Beth McVeigh's guest appearances

Beth McVeigh

The Connected Yoga Teacher Podcast

Andrea Jones

James Clear

Rachael Kay Albers

Kate Ahl

Natalie Eckdahl

Amanda Bond

Carol Cox

Jules Mitchell

Judith Hanson Lasater

Katie Brauer

Dianne Bondy

Tarzan Kay

Steph Crowder

Rachel Scott

Janelle Allen

OwlTail

Joe Fagan

The Connected Yoga Teacher Podcast 287: Insurance for International Yoga with Beth McVeigh &amp; Joe Fagan   Description: Many yoga teachers have been curious about insurance for yoga teachers teaching abroad and teaching online to international students - particularly in light of the COVID pandemic. What kind of coverage do you need? Do you need people to sign a waiver? What happens if you can’t control who watches your videos? Beth McVeigh and Joe Fagan have the answers to these questions and more.   Beth is a Commercial Insurance Manager specializing in insurance for Complementary Health practitioners and Studio, Clinic and Spa owners based in Canada. Along with her experienced and knowledgeable team of insurance advisors, Beth helps clients navigate the insurance coverage they need for their practice. Joe Fagan is the Director of Strategic Partnerships for Beyogi. He helps to create relationships within the yoga community to generate exposure for all involved. Joe is a US-based insurance provider for yoga teachers.   Beth and Joe share more about what kind of insurance yoga teachers need when teaching online to international students, sharing yoga on shared platforms, or if they are traveling to teach in-person and abroad. They also explain the legal considerations yoga teachers should be mindful of when it comes to waivers and COVID, and how to navigate getting insurance if you’re planning to relocate and teach yoga in another country.   Disclaimer: The material presented in this podcast is for general informational purposes only. Please consult with your local insurance agent for specific advice or services needed.   Key Takeaways: [2:27] Shannon introduces the topic for this episode, which was inspired by questions and comments from the Connected Yoga Teacher community. [4:36] Shannon has a few announcements about upcoming events and trainings. [8:04] Shannon introduces her guests for this episode - Beth McVeigh and Joe Fagan. [11:17] What is yoga insurance and what gets Joe and Beth excited about helping yoga teachers with their insurance? [13:52] Why is it important for yoga teachers to have insurance, and what gets Beth  excited about her work? [15:16] What are some considerations with teaching yoga online? Is there a difference between live classes and pre-recorded classes, and does it make a difference who signs up? [18:42] What can yoga teachers do if they are not able to keep track of who is watching their videos online? Beth and Joe explain how insurance works for yoga teachers going outside their country of coverage. [24:02] Beth clarifies how it would work if a yoga teacher who has international web-based consulting coverage posts a video on Instagram and someone from a different country watches it and gets hurt as a result. [25:37] It is hard to provide blanket statements about which specific situations are covered and which aren't, so it would be best to check with your local advisor for any specific cases you are concerned about. [27:21] What should yoga teachers be aware of if they are planning to travel to another country to host a yoga teacher training or retreat? [29:22] If a yoga teacher is planning to relocate to another country, should they look into insurance before traveling or should they wait to get to their new location? [31:17] Shannon pops in with a quick note about the sponsor, OfferingTree. [33:44] What are the steps a yoga teacher should take if they are planning to go away for a whole year to teach yoga abroad? How is it different if they're relocating? [37:14] What are some other things yoga teachers should know about teaching online to people outside their country? [41:02] What has changed with waivers because of Covid? [48:09] Joe offers his clients a template of a waiver when they enroll into his program as well as other helpful resources available on the website. [50:45] If you are based in Canada and you work with Beth and her team, you will have 24/7 access to a group of lawyers. [53:30] If you are in the US, find out more about getting yoga teacher insurance with BeYogi and in Canada, do check in with Beth for your best options! [55:00] Shannon shares her biggest takeaways from this interview.   Links:  Beth McVeigh, INeedAPolicy.com Joe Fagan, Beyogi  Insurance for Yoga Teachers - The Connected Yoga Teacher The Connected Yoga Teacher Podcast Episode 105: Insurance for Yoga Teachers with Beth McVeigh  Covid-Proof Legal Essentials for Yogis in 2021 - Beyogi  Post-COVID Legal Essentials Checklist for Yoga Teachers - Beyogi  Yoga for Pelvic Health 6-Week Series with Shannon Crow Pelvic Health Professionals Native Land Digital  Shannon Crow on Instagram  The Connected Yoga Teacher Facebook Group    Gratitude to our Sponsor, OfferingTree.   Quotes from this episode: "Yoga insurance or liability insurance for yoga instructors, it's ultimately all designed for protection." - Joe Fagan   "We are definitely heading into a new age of claims, so it's good to make sure that [yoga teachers are] properly covered for it."   "It's very crucial to any type of online environment to have some type of disclaimer or waiver that can be signed before admitting somebody into that." - Joe   "It's always a good idea - whatever event you're doing, if it's outside of your normal scope of practice - to talk to an agent." - Joe   "Make sure that we know every single detail of your business structure because that's the only way that we can properly make sure that you're insured." - Beth

