, adding a storage heater or adding solar panels.</li> <li>Start planning for your properties now, as the deadline gets closer EPC experts will become busier and it will be more costly for you to make the necessary changes.</li> <li>There are exemptions, particularly if it’s going to be very costly for you to improve.</li> <li>Some landlords will be selling due to this which presents investment opportunities for those who are willing to put the work and knowledge in.</li> <li>Fuel prices will start to fall this year as wholesale priced drop and alternative options become available.</li> <li>Diesel and petrol prices have dropped significantly, almost hitting pre-2020 levels. This means that electric car demand has also dropped, they aren’t as financially attractive as they were.</li> </ul> BEST MOMENTS  “I think quite a few landlords are selling because of this, this could be an opportunity” “More and more of these sources of energy are coming online now” “I don’t think the energy cap will be needed in the same way going into 2024” VALUABLE RESOURCES  <a href="https://www.youtube.com/user/progressiveproperty" rel="nofollow" target="_blank">https://www.youtube.com/user/progressiveproperty</a> <a href="https://www.progressiveproperty.co.uk/the-progressive-co-founders/" rel="nofollow" target="_blank">https://www.progressiveproperty.co.uk/the-progressive-co-founders/</a> ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a systems and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a> Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a> Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Will Rising Energy Bills & Oil Prices Crash The Market?

Mark Homer

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Join Mark as he speaks to Kevin for a second time about how to build and manage a property business including your accounts and finances as well as investing. Mark and Kev also discuss investing abroad, the best way to do crypto and the biggest financial mistakes they see people making again and again. KEY TAKEAWAYS   One day Mark envisions moving abroad, his plan would be to come back to the UK once a month for 3-4 days for tax rules and use that time to manage him team on the ground in the UK Mark recommends using a simple spreadsheet to manage your costs, finances etc when first starting out, it’s simple, it works and is usually free! The impact of late payments (excluding mortgages) on a company credit file is less than on a personal file, another one of the benefits of setting yourself up as a limited company as soon as you can. Bitcoin is probably the most stable coin from an investment perspective, anything else is a real gamble. Mark would still recommend you don’t put anymore of 5% into Bitcoin as it’s still very high risk. Most of those in cryptocurrency are then converting it into something ‘real’ such as fiat currency. Now is the time to buy property, prices are falling and will continue to fall and then increase again. Mark only buys properties with a 10 year view, he doesn’t flip properties. He also focuses on unloved properties as this is where he can add the most value.  BEST MOMENTS   ‘Leverage is often not paying a bill, because the bill is wrong’ ‘The underlying technology behind crypto, the ledger system, is revolutionary’ ‘You can use property [investing] as the vehicle to earn money and put that into crypto…it’s a no-money-down crypto’ ‘I’ve never made more money, investing wise, out of anything other than property’ ‘As interest rates have gone up, it’s pushed property prices down’ ‘I love the stuff that’s unloved because that’s where you add value’ VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive  ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

CLASH OF THE TITANS - Go To <a href="http://moorevleeds.com/" rel="nofollow" target="_blank">moorevleeds.com</a> to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let <a href="https://bit.ly/BTLReport-POD" rel="nofollow" target="_blank">https://bit.ly/BTLReport-POD</a> Join Mark as he speaks to Kevin for a second time about how to build and manage a property business including your accounts and finances as well as investing. Mark and Kev also discuss investing abroad, the best way to do crypto and the biggest financial mistakes they see people making again and again. KEY TAKEAWAYS  <ul> <li>One day Mark envisions moving abroad, his plan would be to come back to the UK once a month for 3-4 days for tax rules and use that time to manage him team on the ground in the UK</li> <li>Mark recommends using a simple spreadsheet to manage your costs, finances etc when first starting out, it’s simple, it works and is usually free!</li> <li>The impact of late payments (excluding mortgages) on a company credit file is less than on a personal file, another one of the benefits of setting yourself up as a limited company as soon as you can.</li> <li>Bitcoin is probably the most stable coin from an investment perspective, anything else is a real gamble. Mark would still recommend you don’t put anymore of 5% into Bitcoin as it’s still very high risk.</li> <li>Most of those in cryptocurrency are then converting it into something ‘real’ such as fiat currency.</li> <li>Now is the time to buy property, prices are falling and will continue to fall and then increase again.</li> <li>Mark only buys properties with a 10 year view, he doesn’t flip properties. He also focuses on unloved properties as this is where he can add the most value.</li> </ul> BEST MOMENTS   ‘Leverage is often not paying a bill, because the bill is wrong’ ‘The underlying technology behind crypto, the ledger system, is revolutionary’ ‘You can use property [investing] as the vehicle to earn money and put that into crypto…it’s a no-money-down crypto’ ‘I’ve never made more money, investing wise, out of anything other than property’ ‘As interest rates have gone up, it’s pushed property prices down’ ‘I love the stuff that’s unloved because that’s where you add value’ VALUABLE RESOURCES <a href="https://www.youtube.com/user/progressiveproperty" rel="nofollow" target="_blank">https://www.youtube.com/user/progressiveproperty</a> <a href="https://www.progressiveproperty.co.uk/the-progressive-co-founders/" rel="nofollow" target="_blank">https://www.progressiveproperty.co.uk/the-progressive-co-founders/</a> ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a> Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a> Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a> <a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Mark Homer Talks Investing and How to Avoid the BIGGEST Financial Mistakes

In this episode, Mark reveals how he built his multi-million property empire, his thoughts on the property market right now, as well as how to find investors and venture partners. He also delves deep into the importance of risk in business and how you can manage it. KEY TAKEAWAYS   The biggest risk mark has had to contend with is his most recent property development when lockdown hit right in the middle of the project and he was paying 60k a month in interest. But the risks taken have paid off. Lots of people use the asking price as a guide price in property, but it can be irrelevant in the grand scheme, a property will sell for what someone is willing to pay for it. There’s still leverage to be had in single-let properties, you just need to focus closely now more than ever, on the yield. Direct to the vendor can be a great way to get a discount on your purchase price but working with agents and fostering those relationships can help you get more and bigger deals too. You have to educate yourself so that you know how to recognise a good property deal anywhere, regardless of whether that is from an agent, direct or even at auction. Build credibility for yourself and show the value you can bring to a deal, creating your own track record, this will make you appealing to investors. Debt can be powerful. It’s important to not over leverage but you can actually make more money from inflation by reducing the value of the mortgage than actual growth in real terms. A good accountant can add a lot of value, you don’t know what you don’t know and they can reduce your tax bills significantly.  BEST MOMENTS   ‘Mark is the brains behind Progressive Property" “You always want to add value, it’s so important” “The best deals we have ever done have been direct vendor” “We all start the same way” “You can make more money out of inflation, reducing the value of the mortgage than you can growth in real terms”‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

In this episode, Mark reveals how he built his multi-million property empire, his thoughts on the property market right now, as well as how to find investors and venture partners. He also delves deep into the importance of risk in business and how you can manage it. KEY TAKEAWAYS  <ul> <li>The biggest risk mark has had to contend with is his most recent property development when lockdown hit right in the middle of the project and he was paying 60k a month in interest. But the risks taken have paid off.</li> <li>Lots of people use the asking price as a guide price in property, but it can be irrelevant in the grand scheme, a property will sell for what someone is willing to pay for it.</li> <li>There’s still leverage to be had in single-let properties, you just need to focus closely now more than ever, on the yield.</li> <li>Direct to the vendor can be a great way to get a discount on your purchase price but working with agents and fostering those relationships can help you get more and bigger deals too.</li> <li>You have to educate yourself so that you know how to recognise a good property deal anywhere, regardless of whether that is from an agent, direct or even at auction.</li> <li>Build credibility for yourself and show the value you can bring to a deal, creating your own track record, this will make you appealing to investors.</li> <li>Debt can be powerful. It’s important to not over leverage but you can actually make more money from inflation by reducing the value of the mortgage than actual growth in real terms.</li> <li>A good accountant can add a lot of value, you don’t know what you don’t know and they can reduce your tax bills significantly.</li> </ul> BEST MOMENTS   ‘Mark is the brains behind Progressive Property" “You always want to add value, it’s so important” “The best deals we have ever done have been direct vendor” “We all start the same way” “You can make more money out of inflation, reducing the value of the mortgage than you can growth in real terms”<a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

How I Built My Property Empire From ZERO

Investing, business, finance &amp;economics - Mark Homer has the experience to help you with many of your questions &amp; challenges. Mark My Words is a successful, eccentric &amp; introverted businessman’s experience of 20 years with no waffle, ads, bravado or big pitches. Mark will interview the worlds most successful business, finance &amp; money experts as well as impart his knowledge in a factual, direct manner. Mark runs &amp; owns multiple businesses &amp; property portfolios so teaches you what he does on a daily basis. A contrarian investor &amp; capitalist, Mark will help you raise more finance, make more money &amp; grow your business empire.

Mark and his wide variety of knowledgeable guests are truly rockstars! They deliver quality (and free!) business finance knowledge in each and every episode. The great advice they provide, combined with the relatable way in which they deliver it had me hooked from the very first listen. Thanks for putting out such a stellar show Mark - keep up the great work!

Business Money Magic!

Mark and his guests share inspiring and actionable lessons on how you can make more money. HIGHLY recommend listening and subscribing if you want the knowledge AND mindsets to improve your life and reach your financial goals!

Highly recommend!

Mark My Words Podcast

Rob Moore

Mark talks live together with his partner Rob, about interest rates predictions, Brexit, the next big crash, and innovation. They also share their thoughts on education and give advice for the new generation of entrepreneurs. Success secrets, tips and what type of people have inspired them so far.‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Mark talks live together with his partner Rob, about interest rates predictions, Brexit, the next big crash, and innovation. They also share their thoughts on education and give advice for the new generation of entrepreneurs. Success secrets, tips and what type of people have inspired them so far.<a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Interest Rates, Brexit, Innovation in Property, Mark Homer Live From Knightsbridge Feat Business Partner Rob Moore

Jay Dhillon

What drives you to keep going in property? One of the fascinating questions that serial entrepreneur, investor and philanthropist Jay Dhillon poses to Mark for The Business Mentor Podcast. They talk about Mark's childhood in Singapore, how he got into property and the rights and wrongs of politics and property in 2019. Listen here for a conversation on learning from two experts in property, and business.     KEY TAKEAWAYS What are you doing at the moment? I’ve got three projects on the go at the moment. Our biggest project is just under 100 flats. I’ve got another project, with a commercial tenant on the ground floor with some residencies above. I’m doing lots of different things, with various different projects.    How was your childhood? I was born in Singapore and came back to England when I was around 12. I went to an international school in Jakarta in Indonesia. Jakarta is a crazy city, pollution, and people everywhere. I learnt the local dialect and played outside with the other kids in the area. I’ve found that to be a really useful experience in dealing with very different types of people.     Private schools give you a bigger network and a bigger outcome. The difference between the mindset of the private school, and the local college in the area is massive. The people I met at college are all doing more vocational things like dentists, doctors, and solicitors. Whereas the private school went more into business, and are earning lots of money. There is no right and wrong, but if you have the opportunity to invest in your children you can.     The academics are really useful. If my child wants to go to university, I’ll encourage them to but at the expense of life skills, I think that’s wrong. I think if you can have academic skills, and have business skills, rather than just what a textbook says then that’s even better.     In 1997/98 it was like the gold rush, and the market was ripe. My father had worked across the globe and met a lot of business people. He knew that business and property was a good route to go down. My friend had made over £70,000 on property and even without planning permission added an extension. I got really into property books, videos, learning loads. I met a local letting agent who'd figured out which properties were good to buy in Peterborough, which is where I started really.    I’d bought lots of properties abroad especially in Eastern Europe and Florida. So I thought that when they would enter into the EU there would be an increase in the middle class and the property values would go up. What I didn’t realise was that I didn’t know the local knowledge. It’s really exciting to have international property, but the yields are really low, and the maintenance will be very high. Everything that you’ve learnt in the UK is wrong abroad, and you have to learn it all again. There is lots of corruption in various different places around the world, and it’s really difficult to work out the local rules if you’re not from there.    Treat your property as a business, so systemise it. The one guarantee in business is that it will change. If your systemising your business, doing monthly management accounts, and getting your viewings and inspections sorted then you are going to find it easier to adapt to the change. You’ll find it easier to grow your business because you are able to find out what is working and what isn’t.     Do you think the middle class now are being hammered, so you need to grow all the time? You need to grow otherwise you are in decline. If you carry on doing what you’re doing and not grow, then you will fail. We’ve had various changes in the legislation, and it will all happen again. Make sure you get a really good accountant, who’ll be able to save loads of money for your tax bill.    Let’s talk about Jeremy Corbyn if he did get into power what would happen? People were concerned about the Labour party before but Tony Blair turned out to be quite a light touch. He says he will introduce rent control, but hasn’t given out any specifics on that. Dependant on how that is introduced could be positive or negative. He says he is going to nationalise, water, and rail. With big companies, he says he will give 10% of the shareholders to the staff, but I don’t know how that is going to work in practice because they are so divested. I don’t think he will be a sustainable model. The debacle that is the EU is costing the country millions in decisions not taken, and uncertainty.    Which property/business strategies will work in 2019, and why? In business and property it’s best to find what you love and what you’re good at. If you’re good at marketing then build a business that needs that skill. Build a team around you who are good at the things that you are not good at. It’s better to do what you love rather than what’s hot in the media at the minute.     What drives you? What keeps you going? I like driving income, and rent roll, I like having a bigger and bigger wall of money to hit the back account every month. I find that very exciting, more than the value of the properties. I get a lot of pleasure in learning from others in the training business we have. We are able to have choices, travel and buy the right house that I want.     Where would you start in property now? I would buy single lets, under £140,000, probably stuff that has been built in the 1970’s. West Midlands, and in the North are probably best rather than in the South. Cut your teeth, and make some mistakes before moving to HMO’s. You don’t have to move up, just do what you enjoy.     What mentors have helped you? There have been loads of different people over the years. I have a lot of friendships who’ve done lots of different things, often in their 50’s and 60’s who have been there and done it all. I had more informal type mentors.     Best Moments  ‘My background was really good for helping me deal with lots of different people.’  ‘There were other people at boarding school whose family owned big businesses.’  ‘Through those years I learn loads and loads about business.’  ‘I think the network is worth everything.’  ‘Private school kids all wanted to go into business.’  ‘We are a reflection on what we have been taught.’  ‘Network is your net-worth.’  ‘You can’t learn everything in a textbook.’  ‘Take the calculated risk.’  ‘I got really really excited with property.’  ‘Everything that you’ve learnt in the UK is wrong abroad, and you have to learn it all again.’  ‘It’s really exciting to have international property, but the yields are really low, and the maintenance will be very high’  ‘Investing in the UK works.’  ‘You do end up making more money in markets that are more efficient.’  ‘There is one guarantee in business is that it will change.’  ‘Systemisation is key.’  ‘You have to be growing otherwise your declining.’  ‘The value of getting a good accountant is priceless.’  ‘Accountants are not a consultant unless you pay them to.’  ‘Do your own research, and take your questions to the accountant.’  ‘I think Corbyn is going to go on a spending spree.’  ‘I think it will be an unsustainable model.’  ‘Politicians have been telling so many lies.’  ‘Theresa May is like the school teacher keeping it all together.’  ‘If you are making products, uncertainty on the price of your produce., is unacceptable.’  ‘Uncertainty is affecting business everyday because of Brexit.’  ‘I like driving income, and rent roll’    Valuable Resources  E-Myth Life's Leverage     ABOUT THE HOST  Mark Homer  Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.    Jay Dhillon  Jay Dhillon is a serial entrepreneur, investor and philanthropist based in the UK with a proven track record of growing businesses from start-up to success- and helping others do the same. From humble beginnings, Jay grew his first business from 0-500 employees and three locations, racking up sales of over £30 million – all without any investment other than a small amount of savings. The business went on to acquire major clients such as Landrover, Jaguar, Toyota and New Look, to name a few.  Its huge success inevitably brought about outside interest and at the age 33 Jay eventually sold the company to a London investment firm in Doyen Resources. Today, Jay owns several businesses in different sectors and helps entrepreneurs achieve success.  A calling to give back and help others led to Jay being chosen for the highly-coveted role as a Prince’s Trust mentor, where his achievements were marked by a personal invitation to Buckingham Palace to meet Prince Charles.  After helping several young entrepreneurs to success as a mentor for the Trust, Jay’s burning desire to bring his wisdom and knowledge to a wider audience ultimately triggered the concept of The Business Mentor Podcast.  Jay feels that anyone can achieve success in business with the right advice and mentoring and is now sharing his knowledge with his growing audience via his podcast.  In the UK alone 95% of business fail within the first five years and Jay’s aim is to reduce that number.  Backed with the hard-earned knowledge and experience from his time in business, The Business Mentor Podcast will share Jay’s personal business lessons as well those of other successful entrepreneur guests who share their wisdom and secrets on the show.    CONTACT METHOD - Mark Homer  Markhomer@progressiveproperty.co.uk  https://www.linkedin.com/in/markhomer1  ￼https://www.facebook.com/markprogressive  ￼https://twitter.com/markprogressive  ￼￼  ￼Contact Method - Jay Dhillon  Podcast: https://itunes.apple.com/us/podcast/business-mentor-podcast/id1370793386 Website: https://www.jay-dhillon.com TwitteR: https://twitter.com/jaydhillonuk  ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

