Empowered Retirement's guest appearances

Empowered Retirement

Capitalmind Podcast

OwlTail

In this conversation with Shray, Deepak shares why he feels now is the time for India's concept of a Retirement Account - he calls it the MERA account. This account should help improve investment opportunities for retail customers, create a longer-term investment horizon and push people to save for their retirements. Listen in as we discuss:  The concept of a retirement account Impact on the economy and people Imagining a retirement account scheme that works for India The operational aspect of such an account Who would oppose such a thing?  Show notes and references 2:00 - Seven consecutive years of positive market returns for India 4:00 Seize the opportunity of India story with retirement accounts   Read: My Empowered Retirement Account (MERA) 8:30 Where do LIC and EPFO invest retirement money  "We're giving asset managers our retirement money and asking them to do great things for the next 20 - 30 years... But, they're not doing great things... They are conservative.. not letting me realize my larger risk appetite." 14:30 ELSS equity funds hold money for a longer period of time. Can't they act as retirement funds? 17:00 The peril of investing for retirement with post-tax money  25:00 Deepak introduces his idea of MERA - My Empowered Retirement Account (MERA) 33:00 Why does this matter so much at the national policy level?  41:20 Who are the people who would feel this is not a good idea?

In this conversation with Shray, Deepak shares why he feels now is the time for India's concept of a Retirement Account - he calls it the MERA account. This account should help improve investment opportunities for retail customers, create a longer-term investment horizon and push people to save for their retirements. Listen in as we discuss: <ul> <li>The concept of a retirement account</li> <li>Impact on the economy and people</li> <li>Imagining a retirement account scheme that works for India</li> <li>The operational aspect of such an account</li> <li>Who would oppose such a thing?</li> </ul> Show notes and references 2:00 - Seven consecutive years of positive market returns for India 4:00 Seize the opportunity of India story with retirement accounts  <a href="https://www.capitalmind.in/2019/06/budget-wish-my-empowered-retirement-account-mera/" rel="nofollow" target="_blank"> Read: My Empowered Retirement Account (MERA)</a> 8:30 Where do LIC and EPFO invest retirement money  "We're giving asset managers our retirement money and asking them to do great things for the next 20 - 30 years... But, they're not doing great things... They are conservative.. not letting me realize my larger risk appetite." 14:30 ELSS equity funds hold money for a longer period of time. Can't they act as retirement funds? 17:00 The peril of investing for retirement with post-tax money  25:00 Deepak introduces his idea of MERA - My Empowered Retirement Account (MERA) 33:00 Why does this matter so much at the national policy level?  41:20 Who are the people who would feel this is not a good idea?