Tami Wollensak's guest appearances

Tami Wollensak

The Divorce Survival Guide Podcast

Divorce Conversations for Women

THE Amicable Divorce Expert with Judith Weigle

The Divorce and Beyond Podcast with Susan Guthrie, Esq.

The Moms Moving On Divorce & Co-Parenting Podcast

OwlTail

One of the most commonly asked questions in divorce is "who gets to keep the house?" This week Michelle Dempsey-Multack is joined by Tami Wollensak CDLP to educate our listeners on what to do from a real estate standpoint when going through divorce. As a Certified Divorce Lending Professional, Tami helps clients take the emotion out of making the decision on whether or not to keep the home in a divorce. Michelle and Tami thoroughly discuss: If you can really afford the home on one income Understanding the process of keeping a home in a divorce How mortgage rates and any potential equity buy out may affect your current payment Letting go of attachment and memories you have in your marital home AND MUCH MORE Tami Wollensak is a Certified Divorce Lending Professional (CDLP®) and Senior Mortgage Loan Originator for Oak Leaf Community Mortgage, a Division of Mutual Federal Bank. Tami has worked in the mortgage industry for more than 25 years and is licensed to lend in 46 states. Specializing in Divorce Mortgage Planning, Tami takes a holistic approach to the process of evaluating mortgage options in the context of the overall financial objectives as they relate to divorcing situations prior to settlement for the best outcome. To learn more, visit www.TakeOrLeaveTheHouse.com.Tami Wollensak, CDLP®Sr. Mortgage Loan OriginatorCertified Divorce Lending ProfessionalNMLS #1963450 Learn more about your ad choices. Visit megaphone.fm/adchoices

One of the most commonly asked questions in divorce is "who gets to keep the house?" This week Michelle Dempsey-Multack is joined by Tami Wollensak CDLP to educate our listeners on what to do from a real estate standpoint when going through divorce. As a Certified Divorce Lending Professional, Tami helps clients take the emotion out of making the decision on whether or not to keep the home in a divorce. Michelle and Tami thoroughly discuss:<ul> <li>If you can really afford the home on one income</li> <li>Understanding the process of keeping a home in a divorce</li> <li>How mortgage rates and any potential equity buy out may affect your current payment</li> <li>Letting go of attachment and memories you have in your marital home</li> <li>AND MUCH MORE</li> </ul> Tami Wollensak is a Certified Divorce Lending Professional (CDLP®) and Senior Mortgage Loan Originator for Oak Leaf Community Mortgage, a Division of Mutual Federal Bank. Tami has worked in the mortgage industry for more than 25 years and is licensed to lend in 46 states. Specializing in Divorce Mortgage Planning, Tami takes a holistic approach to the process of evaluating mortgage options in the context of the overall financial objectives as they relate to divorcing situations prior to settlement for the best outcome. To learn more, visit <a href="http://www.takeorleavethehouse.com/" rel="nofollow" target="_blank">www.TakeOrLeaveTheHouse.com</a>. Tami Wollensak, CDLP®Sr. Mortgage Loan OriginatorCertified Divorce Lending ProfessionalNMLS #1963450 Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices" rel="nofollow" target="_blank">megaphone.fm/adchoices</a>

Divorce and Real Estate: Is it Worth Keeping the House in Divorce? with guest, Tami Wollensak CDLP

