Rachel Podnos O’Leary's guest appearances

Rachel Podnos O’Leary

Everyone's Talkin' Money - Personal Finance | Money Therapy | Goal Setting | Relationship with Money

Author Hour

Millennial Investing - The Investor’s Podcast Network

Shinobu Hindert

Peter Voogd

Ryan Sterling

Jedidiah Collins

Brandon Miller

Adii Pienaar

Daniel Ameduri

Todd Miller

Shauna Springer

Harris Nydick

Greg Makowski

Louis Llanes

Rachel Podnos

Myra Oliver

Stacy Henry

OwlTail

Clay Stackhouse

IN THIS EPISODE, YOU’LL LEARN: Rachel Podnos O'Leary 05:17 - What the key financial differences are between millennials and baby boomers and why those differences are important.09:25 - What millennials can do to overcome the economic cards they’ve been dealt with and achieve financial independence.12:31 - What the difference is between wealth and income.16:03 - What a “Personal Financial Audit” is and what Rachel’s five-step plan is to achieve true financial freedom.23:30 - Advice from a Certified Financial Planner on how to determine how much money you’ll need to live your chosen lifestyle after retirement while maintaining financial independence.23:30 - Rachel’s view on the goal of retirement and why shifting one’s mindset about retiring might be a smart decision for millennials who want to achieve financial independence.43:08 - What to tell people who are struggling to increase their savings rate.43:08 - Rachel’s top three tips for how to reduce your spend rate, especially if you don’t want to reduce your lifestyle or “miss out” on things in your younger years.47:50 - If millennials should prioritize saving and investing over reducing debt, or if they should focus on their debt first.And much, much more!.  Clay Stackhouse  54:09 - What the benefits of credit unions are over banks and what makes them different from one another.1:08:52 - What shared branching is and how it allows smaller financial institutions like local credit unions to compete with big banks like Bank of America.1:10:26 - What red flags people should look out for if they are interested in joining a credit union.1:12:56 - Who a credit union might not work well for.1:13:42 - What is unique about personal finance for military members.1:13:42 - What challenges service members face when building savings that civilians don’t necessarily deal with.1:18:37 - How credit unions can help people get started on the right foot using products such as car loans and credit cards.1:18:37 - What considerations about financial planning must be taken into account for service members.1:23:44 - Clay’s top budgeting tips and how a credit union can be used in conjunction with those tips.And much, much more!  *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.  BOOKS AND RESOURCES Rachel Podnos O'Leary's book 21st Century Wealth.All of Robert’s favorite books.  NEW TO THE SHOW? Check out our Millennial Investing Starter Packs.Browse through all our episodes (complete with transcripts) here.Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool.Enjoy exclusive perks from our favorite Apps and Services.  P.S The Investor’s Podcast Network is excited to launch a subreddit devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit r/TheInvestorsPodcast today!  SPONSORS Get a FREE audiobook from Audible.Make backing up and accessing your data astonishingly easy with Backblaze. Sign up for a free trial today.Get up to 3% Daily Cash back on everything you buy with Apple Card. Subject to credit approval. Daily cash is available via an Apple Cash card or as a statement credit. See Apple Card customer agreement for terms and conditions. Apple Cash card is issued by Green Dot Bank, Member FDIC. Variable APRs range from 13.24% to 24.24% based on creditworthiness. Rates as of August 1, 2022.Reclaim your health and arm your immune system with convenient, daily nutrition. Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase.Invest in high quality, cash flowing real estate without all of the hassle with Passive Investing.Confidently take control of your online world without worrying about viruses, phishing attacks, ransomware, hacking attempts, and other cybercrimes with Avast One. Connect your people, your customers, and your business with Hubspot.Support our free podcast by supporting our sponsors.   Connect with Rachel: Website | LinkedIn | Twitter Connect with Clay: Website | LinkedIn | Twitter Connect with Robert: Website | Instagram   HELP US OUT! Help us reach new listeners by leaving us a rating and review on Apple Podcasts! It takes less than 30 seconds and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it!  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

