Carl Memnon's guest appearances

Carl Memnon

Around The Coin

Forward Thinking Founders

The CU2.0 Podcast

Chris McCann

Bryce Deeney

Mark Thomas

Brett King

Jay Shah

Ken Kruger

Nicholas Hinrichsen

Chris Edwards

Michael Parker

Andrew Parker

Jack Altman

Austen Allred

Immad Akhund

Leo Polovets

Jason Calacanis

OwlTail

In this episode, Mike Townsend speaks with Carl Memnon, the COO, and Co-Founder of Grain. Previously, Carl worked at Goldman Sachs, KCG Holdings, and, most recently, as Associate General Counsel at Virtu Financial, a global market-making and execution services firm. Carl's practice focused on Securities, Corporate Finance, and Commercial Transactions in Capital Markets, Technology, and M&amp;A. Carl is passionate about new innovations in fintech that provide inclusivity. In his spare time, he likes to go on runs and take trips to the park with his wife and two kids. He also binge-watches sci-fi shows. Carl earned his B.S. in Government with a concentration in Law and Society at Cornell University and his J.D. with a concentration in Corporate Finance and Securities at New York Law School.Learn more about your ad choices. Visit megaphone.fm/adchoices We are also available via:  Around The Coin — Official Website Buzzsprout Apple Podcast Stitcher Spotify Google Podcast Player FM Quora Medium Twitter Facebook LinkedIn Tiktok Soundcloud 

In this episode, Mike Townsend speaks with Carl Memnon, the COO, and Co-Founder of Grain. Previously, Carl worked at Goldman Sachs, KCG Holdings, and, most recently, as Associate General Counsel at Virtu Financial, a global market-making and execution services firm. Carl's practice focused on Securities, Corporate Finance, and Commercial Transactions in Capital Markets, Technology, and M&amp;A. Carl is passionate about new innovations in fintech that provide inclusivity. In his spare time, he likes to go on runs and take trips to the park with his wife and two kids. He also binge-watches sci-fi shows. Carl earned his B.S. in Government with a concentration in Law and Society at Cornell University and his J.D. with a concentration in Corporate Finance and Securities at New York Law School.Learn more about your ad choices. Visit <a href="http://megaphone.fm/adchoices" rel="nofollow" target="_blank">megaphone.fm/adchoices</a> We are also available via: <ul> <li><a href="https://www.aroundthecoin.com/" rel="nofollow" target="_blank">Around The Coin — Official Website</a></li> <li><a href="https://aroundthecoin.buzzsprout.com/" rel="nofollow" target="_blank">Buzzsprout</a></li> <li><a href="https://itunes.apple.com/us/podcast/around-the-coin/id805021615" rel="nofollow" target="_blank">Apple Podcast</a></li> <li><a href="http://www.stitcher.com/podcast/around-the-coin" rel="nofollow" target="_blank">Stitcher</a></li> <li><a href="https://open.spotify.com/show/45k32XWYX3sR4zBVXxvDhf" rel="nofollow" target="_blank">Spotify</a></li> <li><a href="https://podcasts.google.com/feed/aHR0cDovL2ZlZWRzLnNvdW5kY2xvdWQuY29tL3VzZXJzL3NvdW5kY2xvdWQ6dXNlcnM6MTMwNTIxMzMvc291bmRzLnJzcw" rel="nofollow" target="_blank">Google Podcast</a></li> <li><a href="https://player.fm/series/around-the-coin" rel="nofollow" target="_blank">Player FM</a></li> <li><a href="https://aroundthecoin.quora.com/" rel="nofollow" target="_blank">Quora</a></li> <li><a href="https://medium.com/around-the-coin" rel="nofollow" target="_blank">Medium</a></li> <li><a href="https://twitter.com/aroundthecoin" rel="nofollow" target="_blank">Twitter</a></li> <li><a href="https://www.facebook.com/aroundthecoin/" rel="nofollow" target="_blank">Facebook</a></li> <li><a href="https://www.linkedin.com/company/around-the-coin/" rel="nofollow" target="_blank">LinkedIn</a></li> <li><a href="https://www.tiktok.com/@aroundthecoinpodcast" rel="nofollow" target="_blank">Tiktok</a></li> <li><a href="https://soundcloud.com/aroundthecoin" rel="nofollow" target="_blank">Soundcloud</a></li> </ul>

