Many Americans were able to build up their savings accounts during COVID and now have extra cash at their disposal. With inflation on the rise, sitting on cash isn’t the best long-term strategy so what should you do with this extra money? Dan Cuprill will share nine different ways to use your cash and explain the pros and cons for each.   Key points on this episode: 2:26 – Spend it 3:24 – Put it in the bank   5:02 – Buy annuities   6:03 – Address an exposure you have in your plan 8:13 – Invest in an iBond 8:59 – Take advantage of discounted stocks/bonds 9:44 – Pay off debt 10:21 – Give it away 10:58 – Ask yourself this question   For more financial resources, visit us online: http://moneyandclarity.com 

Many Americans were able to build up their savings accounts during COVID and now have extra cash at their disposal. With inflation on the rise, sitting on cash isn’t the best long-term strategy so what should you do with this extra money? Dan Cuprill will share nine different ways to use your cash and explain the pros and cons for each. Key points on this episode: 2:26 – Spend it 3:24 – Put it in the bank   5:02 – Buy annuities   6:03 – Address an exposure you have in your plan 8:13 – Invest in an iBond 8:59 – Take advantage of discounted stocks/bonds 9:44 – Pay off debt 10:21 – Give it away 10:58 – Ask yourself this question For more financial resources, visit us online: <a href="http://moneyandclarity.com" rel="nofollow" target="_blank">http://moneyandclarity.com</a>

Ep. 172: 9 Ways to Use Your Extra Cash

No matter where you look, there’s very little positive financial news right now. Inflation is soaring. Markets are tumbling. Supply chain issues continue. You’re probably wondering if this time is different. Let’s take a look at this current investing environment and share a few of the things we’re telling our clients.   Get additional financial tools here: https://www.moneyandclarity.com/podcasts/    What we discuss in this episode:  2:15 – Markets dropping isn’t a bad thing 4:10 – Markets aren’t linear 6:27 – Like a difficult medical procedure 8:31 – This is factored into your plan 10:00 – Moments like this are normal

No matter where you look, there’s very little positive financial news right now. Inflation is soaring. Markets are tumbling. Supply chain issues continue. You’re probably wondering if this time is different. Let’s take a look at this current investing environment and share a few of the things we’re telling our clients. Get additional financial tools here: <a href="https://www.moneyandclarity.com/podcasts/" rel="nofollow" target="_blank">https://www.moneyandclarity.com/podcasts/</a> What we discuss in this episode:  2:15 – Markets dropping isn’t a bad thing 4:10 – Markets aren’t linear 6:27 – Like a difficult medical procedure 8:31 – This is factored into your plan 10:00 – Moments like this are normal

Ep 171: Is It Time to Panic?

Real estate prices have been soaring over the past few years and that has plenty of people worrying about a bubble coming. Rather than stressing over something that may or may not happen, take time to enjoy the rising home values. Let’s talk about how you can do that and why we think this is a great thing.   Read more and get additional financial resources here: https://www.moneyandclarity.com/podcasts/    Today's Key Points:  2:02 – Not happy about high prices? 3:40 – Is this a bubble? 5:17 – Tangible asset 5:56 – Rise in value is a good thing 7:40 – Emotions drive decisions 8:53 – What you need to understand 10:12 – What you can do now

Real estate prices have been soaring over the past few years and that has plenty of people worrying about a bubble coming. Rather than stressing over something that may or may not happen, take time to enjoy the rising home values. Let’s talk about how you can do that and why we think this is a great thing. Read more and get additional financial resources here: <a href="https://www.moneyandclarity.com/podcasts/" rel="nofollow" target="_blank">https://www.moneyandclarity.com/podcasts/</a> Today's Key Points:  2:02 – Not happy about high prices? 3:40 – Is this a bubble? 5:17 – Tangible asset 5:56 – Rise in value is a good thing 7:40 – Emotions drive decisions 8:53 – What you need to understand 10:12 – What you can do now