IN THIS EPISODE, YOU’LL LEARN: Rachel Podnos O'Leary <ul><li>05:17 - What the key financial differences are between millennials and baby boomers and why those differences are important.</li><li>09:25 - What millennials can do to overcome the economic cards they’ve been dealt with and achieve financial independence.</li><li>12:31 - What the difference is between wealth and income.</li><li>16:03 - What a “Personal Financial Audit” is and what Rachel’s five-step plan is to achieve true financial freedom.</li><li>23:30 - Advice from a Certified Financial Planner on how to determine how much money you’ll need to live your chosen lifestyle after retirement while maintaining financial independence.</li><li>23:30 - Rachel’s view on the goal of retirement and why shifting one’s mindset about retiring might be a smart decision for millennials who want to achieve financial independence.</li><li>43:08 - What to tell people who are struggling to increase their savings rate.</li><li>43:08 - Rachel’s top three tips for how to reduce your spend rate, especially if you don’t want to reduce your lifestyle or “miss out” on things in your younger years.</li><li>47:50 - If millennials should prioritize saving and investing over reducing debt, or if they should focus on their debt first.</li><li>And much, much more!.</li></ul> Clay Stackhouse  <ul><li>54:09 - What the benefits of credit unions are over banks and what makes them different from one another.</li><li>1:08:52 - What shared branching is and how it allows smaller financial institutions like local credit unions to compete with big banks like Bank of America.</li><li>1:10:26 - What red flags people should look out for if they are interested in joining a credit union.</li><li>1:12:56 - Who a credit union might not work well for.</li><li>1:13:42 - What is unique about personal finance for military members.</li><li>1:13:42 - What challenges service members face when building savings that civilians don’t necessarily deal with.</li><li>1:18:37 - How credit unions can help people get started on the right foot using products such as car loans and credit cards.</li><li>1:18:37 - What considerations about financial planning must be taken into account for service members.</li><li>1:23:44 - Clay’s top budgeting tips and how a credit union can be used in conjunction with those tips.</li><li>And much, much more!</li></ul> *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES <ul><li>Rachel Podnos O'Leary's book <a href="https://www.amazon.com/gp/product/B08ZM871N4?ie=UTF8&amp;linkCode=ll1&amp;tag=millenniali0e-20&amp;linkId=823122d359fcaeb675ce153946e263a0&amp;ref_=as_li_ss_tl" rel="noopener noreferrer nofollow" target="_blank">21st Century Wealth</a>.</li><li>All of Robert’s <a href="https://www.amazon.com/shop/robertattip?listId=3BH2363EB9AR7&amp;ref=cm_sw_em_r_inf_list_own_robertattip_dp_0BWE70cY0y5tV" rel="noopener noreferrer nofollow" target="_blank">favorite books</a>.</li></ul> NEW TO THE SHOW? <ul><li>Check out our <a href="https://www.theinvestorspodcast.com/mi-starter-packs/" rel="noopener noreferrer nofollow" target="_blank">Millennial Investing Starter Packs</a>.</li><li>Browse through all our episodes (complete with transcripts) <a href="https://www.theinvestorspodcast.com/millennial-investing/" rel="noopener noreferrer nofollow" target="_blank">here</a>.</li><li>Try our tool for picking stock winners and managing our portfolios: <a href="https://www.theinvestorspodcast.com/tip-finance/" rel="noopener noreferrer nofollow" target="_blank">TIP Finance Tool</a>.</li><li>Enjoy exclusive perks from our <a href="https://www.theinvestorspodcast.com/affiliates/" rel="noopener noreferrer nofollow" target="_blank">favorite Apps and Services</a>.