Erik Kroll's guest appearances

Erik Kroll

Worth Listening

Grow Money Business with Grant Bledsoe

Retirement Revealed

Pat Duffy

John Butler

Jeff Bezos

Travis Hornsby

Robert Farrington

Jason Miller

Joe Saul-Sehy

Kwame Christian

Eric Anderson

Steve Anderson

Patrice Washington

Brad Baldridge

Sunitha Rao

Bill Harris

Jamila Souffrant

OwlTail

Having outstanding student loans at the age of 50 versus earlier in your career will have a very different impact on your financial status. In today’s episode, we have a distinguished guest who specializes in helping people over the age of 50 to repay their student loans. Erik Kroll, Certified Financial Planner® and the owner of studentloansover50.com joins us to explain different strategies to manage your student loans, as well as how that approach changes with time. [02:02] Student Loans Over 50 – We start the conversation with a brief review of Erik’s background, the work he’s doing as a financial planner, and what lead him into specializing in student loans. [04:45] Age and Student Loans – The differences between having student loans as a fresh graduate versus having student loans at the age of 50 and how our life priorities in come into play. [08:28] Forgiveness – Erik dives into important considerations for student loan forgiveness, including different options, qualification criteria, and taxation. [15:12] Accumulating Debt – Common patterns for individuals over 50 with student loans, including Parent Plus loans, post-graduate education, and career changes. [22:03] Double Consolidation – Erik explains the process of utilizing consolidation and other strategies to reduce monthly loan payments. [29:10] Rehabilitation – The path to rehabilitation and qualifying for forgiveness after your loans have gone to debt collection. [34:18] Student Loans Over 50 Playbook – Erik shares his thoughts on what led him to create his eBook and what readers can learn from it. [37:11] Recent Developments – Erik shares his take on some of President Joe Biden’s recently proposed loan forgiveness provisions. [41:07] Private Loans – The pros and cons to a private refinance, and important things to consider when making this decision.     Resources: Connect with Erik: LinkedIn: linkedin.com/in/erikkroll Website &amp; Ebook: studentloansover50.com Past episodes on Student Loans: Episode #34: Why College Is So Expensive &amp; How to Pay For It With Robert Farrington growmoneybusiness.com/podcast/episode-11-everything-health-benefits-with-andrea-murphrey-pzzen-g67ey-ss2ty-s4854-933az-z4ly8-34898-fanhf-tez4y-cswex-s2t4a-lpbw4-b9sjs-wwtln-f2ltc-a4x47-mdg83-a8gh3-f5fje-d7sn5-22dy3-y3k44-2a3b7 Episode #90: This is Exactly What to Do With Your Student Loans growmoneybusiness.com/podcast/ptkre5734rgwc54-76ljd-pspcd-xjl22-lxhcs-dx3w5-dgzp2-kjz2x-57e67-mcz3k-wnrkw-8h6dh-t6hph-7n739-2h5cn-t6nay-jdp3r-tatwr-ljb5n-4rx52-n6phz-e7nzp-yfzt2-2c6x6