Ep 170: Why Soaring Home Prices are a Great Thing

We’ve all been keeping an eye on the events happening in Ukraine and many people have been asking us what it might mean to the economy in the near term and the long term. Today we’ll share an article we came across recently that looked at some of the biggest news events over the past few decades and how markets reached right after.   Read the article: https://www.thinkadvisor.com/2022/02/24/how-stocks-performed-after-11-global-shocks/    Read more and get additional financial resources here: https://www.moneyandclarity.com/podcasts/    What we discuss in this episode:  0:33 – Background on the article 3:24 – Events of the 1980s and 1990s 6:58 – Events of the 2000s 8:20 – Market reactions 10:35 – How will this affect you? 11:52 – Question on Social Security

We’ve all been keeping an eye on the events happening in Ukraine and many people have been asking us what it might mean to the economy in the near term and the long term. Today we’ll share an article we came across recently that looked at some of the biggest news events over the past few decades and how markets reached right after. Read the article: <a href="https://www.thinkadvisor.com/2022/02/24/how-stocks-performed-after-11-global-shocks/" rel="nofollow" target="_blank">https://www.thinkadvisor.com/2022/02/24/how-stocks-performed-after-11-global-shocks/</a> Read more and get additional financial resources here: <a href="https://www.moneyandclarity.com/podcasts/" rel="nofollow" target="_blank">https://www.moneyandclarity.com/podcasts/</a> What we discuss in this episode:  0:33 – Background on the article 3:24 – Events of the 1980s and 1990s 6:58 – Events of the 2000s 8:20 – Market reactions 10:35 – How will this affect you? 11:52 – Question on Social Security

Ep 169: How Do Markets React to Major Events?

Having to handle the estate of a loved one can be a difficult time because of the emotional ramifications that come along with making these financial decisions. We found an interesting article that explored the author’s personal experience with having to oversee his mother’s estate and everything that came along with that.     Read more and get additional financial resources here: https://www.moneyandclarity.com/podcasts/   What we discuss in this episode:  0:56 – Conflict in Ukraine 2:08 – The article we’re referencing 3:29 – Estate taxes 4:22 – Giving assets away before death 5:52 – Pros to giving away assets now 7:56 – Step up cost basis 9:38 – Irrevocable trust 10:51 – The biggest issue in the article 11:50 – Final thoughts

Having to handle the estate of a loved one can be a difficult time because of the emotional ramifications that come along with making these financial decisions. We found an interesting article that explored the author’s personal experience with having to oversee his mother’s estate and everything that came along with that.   Read more and get additional financial resources here: <a href="https://www.moneyandclarity.com/podcasts/" rel="nofollow" target="_blank">https://www.moneyandclarity.com/podcasts/</a> What we discuss in this episode:  0:56 – Conflict in Ukraine 2:08 – The article we’re referencing 3:29 – Estate taxes 4:22 – Giving assets away before death 5:52 – Pros to giving away assets now 7:56 – Step up cost basis 9:38 – Irrevocable trust 10:51 – The biggest issue in the article 11:50 – Final thoughts

Ep 168: Making Planned Gifts Before Death

It’s impossible to ignore the rising costs in everyday expenses right now and it’s clear that inflation will need to be incorporated into planning moving forward. Today we’ll explore the impact inflation is having on retirees and pre-retirees and discuss the things you should be considering with your financial plan.   Read more and get additional financial resources: https://www.moneyandclarity.com/podcasts/    What we discuss in this episode:  0:35 – Why we rebranded the podcast 1:28 – Examples of price increases 6:20 – Two reasons for the recent inflation rise  7:00 – Used cars prices  9:45 – Look at your home value  11:48 – Real negatives to inflation 13:29 – Inflation adjustments in planning 16:59 – Inflation’s evil twin brother, taxation  18:54 – Being too conservative is actually aggressive 21:23 – Closing thoughts

