Landlords and property professionals in the UK are faced with an unusual convergence of economic, market and regulatory issues.  Rising interest rates and inflation, possible recession and the end of the house price cycle are all in view.  Yet whilst house prices and lettings activity are currently surging, landlords face a number of regulatory changes.  The abolition of no fault eviction and new minimum energy efficiency standards are top of the list – and the government has recently sprung a National Landlords Register, Ombudsman, Decent homes standard and Property portal on landlords in England – all with minimal detail and adding to the uncertainty.  Join David Cox, Legal &amp; Compliance Director at Rightmove and Hertfordshire based portfolio landlord and campaigner, Jamie Fraser for some plain-speaking and forthright opinions in a lively discussion with Richard Blanco

Which Way Forward For Your Property Business?

Government guidelines have enabled the housing market to re-open for business in England from 13 May 2020.  In this episode, Richard Blanco is joined by broker Jay Rooney, Lawrence Bowles from Savills Research and Arla Propertymark board member, Rachel Hanniquet-Brooking.  We look at how agents and customers are coping with the new procedures and discuss the ongoing mortgage holiday, rent holiday challenge facing many landlords and tenants.   How is the mortgage landscape evolving and what are the prospects for house prices and sales and lettings activity moving forward?    Photo by Vicki Couchman

Government guidelines have enabled the housing market to re-open for business in England from 13 May 2020.  In this episode, Richard Blanco is joined by broker Jay Rooney, Lawrence Bowles from Savills Research and Arla Propertymark board member, Rachel Hanniquet-Brooking.  We look at how agents and customers are coping with the new procedures and discuss the ongoing mortgage holiday, rent holiday challenge facing many landlords and tenants.   How is the mortgage landscape evolving and what are the prospects for house prices and sales and lettings activity moving forward? Photo by <a href="https://www.vickicouchman.com/" rel="nofollow" target="_blank">Vicki Couchman</a>

Open For Business

There is a burgeoning offer of residential, buy to let and short term finance available and arguably the market has never been so competitive.  But lending criteria and mortgage regulation can make getting the right finance quite a feat.  Richard is joined by brokers Morgan Stewart from GPS Financial, Nick Blunt from One and All Financial Services and Scott Hendry from lender, Together Money to guide you through the mortgage maze.

Getting The Right Mortgage

Richard Blanco is joined by Meera Chindooroy from the National Landlords Association, Lawrence Bowles from Savills and Richard Bowser from Property Investor News to analyse some of the factors driving the property market as we near the end of 2019. We discuss the latest sales and rental trends, the UK and global economy, housing politics, regulatory changes and landlord and developer sentiment.  This programme was recorded just before the announcement of the December 2019 election. 

Richard Blanco is joined by Meera Chindooroy from the National Landlords Association, Lawrence Bowles from Savills and Richard Bowser from Property Investor News to analyse some of the factors driving the property market as we near the end of 2019. We discuss the latest sales and rental trends, the UK and global economy, housing politics, regulatory changes and landlord and developer sentiment. This programme was recorded just before the announcement of the December 2019 election.

State Of The Market

Most of us associate short term lets with AirBnB.  But holiday lets, villas and all kinds of serviced accommodation make this a much more diverse arena.  Far from competing with hotels, there is increasing convergence with other hospitality sectors.  How can landlords finance or switch to these kind of investments and what are the management challenges?  What is the broader impact of this rapidly growing area on our communities and is existing regulation transparent, fair and adequate?  Richard Blanco is joined by Fiona Veitch, Marketing Director from AirBnB partner and letting agent, Portico, Merilee Karr from the Short Term Accommodation Association and MD of Under The Doormat and Chris Poulter from the Serviced Accommodation Podcast.   Photo is from pictureperfectholidays.com

Most of us associate short term lets with AirBnB.  But holiday lets, villas and all kinds of serviced accommodation make this a much more diverse arena.  Far from competing with hotels, there is increasing convergence with other hospitality sectors.  How can landlords finance or switch to these kind of investments and what are the management challenges?  What is the broader impact of this rapidly growing area on our communities and is existing regulation transparent, fair and adequate?  Richard Blanco is joined by Fiona Veitch, Marketing Director from AirBnB partner and letting agent, Portico, Merilee Karr from the Short Term Accommodation Association and MD of Under The Doormat and Chris Poulter from the Serviced Accommodation Podcast.  Photo is from <a href="http://pictureperfectholidays.com" rel="nofollow" target="_blank">pictureperfectholidays.com</a>

Short Term Lets

Architect, Richard Ganeshmoorthy and expert landlord developers MaryAnn Richmond-Coggan and Karen Gregory join Richard Blanco to discuss the joys and challenges of refurbishment. From finding the perfect wreck to managing your tradespeople, pushing through the difficult bit in the middle and charming your way through the snagging, we share our best tips and anecdotes.