What drives you to keep going in property? One of the fascinating questions that serial entrepreneur, investor and philanthropist Jay Dhillon poses to Mark for The Business Mentor Podcast. They talk about Mark's childhood in Singapore, how he got into property and the rights and wrongs of politics and property in 2019. Listen here for a conversation on learning from two experts in property, and business.   KEY TAKEAWAYS What are you doing at the moment? I’ve got three projects on the go at the moment. Our biggest project is just under 100 flats. I’ve got another project, with a commercial tenant on the ground floor with some residencies above. I’m doing lots of different things, with various different projects.  How was your childhood? I was born in Singapore and came back to England when I was around 12. I went to an international school in Jakarta in Indonesia. Jakarta is a crazy city, pollution, and people everywhere. I learnt the local dialect and played outside with the other kids in the area. I’ve found that to be a really useful experience in dealing with very different types of people.   Private schools give you a bigger network and a bigger outcome. The difference between the mindset of the private school, and the local college in the area is massive. The people I met at college are all doing more vocational things like dentists, doctors, and solicitors. Whereas the private school went more into business, and are earning lots of money. There is no right and wrong, but if you have the opportunity to invest in your children you can.   The academics are really useful. If my child wants to go to university, I’ll encourage them to but at the expense of life skills, I think that’s wrong. I think if you can have academic skills, and have business skills, rather than just what a textbook says then that’s even better.   In 1997/98 it was like the gold rush, and the market was ripe. My father had worked across the globe and met a lot of business people. He knew that business and property was a good route to go down. My friend had made over £70,000 on property and even without planning permission added an extension. I got really into property books, videos, learning loads. I met a local letting agent who'd figured out which properties were good to buy in Peterborough, which is where I started really.  I’d bought lots of properties abroad especially in Eastern Europe and Florida. So I thought that when they would enter into the EU there would be an increase in the middle class and the property values would go up. What I didn’t realise was that I didn’t know the local knowledge. It’s really exciting to have international property, but the yields are really low, and the maintenance will be very high. Everything that you’ve learnt in the UK is wrong abroad, and you have to learn it all again. There is lots of corruption in various different places around the world, and it’s really difficult to work out the local rules if you’re not from there.  Treat your property as a business, so systemise it. The one guarantee in business is that it will change. If your systemising your business, doing monthly management accounts, and getting your viewings and inspections sorted then you are going to find it easier to adapt to the change. You’ll find it easier to grow your business because you are able to find out what is working and what isn’t.   Do you think the middle class now are being hammered, so you need to grow all the time? You need to grow otherwise you are in decline. If you carry on doing what you’re doing and not grow, then you will fail. We’ve had various changes in the legislation, and it will all happen again. Make sure you get a really good accountant, who’ll be able to save loads of money for your tax bill.  Let’s talk about Jeremy Corbyn if he did get into power what would happen? People were concerned about the Labour party before but Tony Blair turned out to be quite a light touch. He says he will introduce rent control, but hasn’t given out any specifics on that. Dependant on how that is introduced could be positive or negative. He says he is going to nationalise, water, and rail. With big companies, he says he will give 10% of the shareholders to the staff, but I don’t know how that is going to work in practice because they are so divested. I don’t think he will be a sustainable model. The debacle that is the EU is costing the country millions in decisions not taken, and uncertainty.  Which property/business strategies will work in 2019, and why? In business and property it’s best to find what you love and what you’re good at. If you’re good at marketing then build a business that needs that skill. Build a team around you who are good at the things that you are not good at. It’s better to do what you love rather than what’s hot in the media at the minute.   What drives you? What keeps you going? I like driving income, and rent roll, I like having a bigger and bigger wall of money to hit the back account every month. I find that very exciting, more than the value of the properties. I get a lot of pleasure in learning from others in the training business we have. We are able to have choices, travel and buy the right house that I want.   Where would you start in property now? I would buy single lets, under £140,000, probably stuff that has been built in the 1970’s. West Midlands, and in the North are probably best rather than in the South. Cut your teeth, and make some mistakes before moving to HMO’s. You don’t have to move up, just do what you enjoy.   What mentors have helped you? There have been loads of different people over the years. I have a lot of friendships who’ve done lots of different things, often in their 50’s and 60’s who have been there and done it all. I had more informal type mentors.   Best Moments ‘My background was really good for helping me deal with lots of different people.’  ‘There were other people at boarding school whose family owned big businesses.’  ‘Through those years I learn loads and loads about business.’  ‘I think the network is worth everything.’  ‘Private school kids all wanted to go into business.’  ‘We are a reflection on what we have been taught.’  ‘Network is your net-worth.’  ‘You can’t learn everything in a textbook.’  ‘Take the calculated risk.’  ‘I got really really excited with property.’  ‘Everything that you’ve learnt in the UK is wrong abroad, and you have to learn it all again.’  ‘It’s really exciting to have international property, but the yields are really low, and the maintenance will be very high’  ‘Investing in the UK works.’  ‘You do end up making more money in markets that are more efficient.’  ‘There is one guarantee in business is that it will change.’  ‘Systemisation is key.’  ‘You have to be growing otherwise your declining.’  ‘The value of getting a good accountant is priceless.’  ‘Accountants are not a consultant unless you pay them to.’  ‘Do your own research, and take your questions to the accountant.’  ‘I think Corbyn is going to go on a spending spree.’  ‘I think it will be an unsustainable model.’  ‘Politicians have been telling so many lies.’  ‘Theresa May is like the school teacher keeping it all together.’  ‘If you are making products, uncertainty on the price of your produce., is unacceptable.’  ‘Uncertainty is affecting business everyday because of Brexit.’  ‘I like driving income, and rent roll’  Valuable Resources <a href="https://www.amazon.co.uk/dp/B000RO9VJK/ref=dp-kindle-redirect?_encoding=UTF8&amp;btkr=1" rel="nofollow" target="_blank">E-Myth</a> <a href="https://www.waterstones.com/book/life-leverage/rob-moore/9781473640283" rel="nofollow" target="_blank">Life's Leverage </a> ABOUT THE HOST Mark Homer Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  Jay Dhillon Jay Dhillon is a serial entrepreneur, investor and philanthropist based in the UK with a proven track record of growing businesses from start-up to success- and helping others do the same. From humble beginnings, Jay grew his first business from 0-500 employees and three locations, racking up sales of over £30 million – all without any investment other than a small amount of savings. The business went on to acquire major clients such as Landrover, Jaguar, Toyota and New Look, to name a few.  Its huge success inevitably brought about outside interest and at the age 33 Jay eventually sold the company to a London investment firm in Doyen Resources. Today, Jay owns several businesses in different sectors and helps entrepreneurs achieve success.  A calling to give back and help others led to Jay being chosen for the highly-coveted role as a Prince’s Trust mentor, where his achievements were marked by a personal invitation to Buckingham Palace to meet Prince Charles.  After helping several young entrepreneurs to success as a mentor for the Trust, Jay’s burning desire to bring his wisdom and knowledge to a wider audience ultimately triggered the concept of The Business Mentor Podcast.  Jay feels that anyone can achieve success in business with the right advice and mentoring and is now sharing his knowledge with his growing audience via his podcast.  In the UK alone 95% of business fail within the first five years and Jay’s aim is to reduce that number.  Backed with the hard-earned knowledge and experience from his time in business, The Business Mentor Podcast will share Jay’s personal business lessons as well those of other successful entrepreneur guests who share their wisdom and secrets on the show.  CONTACT METHOD - Mark Homer <a href="mailto:Markhomer@progressiveproperty.co.uk ">Markhomer@progressiveproperty.co.uk </a> <a href="https://www.linkedin.com/in/markhomer1 " rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1 </a> <a href="￼https://www.facebook.com/markprogressive " rel="nofollow" target="_blank">￼https://www.facebook.com/markprogressive </a> <a href="￼https://twitter.com/markprogressive " rel="nofollow" target="_blank">￼https://twitter.com/markprogressive </a> ￼￼  ￼Contact Method - Jay Dhillon Podcast: <a href="https://itunes.apple.com/us/podcast/business-mentor-podcast/id1370793386" rel="nofollow" target="_blank">https://itunes.apple.com/us/podcast/business-mentor-podcast/id1370793386</a> Website: <a href="https://www.jay-dhillon.com/" rel="nofollow" target="_blank">https://www.jay-dhillon.com</a> TwitteR: <a href="https://twitter.com/jaydhillonuk" rel="nofollow" target="_blank">https://twitter.com/jaydhillonuk</a> <a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Mark Gets Grilled by Business Mentor Jay Dhillon

Car hire and leasing can expensive and getting out of a contract early can be difficult especially if you don’t know what type of contract you’re entering into. In today’s episode, Mark dives into the details of car leasing, contract hire and PCP contracts and explains the most cost-effective way of controlling, owning or renting your vehicle.  KEY TAKEAWAYS   Contract (leasing) hire - the term contract is interchangeable with leasing and is a fixed agreement, usually 24,36 or 48 months and you are expected to fulfil the contract. Essential the monthly payment has been calculated over many months. Therefore if you’re looking to end the agreement early you will usually have to pay 50% of the remaining rentals if you’re looking to give the car back early. The disadvantage of contract hire is that they are not particularly flexible. If you’re concerned about ending your contract hire seek advice from the supplying dealer or credit broker to offer a shorter agreement.   PCP (Personal Contract) Hire - At the end of the contract you either pay the remaining value of ‘balloon’ payment, you sell the vehicle or you return it. Should you wish to end the agreement early the common agreement is to pay 50% of the remaining rentals or return the vehicle to the finance company. With PCP you are able to enter into a process called voluntary termination giving you the option to return the vehicle to the company when you’ve paid 50% of the amount payable or more. This can be referred to as the rules of halves and thirds.   Many car lease agreements have a buy-out option and will usually credit a percentage of the lease payment towards that purchase and is commonly least expensive way of getting out of a car lease. In order for it to make sense the resale value of the car needs to be equal or more than the buy-out value of the car. However, if you’re looking to get out of your lease so that you can purchase a new car be careful re-entering into another agreement especially with the same dealership as they will roll over outstanding payments on your old agreement into a new finance agreement.      BEST MOMENTS   “With a contract hire You will usually have to pay 50% of the remaining rentals. From my experience, they will try to make you pay all of them.”  “Car dealers love nothing more than for old customers to come back in and purchase a new car as they will make money on the old sale and the new one”  “Get everything down on a spreadsheet to work out the total cost to get in and out of these leases”  “Focus on the P&amp;L and APR before purchasing a car”  “Dealers love talking about monthly payments”   VALUABLE RESOURCES   Centralleasing.com Appliedleasing.com  Leasing.com  Freedomleasing.com   ABOUT THE HOST  Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Car hire and leasing can expensive and getting out of a contract early can be difficult especially if you don’t know what type of contract you’re entering into. In today’s episode, Mark dives into the details of car leasing, contract hire and PCP contracts and explains the most cost-effective way of controlling, owning or renting your vehicle.  KEY TAKEAWAYS <ul> <li>Contract (leasing) hire - the term contract is interchangeable with leasing and is a fixed agreement, usually 24,36 or 48 months and you are expected to fulfil the contract. Essential the monthly payment has been calculated over many months. Therefore if you’re looking to end the agreement early you will usually have to pay 50% of the remaining rentals if you’re looking to give the car back early. The disadvantage of contract hire is that they are not particularly flexible. If you’re concerned about ending your contract hire seek advice from the supplying dealer or credit broker to offer a shorter agreement.  </li> <li>PCP (Personal Contract) Hire - At the end of the contract you either pay the remaining value of ‘balloon’ payment, you sell the vehicle or you return it. Should you wish to end the agreement early the common agreement is to pay 50% of the remaining rentals or return the vehicle to the finance company. With PCP you are able to enter into a process called voluntary termination giving you the option to return the vehicle to the company when you’ve paid 50% of the amount payable or more. This can be referred to as the rules of halves and thirds.  </li> <li>Many car lease agreements have a buy-out option and will usually credit a percentage of the lease payment towards that purchase and is commonly least expensive way of getting out of a car lease. In order for it to make sense the resale value of the car needs to be equal or more than the buy-out value of the car. However, if you’re looking to get out of your lease so that you can purchase a new car be careful re-entering into another agreement especially with the same dealership as they will roll over outstanding payments on your old agreement into a new finance agreement.  </li> </ul> BEST MOMENTS <ul> <li>“With a contract hire You will usually have to pay 50% of the remaining rentals. From my experience, they will try to make you pay all of them.” </li> <li>“Car dealers love nothing more than for old customers to come back in and purchase a new car as they will make money on the old sale and the new one” </li> <li>“Get everything down on a spreadsheet to work out the total cost to get in and out of these leases” </li> <li>“Focus on the P&amp;L and APR before purchasing a car” </li> <li>“Dealers love talking about monthly payments”  </li> </ul> VALUABLE RESOURCES <ul> <li><a href="Centralleasing.com" rel="nofollow" target="_blank">Centralleasing.com</a></li> <li><a href="Appliedleasing.com " rel="nofollow" target="_blank">Appliedleasing.com </a></li> <li><a href="Leasing.com " rel="nofollow" target="_blank">Leasing.com </a></li> <li><a href="Freedomleasing.com " rel="nofollow" target="_blank">Freedomleasing.com </a> </li> </ul> ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD <ul> <li>Email: <a href="mailto:Markhomer@progressiveproperty.co.uk">Markhomer@progressiveproperty.co.uk</a></li> <li>LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a></li> <li>Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a></li> <li>Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a></li> </ul><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

How to Get Out of a Car Lease Early

Do you want to fly first class around the world and stay in 5-star hotels for next to nothing? In an insightful interview with fellow frequent flyer Mark interviews professional Avios point collector, savvy travellor and property developer Ian Walmsley. Mark and Ian share with you the tips and tricks to collecting travel points, the best cards to use and how to collect a number of rewards simply by knowing which cards and services to use. Take a trip into Mark and Ian’s wallets and hear first hand which cards they use to travel first class around the world.  KEY TAKEAWAYS    Where are you redeeming the most points?  For earning for points I will use the American Express Platinum card. The annual rate is £575 per year but you will earn that back during the year. This card earns you 1 membership point per pound spent which can be exchanged for flights on BA, Virgin Miles and a range of hotels, you also get travel insurance around the globe and premium car hire insurance. For every pound that you spend on the American Express card transfers to 1.5 Hilton points and additionally and for every 5 nights that you stay gives you get one night free.    Where do you pick up the tips and tricks?  I pick up a lot of information from blogs and sites and quite often read non-English blogs to pick up some great deals. It’s also worth setting up Google alerts to notify you when certain sites post offers and deals.    British Airways Platinum Plus Card  Only generates British Airways points at  1.5 Avios points per pound spent. The biggest benefit of this card is that when you spend £10,000 per year you get a companion voucher each year which allows you to get 2-4-1 on travel fair. If you and your partner both have these cards and spend regularly you can get two companion vouchers meaning you will get 4 return flights for the price of 2 in business or first class. For long-term spending, this is the best card you can get.     The Curve Card  Where credit cards are not accepted you can use the Curve card and re-charge those payments to a visa or MasterCard. You will also pay zero foreign exchange fees while abroad. You can use this to re-charge to the Virgin visa card and as systems recognise the curve card as a debit you can pay for government services with the HMRC with your card. A lot of people are paying taxes and earning points through the Curve card.      BEST MOMENTS  “I’ve been collecting originally air miles before they were Avios for over 15 years.”  “I like to save money”  “Since air miles became Avios and it came online, I’ve been able to save a lot more and now I frequently use them to fly around the world”  “I got around a million Avios points at the moment”  “I got a trip to the Maldives in the Waldorf that hotel should of cost me 20K and I got it for 2K”  “The Hilton is probably the best hotel scheme for mid-range members. It’s the only scheme that includes breakfast and more benefits.”  “The majority of people don’t actually know how easy it is fly first-class and get these trips for next to nothing. Essential we’re just playing the game.”  “HSBC and Virgin cards are good for visa spending.”  “The Virgin credit card is the best credit for collecting points”  “When your window opens up you’ll quickly be able to see what you’ll be able to book.”  VALUABLE RESOURCES  https://jacksflightclub.com/  https://www.headforpoints.com/  https://rewardflightfinder.com/  https://awardwallet.com/    ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive  ABOUT THE GUEST Ian Walmsley is a professional Avios point collector and savvy frequent flyer along with Ian’s travel geek and planning geek hats he is a professional property developer and owner of South East property company Leading Homes.        ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Do you want to fly first class around the world and stay in 5-star hotels for next to nothing? In an insightful interview with fellow frequent flyer Mark interviews professional Avios point collector, savvy travellor and property developer Ian Walmsley. Mark and Ian share with you the tips and tricks to collecting travel points, the best cards to use and how to collect a number of rewards simply by knowing which cards and services to use. Take a trip into Mark and Ian’s wallets and hear first hand which cards they use to travel first class around the world.  KEY TAKEAWAYS Where are you redeeming the most points? For earning for points I will use the American Express Platinum card. The annual rate is £575 per year but you will earn that back during the year. This card earns you 1 membership point per pound spent which can be exchanged for flights on BA, Virgin Miles and a range of hotels, you also get travel insurance around the globe and premium car hire insurance. For every pound that you spend on the American Express card transfers to 1.5 Hilton points and additionally and for every 5 nights that you stay gives you get one night free.  Where do you pick up the tips and tricks? I pick up a lot of information from blogs and sites and quite often read non-English blogs to pick up some great deals. It’s also worth setting up Google alerts to notify you when certain sites post offers and deals.  British Airways Platinum Plus Card Only generates British Airways points at  1.5 Avios points per pound spent. The biggest benefit of this card is that when you spend £10,000 per year you get a companion voucher each year which allows you to get 2-4-1 on travel fair. If you and your partner both have these cards and spend regularly you can get two companion vouchers meaning you will get 4 return flights for the price of 2 in business or first class. For long-term spending, this is the best card you can get.   The Curve Card Where credit cards are not accepted you can use the Curve card and re-charge those payments to a visa or MasterCard. You will also pay zero foreign exchange fees while abroad. You can use this to re-charge to the Virgin visa card and as systems recognise the curve card as a debit you can pay for government services with the HMRC with your card. A lot of people are paying taxes and earning points through the Curve card.    BEST MOMENTS “I’ve been collecting originally air miles before they were Avios for over 15 years.”  “I like to save money”  “Since air miles became Avios and it came online, I’ve been able to save a lot more and now I frequently use them to fly around the world”  “I got around a million Avios points at the moment”  “I got a trip to the Maldives in the Waldorf that hotel should of cost me 20K and I got it for 2K”  “The Hilton is probably the best hotel scheme for mid-range members. It’s the only scheme that includes breakfast and more benefits.”  “The majority of people don’t actually know how easy it is fly first-class and get these trips for next to nothing. Essential we’re just playing the game.”  “HSBC and Virgin cards are good for visa spending.”  “The Virgin credit card is the best credit for collecting points”  “When your window opens up you’ll quickly be able to see what you’ll be able to book.”  VALUABLE RESOURCES <a href="https://jacksflightclub.com/" rel="nofollow" target="_blank">https://jacksflightclub.com/</a> <a href="https://www.headforpoints.com/" rel="nofollow" target="_blank">https://www.headforpoints.com/</a> <a href="https://rewardflightfinder.com/" rel="nofollow" target="_blank">https://rewardflightfinder.com/</a> <a href="https://awardwallet.com/" rel="nofollow" target="_blank">https://awardwallet.com/</a> ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD <ul> <li>Email: <a href="mailto:Markhomer@progressiveproperty.co.uk">Markhomer@progressiveproperty.co.uk</a></li> <li>LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a></li> <li>Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a></li> <li>Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a></li> </ul> ABOUT THE GUEST Ian Walmsley is a professional Avios point collector and savvy frequent flyer along with Ian’s travel geek and planning geek hats he is a professional property developer and owner of South East property company Leading Homes.   <a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

How to Fly First Class For Free

The 2019 10x Property Super Conference is going to be a very different Progressive event. Myself, Grant Cardone and a host of UK property investing experts will be sharing with you the new cutting edge property strategies, the quickest cashflow strategies and how to generate multiple streams of income. You will be shown strategies where you need no mortgage, no deposit and no money to be successful. If you're thinking about going to a property event of any kind, get yourself to the 10x Property Super Conference, it's going to be the biggest and the best property event, it's going to be bigger and better than any event that progressive or probably any other property event the country has held before. Come and learn from the experts who are not just talking the talk but, walking the walk. If you’re interested in securing a ticket go here: www.bit.ly/mark10x  to join the VIP Notification List. 10X Property Super Conference 7th-8th June 2019 KEY TAKEAWAYS  Property super conference: We've got a Super Conference coming back to the United Kingdom, it’s the 10X Property Super Conference and it’s 10x bigger and 10x better, and we've got a rather special gentlemen flying over from America in his private jet, Grant Cardone. Grant Cardone has got nearly a billion dollars, yes a billion dollars worth of property himself, which he is sourced and analyzed to death. The guy knows rather a lot about property investment. At the event, you’re going to learn how to supercharge things, how to move on to the next level very, very quickly, and probably miss out stages two, three, and four. You’re going to learn the quickest cash flow strategy, how to buy without a mortgage and how to reduce or get rid of your deposits. The best thing is that you don't necessarily need to own property to be successful. You’ll discover the most creative ways to own flip, rent out and control property without spending your own cash. There's going to be really, really well-experienced people with a track record, who've been successfully investing for a number of years, often decades and they’ll be teaching you how to do this stuff live!. These aren't dreamy property trainers, these are people who walk the walk and talk the talk. Learn also how to find fund flip and fill and discover the newest ways to source deals, how to rent them out, how to leverage them, how to do the right refurbs, get the cost of the refurbs down and sell the thing quickly to create that nice sort of trading profit. Also learn how to build your empire, how to build the biggest portfolio through leverage and finally, how to retire after one deal.At the 10X Property Super Conference you’ll learn: The Quickest Cashflow Strategy: No mortgage, deposit or owning property required for £3k to £10k per month from just one deal at a time Low Money Down, No Money Left in &amp; Other People’s Money: The most creative ways to own, flip, rent out and control property without spending your own cash Retire After One Deal: Scaling from single lets to big projects that kick out cashflow &amp; cash lumps 10x bigger than small deals Finding, Funding, Flipping &amp; Filling: The newest ways to source, rent out &amp; leverage properties for fast &amp; lasting cashflow, capital growth &amp; empire building 'Real Deal’ Investors, Financiers &amp; Speakers: Learn from the best, walking the walk, doing the deals &amp; making the big money, all in one event   BEST MOMENTS  “Doing things differently doesn't mean to say it's right or wrong, it's a different approach.” “Always strive to get knowledge from people who walk the walk and talk the talk if you want to be the best.”  VALUABLE RESOURCES  10x.psc.com bit.ly/mark10x  ABOUT THE HOST Mark Homer  Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  CONTACT METHOD  Markhomer@progressiveproperty.co.uk%C2%A0 https://www.linkedin.com/in/markhomer1%C2%A0 https://omny.fm/shows/mark-my-words/%EF%BF%BChttps://www.facebook.com/markprogressive%C2%A0 https://omny.fm/shows/mark-my-words/%EF%BF%BChttps://twitter.com/markprogressive%C2%A0 ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