Having outstanding student loans at the age of 50 versus earlier in your career will have a very different impact on your financial status. In today’s episode, we have a distinguished guest who specializes in helping people over the age of 50 to repay their student loans. Erik Kroll, Certified Financial Planner® and the owner of <a href="http://studentloansover50.com" rel="nofollow" target="_blank">studentloansover50.com</a> joins us to explain different strategies to manage your student loans, as well as how that approach changes with time. [02:02] Student Loans Over 50 – We start the conversation with a brief review of Erik’s background, the work he’s doing as a financial planner, and what lead him into specializing in student loans. [04:45] Age and Student Loans – The differences between having student loans as a fresh graduate versus having student loans at the age of 50 and how our life priorities in come into play. [08:28] Forgiveness – Erik dives into important considerations for student loan forgiveness, including different options, qualification criteria, and taxation. [15:12] Accumulating Debt – Common patterns for individuals over 50 with student loans, including Parent Plus loans, post-graduate education, and career changes. [22:03] Double Consolidation – Erik explains the process of utilizing consolidation and other strategies to reduce monthly loan payments. [29:10] Rehabilitation – The path to rehabilitation and qualifying for forgiveness after your loans have gone to debt collection. [34:18] Student Loans Over 50 Playbook – Erik shares his thoughts on what led him to create his eBook and what readers can learn from it. [37:11] Recent Developments – Erik shares his take on some of President Joe Biden’s recently proposed loan forgiveness provisions. [41:07] Private Loans – The pros and cons to a private refinance, and important things to consider when making this decision. Resources: Connect with Erik: LinkedIn: <a href="http://linkedin.com/in/erikkroll" rel="nofollow" target="_blank">linkedin.com/in/erikkroll</a> Website &amp; Ebook: <a href="http://studentloansover50.com" rel="nofollow" target="_blank">studentloansover50.com</a> Past episodes on Student Loans: Episode #34: Why College Is So Expensive &amp; How to Pay For It With Robert Farrington <a href="http://growmoneybusiness.com/podcast/episode-11-everything-health-benefits-with-andrea-murphrey-pzzen-g67ey-ss2ty-s4854-933az-z4ly8-34898-fanhf-tez4y-cswex-s2t4a-lpbw4-b9sjs-wwtln-f2ltc-a4x47-mdg83-a8gh3-f5fje-d7sn5-22dy3-y3k44-2a3b7" rel="nofollow" target="_blank">growmoneybusiness.com/podcast/episode-11-everything-health-benefits-with-andrea-murphrey-pzzen-g67ey-ss2ty-s4854-933az-z4ly8-34898-fanhf-tez4y-cswex-s2t4a-lpbw4-b9sjs-wwtln-f2ltc-a4x47-mdg83-a8gh3-f5fje-d7sn5-22dy3-y3k44-2a3b7</a> Episode #90: This is Exactly What to Do With Your Student Loans <a href="http://growmoneybusiness.com/podcast/ptkre5734rgwc54-76ljd-pspcd-xjl22-lxhcs-dx3w5-dgzp2-kjz2x-57e67-mcz3k-wnrkw-8h6dh-t6hph-7n739-2h5cn-t6nay-jdp3r-tatwr-ljb5n-4rx52-n6phz-e7nzp-yfzt2-2c6x6" rel="nofollow" target="_blank">growmoneybusiness.com/podcast/ptkre5734rgwc54-76ljd-pspcd-xjl22-lxhcs-dx3w5-dgzp2-kjz2x-57e67-mcz3k-wnrkw-8h6dh-t6hph-7n739-2h5cn-t6nay-jdp3r-tatwr-ljb5n-4rx52-n6phz-e7nzp-yfzt2-2c6x6</a>

Ep #93 - Managing Student Loans When You're Over 50 With Erik Kroll

#43 – The number of people over 50 with outstanding student loans is rising rapidly.This is keeping them from truly enjoying their golden years of retirement.Jeremy Keil and Erik Kroll, CFP® of Hilltop Financial Advisors and Student Loans Over 50 address this growing issue in today’s episode. Erik shares his five-step planning process that helps those close to retirement tackle their student loans so that they can truly enjoy their retirement.In this episode, you will learn: Why there is so much more to financial planning than just investment management The benefits offered by Public Service Loan Forgiveness (PSLF) and its eligibility criteria Key things to consider while creating a loan repayment plan How tax planning plays a major role in repaying your student loans And more! Tune in now to learn how you can get rid of the student loan burden as early as possible!Resources: Keil Financial Partners Erik Kroll on LinkedIn Hilltop Financial Advisors Student Loans Over 50 6 Questions Retirees Aren’t Asking But Should Be Webinar Speaker Series Subscribe The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

