Colleen Jaconetti's guest appearances

Colleen Jaconetti

The Dough Roller Money Podcast

Orion's The Weighing Machine

Paul Merriman

Roger Whitney

Scott Young

Steve Chou

Dave Ramsey

Bola Sokunbi

Warren Buffett

Jean Chatzky

Tom White

Jackson Hewitt

Josh Peters

Emily Birken

Dan Macklin

Bob Lotich

Beverly Harzog

OwlTail

As people live longer and market uncertainty increases, the need for informed retirement portfolio spending strategies is becoming more important than ever. In this episode, Rusty and Robyn talk with Colleen Jaconetti, a Senior Investment Analyst at Vanguard Investment Strategy Group. Colleen is responsible for establishing and overseeing the investment philosophy, methodology, and portfolio construction strategies used to support Vanguard's advisory services, products, and strategies. With over 25 years of experience in the financial services industry, her areas of expertise include portfolio construction and financial planning, specializing in retirement planning topics, retirement income solutions, and wealth management strategies.Colleen talks with Rusty and Robyn about Vanguard's research paper, From Assets to Income: A Goals-Based Approach to Retirement Spending. Colleen speaks about interesting topics around the goals-based retirement approach, the four factors that affect people's ability to spend funds from their portfolios, and how investors should consider taxes when planning to withdraw funds.Key Takeaways [02:41] - Colleen's role at Vanguard. [04:21] - Why investors should read Vanguard's paper, From Assets to Income: A Goals-Based Approach to Retirement Spending. [05:22] - How a goals-based retirement approach outperforms a traditional retirement spending strategy. [06:22] - Four factors affecting people's ability to spend their portfolios. [10:16] - Risks associated with income-focused investing. [12:43] - How investors should consider taxes when planning to withdraw funds. [15:41] - Colleen's personal investment strategy. [17:00] - How Colleen maintains her mental and physical well-being to perform at her best. [17:53] - A list of Colleen's favorite books. Quotes[05:02] - "It's important for retirees now, especially with the dynamic spending that as there's market volatility, some retirees may be tempted to reach for yield. In addition, some retirees are asking, can I afford to retire? How much can I spend in light of some of the recent performances in the market?" - Colleen Jaconetti[06:46] - "When developing a prudent spending rule, the goal for many retirees is to bounce current spending with the potential for future spending, bequest, or other goals." - Colleen Jaconetti[12:01] - "We try to tell retirees that overweighing dividend-paying stocks are high-yield bonds. For the sole purpose of increasing cash on the portfolio, the income approach can put their principle at higher risk than just spending from it." - Colleen JaconettiLinks  Colleen Jaconetti on LinkedIn Vanguard Chicken Fried by Zac Brown Band From assets to income: A goals-based approach to retirement spending Be Where Your Feet Are: Seven Principles to Keep You Present, Grounded, and Thriving All Insights | Insights | Vanguard Advisor Connect with our hosts Rusty Vanneman Robyn Murray Subscribe and stay in touch Apple Podcasts Spotify Google Podcasts 1268-OPS-7/19/2022