The Connected Yoga Teacher Podcast 287: Insurance for International Yoga with Beth McVeigh &amp; Joe Fagan Description: Many yoga teachers have been curious about insurance for yoga teachers teaching abroad and teaching online to international students - particularly in light of the COVID pandemic. What kind of coverage do you need? Do you need people to sign a waiver? What happens if you can’t control who watches your videos? Beth McVeigh and Joe Fagan have the answers to these questions and more. Beth is a Commercial Insurance Manager specializing in insurance for Complementary Health practitioners and Studio, Clinic and Spa owners based in Canada. Along with her experienced and knowledgeable team of insurance advisors, Beth helps clients navigate the insurance coverage they need for their practice. Joe Fagan is the Director of Strategic Partnerships for Beyogi. He helps to create relationships within the yoga community to generate exposure for all involved. Joe is a US-based insurance provider for yoga teachers. Beth and Joe share more about what kind of insurance yoga teachers need when teaching online to international students, sharing yoga on shared platforms, or if they are traveling to teach in-person and abroad. They also explain the legal considerations yoga teachers should be mindful of when it comes to waivers and COVID, and how to navigate getting insurance if you’re planning to relocate and teach yoga in another country. Disclaimer: The material presented in this podcast is for general informational purposes only. Please consult with your local insurance agent for specific advice or services needed. Key Takeaways: [2:27] Shannon introduces the topic for this episode, which was inspired by questions and comments from the Connected Yoga Teacher community. [4:36] Shannon has a few announcements about upcoming events and trainings. [8:04] Shannon introduces her guests for this episode - Beth McVeigh and Joe Fagan. [11:17] What is yoga insurance and what gets Joe and Beth excited about helping yoga teachers with their insurance? [13:52] Why is it important for yoga teachers to have insurance, and what gets Beth  excited about her work? [15:16] What are some considerations with teaching yoga online? Is there a difference between live classes and pre-recorded classes, and does it make a difference who signs up? [18:42] What can yoga teachers do if they are not able to keep track of who is watching their videos online? Beth and Joe explain how insurance works for yoga teachers going outside their country of coverage. [24:02] Beth clarifies how it would work if a yoga teacher who has international web-based consulting coverage posts a video on Instagram and someone from a different country watches it and gets hurt as a result. [25:37] It is hard to provide blanket statements about which specific situations are covered and which aren't, so it would be best to check with your local advisor for any specific cases you are concerned about. [27:21] What should yoga teachers be aware of if they are planning to travel to another country to host a yoga teacher training or retreat? [29:22] If a yoga teacher is planning to relocate to another country, should they look into insurance before traveling or should they wait to get to their new location? [31:17] Shannon pops in with a quick note about the sponsor, OfferingTree. [33:44] What