Thinking about keeping the house in your divorce? This week, Tami Wollensak joins me to talk about the things you need to consider when deciding whether or not you should keep your marital home. We explore the importance of understanding your finances and what to keep (and manage) the home. We also discuss some of the hidden costs associated with keeping the home such as homeowners insurance, getting a home inspection, and more. Tami offers insightful advice that will help you come to a more informed and peaceful decision about your home. Tami is a Certified Divorce Lending Professional (CDLP™) and Senior Mortgage Loan Originator. She takes a holistic approach to the process of evaluating mortgage options in the context of the overall financial objectives as they relate to divorcing situations prior to settlement for the best outcome for the divorcing homeowners.   Featured topics include:  Even if you want to keep your house, you may not qualify for a mortgage loan (7:42) How a CDLP can help you negotiate to keep your marital home (16:18) Keeping the home might not be your best option (17:15) Understanding and evaluating the numbers can help you to move forward with  a peaceful decision (22:19) You have to be the CFO of your divorce (24:13) Why your credit and obtaining your credit report is critical (33:24) Some of the things you may not have considered about keeping the home like ongoing maintenance, getting a home inspection, and homeowners’ insurance (37:00)  Learn more about Tami Wollensak: Tami Wollensak is a licensed mortgage loan originator and a 25+ year veteran of the industry, she has experience working in multiple roles and facets of the industry. She has discovered her true passion in helping divorcing individuals navigate their home equity solutions while going through the most challenging time of their life.  Tami has earned the certification as a Certified Divorce Lending Professional (CDLP™). This specialization provides her the ability to identify potential gaps in the agreement that cannot be met during the mortgage process. Tami works with her client’s attorney, mediator, or financial advisor to help guide them through all the options available to ensure a successful outcome regarding the divorcing couple’s real estate.  As a Mortgage Loan Originator, Tami’s (NMLS #1963450) goal is to educate her clients, take the mystery and anxiety out of the mortgage process, and provide a sense of security and peace to each of them. Oak Leaf Community Mortgage is a division of Mutual Federal Bank, Equal Housing Lender, and FDIC insured.  Resources &amp; Links: Links and information may also be found at:  https://kateanthony.com/podcast/take-or-leave-the-house-with-tami-wollensak/ Register to join Kate on the 2nd Tuesday of Every Month for a Live Q&amp;A Session!Tami’s website Tami on Facebook Tami on LinkedIn Tami on Instagram Book a Meeting with Tami ============================ DISCLAIMER:  THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE.  YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM  TODAY’S EPISODE IS SPONSORED BY: WORTHY The Divorce Survival Guide podcast is sponsored by Worthy. Worthy helps you get the most money possible for your diamond jewelry or luxury watch, fast and risk-free. Their experts do all the work for you, and their competitive auctions get you up to 3X what a local jeweler might offer in as little as 2 weeks.  With Worthy, you’re in control from start to finish. If your item doesn’t sell for the price you want, Worthy sends it back to you at no cost, fully insured. And now for a limited time, you’ll get an extra $100 when your jewelry sells for over $1,500. All you have to do is register at https://worthy.com/dsg-podcast. (See website for terms.) JOIN THE SHOULD I STAY OR SHOULD I GO FACEBOOK GROUP

