Homeowner Bill's guest appearances

Homeowner Bill

THE NEIL GARFIELD SHOW

Ready, Set, REAL ESTATE! ®

Freddie Mac

Fannie Mae

Anthony Lee

Steven Wright

Charles Marshall

Cloud Brokerage

Jill Smith

Stephen Wright

David Dayen

Sallie Mae

Sean Rogers

David Plummer

Marc White

Mike Q

James Dunn

OwlTail

Pt. 1 - Homeowner Bill of Rights This is a Special on Property Retention, with Q/A on Forbearance Plans, Interest Rates, Balloon Payments, Late/Defaulted Property Taxes, Forced Insurance, Notice of Defaults, Up-leg/ Downsizing, Selling to iBuyers, and so much more!  Pt. 1 - Homeowner Bill of Rights  BRING YOUR QUESTIONS / TAG &amp; SHARE  *Based on my professional experience in assisting homeowners retain their property, and even acquiring another, join us for a PROPERTY STRATEGY DISCUSSION!  Lisa Puerto, Super Agent Host &amp; Founder Broker/Owner DRE 01736957  Learn more at http://propertyownersedu.com--- Send in a voice message: https://anchor.fm/lasuperagent/message

Pt. 1 - Homeowner Bill of Rights This is a Special on Property Retention, with Q/A on Forbearance Plans, Interest Rates, Balloon Payments, Late/Defaulted Property Taxes, Forced Insurance, Notice of Defaults, Up-leg/ Downsizing, Selling to iBuyers, and so much more!  Pt. 1 - Homeowner Bill of Rights  BRING YOUR QUESTIONS / TAG &amp; SHARE  *Based on my professional experience in assisting homeowners retain their property, and even acquiring another, join us for a PROPERTY STRATEGY DISCUSSION!  Lisa Puerto, Super Agent Host &amp; Founder Broker/Owner DRE 01736957  Learn more at <a href="http://propertyownersedu.com" rel="nofollow" target="_blank">http://propertyownersedu.com</a>--- Send in a voice message: <a href="https://anchor.fm/lasuperagent/message" rel="nofollow" target="_blank">https://anchor.fm/lasuperagent/message</a>

Ready Set Real Estate S7:E8 Property Retention Series Pt. 1 | Homeowner Bill of Rights

Today Charles Marshall will address the implicatitons for several areas of legal practice of the Califiornia Homeowner Bill of Rights (CHBOR) here in 2019, covering the following areas:- pre-litigation practice;- litigation practice--when a lawsuit is pending;- appellate practice--when an appeal is pending, the lower court matter having gone to judgment;- bankruptcy practice.On the show he will break down whether, how and why to use CHBOR to accommplish litigation goals.

Today Charles Marshall will address the implicatitons for several areas of legal practice of the Califiornia Homeowner Bill of Rights (CHBOR) here in 2019, covering the following areas: - pre-litigation practice; - litigation practice--when a lawsuit is pending; - appellate practice--when an appeal is pending, the lower court matter having gone to judgment; - bankruptcy practice. On the show he will break down whether, how and why to use CHBOR to accommplish litigation goals.

CHBOR Revisited: Implications of the Cal Homeowner Bill of Rights for homeowners

https://livinglies.wordpress.comAttorney Charles Marshall will discuss California's Homeowner Bill of Rights. Parts of HOBR will be replaced and the Consumer Financial Protection Bureau’s Loss Mitigation Rules still apply.The provisions prohibit recording a notice of sale or conducting a foreclosure sale upon receipt of a “complete application for a foreclosure prevention alternative.” In the past, loan servicers were required to stay foreclosure proceedings upon receipt of a completed loan modification application.  Beginning in 2018, the dual tracking prohibition is expanded and now applies to all applications for all foreclosure prevention options.The denial of a first lien loan modification application will state “with specificity” the reasons for the denial of the modification and will include a statement that the borrower may obtain additional information regarding the denial decision upon written request to the mortgage servicer. Previously, servicers could refuse to review multiple loan modification applications that did not involve a “material change in financial circumstances.” That provision was very vague, but was useful to loan servicers who could reject an application by denying that there was a material change in the homeowner’s financial circumstances.   Servicers must now review multiple applications from the homeowner, regardless of whether there is a “material change in financial circumstances”.  Charles Marshall, Esqcmarshall@marshallestatelaw.comPhone 619.807.2628

<a href="https://livinglies.wordpress.com" rel="nofollow" target="_blank">https://livinglies.wordpress.com</a> Attorney Charles Marshall will discuss California's Homeowner Bill of Rights. Parts of HOBR will be replaced and the Consumer Financial Protection Bureau’s Loss Mitigation Rules still apply. The provisions prohibit recording a notice of sale or conducting a foreclosure sale upon receipt of a “complete application for a foreclosure prevention alternative.” In the past, loan servicers were required to stay foreclosure proceedings upon receipt of a completed loan modification application.  Beginning in 2018, the dual tracking prohibition is expanded and now applies to all applications for all foreclosure prevention options. The denial of a first lien loan modification application will state “with specificity” the reasons for the denial of the modification and will include a statement that the borrower may obtain additional information regarding the denial decision upon written request to the mortgage servicer.  Previously, servicers could refuse to review multiple loan modification applications that did not involve a “material change in financial circumstances.” That provision was very vague, but was useful to loan servicers who could reject an application by denying that there was a material change in the homeowner’s financial circumstances.   Servicers must now review multiple applications from the homeowner, regardless of whether there is a “material change in financial circumstances”.   Charles Marshall, Esq cmarshall@marshallestatelaw.com Phone 619.807.2628