We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Dame, Kristen, and Pete discuss Pete’s financial conundrum. Click the PLAY button below for the rest of the show!   The post Ep. 504: Pete actually has a personal finance issue appeared first on Pete the Planner®.

<h6>We want to answer your questions about money. Email us and you may hear yours on the air: <a href="mailto:askpete@petetheplanner.com">askpete@petetheplanner.com</a></h6> In this week’s episode, Dame, Kristen, and Pete discuss Pete’s financial conundrum. Click the PLAY button below for the rest of the show! The post <a href="https://petetheplanner.com/ep-504-pete-actually-has-a-personal-finance-issue/" rel="nofollow" target="_blank">Ep. 504: Pete actually has a personal finance issue</a> appeared first on <a href="https://petetheplanner.com" rel="nofollow" target="_blank">Pete the Planner®</a>.

Ep. 504: Pete actually has a personal finance issue

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Dame, Kristen, and Pete discuss why you should convince your financial advisor to be harder on you. Click the PLAY button below for the rest of the show!   The post Ep. 503: It’s time to ask your advisor what you’re doing wrong appeared first on Pete the Planner®.

<h6>We want to answer your questions about money. Email us and you may hear yours on the air: <a href="mailto:askpete@petetheplanner.com">askpete@petetheplanner.com</a></h6> In this week’s episode, Dame, Kristen, and Pete discuss why you should convince your financial advisor to be harder on you. Click the PLAY button below for the rest of the show! The post <a href="https://petetheplanner.com/ep-503-its-time-to-ask-your-advisor-what-youre-doing-wrong/" rel="nofollow" target="_blank">Ep. 503: It’s time to ask your advisor what you’re doing wrong</a> appeared first on <a href="https://petetheplanner.com" rel="nofollow" target="_blank">Pete the Planner®</a>.

Ep. 503: It’s time to ask your advisor what you’re doing wrong

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Dame and Pete did their best to update live stream viewers in real time about the US Supreme Court’s rulings. How did it go? Well, it got weird. Click the PLAY button below for the rest of the show!   The post Ep. 502: The Supreme Court live stream reporting episode appeared first on Pete the Planner®.

<h6>We want to answer your questions about money. Email us and you may hear yours on the air: <a href="mailto:askpete@petetheplanner.com">askpete@petetheplanner.com</a></h6> In this week’s episode, Dame and Pete did their best to update live stream viewers in real time about the US Supreme Court’s rulings. How did it go? Well, it got weird. Click the PLAY button below for the rest of the show! The post <a href="https://petetheplanner.com/ep-502-the-supreme-court-live-stream-reporting-episode/" rel="nofollow" target="_blank">Ep. 502: The Supreme Court live stream reporting episode</a> appeared first on <a href="https://petetheplanner.com" rel="nofollow" target="_blank">Pete the Planner®</a>.

Ep. 502: The Supreme Court live stream reporting episode

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Dame, Pete, and Kristen spend an entire episode on one very long email. The email eventually asks about “winning the game.” The crew debates this. Click the PLAY button below for the rest of the show!   The post Ep. 501: What does it mean to financially “win the game”? And is it realistic? appeared first on Pete the Planner®.

<h6>We want to answer your questions about money. Email us and you may hear yours on the air: <a href="mailto:askpete@petetheplanner.com">askpete@petetheplanner.com</a></h6> In this week’s episode, Dame, Pete, and Kristen spend an entire episode on one very long email. The email eventually asks about “winning the game.” The crew debates this. Click the PLAY button below for the rest of the show! The post <a href="https://petetheplanner.com/ep-501-what-does-it-mean-to-financially-win-the-game-and-is-it-realistic/" rel="nofollow" target="_blank">Ep. 501: What does it mean to financially “win the game”? And is it realistic?</a> appeared first on <a href="https://petetheplanner.com" rel="nofollow" target="_blank">Pete the Planner®</a>.

Ep. 501: What does it mean to financially “win the game”? And is it realistic?

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Dame, Pete, and Kristen celebrate their 500th episode. There are special guests, special moments, and of course technical difficulties. Click the PLAY button below for the rest of the show!   The post Ep. 500: It’s kinda episode 850, but whatever appeared first on Pete the Planner®.