It’s impossible to ignore the rising costs in everyday expenses right now and it’s clear that inflation will need to be incorporated into planning moving forward. Today we’ll explore the impact inflation is having on retirees and pre-retirees and discuss the things you should be considering with your financial plan. Read more and get additional financial resources: <a href="https://www.moneyandclarity.com/podcasts/" rel="nofollow" target="_blank">https://www.moneyandclarity.com/podcasts/</a> What we discuss in this episode:  0:35 – Why we rebranded the podcast 1:28 – Examples of price increases 6:20 – Two reasons for the recent inflation rise  7:00 – Used cars prices  9:45 – Look at your home value  11:48 – Real negatives to inflation 13:29 – Inflation adjustments in planning 16:59 – Inflation’s evil twin brother, taxation  18:54 – Being too conservative is actually aggressive 21:23 – Closing thoughts

Ep 167: The Inflation Impact on Planning

The SECURE Act, when rolled out in 2020, was some of the most significant retirement legislation in years, but the government is already discussing further changes. Let’s run through the list of proposals and find out how they might impact planning in the future.    Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/07/ep-166-secure-act-2-0-what-you-need-to-know/    What we discuss on this episode:  1:02 – Summer update  2:55 – Background on the SECURE Act 3:46 – RMD age increase even further  6:17 – Auto-enroll into 401k 8:00 – Catch-up contributions could increase  10:11 – Matching contributions on student loan payments 12:18 – National 401k database 

The SECURE Act, when rolled out in 2020, was some of the most significant retirement legislation in years, but the government is already discussing further changes. Let’s run through the list of proposals and find out how they might impact planning in the future. Read more and get additional financial resources here: <a href="https://www.moneyandclarity.com/2021/07/ep-166-secure-act-2-0-what-you-need-to-know/" rel="nofollow" target="_blank">https://www.moneyandclarity.com/2021/07/ep-166-secure-act-2-0-what-you-need-to-know/</a> What we discuss on this episode:  1:02 – Summer update 2:55 – Background on the SECURE Act 3:46 – RMD age increase even further 6:17 – Auto-enroll into 401k 8:00 – Catch-up contributions could increase 10:11 – Matching contributions on student loan payments 12:18 – National 401k database

Ep 166: Secure Act 2.0 - What You Need to Know

The statements we’ll run though on the show today are basic common sense that nearly everyone would agree with, but our behave often doesn’t line up. Today look at these straight-forward approaches and explain what keeps us from following them.   Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/06/ep-165-learning-through-uncommon-sense/    What we discuss on this episode: 0:55 – Life without masks 4:22 – Buy Low and Sell High 6:59 – Don’t pay more in taxes than you have to 9:39 – Keep costs low 11:59 – Don’t put all your eggs in one basket   14:03 – Market timing is virtually impossible

The statements we’ll run though on the show today are basic common sense that nearly everyone would agree with, but our behave often doesn’t line up. Today look at these straight-forward approaches and explain what keeps us from following them. Read more and get additional financial resources here: <a href="https://www.moneyandclarity.com/2021/06/ep-165-learning-through-uncommon-sense/" rel="nofollow" target="_blank">https://www.moneyandclarity.com/2021/06/ep-165-learning-through-uncommon-sense/</a> What we discuss on this episode: 0:55 – Life without masks 4:22 – Buy Low and Sell High 6:59 – Don’t pay more in taxes than you have to 9:39 – Keep costs low 11:59 – Don’t put all your eggs in one basket   14:03 – Market timing is virtually impossible

Ep 165: Learning Through Uncommon Sense

On today’s show, we’re going to be talking about financial planning in President Biden’s America. We’re past his 100th day in office, so let’s take a look at the impacts in financial planning and the markets.   Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/05/ep-164-financial-planning-in-bidens-america/    What we discuss on this episode:  3:17 – Taxes 7:50 – Infrastructure 14:15 – Capital gains 17:37 – Climate

On today’s show, we’re going to be talking about financial planning in President Biden’s America. We’re past his 100th day in office, so let’s take a look at the impacts in financial planning and the markets. Read more and get additional financial resources here: <a href="https://www.moneyandclarity.com/2021/05/ep-164-financial-planning-in-bidens-america/" rel="nofollow" target="_blank">https://www.moneyandclarity.com/2021/05/ep-164-financial-planning-in-bidens-america/</a> What we discuss on this episode:  3:17 – Taxes 7:50 – Infrastructure 14:15 – Capital gains 17:37 – Climate