The 2019 10x Property Super Conference is going to be a very different Progressive event. Myself, Grant Cardone and a host of UK property investing experts will be sharing with you the new cutting edge property strategies, the quickest cashflow strategies and how to generate multiple streams of income. You will be shown strategies where you need no mortgage, no deposit and no money to be successful. If you're thinking about going to a property event of any kind, get yourself to the 10x Property Super Conference, it's going to be the biggest and the best property event, it's going to be bigger and better than any event that progressive or probably any other property event the country has held before. Come and learn from the experts who are not just talking the talk but, walking the walk. If you’re interested in securing a ticket go here: <a href="http://www.bit.ly/mark10x" rel="nofollow" target="_blank">www.bit.ly/mark10x</a>  to join the VIP Notification List. 10X Property Super Conference 7th-8th June 2019 KEY TAKEAWAYS <ul> <li>Property super conference: We've got a Super Conference coming back to the United Kingdom, it’s the 10X Property Super Conference and it’s 10x bigger and 10x better, and we've got a rather special gentlemen flying over from America in his private jet, Grant Cardone.</li> <li>Grant Cardone has got nearly a billion dollars, yes a billion dollars worth of property himself, which he is sourced and analyzed to death. The guy knows rather a lot about property investment.</li> <li>At the event, you’re going to learn how to supercharge things, how to move on to the next level very, very quickly, and probably miss out stages two, three, and four.</li> <li>You’re going to learn the quickest cash flow strategy, how to buy without a mortgage and how to reduce or get rid of your deposits. The best thing is that you don't necessarily need to own property to be successful.</li> <li>You’ll discover the most creative ways to own flip, rent out and control property without spending your own cash.</li> <li>There's going to be really, really well-experienced people with a track record, who've been successfully investing for a number of years, often decades and they’ll be teaching you how to do this stuff live!. These aren't dreamy property trainers, these are people who walk the walk and talk the talk.</li> <li>Learn also how to find fund flip and fill and discover the newest ways to source deals, how to rent them out, how to leverage them, how to do the right refurbs, get the cost of the refurbs down and sell the thing quickly to create that nice sort of trading profit.</li> <li>Also learn how to build your empire, how to build the biggest portfolio through leverage and finally, how to retire after one deal. At the 10X Property Super Conference you’ll learn:</li> <li>The Quickest Cashflow Strategy: No mortgage, deposit or owning property required for £3k to £10k per month from just one deal at a time</li> <li>Low Money Down, No Money Left in &amp; Other People’s Money: The most creative ways to own, flip, rent out and control property without spending your own cash</li> <li>Retire After One Deal: Scaling from single lets to big projects that kick out cashflow &amp; cash lumps 10x bigger than small deals</li> <li>Finding, Funding, Flipping &amp; Filling: The newest ways to source, rent out &amp; leverage properties for fast &amp; lasting cashflow, capital growth &amp; empire building</li> <li>'Real Deal’ Investors, Financiers &amp; Speakers: Learn from the best, walking the walk, doing the deals &amp; making the big money, all in one event</li> <li> </li> </ul> BEST MOMENTS <ul> <li>“Doing things differently doesn't mean to say it's right or wrong, it's a different approach.”</li> <li>“Always strive to get knowledge from people who walk the walk and talk the talk if you want to be the best.”</li> </ul> VALUABLE RESOURCES <ul> <li><a href="http://www.10x.psc.com" rel="nofollow" target="_blank">10x.psc.com</a></li> <li><a href="http://www.bit.ly/mark10x" rel="nofollow" target="_blank">bit.ly/mark10x</a></li> </ul> ABOUT THE HOST Mark Homer Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  CONTACT METHOD <ul> <li><a href="mailto:Markhomer@progressiveproperty.co.uk%C2%A0">Markhomer@progressiveproperty.co.uk%C2%A0</a></li> <li><a href="https://www.linkedin.com/in/markhomer1%C2%A0" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1%C2%A0</a></li> <li><a href="https://omny.fm/shows/mark-my-words/%EF%BF%BChttps:/www.facebook.com/markprogressive%C2%A0" rel="nofollow" target="_blank">https://omny.fm/shows/mark-my-words/%EF%BF%BChttps://www.facebook.com/markprogressive%C2%A0</a></li> <li><a href="https://omny.fm/shows/mark-my-words/%EF%BF%BChttps:/twitter.com/markprogressive%C2%A0" rel="nofollow" target="_blank">https://omny.fm/shows/mark-my-words/%EF%BF%BChttps://twitter.com/markprogressive%C2%A0</a></li> </ul><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

A Massive 10x Announcement (Bonus Episode)

As entrepreneurs, we all think we can do it all by ourselves. But there are only a limited number of hours in the day so for you to scale your business you’re going to have to delegate. In this episode, Mark goes through why and how you should be delegating in your business. Delegation involves hiring and trusting the best people, building processes around them that will be consistent and training people properly. If you haven’t delegated to your staff properly yet then you are aren’t leveraging your time effectively on the tasks that are the most important for your business. We’ve all had the thought that we can do it better ourselves, listen to this podcast as to why that is not entirely true. Key Takeaways Delegation and passing tasks along the chain is a huge thing in business. We only have a limited amount of hours in one day. In order to build businesses properly, you need scale. You need to delegate to other people and build an effective structure within your business around those people. We realised we needed more corporate structure in our business after we started with a more laissez-faire approach. We employed someone who knew how to set up the right structure for us as our GM. We have 60-70 staff with a GM who leads them, and various departmental heads, who manage 7-11 individuals each. Tasks then get passed down and up through the chain. We have a lettings agency, who is run by a partner and we have a development company I manage by myself, with an assistant. Each has its own structure and hierarchy. I may as well do it myself, is a common misconception. If you get someone good and train them properly they might be better at the task than you. Even if they are 80% as good as you then you will have freed up your time so you can concentrate on income-generating activities. Leverage your time, to ensure you are scaling your business. It’s important to have processes that are structured so that you have clear, consistent outcomes. We have several processes for different aspects of our business from letting agent, to tenancy management and marketing. Try to automate processes where you can, so they save time and you make outcomes more consistent. You can have simple things like process manuals or checklists for everyone’s job in your company. For when people are on holiday so learnings stay in the business and things don’t get missed. You can see then if there is any duplication in the business as well. This will prevent people from amending them as they go along and creating inconsistent products. Hire employees you trust. If you pay more you will often get more out of them. Good employees will give you back multiple times their salary. Rehiring new people probably cost near 20,000, through their time, staff time to do their induction. Make sure you hire the best. Make them feel valued, give them lots of benefits, and retain them. Two-way training processes and feedback are important. You need a meeting like a 1:2:1 to get two-way feedback from staff, to understand what the issues are in their role, what training they need and are they happy. This should be a feedback loop in managing people. Tracking results and performances are important if you're going through a process you need to make sure you measure the outcome. Make sure to test and measure in a pilot and then interrogate the numbers after that to see what was effective. Check where it has worked in reality. Each process and system needs to be tracked through numbers. Things will go wrong sometimes. You might be outbid for a property, you might lose out on a property. New business have numbers which are very tight, you have to expect that the law will change and make sure you have some money spare to pay for any issues that might come your way. It’s really important to have that in the background with the economy being in a difficult place. Best Moments ‘In order to build businesses you need scale.’ ‘You need structure.’ ‘I have this habit of not letting go of stuff, I may as well do it myself.’ ‘You need to let go.’ ‘You can’t do everything yourself.’ ‘Get people who are right for the job, with the right experience. So you can trust them.’ ‘Automate your processes, where you can.’ ‘Each process and system needs to be tracked through numbers.’ ‘Two-way training processes and feedback are important.’ ‘Hire employees you trust.’ ‘You will get the investment back if you pay for better, more experienced staff.’ ‘Things will go wrong sometimes, so leave some space in the numbers.’ VALUABLE RESOURCES https://itunes.apple.com/gb/podcast/mark-my-words-podcast/id1165370399?mt=2 The E-Myth - Michael Gerber ABOUT THE HOST Mark Homer Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined. CONTACT METHOD Markhomer@progressiveproperty.co.uk https://www.linkedin.com/in/markhomer1 https://www.facebook.com/markprogressive https://twitter.com/markprogressive‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

As entrepreneurs, we all think we can do it all by ourselves. But there are only a limited number of hours in the day so for you to scale your business you’re going to have to delegate. In this episode, Mark goes through why and how you should be delegating in your business. Delegation involves hiring and trusting the best people, building processes around them that will be consistent and training people properly. If you haven’t delegated to your staff properly yet then you are aren’t leveraging your time effectively on the tasks that are the most important for your business. We’ve all had the thought that we can do it better ourselves, listen to this podcast as to why that is not entirely true. Key Takeaways Delegation and passing tasks along the chain is a huge thing in business. We only have a limited amount of hours in one day. In order to build businesses properly, you need scale. You need to delegate to other people and build an effective structure within your business around those people. We realised we needed more corporate structure in our business after we started with a more laissez-faire approach. We employed someone who knew how to set up the right structure for us as our GM. We have 60-70 staff with a GM who leads them, and various departmental heads, who manage 7-11 individuals each. Tasks then get passed down and up through the chain. We have a lettings agency, who is run by a partner and we have a development company I manage by myself, with an assistant. Each has its own structure and hierarchy. I may as well do it myself, is a common misconception. If you get someone good and train them properly they might be better at the task than you. Even if they are 80% as good as you then you will have freed up your time so you can concentrate on income-generating activities. Leverage your time, to ensure you are scaling your business. It’s important to have processes that are structured so that you have clear, consistent outcomes. We have several processes for different aspects of our business from letting agent, to tenancy management and marketing. Try to automate processes where you can, so they save time and you make outcomes more consistent. You can have simple things like process manuals or checklists for everyone’s job in your company. For when people are on holiday so learnings stay in the business and things don’t get missed. You can see then if there is any duplication in the business as well. This will prevent people from amending them as they go along and creating inconsistent products. Hire employees you trust. If you pay more you will often get more out of them. Good employees will give you back multiple times their salary. Rehiring new people probably cost near 20,000, through their time, staff time to do their induction. Make sure you hire the best. Make them feel valued, give them lots of benefits, and retain them. Two-way training processes and feedback are important. You need a meeting like a 1:2:1 to get two-way feedback from staff, to understand what the issues are in their role, what training they need and are they happy. This should be a feedback loop in managing people. Tracking results and performances are important if you're going through a process you need to make sure you measure the outcome. Make sure to test and measure in a pilot and then interrogate the numbers after that to see what was effective. Check where it has worked in reality. Each process and system needs to be tracked through numbers. Things will go wrong sometimes. You might be outbid for a property, you might lose out on a property. New business have numbers which are very tight, you have to expect that the law will change and make sure you have some money spare to pay for any issues that might come your way. It’s really important to have that in the background with the economy being in a difficult place. Best Moments ‘In order to build businesses you need scale.’ ‘You need structure.’ ‘I have this habit of not letting go of stuff, I may as well do it myself.’ ‘You need to let go.’ ‘You can’t do everything yourself.’ ‘Get people who are right for the job, with the right experience. So you can trust them.’ ‘Automate your processes, where you can.’ ‘Each process and system needs to be tracked through numbers.’ ‘Two-way training processes and feedback are important.’ ‘Hire employees you trust.’ ‘You will get the investment back if you pay for better, more experienced staff.’ ‘Things will go wrong sometimes, so leave some space in the numbers.’ VALUABLE RESOURCES <a href="https://itunes.apple.com/gb/podcast/mark-my-words-podcast/id1165370399?mt=2" rel="nofollow" target="_blank">https://itunes.apple.com/gb/podcast/mark-my-words-podcast/id1165370399?mt=2</a> <a href="https://www.amazon.co.uk/dp/B000RO9VJK/ref=dp-kindle-redirect?_encoding=UTF8&amp;btkr=1" rel="nofollow" target="_blank">The E-Myth - Michael Gerber</a> ABOUT THE HOST Mark Homer Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined. CONTACT METHOD Markhomer@progressiveproperty.co.uk <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a> <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a> <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

How to Create a Bullet Proof Business

Tune in to hear the behind the scenes TV Q&amp;A with Progressive Property Co-founder, Rob Moore. Listen in and learn all about Mark &amp; Rob’s property journey from their first investment to growing one of the largest property investment companies and education businesses in the UK. If you’re looking to discover more about the traits of the greats and the characteristics of these two Property, business and entrepreneurial experts, this episode is for you.    What was the first property you purchase?  Mark: The first property I bought was a flat in a ski resort in Bulgaria off-plan and I lost 60-70% of the purchase price. After this, I bought a property in Hampton and flipped it when the price was right making roughly 15K but I could have made more had I not purchased a new build. Often the worst looking properties yield the highest returns.  Rob: 26 Eyeroad, and I still own it today. My Dad helped me out with the deposit and when I become financially free I gave it back to them and they still live there today, mortgage-free.    What is your work ethic?  Rob: I have a fear-based work ethic and believe you have to ‘make hay while the sun shines’ because there are always bad times around the corner and you can be blind-sided easily. I want to take advantage and grow while we can and set ourselves up into a position where we can thrive even if we’re not earning  Mark:  My work ethic comes in waves depending on what’s going on. There are times where it can be intensive for long periods of time and my job isn’t the same every day as I’m generally solving problems and issues day by day as they come along. I’ve tried to build most of what I do with an automatic degree of leverage.    What milestone are you most proud of?  Rob: Winning business of the year 2016, breaking the public speaking world records and raising the hundreds of thousands of pounds for charity and each time Mark and I have reached 50, 100, 150 properties or certain levels of income and bringing our letting agency inhouse are nice milestones also. I couldn’t pick one as I believe we still have lots to come.  Mark: For me getting the Guinness world records and publishing our first books with international publisher Hatchet, we’ve also had the Independent, Financial Times and the Guardian write news articles on us. Additionally developing the new bigger building is a great milestone, right now it’s the old Marks &amp; Spencers building where we’re building 99 apartments. Also some of the training programmes we’ve run in the Carribean, the super conference and having guests such as Lord Sugar, Bob Geldof, Grant Cardone etc.     Describe your property portfolio?  Mark: Our portfolio is broken up into different constituents and it depends where you are in the timeline to evaluate it. Our investing timeline is fairly linear so if you look at the terraced houses it’s often the ones we’ve purchased in the beginning and from there multi-lets, HMO’s and houses and subsequently into commercial conversion buildings and the scale has grown over time.   Rob: Our portfolio has been a journey and generally we’ve reacted to the market and jump on opportunities for example with permitted development etc. We’ve always tried to buy property locally and never selling a property as long as it works and we have kept 95% of our portfolio.     What do you do on an average day?  Rob: I get up at about 5 and get all of my important stuff done by 8, I’ll then go to the gym and when I can I’ll come into the office with meetings in the morning. We often travel to do the podcast and I’m also trying to add more fun things in my life. My average day is routined but I like to keep a variety.  Mark: I get up at 7 and crack on at home and often come into the office later but stay until around 6. I’m also away at onsite developments.     What’s the biggest risk you’ve taken in property?  Mark: Property wise it’s probably the commercial development of 99 apartments we’re doing at the moment. GDV is north of 20 million. Usually, when I’m borrowing money it’s first-charge only. There’s times when I’ve been worried about cashflow and liquidity but we like to stockpile cash.  Rob: We haven’t taken too many risks and I’d be embarrassed and ashamed if we went bust and I’m not prepared to do it so we take fewer risks and think long-term.      What are your business plans for next year?  Rob: We’re probably not going to buy a load more property projects but there will always be one block or so a year and in terms of the education business we’ve just merged everything under ‘Progressive’ and I want to grow it more in the coming year and take it to the global stage.     What’s your view on the right-to-buy scheme?  Mark: Right to buy is something that Thatcher brought in and it’s been a good thing with loads of tenants having the opportunity to purchase their property from the council. It’s been great for quite a few people but those that have less financial knowledge have ended up re-mortgaging and their property has been repossessed. Maybe a right-to-buy scheme with enforced financial education would be even better.    What’s your lifestyle like?  Mark: It’s different and varied depending on the time of year but I’ve got a few weekends back which is pretty cool and with 3 or 4 holidays a year it’s great. It’s all about spending time with my son and my wife. I also go to a lot of events and try to do things I’ve not done before.   Rob: I really enjoy writing, creating content, writing books and connecting online. Golf with my son is also huge we’ve competed at multiple tournaments around the world but work and what I love are pretty much the same.     BEST MOMENTS   “It’s very important to have multiple streams of income”  “In the North, you’ll find lots of properties where the capital value is lower but the rent is no lower so the yield is actually higher.”  “The property I purchased in Bulgaria was an expensive entry fee into property”  “You do this for the money but realise you need to have fun too”     ABOUT THE HOST  Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk   LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive  ABOUT THE GUEST  Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”   CONTACT METHOD  Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?  LinkedIn: https://uk.linkedin.com/in/robmoore1979       ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Tune in to hear the behind the scenes TV Q&amp;A with Progressive Property Co-founder, Rob Moore. Listen in and learn all about Mark &amp; Rob’s property journey from their first investment to growing one of the largest property investment companies and education businesses in the UK. If you’re looking to discover more about the traits of the greats and the characteristics of these two Property, business and entrepreneurial experts, this episode is for you.  What was the first property you purchase? Mark: The first property I bought was a flat in a ski resort in Bulgaria off-plan and I lost 60-70% of the purchase price. After this, I bought a property in Hampton and flipped it when the price was right making roughly 15K but I could have made more had I not purchased a new build. Often the worst looking properties yield the highest returns.  Rob: 26 Eyeroad, and I still own it today. My Dad helped me out with the deposit and when I become financially free I gave it back to them and they still live there today, mortgage-free.  What is your work ethic? Rob: I have a fear-based work ethic and believe you have to ‘make hay while the sun shines’ because there are always bad times around the corner and you can be blind-sided easily. I want to take advantage and grow while we can and set ourselves up into a position where we can thrive even if we’re not earning  Mark:  My work ethic comes in waves depending on what’s going on. There are times where it can be intensive for long periods of time and my job isn’t the same every day as I’m generally solving problems and issues day by day as they come along. I’ve tried to build most of what I do with an automatic degree of leverage.  What milestone are you most proud of? Rob: Winning business of the year 2016, breaking the public speaking world records and raising the hundreds of thousands of pounds for charity and each time Mark and I have reached 50, 100, 150 properties or certain levels of income and bringing our letting agency inhouse are nice milestones also. I couldn’t pick one as I believe we still have lots to come.  Mark: For me getting the Guinness world records and publishing our first books with international publisher Hatchet, we’ve also had the Independent, Financial Times and the Guardian write news articles on us. Additionally developing the new bigger building is a great milestone, right now it’s the old Marks &amp; Spencers building where we’re building 99 apartments. Also some of the training programmes we’ve run in the Carribean, the super conference and having guests such as Lord Sugar, Bob Geldof, Grant Cardone etc.   Describe your property portfolio? Mark: Our portfolio is broken up into different constituents and it depends where you are in the timeline to evaluate it. Our investing timeline is fairly linear so if you look at the terraced houses it’s often the ones we’ve purchased in the beginning and from there multi-lets, HMO’s and houses and subsequently into commercial conversion buildings and the scale has grown over time.   Rob: Our portfolio has been a journey and generally we’ve reacted to the market and jump on opportunities for example with permitted development etc. We’ve always tried to buy property locally and never selling a property as long as it works and we have kept 95% of our portfolio.   What do you do on an average day? Rob: I get up at about 5 and get all of my important stuff done by 8, I’ll then go to the gym and when I can I’ll come into the office with meetings in the morning. We often travel to do the podcast and I’m also trying to add more fun things in my life. My average day is routined but I like to keep a variety.  Mark: I get up at 7 and crack on at home and often come into the office later but stay until around 6. I’m also away at onsite developments.   What’s the biggest risk you’ve taken in property? Mark: Property wise it’s probably the commercial development of 99 apartments we’re doing at the moment. GDV is north of 20 million. Usually, when I’m borrowing money it’s first-charge only. There’s times when I’ve been worried about cashflow and liquidity but we like to stockpile cash.  Rob: We haven’t taken too many risks and I’d be embarrassed and ashamed if we went bust and I’m not prepared to do it so we take fewer risks and think long-term.    What are your business plans for next year? Rob: We’re probably not going to buy a load more property projects but there will always be one block or so a year and in terms of the education business we’ve just merged everything under ‘Progressive’ and I want to grow it more in the coming year and take it to the global stage.   What’s your view on the right-to-buy scheme? Mark: Right to buy is something that Thatcher brought in and it’s been a good thing with loads of tenants having the opportunity to purchase their property from the council. It’s been great for quite a few people but those that have less financial knowledge have ended up re-mortgaging and their property has been repossessed. Maybe a right-to-buy scheme with enforced financial education would be even better.  What’s your lifestyle like? Mark: It’s different and varied depending on the time of year but I’ve got a few weekends back which is pretty cool and with 3 or 4 holidays a year it’s great. It’s all about spending time with my son and my wife. I also go to a lot of events and try to do things I’ve not done before.   Rob: I really enjoy writing, creating content, writing books and connecting online. Golf with my son is also huge we’ve competed at multiple tournaments around the world but work and what I love are pretty much the same.   BEST MOMENTS <ul> <li>“It’s very important to have multiple streams of income” </li> <li>“In the North, you’ll find lots of properties where the capital value is lower but the rent is no lower so the yield is actually higher.” </li> <li>“The property I purchased in Bulgaria was an expensive entry fee into property” </li> <li>“You do this for the money but realise you need to have fun too” </li> </ul> ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD <ul> <li>Email: <a href="mailto:Markhomer@progressiveproperty.co.uk">Markhomer@progressiveproperty.co.uk</a></li> </ul> <ul> <li>LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a></li> <li>Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a></li> <li>Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a></li> </ul> ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”   CONTACT METHOD Rob’s official website: <a href="https://robmoore.com/" rel="nofollow" target="_blank">https://robmoore.com/</a> Facebook: <a href="https://www.facebook.com/robmooreprogressive/?" rel="nofollow" target="_blank">https://www.facebook.com/robmooreprogressive/?</a> LinkedIn: <a href="https://uk.linkedin.com/in/robmoore1979" rel="nofollow" target="_blank">https://uk.linkedin.com/in/robmoore1979</a> <a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

