Detailed breakdown of churns in June, along with an update on booking ANA, plus a primer on recent events surrounding Celsius, Voyager and crypto as a whole.(3:08) - Banks (Affinity CU, Teachers Federal CU, Chase Biz, Huntington Biz, Citi Biz, US Bank Biz)(10:09) - Brokerages (Nadex)(10:47) - Rakuten (Personal Capital)(14:24) - Mealkits (Greenchef, Gobble, Hellofresh, SunBasket, Factor75)(25:27) - Honey (Kitchenaid mixer 👩‍🍳🍪)(27:50) - Misc (Visible, Stubhub)(28:44) - ANA update(31:26) - Crypto update (Celsius, Voyager)(56:50) - Final tally ($1,028.50)

Detailed breakdown of churns in June, along with an update on booking ANA, plus a primer on recent events surrounding Celsius, Voyager and crypto as a whole.<ul><li>(3:08) - Banks (Affinity CU, Teachers Federal CU, Chase Biz, Huntington Biz, Citi Biz, US Bank Biz)</li><li>(10:09) - Brokerages (Nadex)</li><li>(10:47) - Rakuten (Personal Capital)</li><li>(14:24) - Mealkits (Greenchef, Gobble, Hellofresh, SunBasket, Factor75)</li><li>(25:27) - Honey (Kitchenaid mixer 👩‍🍳🍪)</li><li>(27:50) - Misc (Visible, Stubhub)</li><li>(28:44) - ANA update</li><li>(31:26) - Crypto update (Celsius, Voyager)</li><li>(56:50) - Final tally ($1,028.50)</li></ul>

Ep 27 - June Recap

Biggest month so far, harvesting bonuses from banks, credit cards, brokerages, crypto exchanges, mealkits, cashback, and cellphones. All the churns!(1:12) - Credit cards (CIU, VentureX, USB Connect, Go, WF Biz)(10:16) - Banks (WF Biz, Chase Biz, Chase Personal, Albert, SoFi, Fairwinds, SCU, Chime, Huntington)(38:06) - Brokerages &amp; crypto (Fidelity, Varo, Voyager)(41:16) - Mealkits &amp; cashback (Factor75, Gobble, Blue Apron, SunBasket, Rakuten, BeFrugal)(51:09) - Cellphones (Visible)(51:41) - Final tally ($3,416 + 106K UR + 25K Cap1)

Biggest month so far, harvesting bonuses from banks, credit cards, brokerages, crypto exchanges, mealkits, cashback, and cellphones. All the churns!<ul><li>(1:12) - Credit cards (CIU, VentureX, USB Connect, Go, WF Biz)</li><li>(10:16) - Banks (WF Biz, Chase Biz, Chase Personal, Albert, SoFi, Fairwinds, SCU, Chime, Huntington)</li><li>(38:06) - Brokerages &amp; crypto (Fidelity, Varo, Voyager)</li><li>(41:16) - Mealkits &amp; cashback (Factor75, Gobble, Blue Apron, SunBasket, Rakuten, BeFrugal)</li><li>(51:09) - Cellphones (Visible)</li><li>(51:41) - Final tally ($3,416 + 106K UR + 25K Cap1)</li></ul>

Ep 26 - May Recap

Ideas on best places to park your cash to stay on top of inflation, including banks, bonds, and crypto exchanges. Plus a primer on stablecoins and avoiding collapses like Terra &amp; Luna.(2:16) - SoFi &amp; Ally @ ~1%(4:40) - HMBradley @ 3%(7:25) - Current @ 4%(8:30) - I-Bonds @ 9.62%(12:15) - Stablecoins 101(15:08) - What happened with Terra &amp; Luna(21:32) - FTX fiat @ 7.9%(23:58) - Voyager USDC @ 9%(27:32) - Gemini GUSD @ 6.9%(29:26) - Stocks vs crypto(32:22) - Parking $10K vs $100K