are the steps a yoga teacher should take if they are planning to go away for a whole year to teach yoga abroad? How is it different if they're relocating? [37:14] What are some other things yoga teachers should know about teaching online to people outside their country? [41:02] What has changed with waivers because of Covid? [48:09] Joe offers his clients a template of a waiver when they enroll into his program as well as other helpful resources available on the website. [50:45] If you are based in Canada and you work with Beth and her team, you will have 24/7 access to a group of lawyers. [53:30] If you are in the US, find out more about getting yoga teacher insurance with BeYogi and in Canada, do check in with Beth for your best options! [55:00] Shannon shares her biggest takeaways from this interview. Links: <ul> <li><a href="https://ineedapolicy.com/" rel="nofollow" target="_blank">Beth McVeigh, INeedAPolicy.com</a></li> <li><a href="https://beyogi.com/connectedyogateacher" rel="nofollow" target="_blank">Joe Fagan, Beyogi</a></li> <li><a href="https://www.theconnectedyogateacher.com/insurance-yoga-teachers/" rel="nofollow" target="_blank"> Insurance for Yoga Teachers - The Connected Yoga Teacher</a></li> <li><a href="https://www.theconnectedyogateacher.com/105" rel="nofollow" target="_blank">The Connected Yoga Teacher Podcast Episode 105: Insurance for Yoga Teachers with Beth McVeigh</a></li> <li><a href="https://beyogi.com/teach-yoga/covid-proof-legal-essentials-for-yogis-in-2021/" rel="nofollow" target="_blank"> Covid-Proof Legal Essentials for Yogis in 2021 - Beyogi</a></li> <li><a href="https://beyogi.com/teach-yoga/post-covid-legal-essentials-checklist-for-yoga-teachers/" rel="nofollow" target="_blank"> Post-COVID Legal Essentials Checklist for Yoga Teachers - Beyogi</a></li> <li><a href="https://pelvichealthprofessionals.com/yoga-for-pelvic-health-shannon-crow/" rel="nofollow" target="_blank"> Yoga for Pelvic Health 6-Week Series with Shannon Crow</a></li> <li><a href="https://pelvichealthprofessionals.com/" rel="nofollow" target="_blank">Pelvic Health Professionals</a></li> <li><a href="https://native-land.ca/" rel="nofollow" target="_blank">Native Land Digital</a></li> <li><a href="https://www.instagram.com/theconnectedyogateacher/?hl=es" rel="nofollow" target="_blank"> Shannon Crow on Instagram</a></li> <li><a href="https://www.facebook.com/groups/connectedyogateacher/" rel="nofollow" target="_blank"> The Connected Yoga Teacher Facebook Group</a></li> </ul> Gratitude to our Sponsor, <a href="https://www.offeringtree.com/shannon" rel="nofollow" target="_blank">OfferingTree</a>. Quotes from this episode: "Yoga insurance or liability insurance for yoga instructors, it's ultimately all designed for protection." - Joe Fagan "We are definitely heading into a new age of claims, so it's good to make sure that [yoga teachers are] properly covered for it." "It's very crucial to any type of online environment to have some type of disclaimer or waiver that can be signed before admitting somebody into that." - Joe "It's always a good idea - whatever event you're doing, if it's outside of your normal scope of practice - to talk to an agent." - Joe "Make sure that we know every single detail of your business structure because that's the only way that we can properly make sure that you're insured." - Beth

