Gabe Krajicek's guest appearances

Gabe Krajicek

What Culture Could Be

The CU2.0 Podcast

Fintech One•On•One

Steve Hoke

Kirk Drake

Ben Miller

Andy Rachleff

Wayne Chang

Immad Akhund

Michele Romanow

Jason Brown

Stephanie Smith

Andreessen Horowitz

Amanda Cohen

John Donovan

Alex Rosen

Daniel Chait

Jack Henry

OwlTail

We have seen this stat so many times. If you add up all the community banks and credit unions in the United States their scale would make them a top-five bank. Sure, but that really doesn't make much sense because all these community institutions are separate companies. But what if you could combine some of the marketing and product offerings and streamline it across hundreds or even thousands of institutions? Then you might see some real advantages.   Our next guest on the Fintech One-on-One podcast is Gabe Krajicek, the CEO of Kasasa. This is exactly what Kasasa is doing. By providing a unified product and marketing program community banks and credit unions can take advantage of their collective scale and have offerings to compete with even the largest of the megabanks.

We have seen this stat so many times. If you add up all the community banks and credit unions in the United States their scale would make them a top-five bank. Sure, but that really doesn't make much sense because all these community institutions are separate companies. But what if you could combine some of the marketing and product offerings and streamline it across hundreds or even thousands of institutions? Then you might see some real advantages. Our next guest on the Fintech One-on-One podcast is Gabe Krajicek, the CEO of <a href="https://www.kasasa.com/" rel="noreferrer noopener nofollow" target="_blank">Kasasa</a>. This is exactly what Kasasa is doing. By providing a unified product and marketing program community banks and credit unions can take advantage of their collective scale and have offerings to compete with even the largest of the megabanks.

#346: Gabe Krajicek of Kasasa

If Kasasa were a bank branch network, it would be the nation’s fourth largest and it says that some time this year it will overtake Bank of America and be the 3rd biggest.Surprised? You bet.  Probably you know that Kasasa has been building up its customer base for digital banking products - checking in particular - but now it is big enough where it's tooting its horn.This"branch network" isn’t a consumer facing product - CO-OP Shared Branching it is not - but what’s interesting is that lots of FIs, some 907 community banks and credit unions, now have joined together to offer Kasasa products, particularly the free, rewards based checking.And that’s also where Kasasa has a real plus - according to company CEO Gabe Krajicek, Kasasa consumers have free access to essentially every ATM in the US. When fees are imposed, the consumer is reimbursed.And that’s an enormous perk for credit union members when many institutions have ATM fleets that can be counted on one hand.Think about the enormity of that plus for credit union members in Kasasa institutions.Kasasa also aims to put high quality digital products in the hands of consumers because, said Krajicek, often consumers say they couldn’t belong to a credit union because the digital is no good.But what if it in fact is good?  With the right digital products, community institutions can and will survive, said Krajicek.  Along the way, Krajicek- whose company serves both community banks and credit unions - says community institutions would better serve their interests if they recognized that they have more in common and in particular they have in common a shared enemy and that’s the money center banks.It’s an interesting thesis. So often community banks and credit unions are reflexively Hatfield and McCoy. But what if they joined together to oppose a shared foe?What if?What if cooperation flourished?It's a big vs. small battle, he said.  And nowadays it's becoming a life or death struggle where many community institutions are vanishing.Krajicek tosses out big ideas. Come along for the ride in this CU.0 podcast.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available.Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto.

If Kasasa were a bank branch network, it would be the nation’s fourth largest and it says that some time this year it will overtake Bank of America and be the 3rd biggest. Surprised? You bet.  Probably you know that Kasasa has been building up its customer base for digital banking products - checking in particular - but now it is big enough where it's tooting its horn. This"branch network" isn’t a consumer facing product - CO-OP Shared Branching it is not - but what’s interesting is that lots of FIs, some 907 community banks and credit unions, now have joined together to offer Kasasa products, particularly the free, rewards based checking. And that’s also where Kasasa has a real plus - according to company CEO Gabe Krajicek, Kasasa consumers have free access to essentially every ATM in the US. When fees are imposed, the consumer is reimbursed. And that’s an enormous perk for credit union members when many institutions have ATM fleets that can be counted on one hand. Think about the enormity of that plus for credit union members in Kasasa institutions. Kasasa also aims to put high quality digital products in the hands of consumers because, said Krajicek, often consumers say they couldn’t belong to a credit union because the digital is no good. But what if it in fact is good?  With the right digital products, community institutions can and will survive, said Krajicek.   Along the way, Krajicek- whose company serves both community banks and credit unions - says community institutions would better serve their interests if they recognized that they have more in common and in particular they have in common a shared enemy and that’s the money center banks. It’s an interesting thesis. So often community banks and credit unions are reflexively Hatfield and McCoy. But what if they joined together to oppose a shared foe? What if? What if cooperation flourished? It's a big vs. small battle, he said.   And nowadays it's becoming a life or death struggle where many community institutions are vanishing. Krajicek tosses out big ideas. Come along for the ride in <a href="https://drive.google.com/open?id=1WziC89XZfCMPt2QmPrCrHlY3ceh1dEXB" rel="nofollow" target="_blank">this CU.0 podcast</a>. Like what you are hearing? Find out how you can help <a href="https://drive.google.com/open?id=1VPXDNbuX54RsnC9Qw4RB8CldarTPCbyT" rel="nofollow" target="_blank">sponsor </a>this podcast <a href="https://drive.google.com/open?id=1VPXDNbuX54RsnC9Qw4RB8CldarTPCbyT" rel="nofollow" target="_blank">here</a>. Very affordable sponsorship packages are available. Find out more about <a href="https://cu-2.com/blog/" rel="nofollow" target="_blank">CU2.0 </a>and the digital transformation of credit unions <a href="https://cu-2.com/" rel="nofollow" target="_blank">here</a>. It's a journey every credit union needs to take. Pronto.

CU2.0 Podcast Episode 23 Gabe Krajicek of Kasasa

Symbols connect to us emotionally.  They’re powerful tools in relating ideologies that convey, challenge, and create culture. On this episode, Gabe Krajicek, CEO at Kasasa, talks with us about “The Patch”, the symbol used by leadership at Kasasa to communicate a powerful cultural message that changes the work environment. Gabe says there’s powerful wisdom in understanding how each element relates to one another.  He learned the importance of culture creation from his father, and he hopes to build a culture that transcends and outlasts him.

Symbols connect to us emotionally.  They’re powerful tools in relating ideologies that convey, challenge, and create culture. On this episode, <a href="https://www.linkedin.com/in/gmkrajicek/" rel="nofollow" target="_blank">Gabe Krajicek</a>, CEO at <a href="https://kasasa.com/" rel="nofollow" target="_blank">Kasasa</a>, talks with us about “The Patch”, the symbol used by leadership at Kasasa to communicate a powerful cultural message that changes the work environment. Gabe says there’s powerful wisdom in understanding how each element relates to one another.  He learned the importance of culture creation from his father, and he hopes to build a culture that transcends and outlasts him.

6: Patching Your Culture w/ Gabe Krajicek