</li></ul> P.S The Investor’s Podcast Network is excited to launch a <a href="https://clicks.aweber.com/y/ct/?l=7HQTa&amp;m=3hIUiG6T8vBkNOB&amp;b=8NVZC.qh9__ur.qME8mcEQ" rel="noopener noreferrer nofollow" target="_blank">subreddit</a> devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit <a href="https://clicks.aweber.com/y/ct/?l=7HQTa&amp;m=3hIUiG6T8vBkNOB&amp;b=8NVZC.qh9__ur.qME8mcEQ" rel="noopener noreferrer nofollow" target="_blank">r/TheInvestorsPodcast</a> today! SPONSORS <ul><li>Get a <a href="https://www.amazon.com/Audible-Free-Trial-Digital-Membership/dp/B00NB86OYE/?&amp;_encoding=UTF8&amp;tag=millenniali0e-20&amp;linkCode=ur2&amp;linkId=1c34937c3747cd4044bdc87a7823c82f&amp;camp=1789&amp;creative=9325" rel="noopener noreferrer nofollow" target="_blank">FREE audiobook from Audible</a>.</li><li>Make backing up and accessing your data astonishingly easy with <a href="https://backblaze.com/millennial" rel="noopener noreferrer nofollow" target="_blank">Backblaze</a>. Sign up for a free trial today.</li><li>Get up to 3% Daily Cash back on everything you buy with <a href="https://www.apple.com/apple-card/" rel="noopener noreferrer nofollow" target="_blank">Apple Card</a>. Subject to credit approval. Daily cash is available via an Apple Cash card or as a statement credit. See Apple Card customer agreement for terms and conditions. Apple Cash card is issued by Green Dot Bank, Member FDIC. Variable APRs range from 13.24% to 24.24% based on creditworthiness. Rates as of August 1, 2022.</li><li>Reclaim your health and arm your immune system with convenient, daily nutrition. <a href="http://athleticgreens.com/" rel="noopener noreferrer nofollow" target="_blank">Athletic Greens</a> is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase.</li><li>Invest in high quality, cash flowing real estate without all of the hassle with <a href="https://www.passiveinvesting.com/" rel="noopener noreferrer nofollow" target="_blank">Passive Investing</a>.</li><li>Confidently take control of your online world without worrying about viruses, phishing attacks, ransomware, hacking attempts, and other cybercrimes with <a href="https://tdinsurance.com/termlife" rel="noopener noreferrer nofollow" target="_blank">Avast One</a>. </li><li>Connect your people, your customers, and your business with <a href="https://hubspot.com/" rel="noopener noreferrer nofollow" target="_blank">Hubspot</a>.</li><li>Support our free podcast by supporting our <a href="https://theinvestorspodcast.com/sponsors" rel="noopener noreferrer nofollow" target="_blank">sponsors</a>. </li></ul> Connect with Rachel: <a href="http://www.wealthcarellc.com" rel="noopener noreferrer nofollow" target="_blank">Website </a>| <a href="https://www.linkedin.com/in/rachel-podnos-o-leary-jd-cfp%C2%AE-a6084845/" rel="noopener noreferrer nofollow" target="_blank">LinkedIn</a> | <a href="https://twitter.com/rachelpodnos?lang=en" rel="noopener noreferrer nofollow" target="_blank">Twitter</a> Connect with Clay: <a href="https://navyfederal.org" rel="noopener noreferrer nofollow" target="_blank">Website </a>| <a href="https://www.linkedin.com/company/navy-federal-credit-union" rel="noopener noreferrer nofollow" target="_blank">LinkedIn</a> | <a href="https://twitter.com/navyfederal" rel="noopener noreferrer nofollow" target="_blank">Twitter</a> Connect with Robert: <a href="http://theleonardletter.com/" rel="noopener noreferrer nofollow" target="_blank">Website</a> | <a href="https://www.instagram.com/therobertleonard/" rel="noopener noreferrer nofollow" target="_blank">Instagram</a> HELP US OUT! Help us reach new listeners by leaving us a <a href="https://docs.google.com/presentation/d/1yJtgkwxTcMYZsdcbpjDYsnWh9tEGJWN-o_zEXbIbfKI/edit#slide=id.p" rel="noopener noreferrer nofollow" target="_blank">rating and review</a> on <a href="https://podcasts.apple.com/us/podcast/millennial-investing-the-investors-podcast-network/id1477323816" rel="noopener noreferrer nofollow" target="_blank">Apple Podcasts</a>! It takes less than 30 seconds and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it!  See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer nofollow" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer nofollow" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.