Ideas on best places to park your cash to stay on top of inflation, including banks, bonds, and crypto exchanges. Plus a primer on stablecoins and avoiding collapses like Terra &amp; Luna.<ul><li>(2:16) - SoFi &amp; Ally @ ~1%</li><li>(4:40) - HMBradley @ 3%</li><li>(7:25) - Current @ 4%</li><li>(8:30) - I-Bonds @ 9.62%</li><li>(12:15) - Stablecoins 101</li><li>(15:08) - What happened with Terra &amp; Luna</li><li>(21:32) - FTX fiat @ 7.9%</li><li>(23:58) - Voyager USDC @ 9%</li><li>(27:32) - Gemini GUSD @ 6.9%</li><li>(29:26) - Stocks vs crypto</li><li>(32:22) - Parking $10K vs $100K</li></ul>

Ep 25 - Parking Cash

Another big month packed with bank churns (and fails), along with more crypto, bonds, and brokerages. Plus cellphones, mealkits, cashback, and lots of free food.(0:56) - Banks (Monifi, Astra, Wells Fargo, Chase, Fairwinds, Service CU, OnJuno, SoFi, Albert, Chime, Current)(27:07) - Crypto, bonds, brokerages (I-Bonds, FTX, Voyager, Gemini, TradeStation, Public, Stockpile)(41:08) - Cellphones (Visible)(42:21) - Cashback, mealkits, free food (Vital farms, Smirnoff, Venture X, Ibotto, Rakuten)(52:15) - Final tally ($2,400 + all the free foods 😋)

Another big month packed with bank churns (and fails), along with more crypto, bonds, and brokerages. Plus cellphones, mealkits, cashback, and lots of free food.<ul><li>(0:56) - Banks (Monifi, Astra, Wells Fargo, Chase, Fairwinds, Service CU, OnJuno, SoFi, Albert, Chime, Current)</li><li>(27:07) - Crypto, bonds, brokerages (I-Bonds, FTX, Voyager, Gemini, TradeStation, Public, Stockpile)</li><li>(41:08) - Cellphones (Visible)</li><li>(42:21) - Cashback, mealkits, free food (Vital farms, Smirnoff, Venture X, Ibotto, Rakuten)</li><li>(52:15) - Final tally ($2,400 + all the free foods 😋)</li></ul>

Ep 24 - April Recap

Step-by-step guide to using AMEX points to secure one of the best value premium cabins, plus booking tips &amp; tricks gathered from 50+ hours of research, phone calls, and experimentation. Brace yourselves, this one goes DEEP 🤓(0:00) - Why ANA?(4:52) - ANA booking basics(10:58) - Advanced techniques(20:43) - Other quirks with ANA(32:39) - Booking example #1 (simple)(42:41) - Booking example #2 (complex)

Step-by-step guide to using AMEX points to secure one of the best value premium cabins, plus booking tips &amp; tricks gathered from 50+ hours of research, phone calls, and experimentation. Brace yourselves, this one goes DEEP 🤓<ul><li>(0:00) - Why ANA?</li><li>(4:52) - ANA booking basics</li><li>(10:58) - Advanced techniques</li><li>(20:43) - Other quirks with ANA</li><li>(32:39) - Booking example #1 (simple)</li><li>(42:41) - Booking example #2 (complex)</li></ul>

Ep 23 - ANA First & Business

Another busy month churning banks, treasury bonds, credit cards, mealkits and cellphones, plus updates on some MS opportunities and high-yield stablecoins.(0:54) - Banks (PSECU, Current, Fairwinds, HMB)(5:13) - Gifting treasury bonds(9:48) - Crypto stablecoins (Voyager USDC, Gemini GUSD)(16:58) - Brokerages (Feb MS, Stockpile)(21:27) - Credit cards (CIU, Venture X)(27:31) - Cellphones (Costco, Visible)(31:49) - Misc (Cigna, mealkits, Rakuten, Dell)(39:47) - Final tally ($1,245 + $3,300 cashback)

Another busy month churning banks, treasury bonds, credit cards, mealkits and cellphones, plus updates on some MS opportunities and high-yield stablecoins.<ul><li>(0:54) - Banks (PSECU, Current, Fairwinds, HMB)</li><li>(5:13) - Gifting treasury bonds</li><li>(9:48) - Crypto stablecoins (Voyager USDC, Gemini GUSD)</li><li>(16:58) - Brokerages (Feb MS, Stockpile)</li><li>(21:27) - Credit cards (CIU, Venture X)</li><li>(27:31) - Cellphones (Costco, Visible)</li><li>(31:49) - Misc (Cigna, mealkits, Rakuten, Dell)</li><li>(39:47) - Final tally ($1,245 + $3,300 cashback)</li></ul>

