Paul Belanger's guest appearances

Paul Belanger

Palisades Gold Radio

Fund Your Retirement Podcast

The Gold Exchange Podcast with Keith Weiner

Jim Forsythe

Stefan Gleason

Mark Yusko

John Adams

Michael Gayed

Rick Rule

Adam Hamilton

Richard Duncan

Gary Wagner

David Rosenberg

Chris Marcus

Gregory Zuckerman

Chris Powell

Luke Gromen

Frank Holmes

OwlTail

Paul Belanger is back with us to talk about his new book Evidenced-based wealth – How to Engineer Your Retirement. For those who don’t know, Paul is PHD chemical engineer who became finically independent at 50, hence the title how to engineer your early retirement. The book is essentially a manual on how to achieve financial independence. It’s a fantastic read and one that we highly recommend. Podcast Timestamps: 0:00 to 1:10 Introduction. 1:10 to 10:01 The importance of a high saving rate for achieving early retirement. 10:02 to 15:15 What is the true definition of real money. 15:16 to 21:35 Efficient investing and dividend investing. 21:36 26:10 Using cash as a buffering tool in retirement. 26:11 to 34:10 Portfolio management and Gold. 34:11 to 38:35 Drawing down on your portfolio when you leave the 9 to 5 work environment. 38:36 to 40:50 Closing remarks and wrap up. To give you an overview here are the chapter titles from the book as follows: Chapter 1: Introduction, who is Paul and why did he write this book. Chapter 2: Adopting the right mindset for building wealth. Chapter 3: Unlocking your most powerful wealth-building tool. Chapter 4: Understanding the nature of what we call money. Chapter 5: Do bonds have a role to play. Chapter 6: The efficient way to invest in stocks. Chapter 7: Cash, a buffering signalling tool. Chapter 8: A portfolio is more than the sum of its parts. Chapter 9: How annuities work. Chapter 10: How to make the most of social security. Chapter 11: Legally avoid taxes to build wealth quickly and deplete it slowly. Chapter 12: You’ve reached your retirement goal. Now how can you spend it without exhausting your pot? Chapter 13: Required minimum distributions, the widow's tax trap, and other pitfalls to avoid. Hope you enjoy and have a wonderful day. The FYR team. If you enjoyed this episode, please subscribe for weekly updates and insights, and don’t forget to leave us a review. Pauls's FYR profile Page: https://www.fundyourretirement.com/expert-guest-paul-belanger/ Paul's YouTube Page https://www.youtube.com/user/belangp Buy Pauls's Book from Amazon here:  https://www.amazon.co.uk/Evidence-Based-Wealth-Engineer-Retirement/dp/B09XZ8HXQS/ref=sr_1_1?crid=15E2Y7MX16CT1&amp;keywords=evidence+based+wealth&amp;qid=1653303434&amp;sprefix=evidenced+basd+wealth+%2Caps%2C83&amp;sr=8-1 Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Paul Belanger is back with us to talk about his new book Evidenced-based wealth – How to Engineer Your Retirement. For those who don’t know, Paul is PHD chemical engineer who became finically independent at 50, hence the title how to engineer your early retirement. The book is essentially a manual on how to achieve financial independence. It’s a fantastic read and one that we highly recommend. Podcast Timestamps: 0:00 to 1:10 Introduction. 1:10 to 10:01 The importance of a high saving rate for achieving early retirement. 10:02 to 15:15 What is the true definition of real money. 15:16 to 21:35 Efficient investing and dividend investing. 21:36 26:10 Using cash as a buffering tool in retirement. 26:11 to 34:10 Portfolio management and Gold. 34:11 to 38:35 Drawing down on your portfolio when you leave the 9 to 5 work environment. 38:36 to 40:50 Closing remarks and wrap up. To give you an overview here are the chapter titles from the book as follows: Chapter 1: Introduction, who is Paul and why did he write this book. Chapter 2: Adopting the right mindset for building wealth. Chapter 3: Unlocking your most powerful wealth-building tool. Chapter 4: Understanding the nature of what we call money. Chapter 5: Do bonds have a role to play. Chapter 6: The efficient way to invest in stocks. Chapter 7: Cash, a buffering signalling tool. Chapter 8: A portfolio is more than the sum of its parts. Chapter 9: How annuities work. Chapter 10: How to make the most of social security. Chapter 11: Legally avoid taxes to build wealth quickly and deplete it slowly. Chapter 12: You’ve reached your retirement goal. Now how can you spend it without exhausting your pot? Chapter 13: Required minimum distributions, the widow's tax trap, and other pitfalls to avoid. Hope you enjoy and have a wonderful day. The FYR team. If you enjoyed this episode, please subscribe for weekly updates and insights, and don’t forget to leave us a review. Pauls's FYR profile Page: <a href="https://www.fundyourretirement.com/expert-guest-paul-belanger/" rel="nofollow" target="_blank">https://www.fundyourretirement.com/expert-guest-paul-belanger/</a> Paul's YouTube Page <a href="https://www.youtube.com/user/belangp" rel="nofollow" target="_blank">https://www.youtube.com/user/belangp</a> Buy Pauls's Book from Amazon here: <a href="https://www.amazon.co.uk/Evidence-Based-Wealth-Engineer-Retirement/dp/B09XZ8HXQS/ref=sr_1_1?crid=15E2Y7MX16CT1&amp;keywords=evidence+based+wealth&amp;qid=1653303434&amp;sprefix=evidenced+basd+wealth+%2Caps%2C83&amp;sr=8-1" rel="nofollow" target="_blank"> https://www.amazon.co.uk/Evidence-Based-Wealth-Engineer-Retirement/dp/B09XZ8HXQS/ref=sr_1_1?crid=15E2Y7MX16CT1&amp;keywords=evidence+based+wealth&amp;qid=1653303434&amp;sprefix=evidenced+basd+wealth+%2Caps%2C83&amp;sr=8-1</a> Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