'Cash is NOT Trash' Feat Business Partner Rob Moore

MARK’S BIGGEST BUSINESS AND PROPERTY LESSONS In this episode, Mark takes us through the biggest lessons he has learnt as an entrepreneur investor. His experience and expertise provide an in-depth insight into the things that really make a difference in property investment, listen in to find out more. KEY TAKEAWAYS  Keeping property  Keeping property in the long term is always a better strategy. If you keep property over the long term and possibly convert it into flats to let or renovate, then you will generally generate more profit from the project. Over the longer term, this will create a build-up of money that will enable you to work less, freeing up your time to do other things.  Don’t pay builders for works not complete  Although we sometimes have to run ahead its best to not to expose yourself. If you pay builders up front they are less motivated to complete. Always hold a sizable amount for payment on completion to ensure all aspects are completed to the standard you require.  Economic exchanges that initially look cataclysmic are often sortable  Lots of legislation changes, blips with the Stock Market and section 24 haven’t developed into recession and even in this scenario often it’s better to hold. If there is a drop, over the medium to long term the value will go back up again.  Dinner party investments  Often people like to brag about what they own. The prettier a property the more likely the yield will be lower and the greater the depreciation compared to less attractive buildings Doing what looks easiest and the most interesting to others can mean thinner or no profit at all.  Focus on 1 or 2 strategies and get really good at them  The key to making money and business is to get really good at something, becoming better at it than your competition.  Lots of people say equity or shares are better than property investments  Most of the time the return within a fund is less than if you are investing yourself and adding value to the property as usually the return for cash on cash is in double figures.  Birds of a feather flock together  If an investment is risky, a scam or unlikely to produce good results the people around the project often have questionable morals. You don’t necessarily need to understand an investment just look at the people who are around it.  People always buy what they want and not what they need.  People will pay for something they want rather than what they need. if you are developing a product it does need to solve problems and it does need to be something people need but you must make it something they desire above all else. Your spend on marketing and sales in your business should come first. If you don’t have marketing you don’t have a business.  ‘No’ from somebody buying something or investing in something is only ‘no’ today    If you are rejected let them see what you are doing, often it is just a matter of time. Be consistent and let them see you can be trusted.  Cars, things and gadgets  Experiences and relationships are far more satisfying than things. Focus on things you can do these experiences will stay forever. BEST MOMENTS ‘It usually all works out’ ‘People often misevaluate’ ‘We are attracted to things that keep us safe’ ‘Make sure you are buying buildings that are throwing out value’ ‘You’re much better buying the old dirty buildings and adding value’ ‘Investments that shine usually don’t’ ‘The sizzle sells the steak’ VALUABLE RESOURCES https://itunes.apple.com/gb/podcast/mark-my-words-podcast/id1165370399?mt=2 ABOUT THE HOST Mark Homer Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined. CONTACT METHOD Markhomer@progressiveproperty.co.uk https://www.linkedin.com/in/markhomer1 https://www.facebook.com/markprogressive https://twitter.com/markprogressive‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

MARK’S BIGGEST BUSINESS AND PROPERTY LESSONS In this episode, Mark takes us through the biggest lessons he has learnt as an entrepreneur investor. His experience and expertise provide an in-depth insight into the things that really make a difference in property investment, listen in to find out more. KEY TAKEAWAYS <ul> <li>Keeping property</li> </ul> Keeping property in the long term is always a better strategy. If you keep property over the long term and possibly convert it into flats to let or renovate, then you will generally generate more profit from the project. Over the longer term, this will create a build-up of money that will enable you to work less, freeing up your time to do other things. <ul> <li>Don’t pay builders for works not complete</li> </ul> Although we sometimes have to run ahead its best to not to expose yourself. If you pay builders up front they are less motivated to complete. Always hold a sizable amount for payment on completion to ensure all aspects are completed to the standard you require. <ul> <li>Economic exchanges that initially look cataclysmic are often sortable</li> </ul> Lots of legislation changes, blips with the Stock Market and section 24 haven’t developed into recession and even in this scenario often it’s better to hold. If there is a drop, over the medium to long term the value will go back up again. <ul> <li>Dinner party investments</li> </ul> Often people like to brag about what they own. The prettier a property the more likely the yield will be lower and the greater the depreciation compared to less attractive buildings Doing what looks easiest and the most interesting to others can mean thinner or no profit at all. <ul> <li>Focus on 1 or 2 strategies and get really good at them</li> </ul> The key to making money and business is to get really good at something, becoming better at it than your competition. <ul> <li>Lots of people say equity or shares are better than property investments</li> </ul> Most of the time the return within a fund is less than if you are investing yourself and adding value to the property as usually the return for cash on cash is in double figures. <ul> <li>Birds of a feather flock together</li> </ul> If an investment is risky, a scam or unlikely to produce good results the people around the project often have questionable morals. You don’t necessarily need to understand an investment just look at the people who are around it. <ul> <li>People always buy what they want and not what they need.</li> </ul> People will pay for something they want rather than what they need. if you are developing a product it does need to solve problems and it does need to be something people need but you must make it something they desire above all else. Your spend on marketing and sales in your business should come first. If you don’t have marketing you don’t have a business. <ul> <li>‘No’ from somebody buying something or investing in something is only ‘no’ today  </li> </ul> If you are rejected let them see what you are doing, often it is just a matter of time. Be consistent and let them see you can be trusted. <ul> <li>Cars, things and gadgets</li> </ul> Experiences and relationships are far more satisfying than things. Focus on things you can do these experiences will stay forever. BEST MOMENTS ‘It usually all works out’ ‘People often misevaluate’ ‘We are attracted to things that keep us safe’ ‘Make sure you are buying buildings that are throwing out value’ ‘You’re much better buying the old dirty buildings and adding value’ ‘Investments that shine usually don’t’ ‘The sizzle sells the steak’ VALUABLE RESOURCES <a href="https://itunes.apple.com/gb/podcast/mark-my-words-podcast/id1165370399?mt=2" rel="nofollow" target="_blank">https://itunes.apple.com/gb/podcast/mark-my-words-podcast/id1165370399?mt=2</a> ABOUT THE HOST Mark Homer Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined. CONTACT METHOD Markhomer@progressiveproperty.co.uk <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a> <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a> <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Marks biggest Property & Business Lessons

Peter Jones

Go behind the scenes and join two experienced property investors discuss the property market, their current deals and developments, planning permission and proven property strategies working right now in today’s market. Listen in and hear Marks in-depth discussion with Chattered Surveyor, Serial Property Investor &amp; Master Class Trainer, Peter Jones.    KEY TAKEAWAYS   Mark: How have you been growing your portfolio?  Peter: Traditionally I’ve been investing in the North East but more recently I’ve purchased a plot of land which we were planning to build 5 terraced housing but due to some issues with planning that have taken over 2 ½ years to go through we have finally been settled on 3 bungalows with actually will generate us the same amount of profit and are cheaper to build so currently we’re now applying to remove the conditions and should have the foundations in before Christmas. The goal now is to have 2 or 3 projects running at the same time because of how long planning can take to go through.       Mark: What investments have you been doing?  Peter: As you know I owned one flat in a block of fourteen and it was a disaster, all fourteen were rented out and none of the owners could agree and it the whole block started to deteriorate so I was planning to sell. But in the end, I managed to get acquire four more flats and convince the other owners to secure the plot with a fence and make the area a lot nicer. Additionally to this, I have also been investing with my son-in-law in properties around Nottingham, mainly single-lets following the BRRR model.        BEST MOMENTS“The whole planning system is a game and you just need to know more ways round” “More recently it’s taken me over 18 months to get planning consent”  “The goal now is to have 2 or 3 projects running at the same time because of how long planning can take to go through” “Capital values have been rising in certain areas and the Midlands and the North are still playing catch-up to London price rises” “The property market is like a rollercoaster and property prices follow a ripple effect”    VALUABLE RESOURCES  ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive   Twitter: https://twitter.com/markprogressive  ABOUT THE GUEST Peter Jones is a Chartered Surveyor, an author and a serial buy to let property investor. He has been involved in property for over 30 years having graduated from the College of Estate Management, Reading University, and then qualifying as an Associate Member of the Royal Institution of Chartered Surveyors in 1983, before being elected a Fellow in 1992.  By the age of 35, he was a Salaried Partner in a well-respected firm of Chartered Surveyors and was managing partner of their West End of London Office. His speciality was commercial property but during the recession of the 1990s his specialisation became redundant, and so did he  CONTACT METHOD   http://www.thepropertyteacher.co.uk/    ThePropertyTeacher@gmail.com      ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Go behind the scenes and join two experienced property investors discuss the property market, their current deals and developments, planning permission and proven property strategies working right now in today’s market. Listen in and hear Marks in-depth discussion with Chattered Surveyor, Serial Property Investor &amp; Master Class Trainer, Peter Jones.  KEY TAKEAWAYS <ul> <li>Mark: How have you been growing your portfolio? </li> <li>Peter: Traditionally I’ve been investing in the North East but more recently I’ve purchased a plot of land which we were planning to build 5 terraced housing but due to some issues with planning that have taken over 2 ½ years to go through we have finally been settled on 3 bungalows with actually will generate us the same amount of profit and are cheaper to build so currently we’re now applying to remove the conditions and should have the foundations in before Christmas. The goal now is to have 2 or 3 projects running at the same time because of how long planning can take to go through.  </li> </ul> <ul> <li>Mark: What investments have you been doing? </li> <li>Peter: As you know I owned one flat in a block of fourteen and it was a disaster, all fourteen were rented out and none of the owners could agree and it the whole block started to deteriorate so I was planning to sell. But in the end, I managed to get acquire four more flats and convince the other owners to secure the plot with a fence and make the area a lot nicer. Additionally to this, I have also been investing with my son-in-law in properties around Nottingham, mainly single-lets following the BRRR model.  </li> </ul> BEST MOMENTS“The whole planning system is a game and you just need to know more ways round”  “More recently it’s taken me over 18 months to get planning consent”   “The goal now is to have 2 or 3 projects running at the same time because of how long planning can take to go through”  “Capital values have been rising in certain areas and the Midlands and the North are still playing catch-up to London price rises”  “The property market is like a rollercoaster and property prices follow a ripple effect”  VALUABLE RESOURCES ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD <ul> <li>Email: <a href="mailto:Markhomer@progressiveproperty.co.uk">Markhomer@progressiveproperty.co.uk</a></li> <li>LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a></li> <li>Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a></li> </ul> <ul> <li>Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a></li> </ul> ABOUT THE GUEST Peter Jones is a Chartered Surveyor, an author and a serial buy to let property investor. He has been involved in property for over 30 years having graduated from the College of Estate Management, Reading University, and then qualifying as an Associate Member of the Royal Institution of Chartered Surveyors in 1983, before being elected a Fellow in 1992.  By the age of 35, he was a Salaried Partner in a well-respected firm of Chartered Surveyors and was managing partner of their West End of London Office. His speciality was commercial property but during the recession of the 1990s his specialisation became redundant, and so did he  CONTACT METHOD <ul> <li><a href="http://www.thepropertyteacher.co.uk/" rel="nofollow" target="_blank">http://www.thepropertyteacher.co.uk/</a> </li> </ul> <ul> <li>ThePropertyTeacher@gmail.com </li> </ul> <a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Update on my Current Projects Featuring Property Investor Peter Jones

Rick Gannon

Join an in-depth property discussion with your host Mark Homer and founder of property management software Go Tenant!, multiple business owner and self-made millionaire, Rick Gannon. Hear expert property advice for both beginners and pros and get insights on the best property strategies, the future of the UK property market post-BREXIT and discover what you can do to become a successful property investor as Mark and Rick answer questions from the community. KEY TAKEAWAYS  Question: Are we going into a recession? Answer: If we leave the EU on the 31st October we will see a correction in the UK property market, this can vary from 10-30%. The bank of England believes we will see a 30% reduction in prices in the first 12 months with another correction at the end of 2020. However other articles predict 15-20% reductions. Nevertheless, it depends where you’re located in the UK, in the North property prices are still achieving 100% of asking, however, year on year properties in London are seeing a decrease in prices of about 0.8%. Question: What can you do if your strategy isn’t working and you’re not securing any deals? Answer: You’re probably not doing enough viewings and not offering on every property. You need to offer on 10 properties a week and fill your pipeline up. It’s a numbers game and simply by the numbers, you will get some deals. Learn from the objections you’re getting and work on your pitch. Question: Should you manage your property portfolio yourself or outsource it to an agent? Answer: It depends on your lifestyle and how much time you’ve got. It’s a good use of time to outsource your properties however, it does depend on the property strategy. With HMO’s it can be more difficult and it may be better to manage it yourself. Rick has a useful app called Go Tenant! To help with these challenges. Question: How can I minimise risk when investing in the current market? Answer: There are lots of types of risk such as yield, capital, tenant risk, financial risk, and contractor risk, ultimately it’s important to fill up your pipeline and manage your financial risk with fixed rates and to ensure you’re not exposed. You can also reduce your risk a lot by referencing tenants effectively. We do all of the due-diligence of tenants before the viewing using Go Tenant! Remember an empty room is better than a problem tenant. Question: Do you have any tips on negotiating a property price? Answer: Try and give them what they want. Try to give them everything they want other than the price, be flexible with completion dates, accessibility and build a relationship with the seller directly. Make yourself better than everyone else bidding on a property. Question: Are property investments in the North overtaking London? Answer: It depends on what context, the yield is guaranteed to be higher in the north although the capital gains and property value are less certain. It’s very hard to predict, however historically London has always been ahead in terms of capital gains. There is a lot of uncertainty right now and the sterling is very, very low but once the uncertainty lifts after BREXIT all the money waiting on the sidelines will just pour into London both locally and internationally once we’re in a more stable market and the pound recovers.  Advice From Mark Clause 24 and difficulties with clause 21 are making property investment more challenging. The Holiday let market along with serviced accommodation units sidestep a lot of recent rules and regulations affecting more established property investment strategies. Although It’s always a good idea to diversify your portfolio to adapt to changes to the current economic climate.   BEST MOMENTS “The last cycle started in Mayfair in 2010 and then price rises spread throughout the country as people moved” “It’s always a good time to buy at certain price levels, it depends on potential capital gains and potential yield” “The next month might actually propose an opportunity to buy at lower prices” “The bank of England has made an assumption on XY&amp;Z and either way it’s only one outcome” “There’s always going to be something that stops people from investing, there’s never going to be a right time.” “You’ve got to adapt to survive” “Don’t focus on the things that you can’t control” “We’ve moved the majority out into limited companies” “The direction of property moving forward politically. Is it better to progress with a commercial strategy that drives cashflow?”   VALUABLE RESOURCES https://gotenant.co.uk https://www.rickgannon.com ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  CONTACT METHOD  Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive  ABOUT THE GUEST Rick Gannon is a serial entrepreneur, multi-business owner and self-made millionaire. Rick's main focus is helping others achieve their financial goals through investing in high cash flowing property. Rick is the Founder of "Go Tenant!" Property management software and tenant recruitment software. Rick is the best selling Author of Number 1 best seller property book "House Arrest" and columnist for 2 national UK property magazines. Rick has featured on Sky Television and is seen as the industry expert for multi-let / HMO property in the UK.    ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Join an in-depth property discussion with your host Mark Homer and founder of property management software Go Tenant!, multiple business owner and self-made millionaire, Rick Gannon. Hear expert property advice for both beginners and pros and get insights on the best property strategies, the future of the UK property market post-BREXIT and discover what you can do to become a successful property investor as Mark and Rick answer questions from the community. KEY TAKEAWAYS <ul> <li>Question: Are we going into a recession?</li> <li>Answer: If we leave the EU on the 31st October we will see a correction in the UK property market, this can vary from 10-30%. The bank of England believes we will see a 30% reduction in prices in the first 12 months with another correction at the end of 2020. However other articles predict 15-20% reductions. Nevertheless, it depends where you’re located in the UK, in the North property prices are still achieving 100% of asking, however, year on year properties in London are seeing a decrease in prices of about 0.8%. </li> <li>Question: What can you do if your strategy isn’t working and you’re not securing any deals?</li> <li>Answer: You’re probably not doing enough viewings and not offering on every property. You need to offer on 10 properties a week and fill your pipeline up. It’s a numbers game and simply by the numbers, you will get some deals. Learn from the objections you’re getting and work on your pitch. </li> <li>Question: Should you manage your property portfolio yourself or outsource it to an agent?</li> <li>Answer: It depends on your lifestyle and how much time you’ve got. It’s a good use of time to outsource your properties however, it does depend on the property strategy. With HMO’s it can be more difficult and it may be better to manage it yourself. Rick has a useful app called Go Tenant! To help with these challenges. </li> <li>Question: How can I minimise risk when investing in the current market?</li> <li>Answer: There are lots of types of risk such as yield, capital, tenant risk, financial risk, and contractor risk, ultimately it’s important to fill up your pipeline and manage your financial risk with fixed rates and to ensure you’re not exposed. You can also reduce your risk a lot by referencing tenants effectively. We do all of the due-diligence of tenants before the viewing using Go Tenant! Remember an empty room is better than a problem tenant. </li> <li>Question: Do you have any tips on negotiating a property price?</li> <li>Answer: Try and give them what they want. Try to give them everything they want other than the price, be flexible with completion dates, accessibility and build a relationship with the seller directly. Make yourself better than everyone else bidding on a property. </li> <li>Question: Are property investments in the North overtaking London?</li> <li>Answer: It depends on what context, the yield is guaranteed to be higher in the north although the capital gains and property value are less certain. It’s very hard to predict, however historically London has always been ahead in terms of capital gains. There is a lot of uncertainty right now and the sterling is very, very low but once the uncertainty lifts after BREXIT all the money waiting on the sidelines will just pour into London both locally and internationally once we’re in a more stable market and the pound recovers. </li> </ul> Advice From Mark Clause 24 and difficulties with clause 21 are making property investment more challenging. The Holiday let market along with serviced accommodation units sidestep a lot of recent rules and regulations affecting more established property investment strategies. Although It’s always a good idea to diversify your portfolio to adapt to changes to the current economic climate. BEST MOMENTS “The last cycle started in Mayfair in 2010 and then price rises spread throughout the country as people moved” “It’s always a good time to buy at certain price levels, it depends on potential capital gains and potential yield” “The next month might actually propose an opportunity to buy at lower prices” “The bank of England has made an assumption on XY&amp;Z and either way it’s only one outcome” “There’s always going to be something that stops people from investing, there’s never going to be a right time.” “You’ve got to adapt to survive” “Don’t focus on the things that you can’t control” “We’ve moved the majority out into limited companies” “The direction of property moving forward politically. Is it better to progress with a commercial strategy that drives cashflow?” VALUABLE RESOURCES <a href="https://gotenant.co.uk/" rel="nofollow" target="_blank">https://gotenant.co.uk</a> <a href="https://www.rickgannon.com/" rel="nofollow" target="_blank">https://www.rickgannon.com</a> ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  CONTACT METHOD <ul> <li>Email: <a href="mailto:Markhomer@progressiveproperty.co.uk">Markhomer@progressiveproperty.co.uk</a></li> <li>LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a></li> <li>Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a></li> <li>Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a></li> </ul> ABOUT THE GUEST Rick Gannon is a serial entrepreneur, multi-business owner and self-made millionaire. Rick's main focus is helping others achieve their financial goals through investing in high cash flowing property. Rick is the Founder of "Go Tenant!" Property management software and tenant recruitment software. Rick is the best selling Author of Number 1 best seller property book "House Arrest" and columnist for 2 national UK property magazines. Rick has featured on Sky Television and is seen as the industry expert for multi-let / HMO property in the UK. <a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