Ep 22 - March Recap

Massive month in February with lots of new bank accounts, some interesting brokerage opportunities, crypto, easy MS, mealkits, cellphones, and cashback.(2:52) - Banks (PSECU, Affinity, First Tech, Fairwinds, Monifi, Albert, Current, Chime, Huntington)(25:13) - Bank tally (16 new accounts)(28:40) - Brokerages (Titan, TradeStation)(41:15) - Crypto (high-yield stablecoins, gemini, USDC)(44:47) - Credit cards (Venture X, Hyatt Biz)(45:55) - Mealkits (Daily Harvest, Freshly)(49:23) - Cashback (Rakuten, BeFrugal)(51:08) - Cellphones (Visible BYOD)(55:31) - Final tally ($812)

Massive month in February with lots of new bank accounts, some interesting brokerage opportunities, crypto, easy MS, mealkits, cellphones, and cashback.<ul><li>(2:52) - Banks (PSECU, Affinity, First Tech, Fairwinds, Monifi, Albert, Current, Chime, Huntington)</li><li>(25:13) - Bank tally (16 new accounts)</li><li>(28:40) - Brokerages (Titan, TradeStation)</li><li>(41:15) - Crypto (high-yield stablecoins, gemini, USDC)</li><li>(44:47) - Credit cards (Venture X, Hyatt Biz)</li><li>(45:55) - Mealkits (Daily Harvest, Freshly)</li><li>(49:23) - Cashback (Rakuten, BeFrugal)</li><li>(51:08) - Cellphones (Visible BYOD)</li><li>(55:31) - Final tally ($812)</li></ul>

Ep 21 - February Recap

Bonus episode of an interview I did recently on another show, Risk of Ruin. I talk about leaving the work world behind in favor of early retirement, how churning fits into leanFIRE, my time in Japanese jail and our homesteading plans.(0:00) - Intro(3:27) - Risk of RuinRisk of Ruin podcast on apple &amp; spotify.

Bonus episode of an interview I did recently on another show, Risk of Ruin. I talk about leaving the work world behind in favor of early retirement, how churning fits into leanFIRE, my time in Japanese jail and our homesteading plans.<ul><li>(0:00) - Intro</li><li>(3:27) - Risk of Ruin</li></ul> Risk of Ruin podcast on <a href="https://podcasts.apple.com/us/podcast/the-game-like-aspect/id1527018692?i=1000551075974" rel="nofollow" target="_blank">apple</a> &amp; <a href="https://open.spotify.com/episode/0Ee8IJVEOvVCYVvXXTfCGR?si=8769ca6c020c48ae" rel="nofollow" target="_blank">spotify</a>.

Bonus - Risk of Ruin Interview

Season 2 - Detailed breakdown of January 2022 churns across credit cards, banks, brokerages, cell phones, and misc categories.(1:15) - Credit cards (Southwest, Venture X, mealkits)(12:48) - Banks (Kabbage, FNBO, HMBradley, I-Bonds)(21:29) - Brokerages (Nadex)(23:17) - Cell phones (Visible)(24:15) - Misc (Cigna)(26:40) - Final tally ($1,085)

Season 2 - Detailed breakdown of January 2022 churns across credit cards, banks, brokerages, cell phones, and misc categories.<ul><li>(1:15) - Credit cards (Southwest, Venture X, mealkits)</li><li>(12:48) - Banks (Kabbage, FNBO, HMBradley, I-Bonds)</li><li>(21:29) - Brokerages (Nadex)</li><li>(23:17) - Cell phones (Visible)</li><li>(24:15) - Misc (Cigna)</li><li>(26:40) - Final tally ($1,085)</li></ul>