<h6>We want to answer your questions about money. Email us and you may hear yours on the air: <a href="mailto:askpete@petetheplanner.com">askpete@petetheplanner.com</a></h6> In this week’s episode, Dame, Pete, and Kristen celebrate their 500th episode. There are special guests, special moments, and of course technical difficulties. Click the PLAY button below for the rest of the show! The post <a href="https://petetheplanner.com/ep-500-its-kinda-episode-850-but-whatever/" rel="nofollow" target="_blank">Ep. 500: It’s kinda episode 850, but whatever</a> appeared first on <a href="https://petetheplanner.com" rel="nofollow" target="_blank">Pete the Planner®</a>.

Ep. 500: It’s kinda episode 850, but whatever

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Dame and Pete discuss whether or not a 401k is ever justified. Click the PLAY button below for the rest of the show!   The post Ep. 499: Do 401k loans ever make sense? appeared first on Pete the Planner®.

<h6>We want to answer your questions about money. Email us and you may hear yours on the air: <a href="mailto:askpete@petetheplanner.com">askpete@petetheplanner.com</a></h6> In this week’s episode, Dame and Pete discuss whether or not a 401k is ever justified. Click the PLAY button below for the rest of the show! The post <a href="https://petetheplanner.com/ep-499-do-401k-loans-ever-make-sense/" rel="nofollow" target="_blank">Ep. 499: Do 401k loans ever make sense?</a> appeared first on <a href="https://petetheplanner.com" rel="nofollow" target="_blank">Pete the Planner®</a>.

Ep. 499: Do 401k loans ever make sense?

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Kristen and Pete discuss why 66% of renters have given-up on the idea of home ownership. Do their reasons align with reality? Click the PLAY button below for the rest of the show!   The post Ep. 498: Why renters are giving up on homeownership appeared first on Pete the Planner®.

<h6>We want to answer your questions about money. Email us and you may hear yours on the air: <a href="mailto:askpete@petetheplanner.com">askpete@petetheplanner.com</a></h6> In this week’s episode, Kristen and Pete discuss why 66% of renters have given-up on the idea of home ownership. Do their reasons align with reality? Click the PLAY button below for the rest of the show! The post <a href="https://petetheplanner.com/ep-498-why-renters-are-giving-up-on-homeownership/" rel="nofollow" target="_blank">Ep. 498: Why renters are giving up on homeownership</a> appeared first on <a href="https://petetheplanner.com" rel="nofollow" target="_blank">Pete the Planner®</a>.

Ep. 498: Why renters are giving up on homeownership

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Kristen, Dame, and Pete debate financial metrics. Which ones are helpful and insightful? And which ones can you lead you astray.   Click the PLAY button below for the rest of the show!   The post Ep. 497: These are the financial metrics we dislike appeared first on Pete the Planner®.

<h6>We want to answer your questions about money. Email us and you may hear yours on the air: <a href="mailto:askpete@petetheplanner.com">askpete@petetheplanner.com</a></h6> In this week’s episode, Kristen, Dame, and Pete debate financial metrics. Which ones are helpful and insightful? And which ones can you lead you astray. Click the PLAY button below for the rest of the show! The post <a href="https://petetheplanner.com/ep-497-these-are-the-financial-metrics-we-dislike/" rel="nofollow" target="_blank">Ep. 497: These are the financial metrics we dislike</a> appeared first on <a href="https://petetheplanner.com" rel="nofollow" target="_blank">Pete the Planner®</a>.

Ep. 497: These are the financial metrics we dislike

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Kristen, Dame, and Pete take a look at the popular expense categories which just don’t make any sense to them. Summary – Kristen thinks she’s insulting Dame and Pete. She didn’t. Dame insults Kristen. And Pete insults and Kristen and Dame. So yeah, it was a fun conversation.   Click the PLAY button below for the rest of the show!   The post Ep. 496: The popular expenses we just don’t get appeared first on Pete the Planner®.