When is the Next Recession? Q&A With Rick Gannon

This is your chance to ask Mark anything, you’d like about property. Sourced from the progressive property facebook group Mark answers 24 of the most burning questions from how Brexit will affect property investors, to how to pick a good business partner and what’s his favourite doughnut. Hear the advice from one of the countries leading property analysts, on how to get your property business moving and growing.   Key Takeaways If you were starting out in property today where would you start? I probably wouldn’t start in a much different place than I did. I would buy terrace houses, single let to get going, and then move into HMO’s and then commercial buildings after that. Finally, I would do commercial buildings which can give you better cash flow. I think there is a lot of power in not selling your property but buying and holding them because over the long-term cash-flow and yields will be greater.   What’s your prediction for interest rates over the next 2 years? I think they are going to stay relatively static. It depends on Europe, Brexit, and the US. Clearly, the world is slowing down, and the market is not going to be getting any better over the next two years. I think it’s more likely to be a slow down rather than a recession. In the UK there are lots of uncertainties and there are lots of investors who are not investing. I think the likelihood is that Brexit will be extended. We will see a wall of money going back into the system after they have been waiting for the outcome of Brexit. It’s important to focus on the things that you control rather than interest rates and GDP. There will be a lot of commercial buildings available when the downturn comes, at a cheap price.   How did you know that Rob Moore was going to be a good business partner? What makes a good business partner? I worked with Rob for six months before we went into business together. Rarely business partners work if they are friends. You should focus on adding value to each other, Rob and I were opposites. Rob is great at all the things that I’m not good at. Sales and marketing are not my bags, whereas Rob excels at those. Enter into some lose business arrangements first, and when we started our business we only put a few hundred pounds in. We got to learn what we were good at, and what we need to learn.   Would you prefer 10* BTL £2500 profit or 1 SA unit £2500 profit? I think if it was a binary choice I would go with the 10* BTL’s because if they were worth over a million in equity together. That’s something that you won’t have in the SA flat. It’s a balance, SA can be quite a defensive strategy, and you should be fine to battle recessions.   I want to learn the basics of business finance, where should I start? I’m very much for learning on the job. We run multiple streams of income training and the various books that we have at Progressive Property. I would do the first deals as soon as possible. You need to talk about a lot of banks and get a lot of mortgages. Learn from people actually doing the job, and learn on the job.   What is the best structure for a JV buy and hold? Getting to know someone over a period of time, so you get to know their circumstances. You are going to enter into a financial relationship, and you don’t want that to affect your credit rating. It’s probably better that you are not associated financially.   What is the mistake that you’ve made that’s been your most valuable lesson? I’ve made loads of mistakes. In the old days, it was buying overseas, buying things that I didn’t understand. Bringing in the right people and paying them well is really important. Over a period of time, paying for good people means you save money, and get a better job done. In the early days, I was trying to reduce costs on everything.   How would you approach trying to find an investor with the view of starting a JV? You want to be going to networking events, getting yourself out there. Doing smaller jobs with investors, and then you add value to buildings, then move onto the larger JV.   What would you expect to pay for a shareholders agreement in a JV? For my solicitor will charge around £1,500 for that. It will completely depend on the other party sending over their changes to the document in one go, so it doesn’t drag out. It’s a really good idea to use a solicitor so it’s correct and legal.   What is the best way to get the most value from a refurb whilst sticking to a budget? Get three quotations for everything, and speak to your letting agent and your builders about what needs spending money on, and what doesn’t. Be really clear about how you want things to be. I wouldn’t pay the builder up front but when it’s complete. Try and build a relationship with a builder who you can use again.   Do you ever get bored of working or fed up? Yes, I get stressed and fed up. I often just get in the hot-tub and home, and under the water so you can’t hear anything. After a good night’s sleep, I can work through my issues methodically the next day. I do sometimes think how much is enough property, and how long do we want to do this for but sometimes you can’t just stop doing it.   What was the deal that made you feel rich? I’m not sure I feel rich, and rich is a moving target. I used to think at this level I would feel rich but it’s a moving goalpost. There is always someone else who has more properties or has more income. Because it’s gradual, it’s incremental, and then you don’t notice it as much.   What's the best banking structures for separate companies? If you are doing big projects then it’s good to start companies per each project. I don’t like having loads of Limited Companies however as there is a lot of administrative burden such as accounting. My goal is to bring everything together eventually. They can, however, shield you from external factors. Every single company I have been involved in that has been dissolved has done so without any creditors, that’s really important to have that history.   What do you think of the longevity of deals sourcing/packaging as a business model? I don’t think there is a time limit on it. You need to be registered, and get experience with it. You need to get really good at it and find the best deals. I don’t do it as much anymore, because if I find a deal then I want to buy it myself, and get the income from them. It can help you grow your portfolio though, especially in the earlier days of the business.   Best Moments ‘I wouldn’t have started out in a much different place.’ ‘I like to buy and then hold property.’ ‘Internationally countries are trying to get interest rates up over the next few years.’ ‘Keep an eye on interest rates, but it’s better to focus on the things you control.’ ‘Downturns will inevitably come.’ ‘I suspect we are in the second half of this cycle.’ ‘Rarely do business partners work effectively if they are friends beforehand.’ ‘Over time you build trust and confidence.’ ‘Kissed a lot of frogs to find the right business partner?’ ‘You need cash flow to look after today.’ ‘Learn from people actually in the job.’ ‘Learn by doing is always best.’ ‘It’s probably better that you are not associated financially.’ ‘I’ve made loads of mistakes.’ ‘Pay the rate for good people and it will save you money.’ ‘Find the right people, and pay them well.’ ‘You need to network a lot to find your investors.’ ‘There is a lot of value in getting a solicitor to help write your shareholder agreement?’ ‘I just can’t help getting back into it, and buying property.’ ‘I’m not sure I feel rich’ “I’m always driving for more.’ ‘The buck always stops with you.’ ‘Prepare for the worst.’ ‘Lenders are more relaxed when properties in limited companies with your personal lending.’ ‘The mortgages I have in limited companies don’t show up on my credit rating.’ ‘The uncertainty around Brexit isn’t good for business.’   ABOUT THE HOST Mark Homer Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD Markhomer@progressiveproperty.co.uk https://www.linkedin.com/in/markhomer1 https://www.facebook.com/markprogressive https://twitter.com/markprogressive‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

This is your chance to ask Mark anything, you’d like about property. Sourced from the progressive property facebook group Mark answers 24 of the most burning questions from how Brexit will affect property investors, to how to pick a good business partner and what’s his favourite doughnut. Hear the advice from one of the countries leading property analysts, on how to get your property business moving and growing. Key Takeaways If you were starting out in property today where would you start? I probably wouldn’t start in a much different place than I did. I would buy terrace houses, single let to get going, and then move into HMO’s and then commercial buildings after that. Finally, I would do commercial buildings which can give you better cash flow. I think there is a lot of power in not selling your property but buying and holding them because over the long-term cash-flow and yields will be greater. What’s your prediction for interest rates over the next 2 years? I think they are going to stay relatively static. It depends on Europe, Brexit, and the US. Clearly, the world is slowing down, and the market is not going to be getting any better over the next two years. I think it’s more likely to be a slow down rather than a recession. In the UK there are lots of uncertainties and there are lots of investors who are not investing. I think the likelihood is that Brexit will be extended. We will see a wall of money going back into the system after they have been waiting for the outcome of Brexit. It’s important to focus on the things that you control rather than interest rates and GDP. There will be a lot of commercial buildings available when the downturn comes, at a cheap price. How did you know that Rob Moore was going to be a good business partner? What makes a good business partner? I worked with Rob for six months before we went into business together. Rarely business partners work if they are friends. You should focus on adding value to each other, Rob and I were opposites. Rob is great at all the things that I’m not good at. Sales and marketing are not my bags, whereas Rob excels at those. Enter into some lose business arrangements first, and when we started our business we only put a few hundred pounds in. We got to learn what we were good at, and what we need to learn. Would you prefer 10* BTL £2500 profit or 1 SA unit £2500 profit? I think if it was a binary choice I would go with the 10* BTL’s because if they were worth over a million in equity together. That’s something that you won’t have in the SA flat. It’s a balance, SA can be quite a defensive strategy, and you should be fine to battle recessions. I want to learn the basics of business finance, where should I start? I’m very much for learning on the job. We run multiple streams of income training and the various books that we have at Progressive Property. I would do the first deals as soon as possible. You need to talk about a lot of banks and get a lot of mortgages. Learn from people actually doing the job, and learn on the job. What is the best structure for a JV buy and hold? Getting to know someone over a period of time, so you get to know their circumstances. You are going to enter into a financial relationship, and you don’t want that to affect your credit rating. It’s probably better that you are not associated financially. What is the mistake that you’ve made that’s been your most valuable lesson? I’ve made loads of mistakes. In the old days, it was buying overseas, buying things that I didn’t understand. Bringing in the right people and paying them well is really important. Over a period of time, paying for good people means you save money, and get a better job done. In the early days, I was trying to reduce costs on everything. How would you approach trying to find an investor with the view of starting a JV? You want to be going to networking events, getting yourself out there. Doing smaller jobs with investors, and then you add value to buildings, then move onto the larger JV. What would you expect to pay for a shareholders agreement in a JV? For my solicitor will charge around £1,500 for that. It will completely depend on the other party sending over their changes to the document in one go, so it doesn’t drag out. It’s a really good idea to use a solicitor so it’s correct and legal. What is the best way to get the most value from a refurb whilst sticking to a budget? Get three quotations for everything, and speak to your letting agent and your builders about what needs spending money on, and what doesn’t. Be really clear about how you want things to be. I wouldn’t pay the builder up front but when it’s complete. Try and build a relationship with a builder who you can use again. Do you ever get bored of working or fed up? Yes, I get stressed and fed up. I often just get in the hot-tub and home, and under the water so you can’t hear anything. After a good night’s sleep, I can work through my issues methodically the next day. I do sometimes think how much is enough property, and how long do we want to do this for but sometimes you can’t just stop doing it. What was the deal that made you feel rich? I’m not sure I feel rich, and rich is a moving target. I used to think at this level I would feel rich but it’s a moving goalpost. There is always someone else who has more properties or has more income. Because it’s gradual, it’s incremental, and then you don’t notice it as much. What's the best banking structures for separate companies? If you are doing big projects then it’s good to start companies per each project. I don’t like having loads of Limited Companies however as there is a lot of administrative burden such as accounting. My goal is to bring everything together eventually. They can, however, shield you from external factors. Every single company I have been involved in that has been dissolved has done so without any creditors, that’s really important to have that history. What do you think of the longevity of deals sourcing/packaging as a business model? I don’t think there is a time limit on it. You need to be registered, and get experience with it. You need to get really good at it and find the best deals. I don’t do it as much anymore, because if I find a deal then I want to buy it myself, and get the income from them. It can help you grow your portfolio though, especially in the earlier days of the business. Best Moments ‘I wouldn’t have started out in a much different place.’ ‘I like to buy and then hold property.’ ‘Internationally countries are trying to get interest rates up over the next few years.’ ‘Keep an eye on interest rates, but it’s better to focus on the things you control.’ ‘Downturns will inevitably come.’ ‘I suspect we are in the second half of this cycle.’ ‘Rarely do business partners work effectively if they are friends beforehand.’ ‘Over time you build trust and confidence.’ ‘Kissed a lot of frogs to find the right business partner?’ ‘You need cash flow to look after today.’ ‘Learn from people actually in the job.’ ‘Learn by doing is always best.’ ‘It’s probably better that you are not associated financially.’ ‘I’ve made loads of mistakes.’ ‘Pay the rate for good people and it will save you money.’ ‘Find the right people, and pay them well.’ ‘You need to network a lot to find your investors.’ ‘There is a lot of value in getting a solicitor to help write your shareholder agreement?’ ‘I just can’t help getting back into it, and buying property.’ ‘I’m not sure I feel rich’ “I’m always driving for more.’ ‘The buck always stops with you.’ ‘Prepare for the worst.’ ‘Lenders are more relaxed when properties in limited companies with your personal lending.’ ‘The mortgages I have in limited companies don’t show up on my credit rating.’ ‘The uncertainty around Brexit isn’t good for business.’ ABOUT THE HOST Mark Homer Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined. CONTACT METHOD <a href="mailto:Markhomer@progressiveproperty.co.uk">Markhomer@progressiveproperty.co.uk</a> <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a> <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a> <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Mark Homer Ask me Anything, Brexit, The Next Recession & Mark's Favourite Doughnut!

Henry Smith

Today, Mark interviews Aitch Group’s head property developer, influential in the development of over 2500 homes and expert in private housing, Henry Smith. Mark and Henry discuss in detail why property investment is the perfect opportunity for entrepreneurs and share with you the tools you need to be successful in today’s turbulent market.  KEY TAKEAWAYS   Property investment. This is the best investment you can ever get into because the business plan is already there and the buildings are already there, all you need to do is just spot the right one for you that you can refurbish and maybe rent it out or sell it out and make a lot of money, either office apartments or homes.  Why do you hold the properties? You can decide to hold your property because the world is always changing and a lot of people are looking for homes, office space and many more, and then you can wait for the right time to sell your property, and this is when the market price is very high so that you can make huge amounts of money.  What do you need to succeed in property investment? There is a need for the best management there could be because poor management of these properties, poor refinancing, poor attitude, all these can result to you as a business making poor decisions and very huge losses.  Training and seminars. And this is not only for property investment, but it runs through all businesses. If you want to succeed in your business, you need to be trained on what your business should entail, and you should look for people who have done your business and succeeded in it.  Another way to succeed in property investments such as buildings is all about working with the right developers. Having the right team with you and people that you are able to work with throughout, what they can build and how quickly you can build it.    Investing in property is very advantageous because you get to travel the world, meet a lot of people and make lots of money.  Hold property wherever financially you can, it's a great asset, both commercial and residential in the right location. If you've got a commercial unit lockup, perhaps, in the middle of nowhere, that is very hard to let, then don’t do that.  Good management is the root of a successful business. If you have the best management in your business, then you're going to be successful in your business because good management prevents misuse of resources and other things in the business.   BEST MOMENTS   “Don’t think of now, think of 10 years' time, think of the future because once you build that building, you can't wake up tomorrow morning and decide to demolish it again and start building it again.”    “You lose a lot of money when people don't put any skin in the game.”  “If you don't sell, you don’t earn.”  “Plan for the worst and hope for the best.”  "Borrow as much as you can is the worst advice you could ever receive. Borrow money when there is a need for money."  “You need to learn from your mistakes but don’t repeat the mistake twice.”   VALUABLE RESOURCES   https://www.standard.co.uk/business/secrets-of-my-success-henry-smith-boss-of-london-housebuilder-aitch-group-a3731706.html   ABOUT THE GUEST  Henry Smith is the boss of property developer Aitch Group, a private house building firm founded in 1995 which has built more than 2500 homes. Being able to provide homes and employment opportunities in the area that he grew up in is a real win for him.  ABOUT THE HOST  Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive   Twitter: https://twitter.com/markprogressive ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Today, Mark interviews Aitch Group’s head property developer, influential in the development of over 2500 homes and expert in private housing, Henry Smith. Mark and Henry discuss in detail why property investment is the perfect opportunity for entrepreneurs and share with you the tools you need to be successful in today’s turbulent market.  KEY TAKEAWAYS <ul> <li>Property investment. This is the best investment you can ever get into because the business plan is already there and the buildings are already there, all you need to do is just spot the right one for you that you can refurbish and maybe rent it out or sell it out and make a lot of money, either office apartments or homes. </li> <li>Why do you hold the properties? You can decide to hold your property because the world is always changing and a lot of people are looking for homes, office space and many more, and then you can wait for the right time to sell your property, and this is when the market price is very high so that you can make huge amounts of money. </li> <li>What do you need to succeed in property investment? There is a need for the best management there could be because poor management of these properties, poor refinancing, poor attitude, all these can result to you as a business making poor decisions and very huge losses. </li> <li>Training and seminars. And this is not only for property investment, but it runs through all businesses. If you want to succeed in your business, you need to be trained on what your business should entail, and you should look for people who have done your business and succeeded in it. </li> <li>Another way to succeed in property investments such as buildings is all about working with the right developers. Having the right team with you and people that you are able to work with throughout, what they can build and how quickly you can build it. </li> </ul> <ul> <li>Investing in property is very advantageous because you get to travel the world, meet a lot of people and make lots of money. </li> <li>Hold property wherever financially you can, it's a great asset, both commercial and residential in the right location. If you've got a commercial unit lockup, perhaps, in the middle of nowhere, that is very hard to let, then don’t do that. </li> <li>Good management is the root of a successful business. If you have the best management in your business, then you're going to be successful in your business because good management prevents misuse of resources and other things in the business. </li> </ul> BEST MOMENTS <ul> <li>“Don’t think of now, think of 10 years' time, think of the future because once you build that building, you can't wake up tomorrow morning and decide to demolish it again and start building it again.” </li> </ul> <ul> <li>“You lose a lot of money when people don't put any skin in the game.” </li> <li>“If you don't sell, you don’t earn.” </li> <li>“Plan for the worst and hope for the best.” </li> <li>"Borrow as much as you can is the worst advice you could ever receive. Borrow money when there is a need for money." </li> <li>“You need to learn from your mistakes but don’t repeat the mistake twice.” </li> </ul> VALUABLE RESOURCES <ul> <li><a href="https://www.standard.co.uk/business/secrets-of-my-success-henry-smith-boss-of-london-housebuilder-aitch-group-a3731706.html" rel="nofollow" target="_blank">https://www.standard.co.uk/business/secrets-of-my-success-henry-smith-boss-of-london-housebuilder-aitch-group-a3731706.html</a> </li> </ul> ABOUT THE GUEST Henry Smith is the boss of property developer Aitch Group, a private house building firm founded in 1995 which has built more than 2500 homes. Being able to provide homes and employment opportunities in the area that he grew up in is a real win for him.  ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD <ul> <li>Email: <a href="mailto:Markhomer@progressiveproperty.co.uk">Markhomer@progressiveproperty.co.uk</a></li> <li>LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a></li> <li>Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a></li> </ul> <ul> <li>Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a></li> </ul><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Henry Smith: From Building Hostels to Multi-Million £££ Penthouses