287: Insurance for International Yoga with Beth McVeigh & Joe Fagan

The Connected Yoga Teacher Podcast 105: Insurance for Yoga Teachers with Beth McVeigh   Description:   As a yoga teacher or yoga studio owner, do you have insurance that protects you if a lawsuit arises? How much coverage is enough? Beth McVeigh, a specialist in liability insurance for yoga instructors and yoga studio owners, joins Shannon in the last episode of the 5-part mini-series, Yoga Studio Business 101, to shed light on the topic of insurance.   Beth McVeigh is the Manager of the Commercial Lines Complementary Health Department at Lackner McLennan Insurance, the largest provider of insurance to yoga instructors and yoga teachers in Canada. They specialize in liability insurance, cover a wide range of yoga modalities, and have 25 years of experience serving the yoga community.   Protecting yourself financially is just as important as serving your audience and catering to their needs. That’s where insurance comes in, but it can be confusing! Beth answers questions relating to the amount of coverage needed, waiver forms, the requirements to apply for insurance and much more. She also has some tips on how best to protect your yoga business and yourself from potential lawsuits that may come up years later.   Whether you’re wondering if you need insurance for your business, or if you’re looking to improve your coverage, after this episode, you’ll definitely have a better understanding of the kinds of insurance you need and should have.   Key Takeaways: [3:47] Shannon introduces her guest for this episode - Beth McVeigh. [5:21] What is Beth's role as Manager of the Commercial Lines Complementary Health Department at Lackner McLennan, and how is it relevant to yoga teachers? [8:00] Beth shares more about how she got into the yoga space in the insurance world. [10:03] How much insurance do yoga teachers really need? [11:54] Shannon and Beth discuss waiver forms - do yoga teachers need them, and how do they work? [17:36] How soon after completing their training should a new yoga teacher get an insurance policy into place? [18:31] What do yoga teachers need to get insurance? [18:59] Do yoga teachers need to be part of a larger organization in order to be insured? [19:25] What else should new teachers be aware of when it comes to getting insurance? [20:07] There are three main types of yoga business owners - the yoga teacher, the yoga studio owner, and the traveling yoga teacher. Beth explains the different types of policies available to cater to them. [23:56] Shannon shares her experience with insurance coverage and teaching yoga in her home. [25:58] Beth and Shannon clarify some other questions related to renting studio spaces, traveling abroad, event cancellation and disability insurance. [29:54] What's the difference between an occurrence-based policy and a claims-based policy? [32:44] What are some other aspects for yoga teachers to consider in order to better protect themselves? [36:09] Whose responsibility is it in a situation where the teacher has done his / her due diligence and given appropriate instructions, but the student doesn't heed them and gets injured as a result? [38:48] Beth shares more about the prices and coverage for some of the policies for yoga teachers. [40:49] Shannon and Beth discuss some instances and examples of scenarios that could take place that might give rise to a claim. [43:00] Does the scope of practice of yoga teachers play in at all with insurance? [46:26] There has been a lot of discussion in the yoga world around touch. Beth shares her perspectives on the topic. [49:30] For yoga teachers in Canada who are looking for insurance or need more information, check out the Lackner McLennan website. [50:49] What are Beth's thoughts on sharing yoga online? [53:48] How does insurance change if you are a yoga therapist or if you're certified with the Yoga Therapy Association? [55:07] Shannon shares her key takeaway - it's important to take a look at your own insurance and make sure it covers you for everything you need.   Links:  Lackner McLennan Queen Street Yoga  The Connected Yoga Teacher Podcast Episode 015: Consent Cards and Hands-On Assists with Molly Kitchen  Yoga Show Gathering The Yoga Conference and Show, Toronto March 2019 Mama Nurture Prenatal Yoga Teacher Training  Yoga for Pelvic Health Teacher Training, November 2019  5 Day Content Challenge    Gratitude to our Sponsor Schedulicity   Quotes from this episode:   "We've tried to make insurance as fun and painless as possible because nobody likes to have to purchase insurance."   "Unfortunately, in the world that we live in today, people do sue."   "When it comes down to a claim, and you are drawn into a lawsuit, the more detail you have, the more you have written down and the more that you can show, the more the chances are that you're going to be exempted from it."   "We know that a lot of claims will come about years from the time of the incident."   "It doesn't matter how small the class is, or if you're only teaching part-time, you're still exposing yourself, so you still need to make sure that you're fully covered."   "If you're doing any sort of specialty yoga, then we would definitely have to put in a bigger policy in place."