Thinking about keeping the house in your divorce? This week, Tami Wollensak joins me to talk about the things you need to consider when deciding whether or not you should keep your marital home. We explore the importance of understanding your finances and what to keep (and manage) the home. We also discuss some of the hidden costs associated with keeping the home such as homeowners insurance, getting a home inspection, and more. Tami offers insightful advice that will help you come to a more informed and peaceful decision about your home. Tami is a Certified Divorce Lending Professional (CDLP™) and Senior Mortgage Loan Originator. She takes a holistic approach to the process of evaluating mortgage options in the context of the overall financial objectives as they relate to divorcing situations prior to settlement for the best outcome for the divorcing homeowners.   Featured topics include: <ul> <li>Even if you want to keep your house, you may not qualify for a mortgage loan (7:42)</li> <li>How a CDLP can help you negotiate to keep your marital home (16:18)</li> <li>Keeping the home might not be your best option (17:15)</li> <li>Understanding and evaluating the numbers can help you to move forward with  a peaceful decision (22:19)</li> <li>You have to be the CFO of your divorce (24:13)</li> <li>Why your credit and obtaining your credit report is critical (33:24)</li> <li>Some of the things you may not have considered about keeping the home like ongoing maintenance, getting a home inspection, and homeowners’ insurance (37:00)</li> </ul> Learn more about Tami Wollensak: Tami Wollensak is a licensed mortgage loan originator and a 25+ year veteran of the industry, she has experience working in multiple roles and facets of the industry. She has discovered her true passion in helping divorcing individuals navigate their home equity solutions while going through the most challenging time of their life.  Tami has earned the certification as a Certified Divorce Lending Professional (CDLP™). This specialization provides her the ability to identify potential gaps in the agreement that cannot be met during the mortgage process. Tami works with her client’s attorney, mediator, or financial advisor to help guide them through all the options available to ensure a successful outcome regarding the divorcing couple’s real estate.  As a Mortgage Loan Originator, Tami’s (NMLS #1963450) goal is to educate her clients, take the mystery and anxiety out of the mortgage process, and provide a sense of security and peace to each of them. Oak Leaf Community Mortgage is a division of Mutual Federal Bank, Equal Housing Lender, and FDIC insured.  Resources &amp; Links: Links and information may also be found at: <a href="https://kateanthony.com/podcast/take-or-leave-the-house-with-tami-wollensak/" rel="nofollow" target="_blank"> https://kateanthony.com/podcast/take-or-leave-the-house-with-tami-wollensak/</a> <a href="http://kateanthony.com/monthlyq+a" rel="noopener nofollow" target="_blank">Register to join Kate on the 2nd Tuesday of Every Month for a Live Q&amp;A Session!</a><a href="http://www.takeorleavethehouse.com/" rel="noopener nofollow" target="_blank">Tami’s website</a> <a href="https://www.facebook.com/tamiwollensakcdlp" rel="noopener nofollow" target="_blank">Tami on Facebook</a> <a href="https://www.linkedin.com/in/tamiwollensak" rel="noopener nofollow" target="_blank">Tami on LinkedIn</a> <a href="https://www.instagram.com/tamiwollensakcdlp" rel="noopener nofollow" target="_blank">Tami on Instagram</a> <a href="https://go.thryv.com/site/TamiW/online-scheduling" rel="noopener nofollow" target="_blank">Book a Meeting with Tami</a> ============================ DISCLAIMER:  THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE.  YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM TODAY’S EPISODE IS SPONSORED BY: <a href="https://vip.worthy.com/divorce-survival-guide-podcast/?utm_medium=podcast&amp;utm_source=divorce-survival-guide-podcast&amp;utm_content=show_notes" rel="noopener nofollow" target="_blank">WORTHY</a> The Divorce Survival Guide podcast is sponsored by <a href="https://vip.worthy.com/divorce-survival-guide-podcast/?utm_medium=podcast&amp;utm_source=divorce-survival-guide-podcast&amp;utm_content=show_notes" rel="nofollow" target="_blank">Worthy</a>. <a href="https://vip.worthy.com/divorce-survival-guide-podcast/?utm_medium=podcast&amp;utm_source=divorce-survival-guide-podcast&amp;utm_content=show_notes" rel="noopener nofollow" target="_blank">Worthy</a> helps you get the most money possible for your diamond jewelry or luxury watch, fast and risk-free. Their experts do all the work for you, and their competitive auctions get you up to 3X what a local jeweler might offer in as little as 2 weeks.  With <a href="https://vip.worthy.com/divorce-survival-guide-podcast/?utm_medium=podcast&amp;utm_source=divorce-survival-guide-podcast&amp;utm_content=show_notes" rel="noopener nofollow" target="_blank">Worthy</a>, you’re in control from start to finish. If your item doesn’t sell for the price you want, Worthy sends it back to you at no cost, fully insured. And now for a limited time, you’ll get an extra $100 when your jewelry sells for over $1,500. All you have to do is register at <a href="https://worthy.com/dsg-podcast" rel="noopener nofollow" target="_blank">https://worthy.com/dsg-podcast</a>. (See website for terms.) <a href="https://www.facebook.com/groups/shouldistayorshouldigo/" rel="noopener nofollow" target="_blank">JOIN THE SHOULD I STAY OR SHOULD I GO FACEBOOK GROUP</a>