Ep 164: Financial Planning in Biden’s America

Comprehensive planning takes care of every aspect of retirement, but without it there are areas that could quickly become a calamity. Today we’ll identify five key areas where people don’t pay enough attention and end up flirting with disaster.   Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/04/ep-163-flirting-with-financial-disaster/   What we discuss on this episode:  2:24 – Out of date legal documents 7:21 – Incorrect beneficiaries 10:15 – Ticking tax time bomb 14:43 – Long-term care expenses 19:12 – The 60/40 portfolio

Comprehensive planning takes care of every aspect of retirement, but without it there are areas that could quickly become a calamity. Today we’ll identify five key areas where people don’t pay enough attention and end up flirting with disaster. Read more and get additional financial resources here: <a href="https://www.moneyandclarity.com/2021/04/ep-163-flirting-with-financial-disaster/" rel="nofollow" target="_blank">https://www.moneyandclarity.com/2021/04/ep-163-flirting-with-financial-disaster/</a> What we discuss on this episode:  2:24 – Out of date legal documents 7:21 – Incorrect beneficiaries 10:15 – Ticking tax time bomb 14:43 – Long-term care expenses 19:12 – The 60/40 portfolio

Ep 163: Flirting with Financial Disaster

Join Certified Financial Planners Nikki Earley and Dan Cuprill each month on the Retirement Rescue Podcast. They’ll discuss some of the most essential issues facing retirees, break down important financial planning ideas, and provide their reactions and insights on various retirement planning articles and commentary from across the financial world. It’s all to help you get a little smarter when it comes to spending your time, money and energy on preparing for retirement. You can find out more about Dan &amp; Nikki and their firm, Money &amp; Clarity, by visiting https://www.moneyandclarity.com/ or by calling 513-563-7526.

Finally someone who isn&#39;t afraid to take on the fraudelent stock pickers and the IRS.  Keep it up Dan!

Dan gets it...

Join Certified Financial Planners Nikki Earley and Dan Cuprill each month on the Retirement Rescue Podcast. They’ll discuss some of the most essential issues facing retirees, break down important financial planning ideas, and provide their reactions and insights on various retirement planning articles and commentary from across the financial world. It’s all to help you get a little smarter when it comes to spending your time, money and energy on preparing for retirement. You can find out more about Dan &amp; Nikki and their firm, Money &amp; Clarity, by visiting <a href="https://www.moneyandclarity.com/" rel="nofollow" target="_blank">https://www.moneyandclarity.com/</a> or by calling 513-563-7526.

The Retirement Rescue Podcast

There are plenty of mistakes that you could make in retirement. Dan will help you avoid tragedies that might otherwise strike your portfolio. Listen in to hear the top five money missteps he sees people make in retirement all the time. It might just save you a lot of headache—and cash—down the line. You can find show notes and more information by clicking here: http://bit.ly/2kq93uU 

There are plenty of mistakes that you could make in retirement. Dan will help you avoid tragedies that might otherwise strike your portfolio. Listen in to hear the top five money missteps he sees people make in retirement all the time. It might just save you a lot of headache—and cash—down the line. You can find show notes and more information by clicking here: <a href="http://bit.ly/2kq93uU" rel="nofollow" target="_blank">http://bit.ly/2kq93uU</a>

Episode 132: Terrible Mistakes

As investors, we’re always looking out ahead towards our goals in retirement so we’re constantly striving to move forward. But doing that can lead to us forgetting about the importance of managing what we already have. Let’s look at the important assets in our portfolio that might get overlooked and why it’s important to be evaluating your positions.   Read more and get additional financial resources here: https://www.moneyandclarity.com/2020/05/ep-155-are-you-paying-enough-attention-to-your-largest-assets/    Today's show schedule:  0:59 – How is Nikki dealing with the pandemic.  2:37 – Maybe the most overlooked thing is an old 401k. 3:25 – A surprising stat that shows we’re not in tune with our investments. 6:04 – Your house and considerations you should be making about this asset. 8:57 – Social Security - what should you be thinking about here? 11:21 – Improving your future savings potential 13:28 – Should you combine your smaller accounts? 15:09 – Diversifying is important but many times clients aren’t overlapping investments. 16:32 – How does Nikki and the team help clients manage these investments?

