Paul Beaumont's guest appearances

Paul Beaumont

Unbelievable?

Nomad Podcast

Delve

Experts In Polo Shirts 

Cynthia Bourgeault

Rob Bell

Brian Zahnd

Jason Mankey

James Martin

Omid Safi

David Benjamin

Richard Rohr

Barbara Brown Taylor

Dave Smith

Tom Wright

Diana Butler Bass

Rachel Held Evans

Malcolm Guite

Krista Tippett

OwlTail

Bank loans are the typical first step for most small and medium-sized businesses, but another form of business lending has emerged: FinTech companies that use algorithms to determine whether a business is worth the risk. Desautels Professor Paul Beaumont’s research has found that firms served by FinTech platforms have fewer tangible assets than bank borrowers—yet relative to similar firms that take out bank loans or were denied FinTech credit, FinTech borrowers experience a long-term 20% increase in bank credit after receiving their FinTech loan. “We have been lending the same way to small and medium-sized enterprises now for decades,” says Beaumont. “FinTechs constitute an innovation in the way we lend to firms. This is exciting because it means that finally we have invented a new business model to provide funds to small and medium-sized businesses… What we observed is that, in a sense, FinTechs fill the void left by banks when banks lend less often to small and medium-sized businesses.”Read more on Delve and read the transcript. Delve is the official thought leadership platform of McGill University's Desautels Faculty of Management. Delve's Managing Editor, Robyn Fadden, is the host for this episode. You can find out more about Delve at delve.mcgill.ca. Subscribe to the Delve McGill podcast on all major podcast platforms, including Apple podcasts and Spotify, and follow DelveMcGill on: LinkedIn, Facebook, Twitter, Instagram, and YouTube. Hosted on Acast. See acast.com/privacy for more information.

Bank loans are the typical first step for most small and medium-sized businesses, but another form of business lending has emerged: FinTech companies that use algorithms to determine whether a business is worth the risk. Desautels Professor Paul Beaumont’s research has found that firms served by FinTech platforms have fewer tangible assets than bank borrowers—yet relative to similar firms that take out bank loans or were denied FinTech credit, FinTech borrowers experience a long-term 20% increase in bank credit after receiving their FinTech loan. “We have been lending the same way to small and medium-sized enterprises now for decades,” says Beaumont. “FinTechs constitute an innovation in the way we lend to firms. This is exciting because it means that finally we have invented a new business model to provide funds to small and medium-sized businesses… What we observed is that, in a sense, FinTechs fill the void left by banks when banks lend less often to small and medium-sized businesses.”<a href="https://delve.mcgill.ca/listen/how-fintech-lending-to-small-businesses-opens-the-door-to-bank-loans-with-paul-beaumont/" rel="noopener noreferrer nofollow" target="_blank">Read more on Delve</a> and <a href="https://delve.mcgill.ca/how-fintech-lending-to-small-businesses-opens-the-door-to-bank-loans-with-paul-beaumontread-transcript/" rel="noopener noreferrer nofollow" target="_blank">read the transcript</a>. Delve is the official thought leadership platform of McGill University's Desautels Faculty of Management. Delve's Managing Editor, Robyn Fadden, is the host for this episode. You can find out more about Delve at <a href="https://delve.mcgill.ca/" rel="noopener noreferrer nofollow" target="_blank">delve.mcgill.ca</a>. Subscribe to the Delve McGill podcast on <a href="https://shows.acast.com/delve/about" rel="noopener noreferrer nofollow" target="_blank">all major podcast platforms</a>, including <a href="https://podcasts.apple.com/us/podcast/delve/id1479336919" rel="noopener noreferrer nofollow" target="_blank">Apple podcasts</a> and <a href="https://open.spotify.com/show/7HJoWkB3wiSvSR3KJEWijT?si=20byuE8cQLihQvANmGH73A&amp;nd=1" rel="noopener noreferrer nofollow" target="_blank">Spotify</a>, and follow DelveMcGill on: <a href="https://www.linkedin.com/company/DelveMcGill" rel="noopener noreferrer nofollow" target="_blank">LinkedIn</a>, <a href="https://www.facebook.com/DelveMcGill" rel="noopener noreferrer nofollow" target="_blank">Facebook</a>, <a href="https://twitter.com/DelveMcGill" rel="noopener noreferrer nofollow" target="_blank">Twitter</a>, <a href="https://www.instagram.com/DelveMcGill" rel="noopener noreferrer nofollow" target="_blank">Instagram</a>, and <a href="https://www.youtube.com/channel/UCc6_BcUjjaLTNZW6b1XxFGA" rel="noopener noreferrer nofollow" target="_blank">YouTube</a>. Hosted on Acast. See <a href="https://acast.com/privacy" rel="noopener noreferrer nofollow" target="_blank">acast.com/privacy</a> for more information.

How FinTech Lending to Small Businesses Opens the Door to Bank Loans, with Paul Beaumont

For our sixth Easter reflection we've asked Paul Beaumont to mull over what Easter means for someone who has lost their faith. Paul was a committed evangelical Christian for 25 years, but when he began to be honest about his lack of spiritual experiences and his concerns about aspects of the character of God as revealed in the Old Testament, his faith began to unravel...  If you want more from Nomad, check out our website, and follow us on Facebook and twitter If you're looking for other people to share this journey with, then register on our Listener Map, and see if any other nomads are in your area.  Nomad can only keep going because a small group of faithful listeners help us pay the bills. If you want to join them, you can make regular donations at Patreon or a one-off or regular donation through PayPal, the links to which you can find on our support page. As a thank you, you'll have access to Nomad Book Club, our online community The Beloved Listener Lounge, and Nomad Devotionals, where we're attempting to reconstruct worship through a creative mix of songs, music, readings, prayers and guest reflections.

For our sixth Easter reflection we've asked Paul Beaumont to mull over what Easter means for someone who has lost their faith. Paul was a committed evangelical Christian for 25 years, but when he began to be honest about his lack of spiritual experiences and his concerns about aspects of the character of God as revealed in the Old Testament, his faith began to unravel...  If you want more from Nomad, check out our <a href="http://www.nomadpodcast.co.uk/" rel="nofollow" target="_blank">website</a>, and follow us on <a href="http://www.facebook.com/nomadpodcast" rel="nofollow" target="_blank">Facebook</a> and <a href="https://twitter.com/nomadpodcast" rel="nofollow" target="_blank">twitter</a> If you're looking for other people to share this journey with, then register on our <a href="http://www.nomadpodcast.co.uk/listeners/" rel="nofollow" target="_blank">Listener Map</a>, and see if any other nomads are in your area.  Nomad can only keep going because a small group of faithful listeners help us pay the bills. If you want to join them, you can make regular donations at <a href="http://www.patreon.com/nomadpodcast" rel="nofollow" target="_blank">Patreon</a> or a one-off or regular donation through PayPal, the links to which you can find on our <a href="http://www.nomadpodcast.co.uk/support/" rel="nofollow" target="_blank">support page</a>. As a thank you, you'll have access to Nomad Book Club, our online community The Beloved Listener Lounge, and Nomad Devotionals, where we're attempting to reconstruct worship through a creative mix of songs, music, readings, prayers and guest reflections.

Interfaith Easter: Paul Beaumont - An Atheist Easter (NS20)