Episode 204: Take or Leave the House? With Tami Wollensak

On THE Amicable Divorce Expert podcast, I interview Tami Wollensak, CDLP® NMLS #1963450. This is what you will learn:   Be realistic about keeping and/or refinancing the house   The relationship between mortgage lending for a refinance of the house in a divorce, and the legal side of the divorce   How should a settlement agreement be written so that a divorced spouse can refinance the house once the divorce is final   What it means financially to refinance and keep the house   What happens if the lower earning spouse who is still living in the house can’t meet the mortgage payment   The tragedy of leaving Title while still on the mortgage   What a Due-On-Sale action is based on a Change in Title   Mortgage lender bases their decision to lend on   There is a difference between family court versus the mortgage industry rules for responsibility   How to change Title of the house if both spouses decide to keep the house jointly   Qualifications for one spouse to refinance the house in a divorce   How does self-employment effect refinancing the house   Timing requirements of child and spousal support to refinance the house   Know all your options when negotiating the house in a divorce settlement   Make the house a financial decision, not an emotional one   #mortgage #refinancing #childsupport #alimony #spousalsupport #divorce #Title #jointTitle #tenantsincommon #mortgagelender #home #house #divorcesettlement #DueOnSale #ChangeinTitle #emotion #self-employment #financialinsecurity #children #coparenting #parents #coparents  #certifieddivorcelendingprofessional #freeconsultation #equalcreditopportunityact #mortgage #amicabledivorce   Biography Tami Wollensak is a Certified Divorce Lending Professional (CDLP™) and Senior Mortgage Loan Originator for Oak Leaf Community Mortgage, a Division of Mutual Federal Bank. Tami has worked in the mortgage industry for more than 25 years and is licensed to lend in 46 states. Specializing in Divorce Mortgage Planning, Tami takes a holistic approach to the process of evaluating mortgage options in the context of the overall financial objectives as they relate to divorcing situations prior to settlement for the best outcome. To learn more, visit www.TakeOrLeaveTheHouse.com.    Tami Wollensak, CDLP® Sr. Mortgage Loan Originator Certified Divorce Lending Professional NMLS #1963450 (708) 359-2070 TamiW@MyOakLeaf.com Website Request a meeting   Tami Wollensak, CDLP®, Sr. Mortgage Loan Originator, Certified Divorce Lending Professional Oak Leaf Community Mortgage. NMLS ID: 1963450. Equal Housing Lender. Federal Deposit Insurance Corporation.