The Joy Of The Refurb

The inventory and return of the deposit are key aspects of being able to end a tenancy well – but what if the tenant is in arrears or has breached the contract? How can tenants get redress if their landlords don’t comply with regulations? And what of the softer sides of ending the tenant landlord relationship…. how can staying on good terms help to oil the wheels over those inevitable bumps in the road? Richard Blanco is joined by inventories expert from No Letting Go, Lisa Williamson, Head of Dispute Resolution from My Deposits, Suzy Hershman and Al McClenahan, Director of Justice4Tenants.

The inventory and return of the deposit are key aspects of being able to end a tenancy well – but what if the tenant is in arrears or has breached the contract? How can tenants get redress if their landlords don’t comply with regulations? And what of the softer sides of ending the tenant landlord relationship…. how can staying on good terms help to oil the wheels over those inevitable bumps in the road? Richard Blanco is joined by inventories expert from No Letting Go, Lisa Williamson, Head of Dispute Resolution from My Deposits, Suzy Hershman and Al McClenahan, Director of Justice4Tenants.

Happy Endings - How To End A Tenancy Well

Letting Agents are facing a raft of regulatory changes in 2019. From April they must have a dedicated bank account and insurance for clients’ money and tenant fees will be banned from June 2019. Meanwhile the government has asked a working group to consider compulsory training and trade body membership plus the establishment of a regulatory body. What is morale like amongst letting agents and how will the sector change in the coming years? Enforcement will be down to trading standards, but will they have the resources? And are these changes a real victory for the consumer? Richard Blanco is joined by David Cox, CEO of Arla Propertymark, Fiona Exley from London Trading Standards and Business Transfer Agent, Adam Walker.

Letting Agents are facing a raft of regulatory changes in 2019. From April they must have a dedicated bank account and insurance for clients’ money and tenant fees will be banned from June 2019. Meanwhile the government has asked a working group to consider compulsory training and trade body membership plus the establishment of a regulatory body. What is morale like amongst letting agents and how will the sector change in the coming years? Enforcement will be down to trading standards, but will they have the resources? And are these changes a real victory for the consumer? Richard Blanco is joined by David Cox, CEO of Arla Propertymark, Fiona Exley from London Trading Standards and Business Transfer Agent, Adam Walker.

Letting Agent Reform

How important is design for let properties? As a landlord, should you always stick to neutral or can you safely stray into something more adventurous? To furnish or not to furnish? Are there particular sectors, like HMOs, where design adds considerable profit? If you are a tenant do you despair at having to put up with the landlord’s leftover furniture and would you prefer more freedom to redecorate your home to your taste? Richard Blanco is joined by designers Nicola Geldart from David Phillips, Julian Maurice of Icon Living and East London portfolio landlord, Toby Scrutton to unpack the issues and offer some useful tips and guidance. Inside Property is produced in collaboration with the National Landlords Association. Photo courtesy of David Phillips. Would you be interested in joining a listeners panel? This would involve a 2 hour meeting in person or by skpe in central London to let us know your views about the programme. If so, please get in touch here. Thank you! This is the final episode in the 2017-18 series, we will be back at the end of January 2019.

How important is design for let properties? As a landlord, should you always stick to neutral or can you safely stray into something more adventurous? To furnish or not to furnish? Are there particular sectors, like HMOs, where design adds considerable profit? If you are a tenant do you despair at having to put up with the landlord’s leftover furniture and would you prefer more freedom to redecorate your home to your taste? Richard Blanco is joined by designers Nicola Geldart from David Phillips, Julian Maurice of Icon Living and East London portfolio landlord, Toby Scrutton to unpack the issues and offer some useful tips and guidance. Inside Property is produced in collaboration with the <a>National Landlords Association</a>. Photo courtesy of David Phillips. Would you be interested in joining a listeners panel? This would involve a 2 hour meeting in person or by skpe in central London to let us know your views about the programme. If so, please get in touch here. Thank you! This is the final episode in the 2017-18 series, we will be back at the end of January 2019.