Join Rob Moore and Mark Homer as they cover unchartered territory in this exclusive Q&amp;A as they talk about what is affecting us all in this uncertain time. They talk about  the current property market and   The implications and complications that isolation has How to continue trade to keep business going and  How they are personally navigating through these uneasy times.   This Q&amp;A is ideal if you are worried or just simply intrigued about property, business or how others are handling the current global pandemic    Here are some of your questions and topics this duo has covered:    Right now, should you be buying a property?  Will interest rates go negative? Should you be considering  extending  credit from your suppliers? Rob and Mark give you their tips and suggestions on overcoming procrastination PLUS the secret of Robs coffee order is revealed!      Progressives founders are leading the way to show you it is ok to feel lost and challenged in your business right now and how this year can be a pivotal moment for you and your future. It is all about prioritising and this is definitely one to prioritise as you receive industry insights AND all questions are on the table!      VALUABLE RESOURCES Progressive Podcast Supporter Programme - http://bit.ly/PPsupporter Life Leveraged Book - https://www.amazon.co.uk/Life-Leverage-Outsource-Everything-Lifestyle/dp/1473640288 Mark Homer LinkedIn - https://www.linkedin.com/in/markhomer1/?originalSubdomain=uk Mark My Words - https://podcasts.apple.com/gb/podcast/mark-my-words-podcast/id1165370399 Mark Homer Twitter - https://twitter.com/markprogressive?lang=en   ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive  ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Join Rob Moore and Mark Homer as they cover unchartered territory in this exclusive Q&amp;A as they talk about what is affecting us all in this uncertain time. They talk about  the current property market and <ul> <li>The implications and complications that isolation has</li> <li>How to continue trade to keep business going and </li> <li>How they are personally navigating through these uneasy times. </li> </ul> This Q&amp;A is ideal if you are worried or just simply intrigued about property, business or how others are handling the current global pandemic  Here are some of your questions and topics this duo has covered: <ul> <li>Right now, should you be buying a property? </li> <li>Will interest rates go negative?</li> <li>Should you be considering  extending  credit from your suppliers?</li> <li>Rob and Mark give you their tips and suggestions on overcoming procrastination</li> <li>PLUS the secret of Robs coffee order is revealed!</li> </ul> Progressives founders are leading the way to show you it is ok to feel lost and challenged in your business right now and how this year can be a pivotal moment for you and your future. It is all about prioritising and this is definitely one to prioritise as you receive industry insights AND all questions are on the table!  VALUABLE RESOURCES Progressive Podcast Supporter Programme - <a href="http://bit.ly/PPsupporter" rel="nofollow" target="_blank">http://bit.ly/PPsupporter</a> Life Leveraged Book - <a href="https://www.amazon.co.uk/Life-Leverage-Outsource-Everything-Lifestyle/dp/1473640288" rel="nofollow" target="_blank">https://www.amazon.co.uk/Life-Leverage-Outsource-Everything-Lifestyle/dp/1473640288</a> Mark Homer LinkedIn - <a href="https://www.linkedin.com/in/markhomer1/?originalSubdomain=uk" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1/?originalSubdomain=uk</a> Mark My Words - <a href="https://podcasts.apple.com/gb/podcast/mark-my-words-podcast/id1165370399" rel="nofollow" target="_blank">https://podcasts.apple.com/gb/podcast/mark-my-words-podcast/id1165370399</a> Mark Homer Twitter - <a href="https://twitter.com/markprogressive?lang=en" rel="nofollow" target="_blank">https://twitter.com/markprogressive?lang=en</a> ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a> Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a> Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a> <a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Coronavirus; What it Really Will & Won't Affect With Rob Moore

Join in a LIVE property Q&amp;A discussion with one of the UK’s most experienced investors. Take a seat at an intimate insider property session with Progressive Property co-founder and Mark My Words host, Mark Homer and discover his insider predictions on the UK property market, the shape of current investments, property price predictions and new legislation. If you’re looking to get a head start in property, this is the episode for you. KEY TAKEAWAYS: How difficult is it to raise the value of a certain area?  Developers often do this when they develop a larger site. They will do all the infrastructure, road networks and landscaping which will lift the values. I have never seen anybody achieve that by doing it on an individual property by property basis.    How are you finding the market purchasing at the moment?  I haven’t bought anything for the last six months, however, I do talk to many people. It depends where you are and what you’re looking for. I had some people telling me that the deal flow was really good at the moment. I think the possibility of a no-deal Brexit had ruined a lot of the sales up. If you’re finding it difficult, I would suggest looking at your supply lines. Get more agents, create leaflets and send them out once a month over the next six months. You should then find improvements in that area.    Can you see any new legislation coming out that will disrupt the market at all?  The only thing I have seen was a planning appeal whereby a council told owners that they couldn’t use the property as C3, it is C1 so they required planning consent. Which I thought was bad, but people seem to be carrying on as normal. Other legislation such as section 21, meaning that you’re not going to evict tenants for any reason, it will have to be for misuse of the property or non-payment of rent. I believe there will be more selective or additional licensing and more enforcement. There are lots of changes to leasehold properties, the ground rent is going to be set at zero for new ones.    Are there any general tips you can give on making the transition to the next level up in property?  You really need to end up with a margin on cost no lower than 20% once you’re at the end, which may be 30% when you’re starting out. I think it is a couple of units you can do with permitted developments, on your early ones it might be a good idea to go with a smaller unit and convert them. Sometimes you will have to pay more for those. It’s all in how much you buy it for, if you buy it cheap enough then you can almost go through this whole “university degree” with making all the mistakes through the project and come out the other end alright if you got it cheap enough.    I’ve got lots of agents interested in investment, how can I convince them to invest?  Go and sit in front of every single agent at least once every two weeks. Try and get them out and have really strong relationships with them. They are having deals but they’re going in other directions. When you don’t get any results for three months, with leafleting and talking to agents just keep rolling. They have to get the leaflets through the door at least three or four times.      BEST MOMENTS “Get more agents, create leaflets and send them out once a month over the next six months.” “I think the possibility of a no-deal Brexit had ruined a lot of the sales” “You can make all the mistakes through the project and come out the other end alright if you got it cheap enough.”   ABOUT THE HOST   Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.   CONTACT METHOD   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Join in a LIVE property Q&amp;A discussion with one of the UK’s most experienced investors. Take a seat at an intimate insider property session with Progressive Property co-founder and Mark My Words host, Mark Homer and discover his insider predictions on the UK property market, the shape of current investments, property price predictions and new legislation. If you’re looking to get a head start in property, this is the episode for you. KEY TAKEAWAYS: How difficult is it to raise the value of a certain area? <ul> <li>Developers often do this when they develop a larger site. They will do all the infrastructure, road networks and landscaping which will lift the values. I have never seen anybody achieve that by doing it on an individual property by property basis.</li> </ul> How are you finding the market purchasing at the moment? <ul> <li>I haven’t bought anything for the last six months, however, I do talk to many people. It depends where you are and what you’re looking for. I had some people telling me that the deal flow was really good at the moment. I think the possibility of a no-deal Brexit had ruined a lot of the sales up. If you’re finding it difficult, I would suggest looking at your supply lines. Get more agents, create leaflets and send them out once a month over the next six months. You should then find improvements in that area.</li> </ul> Can you see any new legislation coming out that will disrupt the market at all? <ul> <li>The only thing I have seen was a planning appeal whereby a council told owners that they couldn’t use the property as C3, it is C1 so they required planning consent. Which I thought was bad, but people seem to be carrying on as normal. Other legislation such as section 21, meaning that you’re not going to evict tenants for any reason, it will have to be for misuse of the property or non-payment of rent. I believe there will be more selective or additional licensing and more enforcement. There are lots of changes to leasehold properties, the ground rent is going to be set at zero for new ones.</li> </ul> Are there any general tips you can give on making the transition to the next level up in property? <ul> <li>You really need to end up with a margin on cost no lower than 20% once you’re at the end, which may be 30% when you’re starting out. I think it is a couple of units you can do with permitted developments, on your early ones it might be a good idea to go with a smaller unit and convert them. Sometimes you will have to pay more for those. It’s all in how much you buy it for, if you buy it cheap enough then you can almost go through this whole “university degree” with making all the mistakes through the project and come out the other end alright if you got it cheap enough.</li> </ul> I’ve got lots of agents interested in investment, how can I convince them to invest? <ul> <li>Go and sit in front of every single agent at least once every two weeks. Try and get them out and have really strong relationships with them. They are having deals but they’re going in other directions. When you don’t get any results for three months, with leafleting and talking to agents just keep rolling. They have to get the leaflets through the door at least three or four times.</li> </ul> BEST MOMENTS “Get more agents, create leaflets and send them out once a month over the next six months.” “I think the possibility of a no-deal Brexit had ruined a lot of the sales” “You can make all the mistakes through the project and come out the other end alright if you got it cheap enough.” ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a> Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a> Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Live Q&A on Property, New Building Regulations, SA & Commercial Conversion

Shaz Nawaz

It’s a very special crossover episode this week, entrepreneur, investor, and tax expert Shaz Nawaz returns to Mark My Words! Listen in where they discuss everything from current projects and deals, tax strategies that have worked, the ways in which business can serve the community, and some of the tax misconceptions that might be needlessly costing you money.   The whole conversation is presented for you today!    KEY TAKEAWAYS     A No-Money-Down strategy has worked for Shaz lately. He’s just begun a project involving the building of several properties in a development, without spending any of his own capital. They say “money down doesn’t work”, but Shaz and Mark are of a very different opinion.     Previously, there was no tax to pay on dividends until you used up your basic rate and that’s why people used a corporate partner. That’s also why the rules were changed in 2014.     Large corporates can be brought to places like Peterborough, because the students who study at the university there, are highly desirable in terms of hiring potential. This creates jobs, which in turn benefits the city.     Not everything can go right all the time. Sometimes things go wrong. You can’t prepare for every failure, but you can learn from them.     Shaz predicts that councils will soon own more of their own stock, and that housing-associations will diminish. The profit can then go back to the councils, which means more public spending, which is a complete win.     People should always look into as many tax reliefs os possible, especially hybrid reliefs. Shaz recommends that use of home office for your business can stretch to several rooms, and therefore be larger, if you are holding stock at your home.     Saving money through tax is far more economical for you. If you save £138,000 through your business, then you may only end up with half that due to those savings being taxed. But if you save that amount through tax, then it’s all yours.     BEST MOMENTS  ‘Money down doesn’t work - but obviously it does for you!’  ‘We can’t have our cake and eat it all of the time’   ‘You flatter. Not to deceive!’   ‘You create a circular economy’   ‘It’s reinvention in a different way’   ‘You shouldn’t let the tax tail wag the dog'     VALUABLE RESOURCES    Mark My Words Podcast - https://podcasts.apple.com/gb/podcast/mark-my-words-podcast/id1165370399   ABOUT THE GUEST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.   Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.   He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.     You can find Shaz on:    Facebook LinkedIn Instagram YouTube.  ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  CONTACT METHOD  Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive  ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

It’s a very special crossover episode this week, entrepreneur, investor, and tax expert Shaz Nawaz returns to Mark My Words! Listen in where they discuss everything from current projects and deals, tax strategies that have worked, the ways in which business can serve the community, and some of the tax misconceptions that might be needlessly costing you money.   The whole conversation is presented for you today!   KEY TAKEAWAYS <ul> <li>A No-Money-Down strategy has worked for Shaz lately. He’s just begun a project involving the building of several properties in a development, without spending any of his own capital. They say “money down doesn’t work”, but Shaz and Mark are of a very different opinion.  </li> </ul> <ul> <li>Previously, there was no tax to pay on dividends until you used up your basic rate and that’s why people used a corporate partner. That’s also why the rules were changed in 2014.  </li> </ul> <ul> <li>Large corporates can be brought to places like Peterborough, because the students who study at the university there, are highly desirable in terms of hiring potential. This creates jobs, which in turn benefits the city.  </li> </ul> <ul> <li>Not everything can go right all the time. Sometimes things go wrong. You can’t prepare for every failure, but you can learn from them.  </li> </ul> <ul> <li>Shaz predicts that councils will soon own more of their own stock, and that housing-associations will diminish. The profit can then go back to the councils, which means more public spending, which is a complete win.  </li> </ul> <ul> <li>People should always look into as many tax reliefs os possible, especially hybrid reliefs. Shaz recommends that use of home office for your business can stretch to several rooms, and therefore be larger, if you are holding stock at your home.  </li> </ul> <ul> <li>Saving money through tax is far more economical for you. If you save £138,000 through your business, then you may only end up with half that due to those savings being taxed. But if you save that amount through tax, then it’s all yours. </li> </ul> BEST MOMENTS ‘Money down doesn’t work - but obviously it does for you!’  ‘We can’t have our cake and eat it all of the time’   ‘You flatter. Not to deceive!’   ‘You create a circular economy’   ‘It’s reinvention in a different way’   ‘You shouldn’t let the tax tail wag the dog'   VALUABLE RESOURCES Mark My Words Podcast - <a href="https://podcasts.apple.com/gb/podcast/mark-my-words-podcast/id1165370399" rel="nofollow" target="_blank">https://podcasts.apple.com/gb/podcast/mark-my-words-podcast/id1165370399</a> ABOUT THE GUEST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.   Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.   He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.   You can find Shaz on:   <ul> <li><a href="https://www.facebook.com/shaznawaz11" rel="nofollow" target="_blank">Facebook</a></li> <li><a href="https://www.linkedin.com/in/shaznawaz/" rel="nofollow" target="_blank">LinkedIn</a></li> <li><a href="https://www.instagram.com/parkwardlabour/" rel="nofollow" target="_blank">Instagram</a></li> <li><a href="https://www.youtube.com/channel/UCJCDESxIqYjhiIBxJ90nKwQ?disable_polymer=true" rel="nofollow" target="_blank">YouTube.</a></li> </ul> ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  CONTACT METHOD <ul> <li>Email: <a href="mailto:Markhomer@progressiveproperty.co.uk">Markhomer@progressiveproperty.co.uk</a></li> <li>LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a></li> <li>Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a></li> <li>Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a></li> </ul> <a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Have Your Cake and Eat it Too! Wealth Made Simple With Shaz Nawaz

Don’t wait on the sideline for things to happen, get ahead of the game and make 2020 your year. If you’re looking for expert advice on property prices, interest rates and the state of the economy this episode is for you. Discover Mark’s top 5 predictions for 2020 and find your opportunity to make a profit.  KEY TAKEAWAYS  Towards the end of 2020, we're going to see improvements in the economy. London has been falling 20%, 25%, 30% in some areas, you've got Kensington, Chelsea, Knightsbridge, they've all dropped, probably because they went too far, but also the fact that lots of foreign buyers have not been purchasing because they've been waiting on the sidelines for Brexit to happen. Rents will rise between 5% and 10%. In 2019 the government has attacked landlord, George Osborne introduced clause 24, stamp duty went up and there have been lots of new regulations for landlords. We can see all of this exacerbating, getting pushed into the marketplace and now we're seeing the results, there is less supply of rental property, there are fewer properties available to rent with slightly more or significantly more tenants chasing fewer properties and, therefore, the only thing that can happen is rents will rise.  UK interest rates to remain flat through 2020 and we have had a surprise in the market today, in the economy got smaller by point .1%  (Nov 19), but because that surprised the market a little bit, the market has a greater expectation that interest rates may fall ever slightly at the next monetary policy committee meeting. However, I don't think you're going to get much movement at all in 2020. Banks will become more aggressive in 2020. At the end of 2019, we went into a period where banks got quite jittery, and that was because of the yield curve inverted.  Classic car values have fallen over the past 3 years in the UK and it’s expected stop, however higher value cars will reduce in price and that will be a great investment strategy. 2020 we've got the US election Trump is running again. Things will probably move around significantly if he ends up going. He probably has created higher growth. People in the USA say, the amount of regulation on business and tax on business has reduced significantly and this is stoking growth.  BEST MOMENTS  “2020 may see a bit of growth in central enterprises.” “Whilst fewer landlords are looking to purchase, there are also plenty looking to dispose of their property portfolios as well because they can't necessarily go into a limited company or they see that licensing or regulation changes.” “If the government makes it more difficult to buy buy-to-let properties and put landlords off and tell them they're going to tax them more and the papers keep smashing them, fewer landlords to buy and more will look to dispose off their rental properties, therefore, there are fewer properties available, the same or more amount of tenants chasing them and thus prices to go up.” “Deflationary pressure comes about through lack of investment, lack of economic growth, and therefore, the government or the Bank of England is more likely, because they can't reduce interest rates anymore, they got nowhere to go, the only thing they can do is start printing money or creating bonds and then re-buying them increasing the money supply, which is called quantitative easing, or QE.” “In times of higher uncertainty, or where people are predicting a recession, people will throw money at US government bonds because they see it as the safest place to put the money.” “A lot of people would agree that a really good predictor of a recession is an inverted yield curve.”  VALUABLE RESOURCES  https://www.facebook.com/markprogressive  ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  CONTACT METHOD  Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Don’t wait on the sideline for things to happen, get ahead of the game and make 2020 your year. If you’re looking for expert advice on property prices, interest rates and the state of the economy this episode is for you. Discover Mark’s top 5 predictions for 2020 and find your opportunity to make a profit.  KEY TAKEAWAYS <ol> <li>Towards the end of 2020, we're going to see improvements in the economy. London has been falling 20%, 25%, 30% in some areas, you've got Kensington, Chelsea, Knightsbridge, they've all dropped, probably because they went too far, but also the fact that lots of foreign buyers have not been purchasing because they've been waiting on the sidelines for Brexit to happen.</li> <li>Rents will rise between 5% and 10%. In 2019 the government has attacked landlord, George Osborne introduced clause 24, stamp duty went up and there have been lots of new regulations for landlords. We can see all of this exacerbating, getting pushed into the marketplace and now we're seeing the results, there is less supply of rental property, there are fewer properties available to rent with slightly more or significantly more tenants chasing fewer properties and, therefore, the only thing that can happen is rents will rise. </li> <li>UK interest rates to remain flat through 2020 and we have had a surprise in the market today, in the economy got smaller by point .1%  (Nov 19), but because that surprised the market a little bit, the market has a greater expectation that interest rates may fall ever slightly at the next monetary policy committee meeting. However, I don't think you're going to get much movement at all in 2020.</li> <li>Banks will become more aggressive in 2020. At the end of 2019, we went into a period where banks got quite jittery, and that was because of the yield curve inverted. </li> <li>Classic car values have fallen over the past 3 years in the UK and it’s expected stop, however higher value cars will reduce in price and that will be a great investment strategy.</li> <li>2020 we've got the US election Trump is running again. Things will probably move around significantly if he ends up going. He probably has created higher growth. People in the USA say, the amount of regulation on business and tax on business has reduced significantly and this is stoking growth.</li> </ol> BEST MOMENTS <ul> <li>“2020 may see a bit of growth in central enterprises.”</li> <li>“Whilst fewer landlords are looking to purchase, there are also plenty looking to dispose of their property portfolios as well because they can't necessarily go into a limited company or they see that licensing or regulation changes.”</li> <li>“If the government makes it more difficult to buy buy-to-let properties and put landlords off and tell them they're going to tax them more and the papers keep smashing them, fewer landlords to buy and more will look to dispose off their rental properties, therefore, there are fewer properties available, the same or more amount of tenants chasing them and thus prices to go up.”</li> <li>“Deflationary pressure comes about through lack of investment, lack of economic growth, and therefore, the government or the Bank of England is more likely, because they can't reduce interest rates anymore, they got nowhere to go, the only thing they can do is start printing money or creating bonds and then re-buying them increasing the money supply, which is called quantitative easing, or QE.”</li> <li>“In times of higher uncertainty, or where people are predicting a recession, people will throw money at US government bonds because they see it as the safest place to put the money.”</li> <li>“A lot of people would agree that a really good predictor of a recession is an inverted yield curve.”</li> </ul> VALUABLE RESOURCES <ul> <li><a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a></li> </ul> ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  CONTACT METHOD <ul> <li>Email: <a href="mailto:Markhomer@progressiveproperty.co.uk">Markhomer@progressiveproperty.co.uk</a></li> <li>LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a></li> <li>Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a></li> <li>Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a></li> </ul><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

