Jonathan Dharmapalan's guest appearances

Jonathan Dharmapalan

Barefoot Innovation Podcast

Interpreting India

Sopnendu Mohanty

Robert Greene

Rachel Schneider

Jon Stein

Steve Streit

Sanjay Gupta

Alex Tabarrok

John Ryan

Jack Henry

Steve Cohen

Bill Harris

Stephanie Cohen

Vinny Lingham

Dan Morgan

Peter Renton

OwlTail

What would a cashless India and world look like? Jonathan Dharmapalan joins Carnegie India's Rajesh Bansal to shed light on Central Bank Digital Currencies, which are meant to act as a replacement for cash. Together, they unpack what digital currencies are, and how they could affect the way we transact. --EPISODE CONTRIBUTORSAs founder and CEO of eCurrency, Jonathan Dharmapalan provides technology solutions to central banks to issue digital currencies. He was most recently Head of Ernst &amp; Young’s Global Telecommunications Practice and Chair of its Mobile Money Office. Prior to his appointment to the global leadership role, Jonathan was Partner in Charge of EY’s Telecoms Center in Beijing, China. Rajesh Bansal leads Carnegie India's Tech &amp; Society program to find ways in which digital financial technologies can be made more inclusive.  His research focuses on financial technologies, particularly electronic payment systems, electronic cash transfers, and digital financial services to enable inclusive development. He leads the center’s technology and society program.--Additional Reading:1. Govt can ban Bitcoin but for ‘digital rupee’ to succeed, India has to do a lot by Rajesh Bansal and Prateek Jha2. Committee on Payments and Market Infrastructures by Bank of International Settlements--🎙️ Check out our podcast, Interpreting India available now on YouTube, Spotify, and iTunes! Home: https://interpreting-india.simplecast...YouTube: https://www.youtube.com/playlist?list...Spotify: https://open.spotify.com/show/51yeOb8...iTunes: https://pcr.apple.com/id1476357131--Carnegie India Socials: Instagram: https://www.instagram.com/carnegieindia/ (@CarnegieIndia) Twitter: https://twitter.com/CarnegieIndiaWebsite: https://carnegieindia.orgYouTube: https://www.youtube.com/c/CarnegieIndia/