<h6>We want to answer your questions about money. Email us and you may hear yours on the air: <a href="mailto:askpete@petetheplanner.com">askpete@petetheplanner.com</a></h6> In this week’s episode, Kristen, Dame, and Pete take a look at the popular expense categories which just don’t make any sense to them. Summary – Kristen thinks she’s insulting Dame and Pete. She didn’t. Dame insults Kristen. And Pete insults and Kristen and Dame. So yeah, it was a fun conversation. Click the PLAY button below for the rest of the show! The post <a href="https://petetheplanner.com/ep-496-the-popular-expenses-we-just-dont-get/" rel="nofollow" target="_blank">Ep. 496: The popular expenses we just don’t get</a> appeared first on <a href="https://petetheplanner.com" rel="nofollow" target="_blank">Pete the Planner®</a>.

Ep. 496: The popular expenses we just don’t get

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Kristen and Pete take a look at home income, downpayment, and other factors impact your ability to buy a home. Click the PLAY button below for the rest of the show!   The post Ep. 495: Evaluating homeownership standards appeared first on Pete the Planner®.

<h6>We want to answer your questions about money. Email us and you may hear yours on the air: <a href="mailto:askpete@petetheplanner.com">askpete@petetheplanner.com</a></h6> In this week’s episode, Kristen and Pete take a look at home income, downpayment, and other factors impact your ability to buy a home. Click the PLAY button below for the rest of the show! The post <a href="https://petetheplanner.com/ep-495-evaluating-homeownership-standards/" rel="nofollow" target="_blank">Ep. 495: Evaluating homeownership standards</a> appeared first on <a href="https://petetheplanner.com" rel="nofollow" target="_blank">Pete the Planner®</a>.

Ep. 495: Evaluating homeownership standards

5 star content with 1 star volume control. Brand new studio...please fix this.

Please fix volume

One of my favorite financial podcasts.  Relevant topics and actionable advice.

Good stuff

The Pete the Planner® Show

New this week, Pete and Damian spend the entire show on The 401(k). Our writer is suffering a crushing blow with this from the mailbag: “I lost my job after 27 years of employment there. What should I do with my 401(k).”  Ouch! Pete and Damian both have experience with the advisor::client relationship, so tune in and let’s hear what they’ve got to say. Can’t listen? Check the Show Notes! Show Notes:  Let’s hope he’s been contributing for 27 years! That way compounding has had significant time to do its job and there’s a nice sum of money there.    In general, the answer to a question like this often gets weighted in one direction: Rollover, in most compensation models. Why? Because a financial advisor will likely get paid  throughout the rollover process from taking on management of your dollars.    There are some reasons to leave it with your previous employer: you’re comfortable with where it’s at – (you know how it performs and are satisfied with how you may be able to access your money at a certain time) or you’re getting the best deal possible – (working for a larger employer generally means lower investment fees for you).    Click PLAY below to get down into the weeds on 401(k) decisions.  The post Ep. 339: After Job Loss, What Happens to my 401(k)? appeared first on Pete the Planner®.

New this week, Pete and Damian spend the entire show on The 401(k). Our writer is suffering a crushing blow with this from the mailbag: “I lost my job after 27 years of employment there. What should I do with my 401(k).”  Ouch! Pete and Damian both have experience with the advisor::client relationship, so tune in and let’s hear what they’ve got to say. Can’t listen? Check the Show Notes! <h3>Show Notes:</h3> <ul> <li>Let’s hope he’s been contributing for 27 years! That way <a href="https://petetheplanner.com/the-investing-class-future-value/" rel="nofollow" target="_blank">compounding</a> has had significant time to do its job and there’s a nice sum of money there. </li> </ul> <ul> <li>In general, the answer to a question like this often gets weighted in one direction: Rollover, in most compensation models. Why? Because a financial advisor will likely get paid  throughout the rollover process from taking on management of your dollars. </li> </ul> <ul> <li>There are some reasons to leave it with your previous employer: you’re comfortable with where it’s at – (you know how it performs and are satisfied with how you may be able to access your money at a certain time) or you’re getting the best deal possible – (working for a larger employer generally means lower investment fees for you).</li> </ul> Click PLAY below to get down into the weeds on 401(k) decisions. <a href="https://www.blubrry.com/askptp/survey/" rel="nofollow" target="_blank"></a> The post <a href="https://petetheplanner.com/ep-339-after-job-loss-what-happens-to-my-401k/" rel="nofollow" target="_blank">Ep. 339: After Job Loss, What Happens to my 401(k)?</a> appeared first on <a href="https://petetheplanner.com" rel="nofollow" target="_blank">Pete the Planner®</a>.