On THE Amicable Divorce Expert podcast, I interview Tami Wollensak, CDLP® NMLS #1963450. This is what you will learn: <ol><li>Be realistic about keeping and/or refinancing the house</li> </ol> <ol><li>The relationship between mortgage lending for a refinance of the house in a divorce, and the legal side of the divorce</li> </ol> <ol><li>How should a settlement agreement be written so that a divorced spouse can refinance the house once the divorce is final</li> </ol> <ol><li>What it means financially to refinance and keep the house</li> </ol> <ol><li>What happens if the lower earning spouse who is still living in the house can’t meet the mortgage payment</li> </ol> <ol><li>The tragedy of leaving Title while still on the mortgage</li> </ol> <ol><li>What a Due-On-Sale action is based on a Change in Title</li> </ol> <ol><li>Mortgage lender bases their decision to lend on</li> </ol> <ol><li>There is a difference between family court versus the mortgage industry rules for responsibility</li> </ol> <ol><li>How to change Title of the house if both spouses decide to keep the house jointly</li> </ol> <ol><li>Qualifications for one spouse to refinance the house in a divorce</li> </ol> <ol><li>How does self-employment effect refinancing the house</li> </ol> <ol><li>Timing requirements of child and spousal support to refinance the house</li> </ol> <ol><li>Know all your options when negotiating the house in a divorce settlement</li> </ol> <ol><li>Make the house a financial decision, not an emotional one</li> </ol> #mortgage #refinancing #childsupport #alimony #spousalsupport #divorce #Title #jointTitle #tenantsincommon #mortgagelender #home #house #divorcesettlement #DueOnSale #ChangeinTitle #emotion #self-employment #financialinsecurity #children #coparenting #parents #coparents  #certifieddivorcelendingprofessional #freeconsultation #equalcreditopportunityact #mortgage #amicabledivorce Biography Tami Wollensak is a Certified Divorce Lending Professional (CDLP™) and Senior Mortgage Loan Originator for Oak Leaf Community Mortgage, a Division of Mutual Federal Bank. Tami has worked in the mortgage industry for more than 25 years and is licensed to lend in 46 states. Specializing in Divorce Mortgage Planning, Tami takes a holistic approach to the process of evaluating mortgage options in the context of the overall financial objectives as they relate to divorcing situations prior to settlement for the best outcome. To learn more, visit <a href="http://www.TakeOrLeaveTheHouse.com" rel="nofollow" target="_blank">www.TakeOrLeaveTheHouse.com</a>.  Tami Wollensak, CDLP® Sr. Mortgage Loan Originator Certified Divorce Lending Professional NMLS #1963450 (708) 359-2070 TamiW@MyOakLeaf.com <a href="http://www.tamiwollensak.com/" rel="nofollow" target="_blank">Website</a> <a href="https://go.thryv.com/site/TamiW/online-scheduling" rel="nofollow" target="_blank">Request a meeting</a> Tami Wollensak, CDLP®, Sr. Mortgage Loan Originator, Certified Divorce Lending Professional Oak Leaf Community Mortgage. NMLS ID: 1963450. Equal Housing Lender. Federal Deposit Insurance Corporation.

Qualifications to Refinance the House in a Divorce Buyout w/Sr. Mortgage Loan Originator Tami Wollensak, CDLP® NMLS #1963450

Rhonda Noordyk

Recently, Rhonda sat down with Divorce Mortgage Planner, Tami Wollensak, on her YouTube video series,  Peaceful Divide.  We are pleased to be able to share that conversation with you here! Tami and Rhonda discuss strategy, finding the right team, and moving the needle to enable women to walk away empowered.    Have you ever wondered how Rhonda approaches her strategy? Listen in!     About our Guests today:   Tami Wollensak is a Senior Mortgage Loan Originator and a Certified Divorce Lending Professional NMLS 1963450 at Oak Leaf Community Mortgage, A Division of Mutual Federal Bank. An Equal Housing Lender insured by FDIC.     Check out Tami’s Website!   Rhonda Noordyk, CFEI, CDFA®, CEO of The Women’s Financial Wellness Center   Rhonda has dedicated her career to being an advocate for women and educating them on how financial strategies can impact their personal and professional success. Her work has shown women going through a divorce how to have a voice, be assertive, get results, be driven, and move forward with confidence.    For Rhonda and her company, the Women’s Financial Wellness Center, helping women isn’t just about running the numbers. It’s about asking the right questions, demystifying myths and biases around finances, and helping women walk in their power. Rhonda is passionate about helping her clients navigate a broken system and level the playing field so they can achieve success—pre, during, and post-divorce.    Check out our new  BRIDGE Group Coaching Program!