What would a cashless India and world look like? <a href="https://techonomy.com/person/jonathan-dharmapalan/" rel="nofollow" target="_blank">Jonathan Dharmapalan</a> joins Carnegie India's<a href="https://carnegieindia.org/experts/1765" rel="nofollow" target="_blank"> Rajesh Bansal</a> to shed light on Central Bank Digital Currencies, which are meant to act as a replacement for cash. Together, they unpack what digital currencies are, and how they could affect the way we transact. --EPISODE CONTRIBUTORSAs founder and CEO of <a href="https://www.ecurrency.net/company" rel="nofollow" target="_blank">eCurrency,</a> <a href="https://techonomy.com/person/jonathan-dharmapalan/" rel="nofollow" target="_blank">Jonathan Dharmapalan</a> provides technology solutions to central banks to issue digital currencies. He was most recently Head of Ernst &amp; Young’s Global Telecommunications Practice and Chair of its Mobile Money Office. Prior to his appointment to the global leadership role, Jonathan was Partner in Charge of EY’s Telecoms Center in Beijing, China. <a href="https://carnegieindia.org/experts/1765" rel="nofollow" target="_blank">Rajesh Bansal</a> leads Carnegie India's Tech &amp; Society program to find ways in which digital financial technologies can be made more inclusive.  His research focuses on financial technologies, particularly electronic payment systems, electronic cash transfers, and digital financial services to enable inclusive development. He leads the center’s technology and society program.--Additional Reading:<a href="https://theprint.in/opinion/govt-can-ban-bitcoin-but-for-digital-rupee-to-succeed-india-has-to-do-a-lot/608542/" rel="nofollow" target="_blank">1. Govt can ban Bitcoin but for ‘digital rupee’ to succeed, India has to do a lot</a> by Rajesh Bansal and Prateek Jha<a href="https://www.bis.org/cpmi/publ/d174.pdf" rel="nofollow" target="_blank">2. Committee on Payments and Market Infrastructures</a> by Bank of International Settlements--🎙️ Check out our podcast, Interpreting India available now on YouTube, Spotify, and iTunes! Home: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFVkWlR4U09yTkZYaUluQWlnYUtESUU0b3FlQXxBQ3Jtc0tuMXphdGdITVpzWExVUmlmWGwzc090ODFhb2N0bHZULVlsRHVlMEYwUEVvU2NhU1l1cHhiSVRETW81VmF3NEs2TzY4QW9aZjVwdHVGV3psX3dINURyZEZldjNtTURpa1dQWUVKTW1uRzVvYzZ2ejJzRQ&amp;q=https%3A%2F%2Finterpreting-india.simplecast.com%2F" rel="nofollow" target="_blank">https://interpreting-india.simplecast...</a>YouTube: <a href="https://www.youtube.com/playlist?list=PLeXQMWQXRkJXF71nDiX9LhlXiSkhR8JJT" rel="nofollow" target="_blank">https://www.youtube.com/playlist?list...</a>Spotify: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqblctMGVQc0RCNEgxMUU0NXFZSVFpZUF0V28zZ3xBQ3Jtc0tudWZJM3BpNzMyREhEblZ6cGpkWFdNRlZ4cnNOYWp4a3l5V0NMektoZGZwZ1JSOEQtTlViWGt1MTYxSUlCZTRPVEFfNzBJYTRaT0h6VDhRSzdLbDVDak5UTTQzaGRkQ182VHZFTUJZYndHT0k3VEM1WQ&amp;q=https%3A%2F%2Fopen.spotify.com%2Fshow%2F51yeOb8SimMIPe2KgIUQ8g" rel="nofollow" target="_blank">https://open.spotify.com/show/51yeOb8...</a>iTunes: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmlMSXBfR2c4SjVIVzgtRU5UQU9jbDVIX0UyZ3xBQ3Jtc0tuWm03UEtYRDZmWl8wLW10TW9rQ1VEdEI1UVFBbkpfYzRzSUNhbWNhRF9WeXlRaEVlU3ZUWjZ4eWNRa1FIT0t0ZHFEdWxMcVgyVkZvZEZNVGIySWhteE43Z0ZNbDJiOXFIaTVVS282Sm1Dbmhrdkl3UQ&amp;q=https%3A%2F%2Fpcr.apple.com%2Fid1476357131" rel="nofollow" target="_blank">https://pcr.apple.com/id1476357131</a>--Carnegie India Socials: Instagram: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbGF4RDRJOWxMU05CUmp5Xy15LWEzcFhBSjNvd3xBQ3Jtc0tuZHFURnVHcHkwS1FzQTBrRERIamxkNFhKM3FxUkt0VmlxS3V1amZSODVaQUcxMXRWeld2bUlqa3BqcFVlSmlqZGtKSi1JN3FCOVRiQjc5eURoNzA4MExDT192ejlxZzFwVktCclVhZGFhY1ZiQTVwNA&amp;q=https%3A%2F%2Fwww.instagram.com%2Fcarnegieindia%2F" rel="nofollow" target="_blank">https://www.instagram.com/carnegieindia/</a> (@CarnegieIndia) Twitter: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVJTUHBlR2EweGh0TlhiWUxOV2hPQzlKSGtyd3xBQ3Jtc0ttQ2dfWEZhNUljUjc0MDNyZmZSYzBiaTVtWmJUS0lqV2VaVk05Q0c0U2VpSHdVOUFxNklKaTMzRkppQzBtZEVGY0lLUkZCUWdhYnZOY242Uy1UZWUyTjlVbGNrb3dxRDJDT0dYSWc4NVp6R0Zwc1RiZw&amp;q=https%3A%2F%2Ftwitter.com%2FCarnegieIndia" rel="nofollow" target="_blank">https://twitter.com/CarnegieIndia</a>Website: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqblNnVEVrRGJIQjctSVhBX2d2NTZwUlpiUFZ2d3xBQ3Jtc0ttVVBYaF9uMWlJWU5VR0NMNkYyWklLNXdUUDZHcWIyaGhJeGpOeW5ReU03RUZCNDVRY0NDSmctUk9NTURCU1BocDhoeHY4OXk4UlhucnFNWkdSamNYVnVVTDhPX2lUdWlUMTBBUlpIbkRTRTlkT09MTQ&amp;q=https%3A%2F%2Fcarnegieindia.org" rel="nofollow" target="_blank">https://carnegieindia.org</a>YouTube: <a href="https://www.youtube.com/c/CarnegieIndia/" rel="nofollow" target="_blank">https://www.youtube.com/c/CarnegieIndia/</a>

Jonathan Dharmapalan Answers: How Might Central Bank Digital Currencies Change the Way We Transact?