Ep. 339: After Job Loss, What Happens to my 401(k)?

It’s almost 2020, people! As we wrap up 2019, we’re digging deep into the mailbag to discuss more of our listeners’ questions.  Listen to this show to hear a variety of situations  and Pete and Damian’s expert insights. Perhaps you’ve been in some of them, or learn how to prepare for ones you might even find yourself in one day. Can’t listen? Check the Show Notes! Show Notes:  Writer 1 is wondering what to do with his home. His situation? His current home, which he purchased in 2008, is valued at $150-$175k. Having refinanced 4 years ago from a 30-year to 15-year, he owes roughly $42k, paying a nearly $650 mortgage, leaving about $100k in equity. He poses a few questions to mull over:  Should he sell his home (in the current market), invest half with his advisor, and put $50K on the downpayment on another home? Should he sell this house and rent an apartment downtown, invest half and put the rest in the bank? Or should he stay in the house?  Damian suggested: With $100k in equity, like their place, does it make sense to sell the home? Not really, if he’s comfortable where he’s at, and doing well in other areas financially, he should keep doing what he’s doing. He should focus on getting free from that mortgage, and then use the freed up cash flow in a few years to do other things. Pete suggested something entirely different: He could make some great cashflow by using the property as a rental, as his mortgage payment is quite low. He could then use that extra cash to subsidize his next payment. If he’s willing to be a landlord, he could totally rent out his current place.     Writer 2 has a child going to College. Should they take $50,000 from 401(k) as a loan for their child’s college bills? They plan to be working for another +10 years, so they would definitely be able to pay it back.  Trying to relieve their child from the burden of the cost of education… It’s admirable, loving, sacrificial…but don’t do it. it’s hard enough to fund the future (retirement), so you don’t want to take two steps back when you’re already on a good path. Compounding Interest is hurt when you take out a loan against yourself. It’s missing on the opportunities of the market. You can’t get that time back. Your number one priority long term, is retirement. You shouldn’t borrow, for college, from your retirement. There are other financial vehicles that are specifically made for that our experts can help you explore.      Click PLAY below to get all the goods. Happy holidays!  The post Ep 341: 2019 Holiday Variety Pack appeared first on Pete the Planner®.

It’s almost 2020, people! As we wrap up 2019, we’re digging deep into the mailbag to discuss more of our listeners’ questions.  Listen to this show to hear a variety of situations  and Pete and Damian’s expert insights. Perhaps you’ve been in some of them, or learn how to prepare for ones you might even find yourself in one day. Can’t listen? Check the Show Notes! <h3>Show Notes:</h3> <ul> <li>Writer 1 is wondering what to do with his home. His situation? His current home, which he purchased in 2008, is valued at $150-$175k. Having refinanced 4 years ago from a 30-year to 15-year, he owes roughly $42k, paying a nearly $650 mortgage, leaving about $100k in equity. He poses a few questions to mull over: <ol> <li>Should he sell his home (in the current market), invest half with his advisor, and put $50K on the downpayment on another home?</li> <li>Should he sell this house and rent an apartment downtown, invest half and put the rest in the bank?</li> <li>Or should he stay in the house? <ul> <li>Damian suggested: With $100k in equity, like their place, does it make sense to sell the home? Not really, if he’s comfortable where he’s at, and doing well in other areas financially, he should keep doing what he’s doing. He should focus on getting free from that mortgage, and then use the freed up cash flow in a few years to do other things.</li> <li>Pete suggested something entirely different: He could make some great cashflow by using the property as a rental, as his mortgage payment is quite low. He could then use that extra cash to subsidize his next payment. If he’s willing to be a landlord, he could totally rent out his current place.</li> </ul> </li> </ol> </li> <li>Writer 2 has a child going to College. Should they take $50,000 from 401(k) as a loan for their child’s college bills? They plan to be working for another +10 years, so they would definitely be able to pay it back. <ul> <li>Trying to relieve their child from the burden of the cost of education… It’s admirable, loving, sacrificial…but don’t do it.</li> <li>it’s hard enough to fund the future (retirement), so you don’t want to take two steps back when you’re already on a good path.</li> <li>Compounding Interest is hurt when you take out a loan against yourself. It’s missing on the opportunities of the market. You can’t get that time back.</li> <li>Your number one priority long term, is retirement. You shouldn’t borrow, for college, from your retirement. There are other financial vehicles that are specifically made for that our experts can help you explore.</li> </ul> </li> </ul> Click PLAY below to get all the goods. Happy holidays! <a href="https://www.blubrry.com/askptp/survey/" rel="nofollow" target="_blank"></a> The post <a href="https://petetheplanner.com/ep-341-2019-holiday-variety-pack/" rel="nofollow" target="_blank">Ep 341: 2019 Holiday Variety Pack</a> appeared first on <a href="https://petetheplanner.com" rel="nofollow" target="_blank">Pete the Planner®</a>.