As people live longer and market uncertainty increases, the need for informed retirement portfolio spending strategies is becoming more important than ever. In this episode, Rusty and Robyn talk with Colleen Jaconetti, a Senior Investment Analyst at Vanguard Investment Strategy Group. Colleen is responsible for establishing and overseeing the investment philosophy, methodology, and portfolio construction strategies used to support Vanguard's advisory services, products, and strategies. With over 25 years of experience in the financial services industry, her areas of expertise include portfolio construction and financial planning, specializing in retirement planning topics, retirement income solutions, and wealth management strategies.Colleen talks with Rusty and Robyn about Vanguard's research paper, From Assets to Income: A Goals-Based Approach to Retirement Spending. Colleen speaks about interesting topics around the goals-based retirement approach, the four factors that affect people's ability to spend funds from their portfolios, and how investors should consider taxes when planning to withdraw funds. Key Takeaways<ul> <li>[02:41] - Colleen's role at Vanguard.</li> <li>[04:21] - Why investors should read Vanguard's paper, From Assets to Income: A Goals-Based Approach to Retirement Spending.</li> <li>[05:22] - How a goals-based retirement approach outperforms a traditional retirement spending strategy.</li> <li>[06:22] - Four factors affecting people's ability to spend their portfolios.</li> <li>[10:16] - Risks associated with income-focused investing.</li> <li>[12:43] - How investors should consider taxes when planning to withdraw funds.</li> <li>[15:41] - Colleen's personal investment strategy.</li> <li>[17:00] - How Colleen maintains her mental and physical well-being to perform at her best.</li> <li>[17:53] - A list of Colleen's favorite books.</li> </ul> Quotes[05:02] - "It's important for retirees now, especially with the dynamic spending that as there's market volatility, some retirees may be tempted to reach for yield. In addition, some retirees are asking, can I afford to retire? How much can I spend in light of some of the recent performances in the market?" - <a href="https://www.linkedin.com/in/colleen-jaconetti-85626922/" rel="nofollow" target="_blank">Colleen Jaconetti</a>[06:46] - "When developing a prudent spending rule, the goal for many retirees is to bounce current spending with the potential for future spending, bequest, or other goals." - <a href="https://www.linkedin.com/in/colleen-jaconetti-85626922/" rel="nofollow" target="_blank">Colleen Jaconetti</a>[12:01] - "We try to tell retirees that overweighing dividend-paying stocks are high-yield bonds. For the sole purpose of increasing cash on the portfolio, the income approach can put their principle at higher risk than just spending from it." -<a href="https://www.linkedin.com/in/colleen-jaconetti-85626922/" rel="nofollow" target="_blank"> Colleen Jaconetti</a> Links <ul> <li><a href="https://www.linkedin.com/in/colleen-jaconetti-85626922/" rel="nofollow" target="_blank">Colleen Jaconetti on LinkedIn</a></li> <li><a href="https://investor.vanguard.com/" rel="nofollow" target="_blank">Vanguard</a></li> <li><a href="https://open.spotify.com/track/3eBnEo9WL34ulBCZlLpUQO?autoplay=true" rel="nofollow" target="_blank">Chicken Fried by Zac Brown Band</a></li> <li><a href="https://corporate.vanguard.com/content/dam/corp/research/pdf/from-assets-to-income-a-goals-based-approach-to-retirement-spending-usa-isgelr_042020_online.pdf" rel="nofollow" target="_blank">From assets to income: A goals-based approach to retirement spending</a></li> <li><a href="https://www.amazon.com/Where-Your-Feet-Are-Principles/dp/1250769876" rel="nofollow" target="_blank">Be Where Your Feet Are: Seven Principles to Keep You Present, Grounded, and Thriving</a></li> <li><a href="https://advisors.vanguard.com/insights/all" rel="nofollow" target="_blank">All Insights | Insights | Vanguard Advisor</a></li> </ul> Connect with our hosts<ul> <li><a href="https://www.linkedin.com/in/rusty-vanneman-cfa-cmt-304306/" rel="nofollow" target="_blank">Rusty Vanneman</a></li> <li><a href="https://www.linkedin.com/in/robynmurray/" rel="nofollow" target="_blank">Robyn Murray</a></li> </ul> Subscribe and stay in touch<ul> <li><a href="https://podcasts.apple.com/us/podcast/orions-the-weighing-machine/id486850755" rel="nofollow" target="_blank">Apple Podcasts</a></li> <li><a href="https://open.spotify.com/show/7k80G94zq4W2fiAUmsuKAq" rel="nofollow" target="_blank">Spotify</a></li> <li><a href="https://podcasts.google.com/feed/aHR0cDovL3d3dy5jbHNpbnZlc3QuY29tL3dtci9wb2RjYXN0L2Nsc19yc3MueG1s" rel="nofollow" target="_blank">Google Podcasts</a></li> </ul> 1268-OPS-7/19/2022

A Goals-Based Approach to Retirement Spending with Colleen Jaconetti

Maria Bruno

What do retirement planning professionals from Vanguard have to say about retirement topics like the 4% rule? In today’s podcast I interview two investment analysts at Vanguard with over 35 years of combined experience – Maria Bruno, CFP and Colleen Jaconetti, CFP. We talk about everything from the 4% rule to portfolio balancing issues to […] The post  4% Retirement Withdrawal Rule–An Interview with Vanguard’s Maria Bruno and Colleen Jaconetti appeared first on The Dough Roller.

What do retirement planning professionals from Vanguard have to say about retirement topics like the 4% rule? In today’s podcast I interview two investment analysts at Vanguard with over 35 years of combined experience – Maria Bruno, CFP and Colleen Jaconetti, CFP. We talk about everything from the 4% rule to portfolio balancing issues to […] The post <a href="http://www.doughroller.net/retirement-planning/4-percent-retirement-withdrawal-rule-interview-with-vanguard/" rel="nofollow" target="_blank"> 4% Retirement Withdrawal Rule–An Interview with Vanguard’s Maria Bruno and Colleen Jaconetti</a> appeared first on <a href="http://www.doughroller.net" rel="nofollow" target="_blank">The Dough Roller</a>.

DR 046:  4% Retirement Withdrawal Rule--An Interview with Vanguard's Maria Bruno and Colleen Jaconetti