Bitcoin began in 2009 -- only eight years ago -- and set forces in motion that are only starting to show their potential power. One was a byproduct -- the creation of the blockchain, or distributed ledger technology, DLT, is now on its way to disrupting activities far beyond payments, from  value chains to contracts. The intentional innovation was establishing a new form of currency -- virtual or digital currency -- that functions as alternative payments system that operates on the internet rather than through banks and the ACH.  The financial system is still in the early stage of grappling with the potential benefits and risks arising from this mold-breaking model (I wrote about some of those issues three years ago in my blogpost on  The Benefits of Bitcoin.) My guest for today’s show brings yet another angle -- a unique one -- to rethinking money. He is Jonathan Dharmapalan, Founder and CEO at eCurrency Mint, Ltd. Jonathan spent 25 years in telecommunications field, including becoming Head of Enst &amp; Young’s Global Telecommunications Center in 2011. His insight, at eCurrency, is that the best way to capture the power of digital currency is to have governments, themselves, issue it. Jonathan and I met during the annual meeting of AFI, the Alliance for Financial Inclusion, in Fiji, and he explained his vision for building a new system based on government-issued e-currency. He argues that this concept can capture the best of both worlds, combining the stability and confidence that comes with well-managed traditional currency, and adding the advantages of virtual money such as speed, ease of use, and infinite divisibility. I loved this conversation because it exemplifies how innovative thinking in finance, once it gets “released into the wild,” can spark more and more creative thinking, far beyond what the originator innovators had in mind. Often, it leads to solving problems we don’t even realize we have, because, well, we just assume the world is a certain way and we can’t picture anything else. It reminds me of the quote attributed to Henry Ford -- apparently erroneously -- that if he had asked his customers what they wanted, they would have said, faster horses. More about eCurrency Jonathan’s Background: Jonathan Dharmapalan is Founder and Chief Executive Officer at eCurrency Mint Limited. He became Head of the Global Telecommunications Center at Ernst &amp; Young LLP in May 2011, responsible for leading a team of over 2,000 telecoms specialists across the world. He has had a 25 year career in telecommunications and the related sectors of technology, media and entertainment, and led Ernst &amp; Young's Telecommunications Center in Beijing. He began his career in telecommunications at AT&amp;T Bell Laboratories. Mr. Dharmapalan holds a Bachelor of Science degree in Electrical Engineering from Northeastern University and a Masters of Science degree in Electrical Engineering from The California Institute of Technology. More for our listeners Many exciting things are happening. First, I’m happy to say that I recently became chair of the board of directors at CFSI -- the Center for Responsible Innovation.  If you haven’t signed up yet to come to our Emerge conference in June, be sure to do so! Also come, that same week, to the ABA’s Regulatory Compliance Conference. The ABA is innovating in its format this year, including by having me record some very special podcasts straight from the conference floor. I’ll also be holding a fireside chat on the main stage with Gene Ludwig of Promontory and Alastair Renee of IBM Watson, on how regtech will change compliance, including through their formation of  IBM Financial to bring Watson’s artificial intelligence to regulatory challenges. And it’s not too early to put Money 2020 U.S. on your agenda for October. I’m going to MC the conference regulatory track, which has some fabulous speakers. Remember to review Barefoot Innovation on ITunes, and please sign up to get emails on new podcasts and my newsletter and blog posts at  jsbarefoot.com.   Also go to jsbarefoot.com to send in your “buck a show” to keep Barefoot Innovation going. Please also join my facebook fan page, and follow me on twitter. Support our Podcast - Send "A Buck a Show" See you soon!     Subscribe Sign up with your email address to receive news and updates.  Email Address  Sign Up We respect your privacy. Thank you!

