Ranked #1
Q&A: What is a Virtual Credit Card?
Q&A: What is a Virtual Credit Card?
While many card issuers offer these services, they are hard to find sometimes as many merchants seem to dislike them
19 Jun 2008
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3mins
Ranked #2
Q&A: What's Considered a Good Credit Score?
Q&A: What's Considered a Good Credit Score?
A 720 FICO score used to be the best score cutoff, but now lenders are looking for a 760 and above for the best rates
9 May 2008
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1min
Similar Podcasts
The Credit Game
Ranked #3
Q&A: Does using Credit Cards More Often Impact my Credit Score?
Q&A: Does using Credit Cards More Often Impact my Credit Score?
Learn what credit card usage impacts your score and what usage does not impact your score
6 May 2008
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1min
Ranked #4
Q&A: What's the Difference Between a Closing Date and a Due Date?
Q&A: What's the Difference Between a Closing Date and a Due Date?
Your due date is when your card is due, but your closing date pinpoints your reported balances and both impact your FICO... Read more
15 May 2008
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1min
Most Popular Podcasts
The Joe Rogan Experience
TED Talks Daily
The Tim Ferriss Show
The Daily
Stuff You Should Know
Oprah's SuperSoul Conversations
Armchair Expert with Dax Shepard
Ranked #5
Q&A: What is Direct Debit For Credit Cards?
Q&A: What is Direct Debit For Credit Cards?
Direct debit or auto pay will automatically pay your credit cards off each month, so you don't have to. Contact your cr... Read more
20 May 2008
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1min
Ranked #6
Q&A: How Does Marriage Impact Credit?
Q&A: How Does Marriage Impact Credit?
Your credit isn't merged, but it is interdependent and you need to get joint cards and individual credit cards
12 Jun 2008
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2mins
Ranked #7
Q&A: What Age is the Best Age For Credit Scores?
Q&A: What Age is the Best Age For Credit Scores?
People with over 10 years of credit history tend to have better scores so the key is to start building your credit early
13 Jun 2008
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1min
Ranked #8
Q&A: Do Lender Credit Reports Look Different?
Q&A: Do Lender Credit Reports Look Different?
Important to recognize that while not exactly the same, a FICO consumer report is providing a close guide
24 Jun 2008
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2mins
Ranked #9
Q&A: Are Payday Loans Ever a Good Idea?
Q&A: Are Payday Loans Ever a Good Idea?
If you need a payday loan, you might be near the credit breaking point, and that's when a credit counselor can help
17 Jun 2008
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1min
Ranked #10
Q&A: What is a Collection Agency and How Do They Work with Credit Card Companies?
Q&A: What is a Collection Agency and How Do They Work with Credit Card Companies?
After some time, a credit card company will turn over your debt collection to an outside agency, but you still have righ... Read more
19 May 2008
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1min
Ranked #11
Q&A: What's a Beacon Score?
Q&A: What's a Beacon Score?
The Credit Reporting Agencies rebrand the FICO score models to have their own slightly different names.
22 May 2008
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1min
Ranked #12
Q&A: Does Checking My Credit Score Often Hurt My Score?
Q&A: Does Checking My Credit Score Often Hurt My Score?
If you check via a lender, it's an inquiry but if you check via the bureaus, myFICO, or annualcreditreport.com, it's not... Read more
12 May 2008
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Ranked #13
Q&A: What's NOT Considered in a FICO Credit Score Calculation?
Q&A: What's NOT Considered in a FICO Credit Score Calculation?
Race, income, gender, marital status and age have no impact but watch to see surprising other non-factors
13 May 2008
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1min
Ranked #14
Q&A: Can I Stop Credit Card Offers?
Q&A: Can I Stop Credit Card Offers?
Our resource area on the website provides links and tools to remove yourself from marketing lists
23 May 2008
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1min
Ranked #15
Q&A: What is the Credit Score Scale?
Q&A: What is the Credit Score Scale?
Most widely used FICO score system range is 300-850
16 May 2008
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1min
Ranked #16
Q&A: What's So Rewarding About a Rewards Credit Card?
Q&A: What's So Rewarding About a Rewards Credit Card?
Rewards cards are great for big spenders who payoff balances each month, but it you carry a balance they don't usually m... Read more
21 May 2008
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1min
Ranked #17
Q&A: What is a Dispute? How Does it Impact My Credit Score?
Q&A: What is a Dispute? How Does it Impact My Credit Score?
Note the two different dispute types and when to use each one.
27 May 2008
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1min
Ranked #18
Q&A: Is the word "Repair" a Dirty Word?
Q&A: Is the word "Repair" a Dirty Word?
CROA or the Credit Reporting Organizations Act was enacted in 1996 and it states that you if you are a credit repair org... Read more
18 Jun 2008
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3mins
Ranked #19
Q&A: What's the Difference Between a FICO Credit Score and Non-FICO Score?
Q&A: What's the Difference Between a FICO Credit Score and Non-FICO Score?
FICO Score Range is 300-850. This tip shows how FICO compares to other scoring systems
14 May 2008
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1min
Ranked #20
Q&A: Joint Credit Cards vs. Authorized User Credit Cards - What's the Difference?
Q&A: Joint Credit Cards vs. Authorized User Credit Cards - What's the Difference?
Learn how the authorized user card has different liability and credit reporting impacts
7 May 2008
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1min
