Bryce Deeney's guest appearances

Bryce Deeney

Around The Coin

The CU2.0 Podcast

Digital Banking Podcast

OwlTail

Community financial institutions are unique in that they have high-touch relationships and services built into their culture. But if they want to keep pace with – or even outpace – the mega banks, they must be willing to use that uniqueness to their benefit and take some risks, too.That was the message from Bryce Deeney, the co-founder and CEO of equipifi. In this episode of the Digital Banking Podcast, host Josh DeTar talked to Deeney about the importance of providing an exceptional user experience, keeping pace with the digitization of money movement, and why fintech companies and credit unions should collaborate more.

Community financial institutions are unique in that they have high-touch relationships and services built into their culture. But if they want to keep pace with – or even outpace – the mega banks, they must be willing to use that uniqueness to their benefit and take some risks, too.That was the message from Bryce Deeney, the co-founder and CEO of equipifi. In this episode of the Digital Banking Podcast, host Josh DeTar talked to Deeney about the importance of providing an exceptional user experience, keeping pace with the digitization of money movement, and why fintech companies and credit unions should collaborate more.

Thoughts on Friction, Fintechs and Focus, With Bryce Deeney of equipifi

In this episode, Mike Townsend interviews Bryce Deeney, Founder, and CEO of equipifi, which is modernizing the way consumers interact with their money. equipifi’s mission is to support banks and credit unions’ ability to deliver experiences that help foster growth and engagement for existing and new customers.equipifi provides seamless white-labeled integrations for banks and credit unions to offer Buy Now, Pay Later for their members. Shoppers have instant access to the cash needed to afford the purchases they want, all without disconnecting from their bank. Bryce has extensive experience in banking and payments and a passion for entrepreneurship. Prior to founding equipifi, Bryce was the Vice President of Payments for Alaska USA FCU, a $10B+ financial institution with more than 700,000 members. Previously, Bryce was Vice President of Payments for APS Payments, now REPAY. He lives in Scottsdale, AZ.Learn more about your ad choices. Visit megaphone.fm/adchoices We are also available via:  Around The Coin — Official Website Buzzsprout Apple Podcast Stitcher Spotify Google Podcast Player FM Quora Medium Twitter Facebook LinkedIn Tiktok Soundcloud 

In this episode, Mike Townsend interviews Bryce Deeney, Founder, and CEO of equipifi, which is modernizing the way consumers interact with their money. equipifi’s mission is to support banks and credit unions’ ability to deliver experiences that help foster growth and engagement for existing and new customers.equipifi provides seamless white-labeled integrations for banks and credit unions to offer Buy Now, Pay Later for their members. Shoppers have instant access to the cash needed to afford the purchases they want, all without disconnecting from their bank. Bryce has extensive experience in banking and payments and a passion for entrepreneurship. Prior to founding equipifi, Bryce was the Vice President of Payments for Alaska USA FCU, a $10B+ financial institution with more than 700,000 members. Previously, Bryce was Vice President of Payments for APS Payments, now REPAY. He lives in Scottsdale, AZ.Learn more about your ad choices. Visit <a href="http://megaphone.fm/adchoices" rel="nofollow" target="_blank">megaphone.fm/adchoices</a> We are also available via: <ul> <li><a href="https://www.aroundthecoin.com/" rel="nofollow" target="_blank">Around The Coin — Official Website</a></li> <li><a href="https://aroundthecoin.buzzsprout.com/" rel="nofollow" target="_blank">Buzzsprout</a></li> <li><a href="https://itunes.apple.com/us/podcast/around-the-coin/id805021615" rel="nofollow" target="_blank">Apple Podcast</a></li> <li><a href="http://www.stitcher.com/podcast/around-the-coin" rel="nofollow" target="_blank">Stitcher</a></li> <li><a href="https://open.spotify.com/show/45k32XWYX3sR4zBVXxvDhf" rel="nofollow" target="_blank">Spotify</a></li> <li><a href="https://podcasts.google.com/feed/aHR0cDovL2ZlZWRzLnNvdW5kY2xvdWQuY29tL3VzZXJzL3NvdW5kY2xvdWQ6dXNlcnM6MTMwNTIxMzMvc291bmRzLnJzcw" rel="nofollow" target="_blank">Google Podcast</a></li> <li><a href="https://player.fm/series/around-the-coin" rel="nofollow" target="_blank">Player FM</a></li> <li><a href="https://aroundthecoin.quora.com/" rel="nofollow" target="_blank">Quora</a></li> <li><a href="https://medium.com/around-the-coin" rel="nofollow" target="_blank">Medium</a></li> <li><a href="https://twitter.com/aroundthecoin" rel="nofollow" target="_blank">Twitter</a></li> <li><a href="https://www.facebook.com/aroundthecoin/" rel="nofollow" target="_blank">Facebook</a></li> <li><a href="https://www.linkedin.com/company/around-the-coin/" rel="nofollow" target="_blank">LinkedIn</a></li> <li><a href="https://www.tiktok.com/@aroundthecoinpodcast" rel="nofollow" target="_blank">Tiktok</a></li> <li><a href="https://soundcloud.com/aroundthecoin" rel="nofollow" target="_blank">Soundcloud</a></li> </ul>