The Connected Yoga Teacher Podcast 105: Insurance for Yoga Teachers with Beth McVeigh Description: As a yoga teacher or yoga studio owner, do you have insurance that protects you if a lawsuit arises? How much coverage is enough? Beth McVeigh, a specialist in liability insurance for yoga instructors and yoga studio owners, joins Shannon in the last episode of the 5-part mini-series, Yoga Studio Business 101, to shed light on the topic of insurance. Beth McVeigh is the Manager of the Commercial Lines Complementary Health Department at Lackner McLennan Insurance, the largest provider of insurance to yoga instructors and yoga teachers in Canada. They specialize in liability insurance, cover a wide range of yoga modalities, and have 25 years of experience serving the yoga community. Protecting yourself financially is just as important as serving your audience and catering to their needs. That’s where insurance comes in, but it can be confusing! Beth answers questions relating to the amount of coverage needed, waiver forms, the requirements to apply for insurance and much more. She also has some tips on how best to protect your yoga business and yourself from potential lawsuits that may come up years later. Whether you’re wondering if you need insurance for your business, or if you’re looking to improve your coverage, after this episode, you’ll definitely have a better understanding of the kinds of insurance you need and should have. Key Takeaways: [3:47] Shannon introduces her guest for this episode - Beth McVeigh. [5:21] What is Beth's role as Manager of the Commercial Lines Complementary Health Department at Lackner McLennan, and how is it relevant to yoga teachers? [8:00] Beth shares more about how she got into the yoga space in the insurance world. [10:03] How much insurance do yoga teachers really need? [11:54] Shannon and Beth discuss waiver forms - do yoga teachers need them, and how do they work? [17:36] How soon after completing their training should a new yoga teacher get an insurance policy into place? [18:31] What do yoga teachers need to get insurance? [18:59] Do yoga teachers need to be part of a larger organization in order to be insured? [19:25] What else should new teachers be aware of when it comes to getting insurance? [20:07] There are three main types of yoga business owners - the yoga teacher, the yoga studio owner, and the traveling yoga teacher. Beth explains the different types of policies available to cater to them. [23:56] Shannon shares her experience with insurance coverage and teaching yoga in her home. [25:58] Beth and Shannon clarify some other questions related to renting studio spaces, traveling abroad, event cancellation and disability insurance. [29:54] What's the difference between an occurrence-based policy and a claims-based policy? [32:44] What are some other aspects for yoga teachers to consider in order to better protect themselves? [36:09] Whose responsibility is it in a situation where the teacher has done his / her due diligence and given appropriate instructions, but the student doesn't heed them and gets injured as a result? [38:48] Beth shares more about the prices and coverage for some of the policies for yoga teachers. [40:49] Shannon and Beth discuss some instances and examples of scenarios that could take place that might give rise to a claim. [43:00] Does the scope of practice of yoga teachers play in at all with insurance? [46:26] There has been a lot of discussion in the yoga world around touch. Beth shares her perspectives on the topic. [49:30] For yoga teachers in Canada who are looking for insurance or need more information, check out the Lackner McLennan website. [50:49] What are Beth's thoughts on sharing yoga online? [53:48] How does insurance change if you are a yoga therapist or if you're certified with the Yoga Therapy Association? [55:07] Shannon shares her key takeaway - it's important to take a look at your own insurance and make sure it covers you for everything you need. Links: <ul> <li><a href="http://www.ineedapolicy.com" rel="nofollow" target="_blank">Lackner McLennan</a></li> <li><a href="https://www.queenstreetyoga.com/" rel="nofollow" target="_blank">Queen Street Yoga</a></li> <li><a href="https://www.theconnectedyogateacher.com/015-molly-kitchen-consent-cards-hands-assists/" rel="nofollow" target="_blank"> The Connected Yoga Teacher Podcast Episode 015: Consent Cards and Hands-On Assists with Molly Kitchen</a></li> <li><a href="https://www.theconnectedyogateacher.com/yoga-show-gathering/" rel="nofollow" target="_blank"> Yoga Show Gathering</a></li> <li><a href="https://www.theyogaconference.com/toronto/" rel="nofollow" target="_blank">The Yoga Conference and Show, Toronto March 2019</a></li> <li><a href="https://www.mamanurture.ca/rpyt-overview/" rel="nofollow" target="_blank">Mama Nurture Prenatal Yoga Teacher Training</a></li> <li><a href="https://www.theconnectedyogateacher.com/yoga-pelvic-health-online-training/" rel="nofollow" target="_blank"> Yoga for Pelvic Health Teacher Training, November 2019</a></li> <li><a href="https://www.theconnectedyogateacher.com/content-creation-5-day-challenge/" rel="nofollow" target="_blank"> 5 Day Content Challenge</a></li> </ul> Gratitude to our Sponsor <a href="https://www.schedulicity.com/" rel="nofollow" target="_blank">Schedulicity</a> Quotes from this episode: "We've tried to make insurance as fun and painless as possible because nobody likes to have to purchase insurance." "Unfortunately, in the world that we live in today, people do sue." "When it comes down to a claim, and you are drawn into a lawsuit, the more detail you have, the more you have written down and the more that you can show, the more the chances are that you're going to be exempted from it." "We know that a lot of claims will come about years from the time of the incident." "It doesn't matter how small the class is, or if you're only teaching part-time, you're still exposing yourself, so you still need to make sure that you're fully covered." "If you're doing any sort of specialty yoga, then we would definitely have to put in a bigger policy in place."

105: Insurance for Yoga Teachers with Beth McVeigh