FYR062 How to Engineer Your Early Retirement: Paul Belanger

Show NotesThoughtful Disagreement with Ted ButlerAll Models are WrongThe Case for Gold Yield in a PortfolioThe Rise and Fall of Interest Rates and Radio ShackInvestments, Speculations and Money by Paul BelangerUnit of Account and Current Valuations by Paul BelangerFull TranscriptMake sure to subscribe to our YouTube Channel to check out all our Media Appearances, Podcast Episodes and more!

Show Notes<a href="https://monetary-metals.com/thoughtful-disagreement-with-ted-butler/" rel="nofollow" target="_blank">Thoughtful Disagreement with Ted Butler </a><a href="https://en.wikipedia.org/wiki/All_models_are_wrong" rel="nofollow" target="_blank">All Models are Wrong </a><a href="https://goldyield.monetary-metals.com/l/711513/2021-10-19/n1q96" rel="nofollow" target="_blank">The Case for Gold Yield in a Portfolio </a><a href="https://monetary-metals.com/rising-interest-and-prices-report-13-jan-2019/" rel="nofollow" target="_blank">The Rise and Fall of Interest Rates and Radio Shack </a><a href="https://monetary-metals.com/investment-speculation-money-belanger/" rel="nofollow" target="_blank">Investments, Speculations and Money by Paul Belanger </a><a href="https://monetary-metals.com/unit-of-account-belanger/" rel="nofollow" target="_blank">Unit of Account and Current Valuations by Paul Belanger </a><a href="https://monetary-metals.com/ep-35-paul-belanger/" rel="nofollow" target="_blank">Full Transcript</a> Make sure to <a href="https://www.youtube.com/c/Monetary-metals?sub_confirmation=1" rel="nofollow" target="_blank">subscribe</a> to our YouTube Channel to check out all our <a href="https://www.youtube.com/playlist?list=PLMnDpPl43cydIYt7MAUxisvZpz7gm5fJr" rel="nofollow" target="_blank">Media Appearances</a>, <a href="https://www.youtube.com/playlist?list=PLMnDpPl43cyd1zykwC9PYFviuUJQ990pK" rel="nofollow" target="_blank">Podcast Episodes</a> and <a href="https://www.youtube.com/c/Monetary-metals/videos?view=0&amp;sort=dd&amp;shelf_id=0" rel="nofollow" target="_blank">more</a>!