MI Rewind: Masterclass on Personal Finance and Credit Unions w/ Rachel Podnos O’Leary and Clay Stackhouse

It is important to build 21st-century wealth.  To do so, you are going to need to look at wealth in general through a different lens and build what Rachel Podnos O’Leary calls your Personal Financial Audit. Rachel is a Certified Financial Planner™who is particularly passionate about working with other millennials to help them achieve financial independence through wealth building. Her new book, 21st Century Wealth: A Millennial's Guide to Achieving Financial Independence, is a powerful read that offers money advice that’s relevant today - this isn’t your parent’s financial advice. She’s here to share her secrets to build 21st century wealth and why you need a Personal Financial Audit to get on the path to true financial freedom.Links21st Century Wealth book https://amzn.to/37wXGKcRachel on Twitter https://twitter.com/rachelpodnosEpisode SponsorsMeet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at http://www.shopolive.com and enjoy!Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.FOLLOW &amp; SHAREBe sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-moneySign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Ask ShannahHave an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/ Get SocialShannah on Twitter https://twitter.com/shannahgameShannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.  Learn more about your ad choices. Visit megaphone.fm/adchoices

It is important to build 21st-century wealth. To do so, you are going to need to look at wealth in general through a different lens and build what Rachel Podnos O’Leary calls your Personal Financial Audit. Rachel is a Certified Financial Planner™who is particularly passionate about working with other millennials to help them achieve financial independence through wealth building. Her new book, 21st Century Wealth: A Millennial's Guide to Achieving Financial Independence, is a powerful read that offers money advice that’s relevant today - this isn’t your parent’s financial advice. She’s here to share her secrets to build 21st century wealth and why you need a Personal Financial Audit to get on the path to true financial freedom.Links21st Century Wealth book <a href="https://amzn.to/37wXGKc" rel="nofollow" target="_blank">https://amzn.to/37wXGKc</a>Rachel on Twitter <a href="https://twitter.com/rachelpodnos" rel="nofollow" target="_blank">https://twitter.com/rachelpodnos</a> Episode SponsorsMeet the eco-friendly, FREE online shopping service called Olive. When you shop with Olive, you’ll get consolidated, cardboard-free deliveries from over 100 of your favorite fashion sites. And you can return any items you don’t want without ever leaving your home! Check it out at <a href="http://www.shopolive.com/" rel="nofollow" target="_blank">http://www.shopolive.com</a> and enjoy!Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to <a href="http://www.policygenius.com" rel="nofollow" target="_blank">http://www.policygenius.com</a> and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW &amp; SHAREBe sure to FOLLOW and SUBSCRIBE to never miss an episode <a href="http://bit.ly/millennial-money" rel="nofollow" target="_blank">bit.ly/millennial-money</a>Sign up for my weekly Let’s Talk Money email newsletter <a href="https://bit.ly/letstalkmoneyemail" rel="nofollow" target="_blank">https://bit.ly/letstalkmoneyemail</a> Ask ShannahHave an Ask Shannah question, submit it here <a href="https://www.mmoneypodcast.com/contact-me/" rel="nofollow" target="_blank">https://www.mmoneypodcast.com/contact-me/</a> Get SocialShannah on Twitter <a href="https://twitter.com/shannahgame" rel="nofollow" target="_blank">https://twitter.com/shannahgame</a>Shannah on Instagram <a href="https://www.instagram.com/shannahgame/" rel="nofollow" target="_blank">https://www.instagram.com/shannahgame/</a>See Privacy Policy at <a href="https://art19.com/privacy" rel="nofollow" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="nofollow" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>. Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices" rel="nofollow" target="_blank">megaphone.fm/adchoices</a>

It's Time For You to Build 21st Century Wealth with Rachel Podnos O’Leary

The financial planning landscape for millennials is fundamentally different than for any other generation that has come before. Between unprecedented student loan debt and income levels that have lagged behind those of previous ... The post 21st Century Wealth: Rachel Podnos O’Leary appeared first on Author Hour.

The financial planning landscape for millennials is fundamentally different than for any other generation that has come before. Between unprecedented student loan debt and income levels that have lagged behind those of previous ... The post <a href="https://authorhour.co/21st-century-wealth-rachel-podnos-oleary/" rel="nofollow" target="_blank">21st Century Wealth: Rachel Podnos O’Leary</a> appeared first on <a href="https://authorhour.co" rel="nofollow" target="_blank">Author Hour</a>.

21st Century Wealth: Rachel Podnos O’Leary