Recently, Rhonda sat down with Divorce Mortgage Planner, Tami Wollensak, on her YouTube video series, <a href="https://www.youtube.com/channel/UCKR5p4Ws3nKrnj7YNw7URlA" rel="nofollow" target="_blank"> Peaceful Divide.</a>  We are pleased to be able to share that conversation with you here! Tami and Rhonda discuss strategy, finding the right team, and moving the needle to enable women to walk away empowered.  Have you ever wondered how Rhonda approaches her strategy? Listen in! About our Guests today: Tami Wollensak is a Senior Mortgage Loan Originator and a Certified Divorce Lending Professional NMLS 1963450 at Oak Leaf Community Mortgage, A Division of Mutual Federal Bank. An Equal Housing Lender insured by FDIC. Check out Tami’s <a href="http://www.tamiwollensak.com/" rel="nofollow" target="_blank">Website</a>! Rhonda Noordyk, CFEI, CDFA®, CEO of <a href="https://www.wfwcdivorce.com/" rel="nofollow" target="_blank">The Women’s Financial Wellness Center</a> Rhonda has dedicated her career to being an advocate for women and educating them on how financial strategies can impact their personal and professional success. Her work has shown women going through a divorce how to have a voice, be assertive, get results, be driven, and move forward with confidence.  For Rhonda and her company, the <a href="https://www.wfwcdivorce.com/" rel="nofollow" target="_blank">Women’s Financial Wellness Center</a>, helping women isn’t just about running the numbers. It’s about asking the right questions, demystifying myths and biases around finances, and helping women walk in their power. Rhonda is passionate about helping her clients navigate a broken system and level the playing field so they can achieve success—pre, during, and post-divorce.  Check out our new <a href="https://www.rhondanoordyk.com/bridge-group-coaching-2559" rel="nofollow" target="_blank"> BRIDGE Group Coaching Program!</a>

Episode 151: What's going on with YOUR divorce strategy?