Beige Forever? - Design In Let Properties

How would you feel about compulsory three year tenancies? Would they provide essential security of tenure for families or pose too big a risk for landlords? The government has appointed the third housing minister this year. What will Kit Malthouse bring to the table and how confident are you that housing really is a priority for ministers? Will the Bank of England end nearly a decade of ultra low interest rates and increase them this August? And we discuss a new initiative to help student landlords support tenants with mental health issues. Richard Blanco is joined by Chris Norris, Director of Policy &amp; Practice at The National Landlords Association and Carol Lewis, Deputy Editor of Property and Personal Finance at The Times. Inside Property is produced in collaboration with the National Landlords Association. Would you be interested in joining a listeners panel? This would involve a 2 hour meeting in person or by skpe in central London to let us know your views about the programme. If so, please get in touch here. Thank you!

How would you feel about compulsory three year tenancies? Would they provide essential security of tenure for families or pose too big a risk for landlords? The government has appointed the third housing minister this year. What will Kit Malthouse bring to the table and how confident are you that housing really is a priority for ministers? Will the Bank of England end nearly a decade of ultra low interest rates and increase them this August? And we discuss a new initiative to help student landlords support tenants with mental health issues. Richard Blanco is joined by Chris Norris, Director of Policy &amp; Practice at The National Landlords Association and Carol Lewis, Deputy Editor of Property and Personal Finance at The Times. Inside Property is produced in collaboration with the <a>National Landlords Association.</a> Would you be interested in joining a listeners panel? This would involve a 2 hour meeting in person or by skpe in central London to let us know your views about the programme. If so, please get in touch <a href="http://insideproperty.org.uk/contact-us/" rel="nofollow" target="_blank">here</a>. Thank you!

Current Affairs Edition July 2018

Inside Property is a bi-monthly podcast presented by Richard Blanco in collaboration with Share Radio. The programme aims to provide commentary and analysis on a wide range of property and housing related issues.The new 15 minute NLA Podcast is available here (https://itunes.apple.com/us/podcast/nla-podcast/id1441951844?mt=2) .Richard Blanco is a landlord and developer based in East London with properties across six London boroughs. He is London Representative for the National Landlords Association and regularly comments on property and housing matters in the press, on radio and TV. Richard has a keen interest in buying at auction, the development process, encouraging positive landlord and tenant relations, financing and business strategy. He regularly appears on Househunters International which is broadcast in the USA and Canada.

Inside Property is a bi-monthly podcast presented by Richard Blanco in collaboration with Share Radio. The programme aims to provide commentary and analysis on a wide range of property and housing related issues. The new 15 minute NLA Podcast is available here (<a href="https://itunes.apple.com/us/podcast/nla-podcast/id1441951844?mt=2" rel="nofollow" target="_blank">https://itunes.apple.com/us/podcast/nla-podcast/id1441951844?mt=2</a>) . Richard Blanco is a landlord and developer based in East London with properties across six London boroughs. He is London Representative for the National Landlords Association and regularly comments on property and housing matters in the press, on radio and TV. Richard has a keen interest in buying at auction, the development process, encouraging positive landlord and tenant relations, financing and business strategy. He regularly appears on Househunters International which is broadcast in the USA and Canada.

Inside Property with Richard Blanco

Are you ready for GDPR? Under this directive, tenants will have the right to sue landlords for misuse of data from 25 May 2018. The NLA's Chris Norris and Marlon Fox from Outlook Property talk to Richard Blanco about what landlords and agents need to do to comply. We discuss Ellie Flynn's BBC Three documentary Rent For Sex (watch here) which exposes so called landlords offering free rooms for sexual favours. A parliamentary select committee has proposed that landlords' properties could be confiscated should they commit certain housing offences. And Tory party conference promises to fully regulate letting agents have now precipitated proposals for a legally enforceable code of practice, compulsory membership of a trade body and a new regulator. Could this sound the death knell for ropey agents? Inside Property is produced in collaboration with the National Landlords Association. Would you be interested in joining a listeners panel? This would involve a 2 hour meeting in person or by skpe in central London to let us know your views about the programme. If so, please get in touch here. We'd also love to get some reviews on itunes, Audioboom and other sites. Thank you!