My 5 Closely Guarded Secrets For 2020

Simon Zutshi

Tune in to hear two of the UK’s property experts discuss all things property. In today’s episode, your host, Mark Home interviews Experienced Investor, Best-Selling Author &amp; Founder of Property Investing Network &amp; CrowdProperty.com, Simon Zutshi. Mark and Simon discuss what they’ve been up to in the property world, the strategies they’re currently using, where to invest and how they both raise finance in very different and unique ways. Hear both Simon and Mark’s journey into property, how they started out and how they’re planning for the future. Listen and learn the insider secrets to successful UK property investing and take away with you the knowledge and advice of two of the most successful UK property millionaires.   KEY TAKEAWAYSQ&amp;A With Simon Zutshi    How does cram property work? I think it's still quite interesting. Peer to peer lending and crowdfunding is still relatively new. I think most people in the UK might have heard of it, but haven't done it. And the UK is actually the pioneer of it. So about 6 years ago, I was at a business event. I always invest in myself. I always try to learn more. Getting around like-minded people. I was at an event which was kind of a future, a future trend something. And I was talking about peer-to-peer lending and crowdfunding. And I thought I didn't really know what it was. I'll explain that you people bring projects, said it might for a business or to raise money for a record or a new product, whatever it is. And the crowd come and fund it. And at that time, I was doing quite the size deals you are doing Mark but I was converting care homes up north into like 20 25 flats and things. And I was generally using my money and other people's money, which is one thing we teach people how to do. I believed that traditional banks who traditionally would fund developments. In the last couple of years, they are not seeking into… And they really wanna make you jump through the hoops… And I thought, there's gonna be an easier way. So, I was mainly funding things through private money. And I realized, I would like to build my 1 lending 50 grand to do my projects. A lot of people in my database didn't have that kind of money but would love to get a better return on their investment. So, I thought, could I solve two problems at the same time? Could I help developers who are struggling to get the debt part of their deals and then also help a normal consumer get much better on their money and all those activities regulated by the FCA? So we put together a peer-to-peer lending platform. And obviously, we've got lots of people who have done our training. And you are draining who are finding great deals. And then we help funds those deals, very very quickly. And actually, we are... no matter how we're funding. We have them two funding from the crowd. We also got a couple of institutions who put in money in as well. And it's a way of cutting out the bank, cutting out the middle man. So, this is effectively development finance... short term. It is kind of similar to bridging but much quicker and I think it's fast reliable finance. So, it is much quicker than bridging, why is that? Because what we do is... so people will come to us and they will say, "Well, I've got this great project." And in five minutes, they can fill in a form. Literally, 12 boxes. And within you say 24 hours, we can say, "Yes, we can find it or not." So very quickly to say and… We don't lend on a bad deal. It's gonna be a good deal. But the initial is just very quick. And then depending on if how organized the borrower is, we always get a Rics valuation before and after. And that's often the slowest thing. We can put someone on the platform. We promote out to all of our lenders. Typically things are funding in minutes. We're talking several hundred thousand pound. I think that 3-400 thousand is the average. We do anything from a hundred up to a couple of million. And so which is really fast. What does it cost to borrow money from you? So, it ranges from about 2-4% depending on the size of the loan. Ah no, that's the arrangement fee. And then the fees vary. You've obviously bought stuff. Isn't it mainly Birmingham? I was buying everywhere which is probably wasn't the best thing. I've got some things in my portfolio for the last couple of years. I've been selling it off. Always look where you live. Always start there. Maybe half an hour or so out from that, which is much easier. But then again, if you have a good network and reliable people, you can absolutely invest your money. We've got some people who trained with us, who invest from overseas. Yeah, because they set up a good power team.  How he got into HMO. The first house, I bought in 95. And I rented it out. It was just right next to Birmingham University where I went to study. And I got a job at Capri's. And I rented the two rooms out to a friend's party because they didn't have flats in the area. They want to live in the area and as a student, I was quite socializing with other people. And I realized that the rent that they paid me covered the costs: my mortgage, my bills. So I saved all my salary. And had a part-time business when a student, I cover rents in Birmingham. That was a really good fun cash business. And so I had this money in my business bank account. And in 98, I bought my second property. And it was like 10 minutes closer to Capri's. My friends came live there, and my first house, I rented out. So I became a student/HMO landlord in 98. It was accidental, yeah. I thought I wanted to get into property but I didn't know it's going to be HMO.  Return equity. So as the value goes up over time. If you sold that property. Assuming it's a rental, you have to pay some capital gains tax. How much money would you get out? And compare that to the cash flow you are getting now.  Section 24, you just touched on it. And what are you doing about it? Section 24 is actually a very clever piece of legislation. I completely disagree with it. But it's very clever the way that they've done it because if you are a high-rate taxpayer, which most property investors are, you're gonna get covered basically. I don't know about you but I've spoken to a number of property specialists. And I find they all disagree on what should be done. So, I say to people, go and speak to a number of people, listen to what they say, and whoever you resonate with the most, that's probably the person to go with. So, I've chosen a particular root. I think it looks pretty good.  Purchase list options. One of my favourite strategies is to purchase lease options. We can use those to take on a portfolio. Have a schedule of when we buy them over a number of years. The landlord can go sit on the beach and retire. And actually, they can maximize their capital gains allowance each year. And that particular strategy works incredibly well in this market. What are the strategies and stuff that you're doing now? You know I love HMOs though. And I think HMOs sometimes get a bit a bad press because I think in many cities, there is an oversupply of HMOs. But actually, they're very average standard HMOs and if you make yours slightly better, then the competitors, you should have no problem renting them out. And I think HMO is a recession-proof strategy because if time gets hard and people have to tighten their bills, they can't afford to live on their own, and a student as their part, they have to pay their bills as well. Actually, HMO is a form of cost-effective. So, I think in the right location, always a property, a good HMO should always rent out.  Co-living, so what is your view on it? I have never done any unit bigger than 8. I've done a series of flats within a building. I'm probably not the best person to speak about it because I don't have an 18 or 20 bed one. I've got 40 rooms in a building but that’s all split into 6s.  What is your view on service combinations? Service accommodation is obviously a very area sort of property specific and so I think if you wanna have a very profitable business but it really is more towards the business rather than sort of hands-free investment. We have quite a few trainers and loads of our delegate who do that. And I don't have the time to do that. We have a letting agency that manages all of our units. We have some service units, Rob and I, in the local area. And I reckon quite fear that our delegates do better than we do in terms of their milking profits. Probably because of the areas and because they are involved on the ground doing it every day. And they get paid to do it. It's not passive. But a great model, and certainly great for those people who, you know, maybe they’re in a job. They wanna leave their job. They wanna replace an income. They don't mind giving their time cause it's still only... a day a week. They're gonna be replacing their income from their job.  Why the book is called “Property Magic.” So I call my book Property Magic because the analogy is that property if you don't know how it works. It could seem more mysterious and you don't know but when you know the secret, just like a magic trick, it is actually very straight forward. It's not easy, but it's straight forward. Just like Property Magic. That's the book. That's what it's all about. That's where it came from.  In terms of the future now, where do you think we're headed? Where do you think we're going year 3 5 years now? So, I think generally the market has done very very well for the last 10 years since 2009. And I think that when you have a broom, you gotta have a little correction. I possibly don't think we're gonna see the same kind of crash as we have in 2008 and 2009... The banks are much smarter now, really controlling the lending. So different circumstances. But I think, seeing a dip probably is gonna happen as more and more landlords want to sell their property. Uncertainty, amateurs not knowing if they should go in or not because of all these things going on. Uncertain about if a different political party comes in. It might be “game change” for everyone.    BEST MOMENTS  “Tell you what, all the stuff we bought miles away has not been as good as buying here in Peterborough. All the streets, we know. All the areas, we know. When there is an issue or there is a licensing or whatever, I know how to fix it because I learn all the stuff, all the locals and the regulations and all the... and then talked to the local agents, talked to the locals and everything. And I find a way through it though and when you're miles away. Well, if you're in 10 different areas… Investing close to where you live probably in your own country, where you understand the language, you understand the law, you understand the finances and tax. It's got to be the best thing." “When you're investing with money, you got to be so careful with your money. And boring is sometimes the best thing to do, isn't it?” “For me, that's what property is all about. You buy something, work once, get paid forever. ” “I think, every year, you should look at your portfolio. And when you buy something, my favourite measure is the return on investment. So how much do you put in? compared to how much is it generating for you. It's gonna be the best measure.” “I think a stretch of at least, selling at least one property a year, and getting your capital gains allowance. Your personal allowance. And then reinvesting that money in a better cash flow property.” “I really believe that if the paper is telling you one thing, maybe the opposite is true.” “Specialized knowledge means you can earn more money. That's what I do too.”    VALUABLE RESOURCEShttps://www.crowdproperty.com/https://propertyinvestorsnetwork.co.uk/ ABOUT THE HOSTMark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  CONTACT METHOD  Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive  ABOUT THE GUESTSimon Zutshi, experienced investor, successful entrepreneur, best-selling author, is widely recognised as the top Property investing Speaker in the UK. He became financially independent by the age of 32 having started to invest in 1995. Passionate about sharing his experience, Simon founded the property investor's network (www.pinmeeting.co.uk) in 2003 which has grown to become the largest property networking organisation in the UK, designed specifically to provide a supportive environment for people like you to network with and learn from other successful investors. Since 2003 Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way to create additional streams of passive income, give them more time to do the things they want to do and build their long-term wealth. CONTACT METHOD Facebook: https://www.facebook.com/OfficialSimonZutshi/ LinkedIn: https://www.linkedin.com/in/simonzutshi/‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Tune in to hear two of the UK’s property experts discuss all things property. In today’s episode, your host, Mark Home interviews Experienced Investor, Best-Selling Author &amp; Founder of Property Investing Network &amp; <a href="http://CrowdProperty.com" rel="nofollow" target="_blank">CrowdProperty.com</a>, Simon Zutshi. Mark and Simon discuss what they’ve been up to in the property world, the strategies they’re currently using, where to invest and how they both raise finance in very different and unique ways. Hear both Simon and Mark’s journey into property, how they started out and how they’re planning for the future. Listen and learn the insider secrets to successful UK property investing and take away with you the knowledge and advice of two of the most successful UK property millionaires. KEY TAKEAWAYS Q&amp;A With Simon Zutshi <ul> <li>How does cram property work? I think it's still quite interesting. Peer to peer lending and crowdfunding is still relatively new. I think most people in the UK might have heard of it, but haven't done it. And the UK is actually the pioneer of it. So about 6 years ago, I was at a business event. I always invest in myself. I always try to learn more. Getting around like-minded people. I was at an event which was kind of a future, a future trend something. And I was talking about peer-to-peer lending and crowdfunding. And I thought I didn't really know what it was. I'll explain that you people bring projects, said it might for a business or to raise money for a record or a new product, whatever it is. And the crowd come and fund it. And at that time, I was doing quite the size deals you are doing Mark but I was converting care homes up north into like 20 25 flats and things. And I was generally using my money and other people's money, which is one thing we teach people how to do. I believed that traditional banks who traditionally would fund developments. In the last couple of years, they are not seeking into… And they really wanna make you jump through the hoops… And I thought, there's gonna be an easier way. So, I was mainly funding things through private money. And I realized, I would like to build my 1 lending 50 grand to do my projects. A lot of people in my database didn't have that kind of money but would love to get a better return on their investment. So, I thought, could I solve two problems at the same time? Could I help developers who are struggling to get the debt part of their deals and then also help a normal consumer get much better on their money and all those activities regulated by the FCA? So we put together a peer-to-peer lending platform. And obviously, we've got lots of people who have done our training. And you are draining who are finding great deals. And then we help funds those deals, very very quickly. And actually, we are... no matter how we're funding. We have them two funding from the crowd. We also got a couple of institutions who put in money in as well. And it's a way of cutting out the bank, cutting out the middle man. So, this is effectively development finance... short term. It is kind of similar to bridging but much quicker and I think it's fast reliable finance. </li> <li>So, it is much quicker than bridging, why is that? Because what we do is... so people will come to us and they will say, "Well, I've got this great project." And in five minutes, they can fill in a form. Literally, 12 boxes. And within you say 24 hours, we can say, "Yes, we can find it or not." So very quickly to say and… We don't lend on a bad deal. It's gonna be a good deal. But the initial is just very quick. And then depending on if how organized the borrower is, we always get a Rics valuation before and after. And that's often the slowest thing. We can put someone on the platform. We promote out to all of our lenders. Typically things are funding in minutes. We're talking several hundred thousand pound. I think that 3-400 thousand is the average. We do anything from a hundred up to a couple of million. And so which is really fast. </li> <li>What does it cost to borrow money from you? So, it ranges from about 2-4% depending on the size of the loan. Ah no, that's the arrangement fee. And then the fees vary. </li> <li>You've obviously bought stuff. Isn't it mainly Birmingham? I was buying everywhere which is probably wasn't the best thing. I've got some things in my portfolio for the last couple of years. I've been selling it off. Always look where you live. Always start there. Maybe half an hour or so out from that, which is much easier. But then again, if you have a good network and reliable people, you can absolutely invest your money. We've got some people who trained with us, who invest from overseas. Yeah, because they set up a good power team. </li> <li>How he got into HMO. The first house, I bought in 95. And I rented it out. It was just right next to Birmingham University where I went to study. And I got a job at Capri's. And I rented the two rooms out to a friend's party because they didn't have flats in the area. They want to live in the area and as a student, I was quite socializing with other people. And I realized that the rent that they paid me covered the costs: my mortgage, my bills. So I saved all my salary. And had a part-time business when a student, I cover rents in Birmingham. That was a really good fun cash business. And so I had this money in my business bank account. And in 98, I bought my second property. And it was like 10 minutes closer to Capri's. My friends came live there, and my first house, I rented out. So I became a student/HMO landlord in 98. It was accidental, yeah. I thought I wanted to get into property but I didn't know it's going to be HMO. </li> <li>Return equity. So as the value goes up over time. If you sold that property. Assuming it's a rental, you have to pay some capital gains tax. How much money would you get out? And compare that to the cash flow you are getting now. </li> <li>Section 24, you just touched on it. And what are you doing about it? Section 24 is actually a very clever piece of legislation. I completely disagree with it. But it's very clever the way that they've done it because if you are a high-rate taxpayer, which most property investors are, you're gonna get covered basically. I don't know about you but I've spoken to a number of property specialists. And I find they all disagree on what should be done. So, I say to people, go and speak to a number of people, listen to what they say, and whoever you resonate with the most, that's probably the person to go with. So, I've chosen a particular root. I think it looks pretty good. </li> <li>Purchase list options. One of my favourite strategies is to purchase lease options. We can use those to take on a portfolio. Have a schedule of when we buy them over a number of years. The landlord can go sit on the beach and retire. And actually, they can maximize their capital gains allowance each year. And that particular strategy works incredibly well in this market. </li> <li>What are the strategies and stuff that you're doing now? You know I love HMOs though. And I think HMOs sometimes get a bit a bad press because I think in many cities, there is an oversupply of HMOs. But actually, they're very average standard HMOs and if you make yours slightly better, then the competitors, you should have no problem renting them out. And I think HMO is a recession-proof strategy because if time gets hard and people have to tighten their bills, they can't afford to live on their own, and a student as their part, they have to pay their bills as well. Actually, HMO is a form of cost-effective. So, I think in the right location, always a property, a good HMO should always rent out. </li> <li>Co-living, so what is your view on it? I have never done any unit bigger than 8. I've done a series of flats within a building. I'm probably not the best person to speak about it because I don't have an 18 or 20 bed one. I've got 40 rooms in a building but that’s all split into 6s. </li> <li>What is your view on service combinations? Service accommodation is obviously a very area sort of property specific and so I think if you wanna have a very profitable business but it really is more towards the business rather than sort of hands-free investment. We have quite a few trainers and loads of our delegate who do that. And I don't have the time to do that. We have a letting agency that manages all of our units. We have some service units, Rob and I, in the local area. And I reckon quite fear that our delegates do better than we do in terms of their milking profits. Probably because of the areas and because they are involved on the ground doing it every day. And they get paid to do it. It's not passive. But a great model, and certainly great for those people who, you know, maybe they’re in a job. They wanna leave their job. They wanna replace an income. They don't mind giving their time cause it's still only... a day a week. They're gonna be replacing their income from their job. </li> <li>Why the book is called “Property Magic.” So I call my book Property Magic because the analogy is that property if you don't know how it works. It could seem more mysterious and you don't know but when you know the secret, just like a magic trick, it is actually very straight forward. It's not easy, but it's straight forward. Just like Property Magic. That's the book. That's what it's all about. That's where it came from. </li> <li>In terms of the future now, where do you think we're headed? Where do you think we're going year 3 5 years now? So, I think generally the market has done very very well for the last 10 years since 2009. And I think that when you have a broom, you gotta have a little correction. I possibly don't think we're gonna see the same kind of crash as we have in 2008 and 2009... The banks are much smarter now, really controlling the lending. So different circumstances. But I think, seeing a dip probably is gonna happen as more and more landlords want to sell their property. Uncertainty, amateurs not knowing if they should go in or not because of all these things going on. Uncertain about if a different political party comes in. It might be “game change” for everyone.</li> </ul> BEST MOMENTS <ul> <li>“Tell you what, all the stuff we bought miles away has not been as good as buying here in Peterborough. All the streets, we know. All the areas, we know. When there is an issue or there is a licensing or whatever, I know how to fix it because I learn all the stuff, all the locals and the regulations and all the... and then talked to the local agents, talked to the locals and everything. And I find a way through it though and when you're miles away. Well, if you're in 10 different areas… Investing close to where you live probably in your own country, where you understand the language, you understand the law, you understand the finances and tax. It's got to be the best thing."</li> <li>“When you're investing with money, you got to be so careful with your money. And boring is sometimes the best thing to do, isn't it?”</li> <li>“For me, that's what property is all about. You buy something, work once, get paid forever. ”</li> <li>“I think, every year, you should look at your portfolio. And when you buy something, my favourite measure is the return on investment. So how much do you put in? compared to how much is it generating for you. It's gonna be the best measure.”</li> <li>“I think a stretch of at least, selling at least one property a year, and getting your capital gains allowance. Your personal allowance. And then reinvesting that money in a better cash flow property.”</li> <li>“I really believe that if the paper is telling you one thing, maybe the opposite is true.”</li> <li>“Specialized knowledge means you can earn more money. That's what I do too.”</li> </ul> VALUABLE RESOURCES <a href="https://www.crowdproperty.com/" rel="nofollow" target="_blank">https://www.crowdproperty.com/</a> <a href="https://propertyinvestorsnetwork.co.uk/" rel="nofollow" target="_blank">https://propertyinvestorsnetwork.co.uk/</a> ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  CONTACT METHOD <ul> <li>Email: <a href="mailto:Markhomer@progressiveproperty.co.uk">Markhomer@progressiveproperty.co.uk</a></li> <li>LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a></li> <li>Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a></li> <li>Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a></li> </ul> ABOUT THE GUEST Simon Zutshi, experienced investor, successful entrepreneur, best-selling author, is widely recognised as the top Property investing Speaker in the UK. He became financially independent by the age of 32 having started to invest in 1995. Passionate about sharing his experience, Simon founded the property investor's network (<a href="http://www.pinmeeting.co.uk" rel="nofollow" target="_blank">www.pinmeeting.co.uk</a>) in 2003 which has grown to become the largest property networking organisation in the UK, designed specifically to provide a supportive environment for people like you to network with and learn from other successful investors. Since 2003 Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way to create additional streams of passive income, give them more time to do the things they want to do and build their long-term wealth. CONTACT METHOD Facebook: <a href="https://www.facebook.com/OfficialSimonZutshi/" rel="nofollow" target="_blank">https://www.facebook.com/OfficialSimonZutshi/</a> LinkedIn: <a href="https://www.linkedin.com/in/simonzutshi/" rel="nofollow" target="_blank">https://www.linkedin.com/in/simonzutshi/</a><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