On this week’s episode of Divorce &amp; Beyond, Host, Susan Guthrie, is joined by Certified Divorce Lending Professional, Tami Wollensak. Together they discuss creative solutions around what you can and can’t do with the marital home in a divorce!  So you want to keep the house in your divorce? You’re not alone. The marital home and what is going to happen with it is one of the first questions soon-to-be-divorced couples ask when meeting with a divorce attorney or professional. The home is often one of the biggest assets and the mortgage is one of the biggest debts of divorce. In this episode, Susan and Tami explore solutions around the marital home, discuss some of the things you need to consider before keeping it, what you need to know about lending options, and other difficulties or situations that may arise.  Tami Wollensak is a licensed mortgage loan originator and a 25+ year veteran of the industry, she has experience working in multiple roles and facets of the industry. She has discovered her true passion in helping divorcing individuals navigate their home equity solutions while going through the most challenging time of their life.   Conversation Golden Nuggets:  Divorce mortgage planning provides options to help you make a more informed decision about the marital home Defining what the equity/value of a home is at the time of a divorce If you are awarded the home, you will probably need to refinance and take out a new mortgage Property taxes and homeowner insurance become your responsibility, the cost of these may change once you refinance If you keep the house, the mortgage is not your only responsibility! Tami shares why getting a home inspection can help you decide if you wish to pursue keeping the marital home or not  If keeping the home post-divorce is something you are considering, this episode is a must-listen!  About this week's special guest: Tami Wollensak Tami Wollensak is a licensed mortgage loan originator and a 25+ year veteran of the industry, she has experience working in multiple roles and facets of the industry. She has discovered her true passion in helping divorcing individuals navigate their home equity solutions while going through the most challenging time of their life.  Tami has earned the certification as a Certified Divorce Lending Professional (CDLP™). This specialization provides her the ability to identify potential gaps in the agreement that cannot be met during the mortgage process. Tami works with her client’s attorney, mediator, or nancial advisor to help guide them through all the options available to ensure a successful outcome regarding the divorcing couple’s real estate.  As a Mortgage Loan Originator, Tami’s goal is to educate her clients, take the mystery and anxiety out of the mortgage process, and provide a sense of security and peace to each of them. Book a Meeting with Tami:  https://go.thryv.com/site/TamiW/online-scheduling Website:  http://www.tamiwollensak.com Facebook: https://www.facebook.com/tamiwollensakcdlp LinkedIn: https://www.linkedin.com/in/tamiwollensak Instagram: https://www.instagram.com/tamiwollensakcdlp Also mentioned in this episode: Book a Strategy Session with Susan!  AnnualCreditReport.com If you want to see the video version of the podcast episodes they are available on The Divorce &amp; Beyond YouTube Channel!  Make sure to LIKE and SUBSCRIBE so you don't miss a single episode! THANK YOU TO OUR SPONSOR: SOBERLINK Soberlink has teamed up with divorce and family law experts to bring you the information you didn't know that can provide peace of mind during the holidays. For those of you who still haven't heard about Soberlink, it is the solution for you if you are going through a divorce and custody case involving alcohol. Whether you are falsely accused of alcohol use or are concerned about your child's safety because of your other parents' alcohol use, Soberlink can help. Soberlink works hard to keep children safe. Offering a remote alcohol monitoring system that is the gold standard because of its technology. It includes a high-tech breathalyzer device with facial recognition that allows you to receive real-time updates from monitored co-parents anytime, anywhere allowing for swift intervention for improved child safety.  They have helped hundreds of thousands of people document proof of sobriety in real-time for peace of mind in child custody cases.  Don't miss out on Soberlink’s Free Guide for the upcoming Holiday Season. 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On this week’s episode of Divorce &amp; Beyond, Host, Susan Guthrie, is joined by Certified Divorce Lending Professional, Tami Wollensak. Together they discuss creative solutions around what you can and can’t do with the marital home in a divorce!  So you want to keep the house in your divorce? You’re not alone. The marital home and what is going to happen with it is one of the first questions soon-to-be-divorced couples ask when meeting with a divorce attorney or professional. The home is often one of the biggest assets and the mortgage is one of the biggest debts of divorce. In this episode, Susan and Tami explore solutions around the marital home, discuss some of the things you need to consider before keeping it, what you need to know about lending options, and other difficulties or situations that may arise.  Tami Wollensak is a licensed mortgage loan originator and a 25+ year veteran of the industry, she has experience working in multiple roles and facets of the industry. She has discovered her true passion in helping divorcing individuals navigate their home equity solutions while going through the most challenging time of their life.   