Ep 341: 2019 Holiday Variety Pack

Whether you realize it or not, our financial lives have changed drastically in the last few decades. We used to not be charged with dealing with our pasts and our futures. Today we are.  The post Ep. 316: Why our financial lives are more complicated than they used to be appeared first on Pete the Planner®.

Whether you realize it or not, our financial lives have changed drastically in the last few decades. We used to not be charged with dealing with our pasts and our futures. Today we are. <a href="https://www.blubrry.com/askptp/survey/" rel="nofollow" target="_blank"></a> The post <a href="https://petetheplanner.com/ep-316-why-our-financial-lives-are-more-complicated-than-they-used-to-be/" rel="nofollow" target="_blank">Ep. 316: Why our financial lives are more complicated than they used to be</a> appeared first on <a href="https://petetheplanner.com" rel="nofollow" target="_blank">Pete the Planner®</a>.

Ep. 316: Why our financial lives are more complicated than they used to be

Have a question? Let us know! askpete@petetheplanner.com This week…oh boy. Pete and Damian talk about what’s important about money right now.  ::whisper:: You should keep this link in your bookmarks — HEY MONEY!  Can’t listen? Check the Show Notes! Show Notes:  What Happened: Coronavirus (COVID-19) has blanketed the country and dramatically altered the way we live, work, educate, play, and socialize. It’s also changed “money.”   We want to show you how to prepare yourself financially for uncertain and tough times like this.  Join Us: We’re live streaming EVERY DAY for 30 Days! We’re breaking down our “60 Days to Change” Go LIKE the Hey Money Facebook page to get notified of the LIVE broadcast each and every day.     How Concerned Are We? “I’m at a 1.25 out of 10.” — Damian. We’ve seen stuff like this before, we’ve experienced it. It still “feels like” something, but we’ve seen markets go up and down and back up again before. OUR THOUGHTS: The only-ish people who should be shaking their knees are those who have retired within the last two years or so.  The folks who have done their hard work over the years, consulted with a planner, and a couple of years ago… they decided “I can retire, and I can take X amount of dollars out of my portfolio to supplement the incoming Social Security or pension, and it’ll be great.” Now all of a sudden, you’re losing 30% of your value and you’re taking additional money off of your investments on top of that. YIKES. That’s called Sequence of Returns Risk. —— You’ve planned for varying market conditions in retirement, but the order of the returns matters. That can impact your future retirement significantly if this grave financial situation hasn’t been considered. Some Financial Planners could have planned for some possible financial volatility like this. In any case, just touch base with your advisor. You could ask: “Can you help me understand how this market downturn will impact my income strategy off of my investments?” NOTE: Current market conditions could also affect people within a year or two OF retirement. Consider pushing that back now. Sadly. It’s not a panic situation, presumably, but it’s going to likely affect your status.    THE ECONOMY: We’re in for major disruption for the foreseeable future. Let’s manage our expectations, our emotions, and our behavior. Let’s discuss: What does Economic Stimulus do? Where does it fall apart, and what should you do to make sure you don’t fall apart? LISTEN TO THE REST OF THE SHOW TO FIND OUT!   Click PLAY below to find out and to get your special Hey Money offer code!  The post Ep. 352: Financially Preparing Yourself for Tough Times appeared first on Pete the Planner®.