Bitcoin began in 2009 -- only eight years ago -- and set forces in motion that are only starting to show their potential power. One was a byproduct -- the creation of the blockchain, or distributed ledger technology, DLT, is now on its way to disrupting activities far beyond payments, from  value chains to contracts. The intentional innovation was establishing a new form of currency -- virtual or digital currency -- that functions as alternative payments system that operates on the internet rather than through banks and the ACH.  The financial system is still in the early stage of grappling with the potential benefits and risks arising from this mold-breaking model (I wrote about some of those issues three years ago in my blogpost on <a href="http://www.jsbarefoot.com/blog/2014/10/29/the-benefits-of-bitcoin" rel="nofollow" target="_blank"> The Benefits of Bitcoin</a>.) My guest for today’s show brings yet another angle -- a unique one -- to rethinking money. He is Jonathan Dharmapalan, Founder and CEO at <a href="http://Ecurrency.net" rel="nofollow" target="_blank">eCurrency</a> Mint, Ltd. Jonathan spent 25 years in telecommunications field, including becoming Head of Enst &amp; Young’s Global Telecommunications Center in 2011. His insight, at eCurrency, is that the best way to capture the power of digital currency is to have governments, themselves, issue it. Jonathan and I met during the annual meeting of AFI, the <a href="http://www.afi-global.org/" rel="nofollow" target="_blank">Alliance for Financial Inclusion</a>, in Fiji, and he explained his vision for building a new system based on government-issued e-currency. He argues that this concept can capture the best of both worlds, combining the stability and confidence that comes with well-managed traditional currency, and adding the advantages of virtual money such as speed, ease of use, and infinite divisibility. I loved this conversation because it exemplifies how innovative thinking in finance, once it gets “released into the wild,” can spark more and more creative thinking, far beyond what the originator innovators had in mind. Often, it leads to solving problems we don’t even realize we have, because, well, we just assume the world is a certain way and we can’t picture anything else. It reminds me of the quote attributed to Henry Ford -- apparently erroneously -- that if he had asked his customers what they wanted, they would have said, faster horses. More about eCurrency Jonathan’s Background: Jonathan Dharmapalan is Founder and Chief Executive Officer at eCurrency Mint Limited. He became Head of the Global Telecommunications Center at Ernst &amp; Young LLP in May 2011, responsible for leading a team of over 2,000 telecoms specialists across the world. He has had a 25 year career in telecommunications and the related sectors of technology, media and entertainment, and led Ernst &amp; Young's Telecommunications Center in Beijing. He began his career in telecommunications at AT&amp;T Bell Laboratories. Mr. Dharmapalan holds a Bachelor of Science degree in Electrical Engineering from Northeastern University and a Masters of Science degree in Electrical Engineering from The California Institute of Technology. More for our listeners Many exciting things are happening. First, I’m happy to say that I recently became chair of the board of directors at CFSI -- the Center for Responsible Innovation.  If you haven’t signed up yet to come to our <a href="http://emerge.cfsinnovation.com/" rel="nofollow" target="_blank">Emerge</a> conference in June, be sure to do so! Also come, that same week, to the <a href="http://www.aba.com/Training/Conferences/Pages/RCC_schedule.aspx" rel="nofollow" target="_blank">ABA’s Regulatory Compliance Conference</a>. The ABA is innovating in its format this year, including by having me record some very special podcasts straight from the conference floor. I’ll also be holding a fireside chat on the main stage with Gene Ludwig of Promontory and <a href="https://www.linkedin.com/in/alrennie/" rel="nofollow" target="_blank">Alastair Renee</a> of IBM Watson, on how regtech will change compliance, including through their formation of <a href="https://techcrunch.com/2016/09/29/watson-financial-services-is-born-out-of-ibms-purchase-of-promontory-financial-group/" rel="nofollow" target="_blank"> IBM Financial</a> to bring Watson’s artificial intelligence to regulatory challenges. And it’s not too early to put <a href="https://www.money2020.com/" rel="nofollow" target="_blank">Money 2020</a> U.S. on your agenda for October. I’m going to MC the conference regulatory track, which has some fabulous speakers. Remember to review Barefoot Innovation on ITunes, and please sign up to get emails on new podcasts and my newsletter and blog posts at <a href="http://www.jsbarefoot.com/" rel="nofollow" target="_blank"> jsbarefoot.com</a>.   Also go to <a href="http://jsbarefoot.com" rel="nofollow" target="_blank">jsbarefoot.com</a> to send in your “buck a show” to keep Barefoot Innovation going. Please also join my <a href="https://www.facebook.com/barefootinnovationgroup/" rel="nofollow" target="_blank">facebook fan page</a>, and follow me on <a href="https://twitter.com/JoAnnBarefoot" rel="nofollow" target="_blank">twitter</a>. Support our Podcast - Send "A Buck a Show" See you soon! Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

Fiat Currency Can be Virtual Too: Jonathan Dharmapalan, CEO of eCurrency