As investors, we’re always looking out ahead towards our goals in retirement so we’re constantly striving to move forward. But doing that can lead to us forgetting about the importance of managing what we already have. Let’s look at the important assets in our portfolio that might get overlooked and why it’s important to be evaluating your positions. Read more and get additional financial resources here: <a href="https://www.moneyandclarity.com/2020/05/ep-155-are-you-paying-enough-attention-to-your-largest-assets/" rel="nofollow" target="_blank">https://www.moneyandclarity.com/2020/05/ep-155-are-you-paying-enough-attention-to-your-largest-assets/</a> Today's show schedule:  0:59 – How is Nikki dealing with the pandemic.  2:37 – Maybe the most overlooked thing is an old 401k. 3:25 – A surprising stat that shows we’re not in tune with our investments. 6:04 – Your house and considerations you should be making about this asset. 8:57 – Social Security - what should you be thinking about here? 11:21 – Improving your future savings potential 13:28 – Should you combine your smaller accounts? 15:09 – Diversifying is important but many times clients aren’t overlapping investments. 16:32 – How does Nikki and the team help clients manage these investments?

Ep 155: Are You Paying Enough Attention to Your Largest Assets?

Boring is beautiful. On this edition of the podcast, we'll explain why a boring portfolio brings stability in retirement. Click the link to receive your Retirement Rescue Toolkit:https://matsonandcuprill.leadpages.co/free-tax-toolkit/ Click the link for more in-depth reading in a recent blog post: https://matsonandcuprill.com/ep-139-boring-is-beautiful/

Boring is beautiful. On this edition of the podcast, we'll explain why a boring portfolio brings stability in retirement. Click the link to receive your Retirement Rescue Toolkit:<a href="https://matsonandcuprill.leadpages.co/free-tax-toolkit/" rel="nofollow" target="_blank">https://matsonandcuprill.leadpages.co/free-tax-toolkit/</a> Click the link for more in-depth reading in a recent blog post: <a href="https://matsonandcuprill.com/ep-139-boring-is-beautiful/" rel="nofollow" target="_blank">https://matsonandcuprill.com/ep-139-boring-is-beautiful/</a>

Ep #139: Boring Is Beautiful

Most people realize the importance of having an attorney present when building a legacy plan. However, they often forget the importance of consulting a financial planner as well. On this week's edition of Solving The Financial Puzzle, we'll discuss the financial implications of your legacy plan, and why you should consult an adivsor when crafting one. We'll also take your listener questions and talk about much more. 

Most people realize the importance of having an attorney present when building a legacy plan. However, they often forget the importance of consulting a financial planner as well. On this week's edition of Solving The Financial Puzzle, we'll discuss the financial implications of your legacy plan, and why you should consult an adivsor when crafting one. We'll also take your listener questions and talk about much more.

Legacy Planning

Nobody enjoys having a conversation with the awkward, proverbial elephant in the room. Today we'll discuss the financial "elephants" you might be overlooking in your portfolio. 

Nobody enjoys having a conversation with the awkward, proverbial elephant in the room. Today we'll discuss the financial "elephants" you might be overlooking in your portfolio.

Episode 90: Elephants In The Room

We'll walk you through the different stages of retirement planning. We'll also talk about risk aversion and what that really means for your financial portfolio. Finally, in Tales From The Tax Side, we'll have a Coke and a Tax. 

We'll walk you through the different stages of retirement planning. We'll also talk about risk aversion and what that really means for your financial portfolio. Finally, in Tales From The Tax Side, we'll have a Coke and a Tax.