<h6>Have a question? Let us know! <a href="mailto:askpete@petetheplanner.com">askpete@petetheplanner.com</a></h6> This week…oh boy. Pete and Damian talk about what’s important about money right now.  ::whisper:: You should keep this link in your bookmarks —<a href="http://callheymoney.com" rel="nofollow" target="_blank"> HEY MONEY!</a> Can’t listen? Check the Show Notes! <h3>Show Notes:</h3> <ul> <li>What Happened: Coronavirus (COVID-19) has blanketed the country and dramatically altered the way we live, work, educate, play, and socialize. It’s also changed “money.” </li> </ul> We want to show you how to prepare yourself financially for uncertain and tough times like this. <ul> <li>Join Us: We’re live streaming EVERY DAY for 30 Days! We’re breaking down our “60 Days to Change” Go LIKE the <a href="https://www.facebook.com/Hey-Money-111417500214310/" rel="nofollow" target="_blank">Hey Money Facebook page</a> to get notified of the LIVE broadcast each and every day.</li> </ul> <ul> <li>How Concerned Are We? “I’m at a 1.25 out of 10.” — Damian. We’ve seen stuff like this before, we’ve experienced it. It still “feels like” something, but we’ve seen markets go up and down and back up again before.</li> <li>OUR THOUGHTS: The only-ish people who should be shaking their knees are those who have retired within the last two years or so. <ul> <li>The folks who have done their hard work over the years, consulted with a planner, and a couple of years ago… they decided “I can retire, and I can take X amount of dollars out of my portfolio to supplement the incoming Social Security or pension, and it’ll be great.” Now all of a sudden, you’re losing 30% of your value and you’re taking additional money off of your investments on top of that. YIKES.</li> <li>That’s called Sequence of Returns Risk. —— You’ve planned for varying market conditions in retirement, but the order of the returns matters. That can impact your future retirement significantly if this grave financial situation hasn’t been considered.</li> <li>Some Financial Planners could have planned for some possible financial volatility like this. In any case, just touch base with your advisor. You could ask: “Can you help me understand how this market downturn will impact my income strategy off of my investments?”</li> <li>NOTE: Current market conditions could also affect people within a year or two OF retirement. Consider pushing that back now. Sadly. It’s not a panic situation, presumably, but it’s going to likely affect your status.</li> </ul> </li> </ul> THE ECONOMY: We’re in for major disruption for the foreseeable future. Let’s manage our expectations, our emotions, and our behavior. Let’s discuss: What does Economic Stimulus do? Where does it fall apart, and what should you do to make sure you don’t fall apart? LISTEN TO THE REST OF THE SHOW TO FIND OUT! Click PLAY below to find out and to get your special <a href="http://callheymoney.com" rel="nofollow" target="_blank">Hey Money</a> offer code! <a href="https://www.blubrry.com/askptp/survey/" rel="nofollow" target="_blank"></a> The post <a href="https://petetheplanner.com/ep-352-financially-preparing-yourself-for-tough-times/" rel="nofollow" target="_blank">Ep. 352: Financially Preparing Yourself for Tough Times</a> appeared first on <a href="https://petetheplanner.com" rel="nofollow" target="_blank">Pete the Planner®</a>.

Ep. 352: Financially Preparing Yourself for Tough Times

The best podcast episodes on non-current politics. Covering topics such as universal basic income, democracy, poverty & justice and more. For anyone interested in learning more about politics that affect that world, not just now, but in the longer term. Add episodes you're interested into your queue below!

Best Non-Current Politics Podcasts

The best self improvement podcast episodes. From improving productivity, to finding purpose in your life to what constitutes freedom, this topic is on anything and everything that can help people to improve their lives. Add episodes you're interested into your queue below!