Bryce Deeney, Founder and CEO of equipifi

 BNPL.  Remember that because you soon will be using that abbreviation often.It stands for Buy Now, Pay Later and it is just about the hottest trend in payments at retail.Today's US market is small, maybe $50 billion but forecasts show the BNPL market crashing into the many hundreds of billions of dollars by the middle of the present decade.  And then the numbers start to get dizzily huge.Why so much interest?  Oldtimers will recall that BNPL was a staple of 1950s retail but as credit cards proliferated it receded into the background.  But now it is again hot and that's because it speaks to the purchasing needs and desires of Gen Z and young Millennials.  Why don't they just slap down a Visa card and put it on credit? The advantage of BNPL to them is that they know the total cost of purchase when they make it.  The full payments amount, spread out over an agreed upon number of months, is there to see.Pay the minimum on a credit card purchase and suddenly the total amount paid can vault much, much higher.So the younger generations are hopping aboard BNPL which, right now, is largely used for consumer purchases of a few hundred dollars to maybe a few thousand.Right now, too, it's mainly fintechs that are playing hard in this space.But Scottsdale AZ based equipifi is a fintech that wants to enable credit unions in particular along with some banks to play in this space.In this podcast with co-founder and CEO Bryce Deeney you will hear about equipifi's secret sauce which is software that can approve and fund a BNPL loan at retail in under a minute.No application is required. No FICO score is checked.The basis for the loan is knowledge of the history of the member's checking (sharedraft) account and insight into how much surplus money generally is in the account.  So that's a solid basis for forecasting that this consumer can in fact handle this monthly payment.In the podcast Deeney tells in detail exactly how equipifi works along with how it is integrated into the core.Any credit union that wants more members under, say, thirty years of age needs to listen and take notes.  Keep listening and you will hear the equipifi has plans to roll out a BNPL service for SMBs too.  How cool is that?Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.comAnd like this podcast on whatever service you use to stream it. That matters.Find out more about CU2.0 and the digital transformation of credit unions here. It’s a journey every credit union needs to take. Pronto

BNPL.  Remember that because you soon will be using that abbreviation often.It stands for Buy Now, Pay Later and it is just about the hottest trend in payments at retail.Today's US market is small, maybe $50 billion but <a href="https://www.blogger.com/blog/post/edit/2728743621858833550/3555106257479459521#" rel="nofollow" target="_blank">forecasts </a>show the BNPL market crashing into the many hundreds of billions of dollars by the middle of the present decade.  And then the numbers start to get dizzily huge.Why so much interest?  Oldtimers will recall that BNPL was a staple of 1950s retail but as credit cards proliferated it receded into the background.  But now it is again hot and that's because it speaks to the purchasing needs and desires of Gen Z and young Millennials.  Why don't they just slap down a Visa card and put it on credit? The advantage of BNPL to them is that they know the total cost of purchase when they make it.  The full payments amount, spread out over an agreed upon number of months, is there to see.Pay the minimum on a credit card purchase and suddenly the total amount paid can vault much, much higher.So the younger generations are hopping aboard BNPL which, right now, is largely used for consumer purchases of a few hundred dollars to maybe a few thousand.Right now, too, it's mainly fintechs that are playing hard in this space.But Scottsdale AZ based equipifi is a fintech that wants to enable credit unions in particular along with some banks to play in this space.In this podcast with co-founder and CEO Bryce Deeney you will hear about equipifi's secret sauce which is software that can approve and fund a BNPL loan at retail in under a minute.No application is required. No FICO score is checked.The basis for the loan is knowledge of the history of the member's checking (sharedraft) account and insight into how much surplus money generally is in the account.  So that's a solid basis for forecasting that this consumer can in fact handle this monthly payment.In the podcast Deeney tells in detail exactly how equipifi works along with how it is integrated into the core.Any credit union that wants more members under, say, thirty years of age needs to listen and take notes.  Keep listening and you will hear the equipifi has plans to roll out a BNPL service for SMBs too.  How cool is that?Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.comAnd like this podcast on whatever service you use to stream it. That matters.Find out more about CU2.0 and the digital transformation of credit unions <a href="https://cu-2.com/" rel="nofollow" target="_blank">here</a>. It’s a journey every credit union needs to take. Pronto