Donna Freedman's guest appearances

Donna Freedman

The Mental Wealth Show with Rich Jones

Alaska Authors and Themes

Tela Holcomb

Sarah Li-Cain

J.D. Roth

Pete Mockaitis

Jeff Johnson

Chris Browning

Tonya Rapley

John Muir

Bola Sokunbi

Leslie Tayne

Tori Dunlap

Andy Hill

Paula Pant

Chris Hutchins

Robert Farrington

OwlTail

You may remember Donna from our previous episode PB31: Save Where You Can ft. Donna Freedman. Donna's back with a new book, Your Playbook For Tough Times Vol. 2, some great personal finance advice and much more! For those of you who are new here, Donna has been a college dropout, a single mom, a newspaper reporter in Chicago and Alaska, and a late-in-life university student. She has over 20 years of experience writing and helping people on media organizations like MSN Money and popular online publications like our  former guest's J.D. Roth's website, Get Rich Slowly. Her passion for helping people is evident on today's show and in the great giveaways she has for our audience. On this episode we discuss:  Actionable tips from her new book and why, unlike some other top financial gurus, she doesn't assume your financial situation is always caused by your own doing or bad financial habits The opportunity cost -- money you could spend or invest elsewhere -- of student loans and why students, and parents of students, should always use a  student loan calculator before signing any new loan agreements Simple ways and resources you can use to negotiate lower (or free) dental and health care costs How the "four gifts" rule can help you save money on Christmas and birthday gifts  SPECIAL PROMOs FOR PAYCHECKS &amp; BALANCES LISTENERS ONLY!!!   Click here for a free download of Challenge Yourself to Save the popular and a fan favorite chapter from Donna's first book, Your Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul, containing 31 tips you can immediately use to save money today! Click here to visit Donna's direct platform and enter discount code PAYCHECKS for a $5 PDF copy of Your Playbook For Tough Times, Vol. 2!  Interested in the original, too? Enter discount code BALANCES for the first edition of Your Playbook For Tough Times!    References  The Healthcare Blue Book - provides free online tools designed to enable consumers to understand how much they should pay for healthcare services The Fair Health Consumer - this tool estimates your costs for dental and healthcare procedures and services in the ZIP code where you want to receive care. More Helpful Tips &amp; Recommendations from Donna:  If you’re uninsured: At Healthcare Bluebook, type in what’s needed (foot surgery, biopsy, etc.) plus your zip code and get an idea of what you might pay for that treatment in your area. As the website notes, the cost for the same network procedure can vary by up to 400 percent. Even if you do have insurance, using a tool like this could mean having to fork over less of a copay (e.g., 20 percent of $300 rather than $500). Or use Fair Health Consumer’s cost lookup tool to get an idea of what an average service or treatment should be, then print out something called a “binding cost estimate.” This basically says, “This amount is what we know to be less than a billed charge but more than a typical insurance payout.” Present it to a potential provider, say frankly that cost is a huge issue for your household and you’d like to know if you could get the needed treatment at this price. You can strengt

You may remember Donna from our previous episode <a href="http://paychecksandbalances.com/donna/" rel="nofollow" target="_blank">PB31: Save Where You Can ft. Donna Freedman</a>. Donna's back with a new book, Your Playbook For Tough Times Vol. 2, some great personal finance advice and much more! For those of you who are new here, Donna has been a college dropout, a single mom, a newspaper reporter in Chicago and Alaska, and a late-in-life university student. She has over 20 years of experience writing and helping people on media organizations like MSN Money and popular online publications like our <a href="http://paychecksandbalances.com/pb34-become-money-boss-ft-j-d-roth/" rel="nofollow" target="_blank"> former guest's J.D. Roth's</a> website, Get Rich Slowly. Her passion for helping people is evident on today's show and in the great giveaways she has for our audience. On this episode we discuss: <ul> <li>Actionable tips from her new book and why, unlike some other top financial gurus, she doesn't assume your financial situation is always caused by your own doing or bad financial habits</li> <li>The opportunity cost -- money you could spend or invest elsewhere -- of student loans and why students, and parents of students, should always use a <a href="https://www.nerdwallet.com/blog/loans/student-loans/student-loan-calculator/" rel="nofollow" target="_blank"> student loan calculator</a> before signing any new loan agreements</li> <li>Simple ways and resources you can use to negotiate lower (or free) dental and health care costs</li> <li>How the "four gifts" rule can help you save money on Christmas and birthday gifts</li> </ul> SPECIAL PROMOs FOR PAYCHECKS &amp; BALANCES LISTENERS ONLY!!! <ul> <li><a href="http://paychecksandbalances.com/wp-content/uploads/2017/07/Challenge-Yourself-To-Save-by-Donna-Freedman.pdf" rel="nofollow" target="_blank"> Click here</a> for a free download of Challenge Yourself to Save the popular and a fan favorite chapter from Donna's first book, Your Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul, containing 31 tips you can immediately use to save money today!</li> <li><a href="http://bit.ly/2d12Q5t" rel="nofollow" target="_blank">Click here</a> to visit Donna's direct platform and enter discount code PAYCHECKS for a $5 PDF copy of Your Playbook For Tough Times, Vol. 2! <ul> <li>Interested in the original, too? Enter discount code BALANCES for the first edition of Your Playbook For Tough Times!</li> </ul> </li> </ul> <h4>References</h4> <ul> <li>The <a href="https://healthcarebluebook.com/" rel="nofollow" target="_blank">Healthcare Blue Book</a> - provides free online tools designed to enable consumers to understand how much they should pay for healthcare services</li> <li>The <a href="https://fairhealthconsumer.org/" rel="nofollow" target="_blank">Fair Health Consumer</a> - this tool estimates your costs for dental and healthcare procedures and services in the ZIP code where you want to receive care.</li> <li>More Helpful Tips &amp; Recommendations from Donna: <ul> <li>If you’re uninsured: At <a href="https://healthcarebluebook.com/" rel="nofollow" target="_blank">Healthcare Bluebook</a>, type in what’s needed (foot surgery, biopsy, etc.) plus your zip code and get an idea of what you might pay for that treatment in your area. As the website notes, the cost for the same network procedure can vary by up to 400 percent. Even if you do have insurance, using a tool like this could mean having to fork over less of a copay (e.g., 20 percent of $300 rather than $500). Or use <a href="https://fairhealthconsumer.org/" rel="nofollow" target="_blank">Fair Health Consumer</a>’s cost lookup tool to get an idea of what an average service or treatment should be, then print out something called a “binding cost estimate.” This basically says, “This amount is what we know to be less than a billed charge but more than a typical insurance payout.” Present it to a potential provider, say frankly that cost is a huge issue for your household and you’d like to know if you could get the needed treatment at this price. You can strengt</li></ul></li></ul>