Are you ready for GDPR? Under this directive, tenants will have the right to sue landlords for misuse of data from 25 May 2018. The NLA's Chris Norris and Marlon Fox from Outlook Property talk to Richard Blanco about what landlords and agents need to do to comply. We discuss Ellie Flynn's BBC Three documentary Rent For Sex (watch <a href="https://www.bbc.co.uk/iplayer/episode/p05y93q5/rent-for-sex-ellie-undercover?suggid=p05y93q5" rel="nofollow" target="_blank">here</a>) which exposes so called landlords offering free rooms for sexual favours. A parliamentary select committee has proposed that landlords' properties could be confiscated should they commit certain housing offences. And Tory party conference promises to fully regulate letting agents have now precipitated proposals for a legally enforceable code of practice, compulsory membership of a trade body and a new regulator. Could this sound the death knell for ropey agents? Inside Property is produced in collaboration with the <a>National Landlords Association</a>.<a></a><a></a> Would you be interested in joining a listeners panel? This would involve a 2 hour meeting in person or by skpe in central London to let us know your views about the programme. If so, please get in touch <a href="http://insideproperty.org.uk/contact-us/" rel="nofollow" target="_blank">here</a>. We'd also love to get some reviews on itunes, Audioboom and other sites. Thank you!

Current Affairs Edition May 2018

Richard Blanco asks Douglas Haig, Vice Chair of the Residential Landlords Association and Richard Lambert, Chief Executive Officer of the National Landlords Association about the work of landlord associations, whether they can be legitimately seen as the voice of landlords, how their offer supports the landlord community and why campaigns to prevent and now roll back recent tax changes have been thwarted. Vanessa Warwick, landlord and founder of propertytribes.com joins the debate and outlines the role she sees for digital platforms. What role might these organisations play as the government tries to professionalise and regulate the sector? Should landlord associations merge to give them more clout and is it fair to criticise web portals as a forum for ranting? Inside Property is produced in collaboration with the National Landlords Association. Special thanks to the Residential Landlords Association and propertytribes.com for their collaboration on this episode.  Would you be interested in joining a listeners panel? This would involve a 2 hour meeting in person or by skpe in central London to let us know your views about the programme. If so, please get in touch here.  We'd also love to get some reviews from you on itunes and Audioboom.  Thank you!

Richard Blanco asks Douglas Haig, Vice Chair of the Residential Landlords Association and Richard Lambert, Chief Executive Officer of the National Landlords Association about the work of landlord associations, whether they can be legitimately seen as the voice of landlords, how their offer supports the landlord community and why campaigns to prevent and now roll back recent tax changes have been thwarted. Vanessa Warwick, landlord and founder of <a href="http://propertytribes.com" rel="nofollow" target="_blank">propertytribes.com</a> joins the debate and outlines the role she sees for digital platforms. What role might these organisations play as the government tries to professionalise and regulate the sector? Should landlord associations merge to give them more clout and is it fair to criticise web portals as a forum for ranting? Inside Property is produced in collaboration with the <a href="https://www.landlords.org.uk/" rel="nofollow" target="_blank">National Landlords Association</a>. Special thanks to the <a href="https://www.rla.org.uk/" rel="nofollow" target="_blank">Residential Landlords Association</a> and <a href="https://www.propertytribes.com/" rel="nofollow" target="_blank">propertytribes.com</a> for their collaboration on this episode.  Would you be interested in joining a listeners panel? This would involve a 2 hour meeting in person or by skpe in central London to let us know your views about the programme. If so, please get in touch <a href="http://insideproperty.org.uk/contact-us/" rel="nofollow" target="_blank">here</a>.  We'd also love to get some reviews from you on itunes and Audioboom.  Thank you!

The Work Of Landlord Associations

How would you define an ethical landlord or investor? Richard Blanco speaks to Susan Aktemel, founder of Glasgow based Homes For Good, Landlord MaryAnn Richmond-Coggan who created Green Farm Kent and Ed Fowkes, Development Director of Prosperity Capital Partners to find out what motivates them and how their practice stands out. We hear about how their businesses are structured, who benefits and what could be done to encourage more landlords and investors to nurture their social conscience. Inside Property is produced in collaboration with the National Landlords Association. With thanks to Aileen Scoular for additional research.

How would you define an ethical landlord or investor? Richard Blanco speaks to Susan Aktemel, founder of Glasgow based Homes For Good, Landlord MaryAnn Richmond-Coggan who created Green Farm Kent and Ed Fowkes, Development Director of Prosperity Capital Partners to find out what motivates them and how their practice stands out. We hear about how their businesses are structured, who benefits and what could be done to encourage more landlords and investors to nurture their social conscience. Inside Property is produced in collaboration with the National Landlords Association. With thanks to Aileen Scoular for additional research.