The Many Stages of Retirement 

You probably have several reasons for choosing one advisor over another, but are they the right reasons? Discover why you should hire a particular advisor. Click the link to receive your Retirement Rescue Toolkit:https://matsonandcuprill.leadpages.co/free-tax-toolkit/ Click the link for more in-depth reading in a recent blog post: https://matsonandcuprill.com/ep-145-the-right-reasons-to-hire-a-financial-advisor/

You probably have several reasons for choosing one advisor over another, but are they the right reasons? Discover why you should hire a particular advisor. Click the link to receive your Retirement Rescue Toolkit:<a href="https://matsonandcuprill.leadpages.co/free-tax-toolkit/" rel="nofollow" target="_blank">https://matsonandcuprill.leadpages.co/free-tax-toolkit/</a> Click the link for more in-depth reading in a recent blog post: <a href="https://matsonandcuprill.com/ep-145-the-right-reasons-to-hire-a-financial-advisor/" rel="nofollow" target="_blank">https://matsonandcuprill.com/ep-145-the-right-reasons-to-hire-a-financial-advisor/</a>

Ep 145: The Right Reasons To Hire A Financial Advisor

No one wants to think about death but thinking about how your assets will be handled when you’re gone is a necessary part of life. Effective estate planning can leave you in control of your hard-earned money and investments, but it can also make the process clear and efficient for your heirs. Using the checklist provided today will help you make all the considerations you need for your estate plan. Read more about this topic and see the show notes here. ----more---- Take a look at the rundown for this episode:  1:00 – Why are we talking about death? 3:54 – If you don’t have a written estate plan yet, well there’s good news and bad news. 5:08 – Checklist Item #1: When was the last time you had an estate plan done? 7:35 – Do you have an appropriate power of attorney and/or backup for that? 8:40 – Your assets won’t necessarily pass according to your will. Here’s why. 9:58 – Story about a child of a client who recently dealt with an inheritance that didn’t pass through the trust like they expected. 10:59 – Should I have a will or should I have a trust? 12:39 – How you can avoid probate without a trust. 14:16 – Making sure your assets are titled correctly. 15:51 – Discussion turns to beneficiary designation. 16:33 – Life milestones that become good times to update your estate plan. 17:42 – Taxes at death that could impact heirs. 20:52 – Who can you go see for estate planning? 22:01 – Expected costs for estate planning and why paying a little more might benefit you.

No one wants to think about death but thinking about how your assets will be handled when you’re gone is a necessary part of life. Effective estate planning can leave you in control of your hard-earned money and investments, but it can also make the process clear and efficient for your heirs. Using the checklist provided today will help you make all the considerations you need for your estate plan. Read more about this topic and see the show notes <a href="https://matsonandcuprill.com/?p=26971&amp;preview=true" rel="nofollow" target="_blank">here.</a> ----more---- Take a look at the rundown for this episode:  1:00 – Why are we talking about death? 3:54 – If you don’t have a written estate plan yet, well there’s good news and bad news. 5:08 – Checklist Item #1: When was the last time you had an estate plan done? 7:35 – Do you have an appropriate power of attorney and/or backup for that? 8:40 – Your assets won’t necessarily pass according to your will. Here’s why. 9:58 – Story about a child of a client who recently dealt with an inheritance that didn’t pass through the trust like they expected. 10:59 – Should I have a will or should I have a trust? 12:39 – How you can avoid probate without a trust. 14:16 – Making sure your assets are titled correctly. 15:51 – Discussion turns to beneficiary designation. 16:33 – Life milestones that become good times to update your estate plan. 17:42 – Taxes at death that could impact heirs. 20:52 – Who can you go see for estate planning? 22:01 – Expected costs for estate planning and why paying a little more might benefit you.

Ep 150: I’m Dead, Now What? Preparing Yourself for Estate Planning

On this week's show we answer listener questions about "robo advisors", relying on inheritances and Roth vs. Traditional IRAs. Plus we put Dan to the test with a multiple choice financial quiz. We'll show you how estimating your way through a retirement plan can go wrong. Sinbad, Val Kilmer and Nick Cage all make appearances in Tales From The Tax Side.