Ep 19 - January Recap

Season finale! Detailed breakdown of December churns along with a final year-end tally for 2021, plus a bonus recap on how the podcast is doing and some lessons learned making the show.(1:13) - Cell phones (iPhone 13, Boost, Visible)(8:36) - Bank updates (Chase Biz, HMBradley, I-Bonds, Lili)(18:37) - Credit cards (SW Performance, Hyatt Biz)(23:02) - Westin Kona mini-review (Marriott travel cert, Amex offers)(28:47) - Brokerages (Nadex)(29:06) - December tally ($647)(29:36) - 2021 tally ($10,497 + 150K Amex + 125K UR)(32:04) - Bonus: podcast recap

Season finale! Detailed breakdown of December churns along with a final year-end tally for 2021, plus a bonus recap on how the podcast is doing and some lessons learned making the show.<ul><li>(1:13) - Cell phones (iPhone 13, Boost, Visible)</li><li>(8:36) - Bank updates (Chase Biz, HMBradley, I-Bonds, Lili)</li><li>(18:37) - Credit cards (SW Performance, Hyatt Biz)</li><li>(23:02) - Westin Kona mini-review (Marriott travel cert, Amex offers)</li><li>(28:47) - Brokerages (Nadex)</li><li>(29:06) - December tally ($647)</li><li>(29:36) - 2021 tally ($10,497 + 150K Amex + 125K UR)</li><li>(32:04) - Bonus: podcast recap</li></ul>

Ep 18 - End of Year Recap

Podcast covering the full spectrum of churning, travel hacking, and FIRE.

In-depth walkthrough of the various iPhone deals available from Costco, Best Buy, and Visible, as well as strategies for reselling on Swappa.(1:11) - Costco $300 BYOD offer(1:44) - T-Mobile $20 Talk &amp; Text only plan(3:17) - Costco $720 BOGO iPhones(5:59) - iPhone Pro Max selling above retail(8:07) - Best Buy's crazy iPhone trade-in values(12:30) - Caution re: Flex Reseller policy(15:11) - Unlock trick using prepaid ATT sim(17:03) - Requesting unlocks from TForce(18:37) - Mistakes I made on the BB deal(22:10) - Swappa rundown(24:49) - BFMR address formatting ideas(27:09) - Visible offer extended(29:10) - $1 Boost mobile SIM cards

In-depth walkthrough of the various iPhone deals available from Costco, Best Buy, and Visible, as well as strategies for reselling on Swappa.<ul><li>(1:11) - Costco $300 BYOD offer</li><li>(1:44) - T-Mobile $20 Talk &amp; Text only plan</li><li>(3:17) - Costco $720 BOGO iPhones</li><li>(5:59) - iPhone Pro Max selling above retail</li><li>(8:07) - Best Buy's crazy iPhone trade-in values</li><li>(12:30) - Caution re: Flex Reseller policy</li><li>(15:11) - Unlock trick using prepaid ATT sim</li><li>(17:03) - Requesting unlocks from TForce</li><li>(18:37) - Mistakes I made on the BB deal</li><li>(22:10) - Swappa rundown</li><li>(24:49) - BFMR address formatting ideas</li><li>(27:09) - Visible offer extended</li><li>(29:10) - $1 Boost mobile SIM cards</li></ul>

Ep 17 - Churning iPhones

Detailed breakdown of November churns across banks, brokerages, credit cards, cell phones, and cashback sites.(0:37) - Banks (Chase Bus, Lili, Treasury Bonds)(6:38) - Brokerages (Charles Schwab, Nadex)(8:44) - Credit cards (SW Premier)(10:53) - Cell phones (BB, Costco, Visible)(14:45) - Cashback (BeFrugal, Rakuten)(18:52) - Final tally ($2,012)

Detailed breakdown of November churns across banks, brokerages, credit cards, cell phones, and cashback sites.<ul><li>(0:37) - Banks (Chase Bus, Lili, Treasury Bonds)</li><li>(6:38) - Brokerages (Charles Schwab, Nadex)</li><li>(8:44) - Credit cards (SW Premier)</li><li>(10:53) - Cell phones (BB, Costco, Visible)</li><li>(14:45) - Cashback (BeFrugal, Rakuten)</li><li>(18:52) - Final tally ($2,012)</li></ul>

