Alex Margulis's guest appearances

Alex Margulis

Listen Up Home Buyers Advice & Tips from True Buyer Agents

Listen Up Home Buyers

Mike Crowley

Ben Clark

Dave Twombly

Rona Fischman

Rich Harty

Michael Dufour

Kad Mendoza

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The post Episode 19: Alex Margulis Cross Country Mortgage appeared first on NAEBA.

The post <a href="https://naeba.org/episode-19-alex-margulis-cross-country-mortgage/" rel="nofollow" target="_blank">Episode 19: Alex Margulis Cross Country Mortgage</a> appeared first on <a href="https://naeba.org" rel="nofollow" target="_blank">NAEBA</a>.

Episode 19: Alex Margulis Cross Country Mortgage

2:00 What are you comfortable paying for a monthly mortgage payment?3:12 What is your creditworthiness? Things to consider, your credit history, credit score, and your ability to repay the loan, or do you have steady employment?4:15 What are you paying for at this time? This includes car payments or any monthly payments5:10 How much does it cost to buy a home? Have you saved money? Are you receiving gift funds? 8:28 What is a credit check? Does it ding your credit score?10:00  What is a VA loan? What is a conventional loan? What is an FHA loan?10:45 What is a down payment?12:00 Who are Fannie &amp; Freddie? 12:45 Explanation of an FHA loan13:32 What is Private Mortgage Insurance (PMI)?16:17 What are closing costs? These will vary across the country17:10 Why would a home buyer buy points? (on the loan)18:20 What are escrow fees, recording fees, and settlement/title costs?20:00 Explains buying down a rate a little more22:00 Explains the options with different types of loan products22:35 Why communication matters during the transactionLearn more about Alex Margulis on his website with Cross Country Mortgage Learn more about Victoria Ray Henderson with The Buyer Brokerage  and follow Victoria on HomesBuyHendersons Instagram or at HomesBuyHendersons

2:00 What are you comfortable paying for a monthly mortgage payment?3:12 What is your creditworthiness? Things to consider, your credit history, credit score, and your ability to repay the loan, or do you have steady employment?4:15 What are you paying for at this time? This includes car payments or any monthly payments5:10 How much does it cost to buy a home? Have you saved money? Are you receiving gift funds? 8:28 What is a credit check? Does it ding your credit score?10:00  What is a VA loan? What is a conventional loan? What is an FHA loan?10:45 What is a down payment?12:00 Who are Fannie &amp; Freddie? 12:45 Explanation of an FHA loan13:32 What is Private Mortgage Insurance (PMI)?16:17 What are closing costs? These will vary across the country17:10 Why would a home buyer buy points? (on the loan)18:20 What are escrow fees, recording fees, and settlement/title costs?20:00 Explains buying down a rate a little more22:00 Explains the options with different types of loan products22:35 Why communication matters during the transactionLearn more about <a href="https://crosscountrymortgage.com/Alex-Margulis-Team/Alex-Margulis/" rel="nofollow" target="_blank">Alex Margulis on his website with Cross Country Mortgage </a>Learn more about Victoria Ray Henderson with <a href="https://thebuyerbrokerage.com/" rel="nofollow" target="_blank">The Buyer Brokerage  </a>and follow Victoria on <a href="https://www.instagram.com/homesbuyhendersons/?hl=en" rel="nofollow" target="_blank">HomesBuyHendersons Instagram </a>or at <a href="https://www.homesbuyhendersons.com/" rel="nofollow" target="_blank">HomesBuyHendersons</a>