PB62: Financial Tidbits w/ Donna Freedman

Donna Freedman's motto: “I save where I can so I can spend where I want.” This week she teaches us how she does it. Donna is the author of Your Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul and she has over 20 years of experience writing and helping people with personal finance for media organizations like MSN Money and online publications including Vox Media and Get Rich Slowly. We have another funformative conversation with Donna covering: How to build and stick to your spending plan Aligning your personal budget with your life goals and intentions Accurately managing "Opportunity Cost" so your spending maximizes your happiness Resources: Receive a discounted copy of Donna's book, Your Playbook for Tough Times, by visiting http://paychecksandbalances.com/yp and using discount code: PAYCHECKS (good through November 30, 2016) Check out Donna's post, Write A Blog People Will Read For more information and helpful tips on credit card comparisons, check out Beverly Harzog's website as discussed on the show Announcements: Check out our new PATREON page! Patreon provides a forum for you to help us create more great content, reach more people and receive exclusive content. Debt Free Or Die Trying is out now! Cop it in that Amazon! Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances and Instagram at the same name!

Donna Freedman's motto: “I save where I can so I can spend where I want.” This week she teaches us how she does it. Donna is the author of Your Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul and she has over 20 years of experience writing and helping people with personal finance for media organizations like MSN Money and online publications including Vox Media and Get Rich Slowly. We have another funformative conversation with Donna covering: How to build and stick to your spending plan Aligning your personal budget with your life goals and intentions Accurately managing "Opportunity Cost" so your spending maximizes your happiness Resources: Receive a discounted copy of Donna's book, Your Playbook for Tough Times, by visiting <a href="http://paychecksandbalances.com/yp" rel="nofollow" target="_blank">http://paychecksandbalances.com/yp</a> and using discount code: PAYCHECKS (good through November 30, 2016) Check out Donna's post, Write A Blog People Will Read For more information and helpful tips on credit card comparisons, check out Beverly Harzog's website as discussed on the show Announcements: Check out our new PATREON page! Patreon provides a forum for you to help us create more great content, reach more people and receive exclusive content. Debt Free Or Die Trying is out now! Cop it in that Amazon! Looking for more career development and debt freedom tips? Join our email list at <a href="http://PaychecksandBalances.com/email" rel="nofollow" target="_blank">PaychecksandBalances.com/email</a> for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE us on <a href="http://Facebook.com/PaychecksandBalances" rel="nofollow" target="_blank">Facebook.com/PaychecksandBalances</a> or follow us on Twitter @PayBalances and Instagram at the same name!

PB31: Save Where You Can ft. Donna Freedman

Finance journalist Donna Freedman’s talk helps super-financially-stressed people (including students) get control of their cash and credit-card debt. Many people feel they can't save because they're barely making ends meet as it is.   However, according to Donna Freedman, at least one of her 35 "stealth savings" tactics can work for just about everybody.   Donna Freedman is author of Playbook for Tough Times: Living Large On Small Change, For The Short Term or The Long Haul.

 Donna Freedman presents How to Save an Emergency Fund Out of Thin Air