#43 – The number of people over 50 with outstanding student loans is rising rapidly.This is keeping them from truly enjoying their golden years of retirement.Jeremy Keil and Erik Kroll, CFP® of Hilltop Financial Advisors and Student Loans Over 50 address this growing issue in today’s episode. Erik shares his five-step planning process that helps those close to retirement tackle their student loans so that they can truly enjoy their retirement.In this episode, you will learn:<ul> <li>Why there is so much more to financial planning than just investment management</li> <li>The benefits offered by Public Service Loan Forgiveness (PSLF) and its eligibility criteria</li> <li>Key things to consider while creating a loan repayment plan</li> <li>How tax planning plays a major role in repaying your student loans</li> <li>And more!</li> </ul>Tune in now to learn how you can get rid of the student loan burden as early as possible!Resources:<ul> <li><a href="https://keilfp.com/" rel="nofollow" target="_blank">Keil Financial Partners</a></li> <li><a href="https://www.linkedin.com/in/erikkroll/" rel="nofollow" target="_blank">Erik Kroll on LinkedIn</a></li> <li><a href="https://www.hilltopfa.com/" rel="nofollow" target="_blank">Hilltop Financial Advisors</a></li> <li><a href="https://www.studentloansover50.com/" rel="nofollow" target="_blank">Student Loans Over 50</a></li> <li><a href="https://keilfp.com/6-questions-retirees-arent-asking-but-should-be" rel="nofollow" target="_blank">6 Questions Retirees Aren’t Asking But Should Be</a></li> <li><a href="https://keilfp.com/speaker-series" rel="nofollow" target="_blank">Webinar Speaker Series</a></li> <li><a href="https://podcasts.apple.com/ca/podcast/the-retirement-revealed-podcast/id1488769337" rel="nofollow" target="_blank">Subscribe</a></li> </ul>The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Solving Your Student Loans Situation When You’re Over 50 With Erik Kroll

During June we’re going to be talking “men and money” on the podcast. There’s been more attention on women in the financial industry, which is much needed. But I want to make sure we shine a little light on the men too. Today I’m excited to have Erik Kroll here to share his Money Memoir with us. Erik is a Certified Financial Planner and the owner of Hilltop Financial Advisors in Milwaukee, Wisconsin. He has a passion for helping people overcome student loan debt and find peace of mind with their money. Erik will share with us how he got his start in financial planning and what challenges he faced as he set out to start his own business. We’re also going to discuss some of the common stereotypes that surround genders and finances. In This Episode We Discuss:  What Erik learned about finances while busing tables after college. The stereotypes around gender and finances The importance of being on the same page about how you handle finances with your spouse Why you need to set aside pride when handling your money  Instagram: erikkrollfp Facebook: https://www.facebook.com/hilltopfa/

During June we’re going to be talking “men and money” on the podcast. There’s been more attention on women in the financial industry, which is much needed. But I want to make sure we shine a little light on the men too. Today I’m excited to have Erik Kroll here to share his Money Memoir with us. Erik is a Certified Financial Planner and the owner of Hilltop Financial Advisors in Milwaukee, Wisconsin. He has a passion for helping people overcome student loan debt and find peace of mind with their money. Erik will share with us how he got his start in financial planning and what challenges he faced as he set out to start his own business. We’re also going to discuss some of the common stereotypes that surround genders and finances. In This Episode We Discuss: <ul> <li>What Erik learned about finances while busing tables after college.</li> <li>The stereotypes around gender and finances</li> <li>The importance of being on the same page about how you handle finances with your spouse</li> <li>Why you need to set aside pride when handling your money</li> </ul> Instagram: <a href="instagram.com/erikkrollfp" rel="nofollow" target="_blank">erikkrollfp</a> Facebook: <a href="https://www.facebook.com/hilltopfa/" rel="nofollow" target="_blank">https://www.facebook.com/hilltopfa/</a>

Doing the Right Thing for the Client, With Erik Kroll