October 31st Show

"There are no stupid questions, just the stupid people who ask them." That famous quote speaks to the heart of this edition of the podcast. Join us as we seek to educate you about the financial world and answer five of the most popular financial questions we receive on a regular basis. Don't worry, these are actually pretty complex questions. Click the link to receive your Retirement Rescue Toolkit: https://matsonandcuprill.leadpages.co/free-tax-toolkit/ Click the link for more in-depth reading in a recent blog post: https://matsonandcuprill.com/stupid-questions/

"There are no stupid questions, just the stupid people who ask them." That famous quote speaks to the heart of this edition of the podcast. Join us as we seek to educate you about the financial world and answer five of the most popular financial questions we receive on a regular basis. Don't worry, these are actually pretty complex questions. Click the link to receive your Retirement Rescue Toolkit: <a href="https://matsonandcuprill.leadpages.co/free-tax-toolkit/" rel="nofollow" target="_blank">https://matsonandcuprill.leadpages.co/free-tax-toolkit/</a> Click the link for more in-depth reading in a recent blog post: <a href="https://matsonandcuprill.com/stupid-questions/" rel="nofollow" target="_blank">https://matsonandcuprill.com/stupid-questions/</a>

Ep 148: Stupid Questions?

Face it. Your portfolio stinks. It’s probably not invested as well as you think, but don’t worry, we’ve got a solution for you. Click the link to receive your Retirement Rescue Toolkit:https://matsonandcuprill.leadpages.co/free-tax-toolkit/ Click the link for more in-depth reading in a recent blog post: https://matsonandcuprill.com/ep-143-your-portfolio-stinks/

Face it. Your portfolio stinks. It’s probably not invested as well as you think, but don’t worry, we’ve got a solution for you. Click the link to receive your Retirement Rescue Toolkit:<a href="https://matsonandcuprill.leadpages.co/free-tax-toolkit/" rel="nofollow" target="_blank">https://matsonandcuprill.leadpages.co/free-tax-toolkit/</a> Click the link for more in-depth reading in a recent blog post: <a href="https://matsonandcuprill.com/ep-143-your-portfolio-stinks/" rel="nofollow" target="_blank">https://matsonandcuprill.com/ep-143-your-portfolio-stinks/</a>

Ep #143: Your Portfolio Stinks

The Bern is back, and it seems the self-avowed Socialist movement is on the rise. Join us as we unpack why managed economies simply won't ever work. Click the link to receive your Retirement Rescue Toolkit: https://matsonandcuprill.leadpages.co/free-tax-toolkit/ Click the link for more in-depth reading in a recent blog post: https://matsonandcuprill.com/the-bern-is-back/

The Bern is back, and it seems the self-avowed Socialist movement is on the rise. Join us as we unpack why managed economies simply won't ever work. Click the link to receive your Retirement Rescue Toolkit: <a href="https://matsonandcuprill.leadpages.co/free-tax-toolkit/" rel="nofollow" target="_blank">https://matsonandcuprill.leadpages.co/free-tax-toolkit/</a> Click the link for more in-depth reading in a recent blog post: <a href="https://matsonandcuprill.com/the-bern-is-back/" rel="nofollow" target="_blank">https://matsonandcuprill.com/the-bern-is-back/</a>

Ep 147: The Bern Is Back

Social Security benefits can be a valuable source of income when you reach retirement but deciding when to file can be difficult to determine. Should you start receiving your check at age 62 or hold out for a larger sum at age 70? We consider all of these factors and explain what you need to know on this episode. Read more on this topic and see the show notes here.  Click the link to receive your Retirement Rescue Toolkit: https://matsonandcuprill.leadpages.co/free-tax-toolkit/ Here's a full rundown for this episode:  1:53 – Introducing today’s topic: Social Security and what you need to know 3:00 – The questions everyone asks, ‘When should you file?’ Here’s what you should consider. 4:36 – The system rewards you for waiting, but at what age is your break even point? 5:53 – Every situation is different but you need to figure out your sources for income. 7:18 – Why it’s important to get a Social Security timing analysis. 8:24 – Another factor to consider if you plan on relying heavily on savings. 9:08 – Quick of review of when you should file and things you should be considering.

