Michael Micheletti's guest appearances

Michael Micheletti

Everyone's Talkin' Money - Personal Finance | Money Therapy | Goal Setting | Relationship with Money

The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!

Matt Ritter

Drew Holcomb

Chris Guillebeau

Jill Schlesinger

Jeff Goins

Diane Gardner

Tsh Oxenreider

Tonya Rapley

Stephen Kellogg

Bola Sokunbi

Gideon Drucker

Travis Hornsby

Jean Chatzky

Tori Dunlap

Chris Hutchins

OwlTail

There isn't much more that I dislike besides going to the dentist. However, in a recent study by Freedom Debt Relief, debt is still one of those taboo topics. Not only do we not want to talk about, but debt is also a silent killer of your dreams and goals and is the #1 cause of stress and anxiety around money. Michael Micheletti, Director of Corporate Communications for Freedom Debt Relief, is dishing all the jaw-dropping revelations from this study and helping us understand the power of debt in all areas of our life. What You'll Learn 41% of Americans said they do not set aside money for their retirement plan. Why is this is happening? Do we have different debt now than previous generations? Understanding why 40% of college grads thought their college education was not worth the cost.  What options do you have if you are in debt? How to cultivate a good mindset when you are in debt.  What steps can we all take to be better prepared with our finances so we don't go into debt? Links Freedom Debt Relief Debt Study SUBSCRIBE &amp; SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter  Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.  Learn more about your ad choices. Visit megaphone.fm/adchoices

There isn't much more that I dislike besides going to the dentist. However, in a <a href="https://www.freedomdebtrelief.com/newsroom/survey-americans-increased-debt-no-savings/" rel="nofollow" target="_blank">recent study</a> by Freedom Debt Relief, debt is still one of those taboo topics. Not only do we not want to talk about, but debt is also a silent killer of your dreams and goals and is the #1 cause of stress and anxiety around money. Michael Micheletti, Director of Corporate Communications for Freedom Debt Relief, is dishing all the jaw-dropping revelations from this study and helping us understand the power of debt in all areas of our life.  What You'll Learn<ul> <li>41% of Americans said they do not set aside money for their retirement plan. Why is this is happening?</li> <li>Do we have different debt now than previous generations?</li> <li>Understanding why 40% of college grads thought their college education was not worth the cost. </li> <li>What options do you have if you are in debt?</li> <li>How to cultivate a good mindset when you are in debt. </li> <li>What steps can we all take to be better prepared with our finances so we don't go into debt?</li> </ul> Links<ul> <li><a href="https://www.freedomdebtrelief.com/" rel="nofollow" target="_blank">Freedom Debt Relief</a></li> <li><a href="https://www.freedomdebtrelief.com/newsroom/survey-americans-increased-debt-no-savings/" rel="nofollow" target="_blank">Debt Study</a></li> </ul> SUBSCRIBE &amp; SHAREWant to be the first to know when new episodes are released? <a href="http://bit.ly/millennial-money" rel="nofollow" target="_blank">Click here to subscribe in iTunes!</a> IT’S FREE!Want to have a cup of coffee this week on us? Leave a review in <a href="http://bit.ly/millennial-money" rel="nofollow" target="_blank">iTunes</a> and email a copy of your review to <a href="mailto:info@mmoneypodcast.com">info@mmoneypodcast.com</a>.  Ask ShannahHave an Ask Shannah question, <a href="http://www.yourmillennialmoney.com/contact-me/" rel="nofollow" target="_blank">submit it here</a> Get Social<ul> <li>Shannah on <a href="http://www.twitter.com/shannahgame" rel="nofollow" target="_blank">Twitter</a> </li> <li>Shannah on <a href="http://www.instagram.com/shannahgame" rel="nofollow" target="_blank">Instagram</a> </li> </ul> See Privacy Policy at <a href="https://art19.com/privacy" rel="nofollow" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="nofollow" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>. Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices" rel="nofollow" target="_blank">megaphone.fm/adchoices</a>

When You'd Rather Go To The Dentist Than Deal With Debt With Michael Micheletti

Lara Watson

They've been maligned and misunderstood, but home equity sharing programs may just be a helpful way that buyers can either provide more of a down payment to potentially get more house or even keep their monthly payments lower. In this episode we're talking to Michael Micheletti and Lara Watson of Unison Home Ownership Investors about how their company provides these programs to potential home buyers and home owners (for improvements), how the perception of these programs is changing, and how the programs can help homebuyers and homeowners in very specific ways. We start off with with the mechanics of their programs and what it entails. In short, Unison will double your down payment (up to a certain amount). In return, when you go to sell, they will share in the appreciation that your home has experienced (not full equity of your home) over the time you have had it. If you wish, you can also buy yourself out early for a lesser amount. Michael and Lara then discuss the rough road to acceptance of these programs and how most people above a certain generation are very hesitant to be involved in anything that "takes away their piece." Tom talks with them about how it will take interfacing with the parents of the potential customers in order to help make the transition happen. The conversation also turns to very specific ways that the Unison programs can be of assistance. The big one that changed Tom's mind was realizing that many people who want to move into specific school districts -- but can't traditionally afford the homes there -- could potentially now be able to afford a home in the area and, thus, save a small fortune by not having to send their kids to private schools. This was a game changer in his mind and started him thinking on other ways that Unison and their programs could help. This is a really fascinating episode with some very interesting ideas for using Home Equity Sharing as a process to get more millennials introduced to the housing market. Great conversation!

They've been maligned and misunderstood, but home equity sharing programs may just be a helpful way that buyers can either provide more of a down payment to potentially get more house or even keep their monthly payments lower. In this episode we're talking to Michael Micheletti and Lara Watson of Unison Home Ownership Investors about how their company provides these programs to potential home buyers and home owners (for improvements), how the perception of these programs is changing, and how the programs can help homebuyers and homeowners in very specific ways. We start off with with the mechanics of their programs and what it entails. In short, Unison will double your down payment (up to a certain amount). In return, when you go to sell, they will share in the appreciation that your home has experienced (not full equity of your home) over the time you have had it. If you wish, you can also buy yourself out early for a lesser amount. Michael and Lara then discuss the rough road to acceptance of these programs and how most people above a certain generation are very hesitant to be involved in anything that "takes away their piece." Tom talks with them about how it will take interfacing with the parents of the potential customers in order to help make the transition happen. The conversation also turns to very specific ways that the Unison programs can be of assistance. The big one that changed Tom's mind was realizing that many people who want to move into specific school districts -- but can't traditionally afford the homes there -- could potentially now be able to afford a home in the area and, thus, save a small fortune by not having to send their kids to private schools. This was a game changer in his mind and started him thinking on other ways that Unison and their programs could help. This is a really fascinating episode with some very interesting ideas for using Home Equity Sharing as a process to get more millennials introduced to the housing market. Great conversation!

Episode 037 - Interview w/ Michael Micheletti & Lara Watson