An Honest Chat on All Things Property with Simon Zutshi

Are you an entrepreneur out there who wants to know and invest in liquid assets like wine and see huge returns on your investment? In today’s episode of Mark My Words, Mark and innovative entrepreneur and investor Daniel Gurr discuss in detail the opportunities in wine investment, how to store your wine to avoid damage, the benefits of investing in wine over other investments and why now is as good a time as any to begin to invest liquid assets. KEY TAKEAWAYS  Financial markets and how the traditional remit of investments have changed over the past decade. That's due to financial market volatility and of course, the environments of record-low interest rates we find ourselves in, so traditional investors are starting to look outside the mainstream box and adopt strategies within alternative asset classes. Fine wine has characteristics which enable the markets to have a very low correlation to other financial markets. With, of course, the trajectory of the market over the past 10 years, we've got consistency, of course, with the market being demanded by the higher echelons, which is increasing year by year is a good time to invest into the asset class itself. You might come into the market and ask how is the price going to keep on going up in value? The fine wine market has two very unique characteristics. It has an ever-increasing demand because of course, it's a consumable asset, but it's also an asset that increases its quality over some time. So straight away what we've got here is a market that's got finite supply, ever-increasing demand because the wine is maturing, but it's also got an ever-decreasing supply. The best thing about fine wine is that it works off a compound interest formula. It's interest upon interest upon interest. So in your first year from that asset, you might see eight to 10% but come that second year, the circulation is decreasing. All of the client’s wine is stored and insured and as long as it's stored in HMRC regulated facility, the wine will stay in that bonded warehouse for remaining of its life. So, therefore, duty and capital gains tax are not applicable. If you had two investors that wanted to come up to you and invest into property, one was a complete novice and never invested into a property before, you're probably not going to introduce them to an HMO or commercial conversion, whereas if you've got someone that has been in property, they've got a background in property, you would introduce them to something different, and that's the same for wine. They can sort of diversify and get into the slightly riskier stuff and make higher returns once their knowledge grows. Red wine is at the core of investment, what about white wine investment? That is more so into a specialist market. What we advise clients is we look at the red wine because of course, with regards to that it all comes back to history and with ourselves, if we're putting our name to what we're suggesting you as you can appreciate, we have to know the full corporate background of that particular wine and it's not to say white wines don't go up in value but of course, they don't have the history and they don't have the corporate background to what red wine has. Where and how do you store wine? There are a few storage facilities in the UK. They’re HMRC regulated facility. They're holding it 13 degrees here, away from sunlight, away from the vibration. If you're going to store wine yourself, it has to be stored at the right temperature. As long as you keep red wine at a consistent temperature, because if you've got the uncertainty affecting that wine, that there will be an effect there. There are different subsidiaries, you've got Octavian, you've got LTB and you've got AHD just to name a few, but I'd be phoning them and asking them how this business is? How long have you been working with that particular company? Would you say they're credible? And get their opinion. Also ask the question, "Do you have a wine that you're trading to me? Is this currently in your account?" Or are they taking your funds and then going out to source the stock. Why is wine better or not better than other physical assets? The direct answer to that is fine wine has characteristics that other collectables and other alternative investments don't have and that would be fine wine matures as time goes on. So it has an ever-increasing demand, but because it's a consumable asset, there will be a time where the availability of that wine is going to run out.  BEST MOMENTS  “Bullshit baffles brain.” “The quality of the wine improves over time as it gets older unlike a watch or a car.” “As people drink it, there is less of it, therefore; the supply side and the demand side should become more favourable over time pushing the price up.” “I believe fine wine is a great way to insulate your wealth when there is economic uncertainty and even more so than gold.” “Fine wine is inverse to cyclical trends and cyclical trends being traditional re-investments.”  VALUABLE RESOURCES  Book called Investing Into Liquid Assets  ABOUT THE GUEST Daniel Gurr is an entrepreneur helping people reach their financial objectives by creating innovative and exciting strategies. Daniel is one of the portfolio advisers and has been with Elite Fine Wine for 3 years after transferring from a wine merchant in Australia over to the UK. Daniel has been instrumental in the accelerated growth of Elite over the past 2 years and played a key role in the development of some of our more junior team members. CONTACT METHOD  LinkedIn: https://www.linkedin.com/in/daniel-gurr-665b6014a/?originalSubdomain=uk   THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  CONTACT METHOD  Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

Are you an entrepreneur out there who wants to know and invest in liquid assets like wine and see huge returns on your investment? In today’s episode of Mark My Words, Mark and innovative entrepreneur and investor Daniel Gurr discuss in detail the opportunities in wine investment, how to store your wine to avoid damage, the benefits of investing in wine over other investments and why now is as good a time as any to begin to invest liquid assets. KEY TAKEAWAYS <ul> <li>Financial markets and how the traditional remit of investments have changed over the past decade. That's due to financial market volatility and of course, the environments of record-low interest rates we find ourselves in, so traditional investors are starting to look outside the mainstream box and adopt strategies within alternative asset classes. Fine wine has characteristics which enable the markets to have a very low correlation to other financial markets. With, of course, the trajectory of the market over the past 10 years, we've got consistency, of course, with the market being demanded by the higher echelons, which is increasing year by year is a good time to invest into the asset class itself.</li> <li>You might come into the market and ask how is the price going to keep on going up in value? The fine wine market has two very unique characteristics.</li> <li>It has an ever-increasing demand because of course, it's a consumable asset, but it's also an asset that increases its quality over some time. So straight away what we've got here is a market that's got finite supply, ever-increasing demand because the wine is maturing, but it's also got an ever-decreasing supply.</li> <li>The best thing about fine wine is that it works off a compound interest formula. It's interest upon interest upon interest. So in your first year from that asset, you might see eight to 10% but come that second year, the circulation is decreasing.</li> <li>All of the client’s wine is stored and insured and as long as it's stored in HMRC regulated facility, the wine will stay in that bonded warehouse for remaining of its life. So, therefore, duty and capital gains tax are not applicable.</li> <li>If you had two investors that wanted to come up to you and invest into property, one was a complete novice and never invested into a property before, you're probably not going to introduce them to an HMO or commercial conversion, whereas if you've got someone that has been in property, they've got a background in property, you would introduce them to something different, and that's the same for wine. They can sort of diversify and get into the slightly riskier stuff and make higher returns once their knowledge grows.</li> <li>Red wine is at the core of investment, what about white wine investment? That is more so into a specialist market. What we advise clients is we look at the red wine because of course, with regards to that it all comes back to history and with ourselves, if we're putting our name to what we're suggesting you as you can appreciate, we have to know the full corporate background of that particular wine and it's not to say white wines don't go up in value but of course, they don't have the history and they don't have the corporate background to what red wine has.</li> <li>Where and how do you store wine? There are a few storage facilities in the UK. They’re HMRC regulated facility. They're holding it 13 degrees here, away from sunlight, away from the vibration. If you're going to store wine yourself, it has to be stored at the right temperature. As long as you keep red wine at a consistent temperature, because if you've got the uncertainty affecting that wine, that there will be an effect there.</li> <li>There are different subsidiaries, you've got Octavian, you've got LTB and you've got AHD just to name a few, but I'd be phoning them and asking them how this business is? How long have you been working with that particular company? Would you say they're credible? And get their opinion. Also ask the question, "Do you have a wine that you're trading to me? Is this currently in your account?" Or are they taking your funds and then going out to source the stock.</li> <li>Why is wine better or not better than other physical assets? The direct answer to that is fine wine has characteristics that other collectables and other alternative investments don't have and that would be fine wine matures as time goes on. So it has an ever-increasing demand, but because it's a consumable asset, there will be a time where the availability of that wine is going to run out.</li> </ul> BEST MOMENTS <ul> <li>“Bullshit baffles brain.”</li> <li>“The quality of the wine improves over time as it gets older unlike a watch or a car.”</li> <li>“As people drink it, there is less of it, therefore; the supply side and the demand side should become more favourable over time pushing the price up.”</li> <li>“I believe fine wine is a great way to insulate your wealth when there is economic uncertainty and even more so than gold.”</li> <li>“Fine wine is inverse to cyclical trends and cyclical trends being traditional re-investments.”</li> </ul> VALUABLE RESOURCES <ul> <li>Book called Investing Into Liquid Assets</li> </ul> ABOUT THE GUEST Daniel Gurr is an entrepreneur helping people reach their financial objectives by creating innovative and exciting strategies. Daniel is one of the portfolio advisers and has been with Elite Fine Wine for 3 years after transferring from a wine merchant in Australia over to the UK. Daniel has been instrumental in the accelerated growth of Elite over the past 2 years and played a key role in the development of some of our more junior team members. CONTACT METHOD <ul> <li>LinkedIn: <a href="https://www.linkedin.com/in/daniel-gurr-665b6014a/?originalSubdomain=uk" rel="nofollow" target="_blank">https://www.linkedin.com/in/daniel-gurr-665b6014a/?originalSubdomain=uk</a></li> </ul>  THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  CONTACT METHOD <ul> <li>Email: <a href="mailto:Markhomer@progressiveproperty.co.uk">Markhomer@progressiveproperty.co.uk</a></li> <li>LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a></li> <li>Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a></li> <li>Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a></li> </ul><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

How to Make BIG Money in Fine Wine

In this joint episode of the Mark My Words Podcast with The Property Vault, learn how Mark could start and grow his own property business, Progressive Property. From his bedroom alone buying single-lets to a company who has now more than tens of thousands of members, Mark’s journey is something to hear about.  Just like other businesses, Mark and his partner Rob Moore face challenges. Unforeseen encounters are likely to happen no matter what preparations you put in place. Learning, re-evaluating, and tweaking the system when necessary can make the tasks and processes run as smoothly as possible. Progressive Property grew before our own eyes and is now one of the established property investment companies in the UK. Learn more today how they did it so you can do it also, even on your own, when you listen in.   KEY TAKEAWAYS   How important are systems and processes in a property business? It’s difficult to find the best model that will work for your business. So, at the beginning, it’s advisable not to overthink about this—just go with it and you’ll see what the perfect system is for your business as you go along.  Should you own your investment property personally or via a limited company? Mark says to be careful of the high taxes that will be incurred. Consider how small or how big your portfolio is before deciding what’s suited for you. It’s best to ask your accountant or financial adviser.  It’s the planning consultant you approach first, not your architect. You can get more units, prevent inflated prices, and have more interested vendors when the design, which can become inflexible or inefficient for some, is already placed.  Tips on finding the right builder:    Go around the site, look for buildings of the same standards you want, then ask who the builder is.     Take lots of pictures that you can show the project manager.    What are the core things you need to consider when you build systems in a property business?    Establish good relationships (partnerships, teamwork, customer service, etc.)  Be flexible.  Testing in different environments.     Who inspires your business in a daily basis? Warren Buffet and Charlie Munger   BEST MOMENTS     "You need to find the right person for the job.”  “Test them for 3-6 months working with them reasonably to see how your personalities fit.”  “There is a risk in responsibility.”   VALUABLE RESOURCES   Progressive Property  HMRC - https://www.gov.uk/government/organisations/hm-revenue-customs   ABOUT THE HOST  Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  Contact Method   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive  ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

In this joint episode of the Mark My Words Podcast with The Property Vault, learn how Mark could start and grow his own property business, Progressive Property. From his bedroom alone buying single-lets to a company who has now more than tens of thousands of members, Mark’s journey is something to hear about.  Just like other businesses, Mark and his partner Rob Moore face challenges. Unforeseen encounters are likely to happen no matter what preparations you put in place. Learning, re-evaluating, and tweaking the system when necessary can make the tasks and processes run as smoothly as possible. Progressive Property grew before our own eyes and is now one of the established property investment companies in the UK. Learn more today how they did it so you can do it also, even on your own, when you listen in.   KEY TAKEAWAYS <ul> <li>How important are systems and processes in a property business? It’s difficult to find the best model that will work for your business. So, at the beginning, it’s advisable not to overthink about this—just go with it and you’ll see what the perfect system is for your business as you go along. </li> <li>Should you own your investment property personally or via a limited company? Mark says to be careful of the high taxes that will be incurred. Consider how small or how big your portfolio is before deciding what’s suited for you. It’s best to ask your accountant or financial adviser. </li> <li>It’s the planning consultant you approach first, not your architect. You can get more units, prevent inflated prices, and have more interested vendors when the design, which can become inflexible or inefficient for some, is already placed. </li> <li>Tips on finding the right builder: </li> </ul> <ul> <li>Go around the site, look for buildings of the same standards you want, then ask who the builder is.  </li> </ul> <ul> <li>Take lots of pictures that you can show the project manager. </li> </ul> <ul> <li>What are the core things you need to consider when you build systems in a property business? </li> </ul> <ul> <li>Establish good relationships (partnerships, teamwork, customer service, etc.) </li> <li>Be flexible. </li> <li>Testing in different environments. </li> </ul> <ul> <li> Who inspires your business in a daily basis? Warren Buffet and Charlie Munger </li> </ul> BEST MOMENTS <ul> <li>"You need to find the right person for the job.” </li> <li>“Test them for 3-6 months working with them reasonably to see how your personalities fit.” </li> <li>“There is a risk in responsibility.” </li> </ul> VALUABLE RESOURCES <ul> <li><a href="https://www.progressiveproperty.co.uk/" rel="nofollow" target="_blank">Progressive Property</a> </li> <li>HMRC - <a href="https://www.gov.uk/government/organisations/hm-revenue-customs" rel="nofollow" target="_blank">https://www.gov.uk/government/organisations/hm-revenue-customs</a> </li> </ul> ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  Contact Method <ul> <li>Email: <a href="mailto:Markhomer@progressiveproperty.co.uk">Markhomer@progressiveproperty.co.uk</a></li> <li>LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a></li> <li>Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a></li> <li>Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a> </li> </ul><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

How to Scale Up Your Property Business

Daniel Gannon

What’s the best car model to invest in right now?  Having classic cars (or vintage cars) isn’t a big liability at all, as most think. If your investments are already in placed and you’re looking for a new game plan, then look into classic cars.   In this episode of Mark My Words Podcast, Mark chats with Daniel Gannon, the Co-director of Car-Iconics Ltd. Daniel has been passionate and very knowledgeable about cars ever since. Discover everything you need to know today so you can make money and enjoy your passion about cars at the same time.  Mark and Daniel dive deep on the technical stuff--aside from giving financial advice—from learning about what to inspect when looking for cars worth investing to learning about the car market, there’s a lot to learn on this episode.  KEY TAKEAWAYS   The classic car market, since early 2000s, have slowly fell down. Cars right now have become electronic- or technology- heavy.   Putting it in in a bank is also a risk. So, if you’re in a good position with your investment portfolio, it’s okay to put those extra cash on a new car. At least, a classic car’s value grows through time and it’s something you can enjoy at the same time.  How do you make sure you’re buying a high-value car? Do visual and mechanical inspection. And, brands are all the same so it shouldn’t be your first basis.    According to him, the best car is a Mercedes-Benz AMG SL 65 MG V12 (R230). He bought his own of the same model with just £7,000, and it was worth it.  They’re looking on putting more left-handed driven cars because there is a larger demand for them.   BEST MOMENTS     "Definitely, for the last 10 years, you can say that money has never been cheaper.”  “Look at cars that are off the radar.”    “You got to love what you buy.”  “It’s important that you buy a car that’s been restored by the right company.”   VALUABLE RESOURCES   Progressive Property  How Many Left? - https://www.howmanyleft.co.uk  ABOUT THE GUEST  Daniel Gannon is the co-director of Car-Iconics Ltd. Daniel’s and his father Stephen’s passion about cars inspired them to start their own brand and in which, they’ve been sharing their knowledge and experience on driving, collecting, racing, and restoration of cars. Aside from these, their business also gives the best advice so you can choose the best car out there which you can not only enjoy driving and owning, but also enjoy its investment potential.  ABOUT THE HOST  Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  Contact Method   Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive  ‘Brought to you by Progressive Media’: https://progressivemedia.uk/This show was brought to you by Progressive Media

What’s the best car model to invest in right now?  Having classic cars (or vintage cars) isn’t a big liability at all, as most think. If your investments are already in placed and you’re looking for a new game plan, then look into classic cars.   In this episode of Mark My Words Podcast, Mark chats with Daniel Gannon, the Co-director of Car-Iconics Ltd. Daniel has been passionate and very knowledgeable about cars ever since. Discover everything you need to know today so you can make money and enjoy your passion about cars at the same time.  Mark and Daniel dive deep on the technical stuff--aside from giving financial advice—from learning about what to inspect when looking for cars worth investing to learning about the car market, there’s a lot to learn on this episode.  KEY TAKEAWAYS <ul> <li>The classic car market, since early 2000s, have slowly fell down. Cars right now have become electronic- or technology- heavy.  </li> <li>Putting it in in a bank is also a risk. So, if you’re in a good position with your investment portfolio, it’s okay to put those extra cash on a new car. At least, a classic car’s value grows through time and it’s something you can enjoy at the same time. </li> <li>How do you make sure you’re buying a high-value car? Do visual and mechanical inspection. And, brands are all the same so it shouldn’t be your first basis. </li> </ul> <ul> <li>According to him, the best car is a Mercedes-Benz AMG SL 65 MG V12 (R230). He bought his own of the same model with just £7,000, and it was worth it. </li> <li>They’re looking on putting more left-handed driven cars because there is a larger demand for them. </li> </ul> BEST MOMENTS <ul> <li>"Definitely, for the last 10 years, you can say that money has never been cheaper.” </li> <li>“Look at cars that are off the radar.” </li> </ul> <ul> <li>“You got to love what you buy.” </li> <li>“It’s important that you buy a car that’s been restored by the right company.” </li> </ul> VALUABLE RESOURCES <ul> <li><a href="https://www.progressiveproperty.co.uk/" rel="nofollow" target="_blank">Progressive Property</a> </li> <li>How Many Left? - <a href="https://www.howmanyleft.co.uk/" rel="nofollow" target="_blank">https://www.howmanyleft.co.uk</a></li> </ul> ABOUT THE GUEST Daniel Gannon is the co-director of Car-Iconics Ltd. Daniel’s and his father Stephen’s passion about cars inspired them to start their own brand and in which, they’ve been sharing their knowledge and experience on driving, collecting, racing, and restoration of cars. Aside from these, their business also gives the best advice so you can choose the best car out there which you can not only enjoy driving and owning, but also enjoy its investment potential.  ABOUT THE HOST Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  Contact Method <ul> <li>Email: <a href="mailto:Markhomer@progressiveproperty.co.uk">Markhomer@progressiveproperty.co.uk</a></li> <li>LinkedIn: <a href="https://www.linkedin.com/in/markhomer1" rel="nofollow" target="_blank">https://www.linkedin.com/in/markhomer1</a></li> <li>Facebook: <a href="https://www.facebook.com/markprogressive" rel="nofollow" target="_blank">https://www.facebook.com/markprogressive</a></li> <li>Twitter: <a href="https://twitter.com/markprogressive" rel="nofollow" target="_blank">https://twitter.com/markprogressive</a> </li> </ul><a href="https://progressivemedia.uk/" rel="payment nofollow" target="_blank">‘Brought to you by Progressive Media’: https://progressivemedia.uk/</a>This show was brought to you by <a href="https://progressivestudios.co/" rel="nofollow" target="_blank">Progressive Media</a>

Classic Car Investments 101, Interview with Daniel Gannon, Co-director of Car-Iconics Ltd.

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