Ep 35 - Evidence Based Wealth with Paul Belanger

Tom welcomes a new guest to the show, Paul Belanger. Paul is a recently retired chemical engineer with an interesting YouTube channel, "Evidence Based Wealth," where he analyzes various investing strategies.Paul explains his background and what led him to take a deep dive into investing and economic theory.Paul discusses past gold and silver standards and why the Treasury still considers the United States to be on a gold standard. Eighty percent of currency in circulation is composed of $100 notes which are mainly used as a store of value globally. The Treasury states that banks must hold collateral equal to the value of the Federal Reserve notes. That collateral is in the form of gold certificates and US Securities.He contrasts the physical currency in circulation with the price of gold and details how this ratio has moved over the last forty years. If we were to return to a full gold standard today, the price of gold would have to increase by about four times.Most investors don't have a good appreciation for those rare black swan events. Periodically, financial catastrophes occur in markets. This is why wealthy people own choice land, art, fine furniture, and gold. These are things that can carry wealth through to the other side of large financial events. Gold is one of the only few things the average person can use to preserve wealth.He explains the importance of balancing one's portfolio and believes an optimum portfolio is one with 65% stocks and 35% gold. This approach seems to give the best overall balance for good returns while minimizing risks. It's also important to periodically rebalance these portfolios to maintain that ratio.Time Stamp References:0:00 - Introduction0:45 - His Background3:38 - Gold Standard9:16 - Gold Certificates14:21 - Currency/Gold Chart25:15 - Probability Game39:13 - Optimal Portfolio46:00 - Risk Vs. Return54:55 - Rebalancing1:03:08 - Wrap UpTalking Points From This EpisodePaul's Background and interest in economics.Gold standards and the current US Dollar.Physical currency and the value of gold.Managing market risk with gold and finding the optimum portfolio balance.Guest Links:YouTube: https://www.youtube.com/user/belangp/videosPatreon: https://www.patreon.com/belangpPaul Belanger (belangp) is a chemical engineer by profession. He earned a Ph.D. in early 1997 and practiced for nearly 25 years, most recently serving as a director of R&amp;D. He retired this year at the age of 50, having achieved financial independence, to live a different life. During his professional career, he became deeply interested in monetary science, exploring the nature of money, credit, and investments.Paul started a YouTube channel in 2013 to share some of the theories he learned were true and highlight the flaws in the theories that he found to be false. The channel now has a few hundred videos that are available for free. The topics range from wealth building and preservation to economics and politics. The channel was recently renamed "Evidence Based Wealth." Paul also recently launched a new Patreon site where he will offer access to written articles, books, and individual consultations.

Tom welcomes a new guest to the show, Paul Belanger. Paul is a recently retired chemical engineer with an interesting YouTube channel, "Evidence Based Wealth," where he analyzes various investing strategies. Paul explains his background and what led him to take a deep dive into investing and economic theory. Paul discusses past gold and silver standards and why the Treasury still considers the United States to be on a gold standard. Eighty percent of currency in circulation is composed of $100 notes which are mainly used as a store of value globally. The Treasury states that banks must hold collateral equal to the value of the Federal Reserve notes. That collateral is in the form of gold certificates and US Securities. He contrasts the physical currency in circulation with the price of gold and details how this ratio has moved over the last forty years. If we were to return to a full gold standard today, the price of gold would have to increase by about four times. Most investors don't have a good appreciation for those rare black swan events. Periodically, financial catastrophes occur in markets. This is why wealthy people own choice land, art, fine furniture, and gold. These are things that can carry wealth through to the other side of large financial events. Gold is one of the only few things the average person can use to preserve wealth. He explains the importance of balancing one's portfolio and believes an optimum portfolio is one with 65% stocks and 35% gold. This approach seems to give the best overall balance for good returns while minimizing risks. It's also important to periodically rebalance these portfolios to maintain that ratio. Time Stamp References:0:00 - Introduction0:45 - His Background3:38 - Gold Standard9:16 - Gold Certificates14:21 - Currency/Gold Chart25:15 - Probability Game39:13 - Optimal Portfolio46:00 - Risk Vs. Return54:55 - Rebalancing1:03:08 - Wrap Up Talking Points From This Episode Paul's Background and interest in economics.Gold standards and the current US Dollar.Physical currency and the value of gold.Managing market risk with gold and finding the optimum portfolio balance. Guest Links:YouTube: <a href="https://www.youtube.com/user/belangp/videosPatreon:" rel="nofollow" target="_blank">https://www.youtube.com/user/belangp/videosPatreon:</a> <a href="https://www.patreon.com/belangp" rel="nofollow" target="_blank">https://www.patreon.com/belangp</a> Paul Belanger (belangp) is a chemical engineer by profession. He earned a Ph.D. in early 1997 and practiced for nearly 25 years, most recently serving as a director of R&amp;D. He retired this year at the age of 50, having achieved financial independence, to live a different life. During his professional career, he became deeply interested in monetary science, exploring the nature of money, credit, and investments. Paul started a YouTube channel in 2013 to share some of the theories he learned were true and highlight the flaws in the theories that he found to be false. The channel now has a few hundred videos that are available for free. The topics range from wealth building and preservation to economics and politics. The channel was recently renamed "Evidence Based Wealth." Paul also recently launched a new Patreon site where he will offer access to written articles, books, and individual consultations.

Paul Belanger: Gold – The Ultimate Hedge