Carl Memnon, COO and Co-Founder of Grain

About this episode: Carl is the cofounder of Grain. Grain provides you with a line of credit based on your income, using your existing debit card. This is a founder interview (FI).Listen to this episode if you: Want to learn about the coolest credit (not) card I've ever seen Are interested how credit moves around Want to learn about the Brex model, but for consumers  Are interested in #FinTech Want to know about the origin of this company Are curious about hear about the big vision for Grain  More Info:Want to come on the podcast? Follow me and hit me up on Twitter, I'd love to learn about what you're working on.  ★ Support this podcast ★ 

About this episode: Carl is the cofounder of <a href="https://trygrain.com/" rel="nofollow" target="_blank">Grain</a>. Grain provides you with a line of credit based on your income, using your existing debit card. This is a founder interview (FI).Listen to this episode if you:<ul> <li>Want to learn about the coolest credit (not) card I've ever seen</li> <li>Are interested how credit moves around</li> <li>Want to learn about the Brex model, but for consumers </li> <li>Are interested in #FinTech</li> <li>Want to know about the origin of this company</li> <li>Are curious about hear about the big vision for Grain </li> </ul> More Info: Want to come on the podcast? Follow me and <a href="https://twitter.com/Mat_Sherman" rel="nofollow" target="_blank">hit me up on Twitter</a>, I'd love to learn about what you're working on. <a href="https://forwardthinking.substack.com/" rel="payment nofollow" target="_blank">★ Support this podcast ★</a>

FI - Carl Memnon (Grain) On a new type of credit

Just say no more to overdraft fees.And make this decision good for your members and also good for your credit union.You may even grab a few customers away from Chase and the other money center banks.That's the promise of fintech startup Grain Technology.In this podcast Grain co-founder and COO Carl Memnon tells about the company's proprietary algorithm that lets it devise strategies for making fast loans to users who are about to trigger an overdraft charge and to also help those users find easy ways to start saving.The latter is the why behind the company's name - users will see their assets and their credit score grow "grain by grain," said Memnon.Memnon also talks about being in the Arizona fintech sandbox and the benefits for a small startup in playing in this sandbox.Grain is actively seeking to align with credit unions that want to offer its overdraft protection service to members. In the podcast Memnon tells about the benefits to credit unions but a big plus is having cool technology that in effect let's the member know they will see no more overdraft fees.Listen up, you'll find plenty of interest in this podcast.BTW, the sirens you'll hear are ambient noise in New York where Memnon was during the call.  If you've spent any time in New York you won't even hear the siren. I couldn't scrub it out so decided just to enjoy the New York moments.Like what you are hearing in this podcast? Find out how you can help sponsor the podcast here. Very affordable sponsorship packages are available.Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto.

Just say no more to overdraft fees. And make this decision good for your members and also good for your credit union. You may even grab a few customers away from Chase and the other money center banks. That's the promise of fintech startup <a href="https://trygrain.com/" rel="nofollow" target="_blank">Grain Technology</a>. In this podcast Grain co-founder and COO Carl Memnon tells about the company's proprietary algorithm that lets it devise strategies for making fast loans to users who are about to trigger an overdraft charge and to also help those users find easy ways to start saving. The latter is the why behind the company's name - users will see their assets and their credit score grow "grain by grain," said Memnon. Memnon also talks about being in the <a href="https://www.benzinga.com/fintech-focus/podcast/evan-daniels-talks-about-how-arizona-has-become-heaven-on-earth-for-fintech-startup/" rel="nofollow" target="_blank">Arizona fintech sandbox</a> and the benefits for a small startup in playing in this sandbox. Grain is actively seeking to align with credit unions that want to offer its overdraft protection service to members. In the podcast Memnon tells about the benefits to credit unions but a big plus is having cool technology that in effect let's the member know they will see no more overdraft fees. Listen up, you'll find plenty of interest in this podcast. BTW, the sirens you'll hear are ambient noise in New York where Memnon was during the call.  If you've spent any time in New York you won't even hear the siren. I couldn't scrub it out so decided just to enjoy the New York moments. Like what you are hearing in this podcast? Find out how you can help <a href="https://drive.google.com/open?id=1VPXDNbuX54RsnC9Qw4RB8CldarTPCbyT" rel="nofollow" target="_blank">sponsor </a>the podcast <a href="https://drive.google.com/open?id=1VPXDNbuX54RsnC9Qw4RB8CldarTPCbyT" rel="nofollow" target="_blank">here</a>. Very affordable sponsorship packages are available.Find out more about <a href="https://cu-2.com/blog/" rel="nofollow" target="_blank">CU2.0 </a>and the digital transformation of credit unions <a href="https://cu-2.com/" rel="nofollow" target="_blank">here</a>. It's a journey every credit union needs to take. Pronto.

Carl Memnon, COO Grain Technology on an End to Overdraft Fees