Conversation Golden Nuggets:  <ul><li>Divorce mortgage planning provides options to help you make a more informed decision about the marital home</li> <li>Defining what the equity/value of a home is at the time of a divorce</li> <li>If you are awarded the home, you will probably need to refinance and take out a new mortgage</li> <li>Property taxes and homeowner insurance become your responsibility, the cost of these may change once you refinance</li> <li>If you keep the house, the mortgage is not your only responsibility! Tami shares why getting a home inspection can help you decide if you wish to pursue keeping the marital home or not</li> </ul> If keeping the home post-divorce is something you are considering, this episode is a must-listen!  About this week's special guest: Tami Wollensak Tami Wollensak is a licensed mortgage loan originator and a 25+ year veteran of the industry, she has experience working in multiple roles and facets of the industry. She has discovered her true passion in helping divorcing individuals navigate their home equity solutions while going through the most challenging time of their life.  Tami has earned the certification as a Certified Divorce Lending Professional (CDLP™). This specialization provides her the ability to identify potential gaps in the agreement that cannot be met during the mortgage process. Tami works with her client’s attorney, mediator, or nancial advisor to help guide them through all the options available to ensure a successful outcome regarding the divorcing couple’s real estate.  As a Mortgage Loan Originator, Tami’s goal is to educate her clients, take the mystery and anxiety out of the mortgage process, and provide a sense of security and peace to each of them. Book a Meeting with Tami:  <a href="https://go.thryv.com/site/TamiW/online-scheduling" rel="nofollow" target="_blank">https://go.thryv.com/site/TamiW/online-scheduling</a> Website:  <a href="http://www.tamiwollensak.com" rel="nofollow" target="_blank">http://www.tamiwollensak.com</a> Facebook: <a href="https://www.facebook.com/peacefuldivide" rel="nofollow" target="_blank">https://www.facebook.com/tamiwollensakcdlp</a> LinkedIn: <a href="https://www.linkedin.com/in/tamiwollensak" rel="nofollow" target="_blank">https://www.linkedin.com/in/tamiwollensak</a> Instagram: <a href="https://www.instagram.com/peacefuldivide/" rel="nofollow" target="_blank">https://www.instagram.com/tamiwollensakcdlp</a> Also mentioned in this episode: <a href="http://divorcebeyond.com/strategywithsusan" rel="nofollow" target="_blank">Book a Strategy Session with Susan! </a> <a href="http://annualcreditreport.com" rel="nofollow" target="_blank">AnnualCreditReport.com</a> If you want to see the video version of the podcast episodes they are available on <a href="https://www.youtube.com/channel/UCVCL6TXledYo-BIQC4YknCg" rel="nofollow" target="_blank">The Divorce &amp; Beyond YouTube Channel</a>!  Make sure to LIKE and SUBSCRIBE so you don't miss a single episode! THANK YOU TO OUR SPONSOR: <a href="https://www.soberlink.com/susan" rel="nofollow" target="_blank">SOBERLINK</a> Soberlink has teamed up with divorce and family law experts to bring you the information you didn't know that can provide peace of mind during the holidays. For those of you who still haven't heard about Soberlink, it is the solution for you if you are going through a divorce and custody case involving alcohol. Whether you are falsely accused of alcohol use or are concerned about your child's safety because of your other parents' alcohol use, Soberlink can help. Soberlink works hard to keep children safe. Offering a remote alcohol monitoring system that is the gold standard because of its technology. It includes a high-tech breathalyzer device with facial recognition that allows you to receive real-time updates from monitored co-parents anytime, anywhere allowing for swift intervention for improved child safety.  They have helped hundreds of thousands of people document proof of sobriety in real-time for peace of mind in child custody cases.  Don't miss out on Soberlink’s Free Guide for the upcoming Holiday Season. Request your free guide today at<a href="http://www.soberlink.com/susan" rel="nofollow" target="_blank"> www.soberlink.com/susan</a> ******************************************************************* MEET OUR CREATOR AND HOST: SUSAN GUTHRIE®, ESQ., the creator and host of The Divorce and Beyond® Podcast, is nationally recognized as one of the top family law and divorce mediation attorneys in the country.  Susan is a member of the Executive Council of the American Bar Association Section of Dispute Resolution and is the Founder of <a href="https://www.divorceinabetterway.com/" rel="nofollow" target="_blank">Divorce in a Better Way®</a> which provides a curated selection of resources and information for those facing divorce and other life changes.  Internationally renowned as one of the leading experts in online mediation, Susan created her <a href="https://www.learntomediateonline.com/" rel="nofollow" target="_blank">Learn to Mediate Online®</a> program and has trained more than 18,000 professionals in how to transition their practice online.  Susan recently partnered with legal and mediation legend, Forrest "Woody" Mosten to create the <a href="https://www.mostenguthrie.com/" rel="nofollow" target="_blank">Mosten Guthrie Academy </a>which provides gold standard, fully online training for mediation and collaborative professionals at all stages of their career.   Follow Susan Guthrie and THE DIVORCE AND BEYOND PODCAST on social media for updates and inside tips and information: <a href="https://www.facebook.com/SusanGuthrieEsq/" rel="nofollow" target="_blank">Susan Guthrie on Facebook</a> @susanguthrieesq <a href="https://www.instagram.com/susanguthrieesq" rel="nofollow" target="_blank">Susan on Instagram</a> @susanguthrieesq <a href="https://twitter.com/guthrielaw" rel="nofollow" target="_blank">Susan on Twitter</a> @guthrielaw ********************************************************************* SPONSORSHIP OPPORTUNITIES ARE AVAILABLE! 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