The Ethical Landlord & Investor

From the Government’s Help To Buy and Shared Ownership schemes to the recent reduction in stamp duty and Bank of Mum &amp; Dad, just how easy is it for first time buyers to get a foot on the property ladder?  Are first time investors competing with them for the same properties and with high prices and low yields in London and The South East should prospective landlords simply cross these areas off their wish list?  What about property investment clubs and how much of an impact are the PRA changes to buy to let lending dampening their aspirations?  In this specially extended edition, we hear from Laura about buying her first home and Jack’s aspirations to become a landlord or developer.  Expert guests are on hand to offer help and advice: Kate Faulkner, MD of Property Checklists, Investment Coach Damien Fogg of theepinvestor.com and Financial Adviser Jay Rooney from One And All Financial. Inside Property is produced in collaboration with the National Landlords Association.

From the Government’s Help To Buy and Shared Ownership schemes to the recent reduction in stamp duty and Bank of Mum &amp; Dad, just how easy is it for first time buyers to get a foot on the property ladder? Are first time investors competing with them for the same properties and with high prices and low yields in London and The South East should prospective landlords simply cross these areas off their wish list? What about property investment clubs and how much of an impact are the PRA changes to buy to let lending dampening their aspirations? In this specially extended edition, we hear from Laura about buying her first home and Jack’s aspirations to become a landlord or developer. Expert guests are on hand to offer help and advice: Kate Faulkner, MD of Property Checklists, Investment Coach Damien Fogg of <a href="http://theepinvestor.com" rel="nofollow" target="_blank">theepinvestor.com</a> and Financial Adviser Jay Rooney from One And All Financial. Inside Property is produced in collaboration with the National Landlords Association.

First Foot On The Property Ladder

In April 2017, the long awaited tax changes affecting landlords and investors come into force.  Is it time to sell, hold or expand, particularly as many are facing a double whammy with the new regulation of buy to let mortgages by the Prudential Regulation Authority?   Richard Blanco gets to grips with this conundrum with the help of private landlord Jamie Fraser, who is thinking of selling, Founder of Developer, East Eight, Nicole Bremner who is expanding her business, Ben Sheils Accounting Director from Micro Business team and John Cox, Principal of finance broker Mortgage-Desk. Inside Property is produced in collaboration with the National Landlords Association.    Picture Credit = East Eight.

In April 2017, the long awaited tax changes affecting landlords and investors come into force. Is it time to sell, hold or expand, particularly as many are facing a double whammy with the new regulation of buy to let mortgages by the Prudential Regulation Authority? Richard Blanco gets to grips with this conundrum with the help of private landlord Jamie Fraser, who is thinking of selling, Founder of Developer, East Eight, Nicole Bremner who is expanding her business, Ben Sheils Accounting Director from Micro Business team and John Cox, Principal of finance broker Mortgage-Desk. Inside Property is produced in collaboration with the National Landlords Association. Picture Credit = East Eight.

Sell Up, Hold Or Expand?

How balanced is the portrayal of landlords and tenants in the media?  Is the press guilty of prurience: revelling in landlord and tenant conflict and preferring to focus on bad behaviour and the worst conditions, rather than report mainstream good practice?  Do politicians pander to stereotypes with short termist, populist housing policies, that encourage narrow lines of enquiry by journalists, ultimately failing landlords, tenants and the housing crisis?  Richard Blanco is joined by Patrick Collinson from The Guardian, Sarah Davidson from the Mail Online and Simon Greenwood, Series Editor of Channel 5’s Nightmare Tenants, Slum Landlords. Inside Property is produced in collaboration with the National Landlords Association. Picture from Nightmare Tenants, Slum Landlords which is currently airing on Channel 5.   Contact the producers if you would like to take part in the show: http://www.channel5.com/take-part/

How balanced is the portrayal of landlords and tenants in the media? Is the press guilty of prurience: revelling in landlord and tenant conflict and preferring to focus on bad behaviour and the worst conditions, rather than report mainstream good practice? Do politicians pander to stereotypes with short termist, populist housing policies, that encourage narrow lines of enquiry by journalists, ultimately failing landlords, tenants and the housing crisis? Richard Blanco is joined by Patrick Collinson from The Guardian, Sarah Davidson from the Mail Online and Simon Greenwood, Series Editor of Channel 5’s Nightmare Tenants, Slum Landlords. Inside Property is produced in collaboration with the National Landlords Association. Picture from Nightmare Tenants, Slum Landlords which is currently airing on Channel 5. Contact the producers if you would like to take part in the show: <a href="http://www.channel5.com/take-part/" rel="nofollow" target="_blank">http://www.channel5.com/take-part/</a>

Property In The Media

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Best Episodes on Practical Philosophy & How To Live

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