Ep 16 - November Recap

Brief walkthrough (and free download) of a Google Sheet template for tracking credit card churns, plus some tips for managing the "back office" work.(2:13) - Google Sheet template + sample data(3:48) - Status and Due Date columns(5:13) - Use a reminder app (eg. Google Keep)(7:35) - Autopay and Bonus columns(8:53) - Notes column(9:58) - Bank bonus and LeanFIRE sheets

Brief walkthrough (and free download) of a Google Sheet template for tracking credit card churns, plus some tips for managing the "back office" work.<ul><li>(2:13) - Google Sheet template + sample data</li><li>(3:48) - Status and Due Date columns</li><li>(5:13) - Use a reminder app (eg. Google Keep)</li><li>(7:35) - Autopay and Bonus columns</li><li>(8:53) - Notes column</li><li>(9:58) - Bank bonus and LeanFIRE sheets</li></ul>

Ep 15 - Credit Card Tracking Sheet

Detailed breakdown of October churns across credit cards, bank bonuses, brokerages, and cell phones (plus a bonus Ventana review).(1:59) - Credit cards (Amex BP, SW Performance &amp; Premier)(3:19) - Some thoughts on BGs(8:46) - Chase &amp; holiday season(11:46) - Banks (Key, PNC, Discover)(14:13) - Brokerages (Nadex)(16:03) - Cell phones (Best Buy T-Mobile)(19:49) - T-Mobile workarounds(26:14) - Final Tally ($1,980)(27:51) - Ventana Big Sur (aka churner mecca)

Detailed breakdown of October churns across credit cards, bank bonuses, brokerages, and cell phones (plus a bonus Ventana review).<ul><li>(1:59) - Credit cards (Amex BP, SW Performance &amp; Premier)</li><li>(3:19) - Some thoughts on BGs</li><li>(8:46) - Chase &amp; holiday season</li><li>(11:46) - Banks (Key, PNC, Discover)</li><li>(14:13) - Brokerages (Nadex)</li><li>(16:03) - Cell phones (Best Buy T-Mobile)</li><li>(19:49) - T-Mobile workarounds</li><li>(26:14) - Final Tally ($1,980)</li><li>(27:51) - Ventana Big Sur (aka churner mecca)</li></ul>

Ep 14 - October Recap

In-depth guide to churning Visible and other MVNOs to qualify for discounted phones and super discounted (even free) monthly plans.

In-depth guide to churning Visible and other MVNOs to qualify for discounted phones and super discounted (even free) monthly plans.

Ep 13 - Churning SIM Cards

Detailed breakdown of September churning efforts across bank bonuses, brokerages, credit cards and misc categories.

Detailed breakdown of September churning efforts across bank bonuses, brokerages, credit cards and misc categories.

Ep 12 - September Recap

Tips and tricks for maximizing National's amazing Executive status for free upgrades and discounted rentals.

Tips and tricks for maximizing National's amazing Executive status for free upgrades and discounted rentals.

Ep 11 - National Car Rental

After 8 years and $25K+ of free flights, some thoughts and tips on securing companion pass for 2022/23.

After 8 years and $25K+ of free flights, some thoughts and tips on securing companion pass for 2022/23.

Ep 10 - Southwest Companion Pass

Detailed breakdown of August churning efforts across credit cards, bank bonuses, brokerages and misc categories.

Detailed breakdown of August churning efforts across credit cards, bank bonuses, brokerages and misc categories.

Ep 9 - August Recap

After a decade of earning and churning Hyatt status, an in-depth look at maximizing this incredible loyalty program.

After a decade of earning and churning Hyatt status, an in-depth look at maximizing this incredible loyalty program.

Ep 8 - Hyatt Globalist

Podcast covering the full spectrum of churning, travel hacking, and FIRE.

The Daily Churn

The best podcast episodes on physical health. Episodes talk about your diet, sleep, exercise and all the things that people do to improve their physical health and live a healthier life. This topic is for everyone, with applications in all of our everyday lives. Add episodes you're interested into your queue below!

Best Episodes on Physical Health & Your Body

What is this?
1 quote, 3 ideas & 1 question from a carefully curated podcast episode.
Every Monday & Wednesday.

Want a 3rd insight and episode every week? Email me at curation@owltail.com.