Social Security benefits can be a valuable source of income when you reach retirement but deciding when to file can be difficult to determine. Should you start receiving your check at age 62 or hold out for a larger sum at age 70? We consider all of these factors and explain what you need to know on this episode. Read more on this topic and see the show notes<a href="https://matsonandcuprill.com/social-insecurity/" rel="nofollow" target="_blank"> here. </a> Click the link to receive your Retirement Rescue Toolkit: <a href="https://matsonandcuprill.leadpages.co/free-tax-toolkit/" rel="nofollow" target="_blank">https://matsonandcuprill.leadpages.co/free-tax-toolkit/</a> Here's a full rundown for this episode:  1:53 – Introducing today’s topic: Social Security and what you need to know 3:00 – The questions everyone asks, ‘When should you file?’ Here’s what you should consider. 4:36 – The system rewards you for waiting, but at what age is your break even point? 5:53 – Every situation is different but you need to figure out your sources for income. 7:18 – Why it’s important to get a Social Security timing analysis. 8:24 – Another factor to consider if you plan on relying heavily on savings. 9:08 – Quick of review of when you should file and things you should be considering.

Ep 149: Social Insecurity: What You Need to Consider When Filing for Social Security

We'll explain some of the universal retirement truths and the problems facing clients who have lost a spouse on this week's show. And is getting a tax refund actually a good thing? Dan will break it down on this week's Solving The Financial Puzzle.

We'll explain some of the universal retirement truths and the problems facing clients who have lost a spouse on this week's show. And is getting a tax refund actually a good thing? Dan will break it down on this week's Solving The Financial Puzzle.

Universal Retirement Truths

We'll discuss the different levels of tolerating financial risk. We'll also talk about the best way to find your risk tolerance. 

We'll discuss the different levels of tolerating financial risk. We'll also talk about the best way to find your risk tolerance.

Episode 99: A True Risk Tolerance

Dan's recent travel experience proves to be an interesting life lesson. 

Dan's recent travel experience proves to be an interesting life lesson.

Episode 104: Crisis On A Plane

Determining when you can retire is one of the most popular questions we receive. Let's find out when it's best for you to finally hang up your worker's hat. 

Determining when you can retire is one of the most popular questions we receive. Let's find out when it's best for you to finally hang up your worker's hat.

Episode 102: When Can I Retire? 

We like to stay in touch with our listeners. On this edition of the podcast, we'll take your listener questions on nursing homes, Roth IRAs, and more. 

We like to stay in touch with our listeners. On this edition of the podcast, we'll take your listener questions on nursing homes, Roth IRAs, and more.

Episode 89: Listener Questions

Nobody likes to think about dying, but death is an inevitable reality. Discover what you need to do to make sure you loved ones are cared for when you die. Click the link to receive your Retirement Rescue Toolkit: https://matsonandcuprill.leadpages.co/free-tax-toolkit/ Click the link for more in-depth reading in a recent blog post: https://matsonandcuprill.com/ep-146-dealing-with-death/

Nobody likes to think about dying, but death is an inevitable reality. Discover what you need to do to make sure you loved ones are cared for when you die. Click the link to receive your Retirement Rescue Toolkit: <a href="https://matsonandcuprill.leadpages.co/free-tax-toolkit/" rel="nofollow" target="_blank">https://matsonandcuprill.leadpages.co/free-tax-toolkit/</a> Click the link for more in-depth reading in a recent blog post: <a href="https://matsonandcuprill.com/ep-146-dealing-with-death/" rel="nofollow" target="_blank">https://matsonandcuprill.com/ep-146-dealing-with-death/</a>

Ep 146: Dealing With Death

Have you ever had to clean out a cluttered closet? It's a pain, but feels so good once it's done. On this week's show, we'll use that as a comparison to see what it's like to get decluttered from a financial perspective. We'll field your questions about maxing out your retirement savings accounts, 401k rollovers, and reducing risk. And if that's not enough, we'll uncover some of the top money mistakes pre-retirees make and discuss how you can achieve financial independence in retirement.

Have you ever had to clean out a cluttered closet? It's a pain, but feels so good once it's done. On this week's show, we'll use that as a comparison to see what it's like to get decluttered from a financial perspective. We'll field your questions about maxing out your retirement savings accounts, 401k rollovers, and reducing risk. And if that's not enough, we'll uncover some of the top money mistakes pre-retirees make and discuss how you can achieve financial independence in retirement.

Decluttering Your Finances

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