Teddy Flo's guest appearances

Teddy Flo

Barefoot Innovation Podcast

Consumer Finance Monitor

Paul Watkins

RICHARD CORDRAY

Lauren Saunders

Todd Baker

Raj Date

Steve Streit

Dan Smith

John Ryan

Jack Henry

Steve Cohen

Bill Harris

George Mason

Stephanie Cohen

Vinny Lingham

Dan Morgan

OwlTail

Together with our special guest whose company provides software enabling lenders to use AI to underwrite loans, we explore a wide range of issues of importance to lenders using AI to underwrite loans. Our discussion topics include: the CFPB’s position on how ECOA adverse action notice requirements apply to credit decisions based on the use of AI; what is meant by explainability and interpretability of AI; fair lending and other compliance risks and steps to reduce risk; preparing for CFPB exams; and the CFPB’s call for tech workers to act as whistleblowers to report potential discrimination arising from the use of AI. Alan Kaplinsky, Ballard Spahr Senior Counsel hosts the conversation, joined by John Culhane and Michael Gordon, partners in the firm's Consumer Financial Services Group.

Together with our special guest whose company provides software enabling lenders to use AI to underwrite loans, we explore a wide range of issues of importance to lenders using AI to underwrite loans. Our discussion topics include: the CFPB’s position on how ECOA adverse action notice requirements apply to credit decisions based on the use of AI; what is meant by explainability and interpretability of AI; fair lending and other compliance risks and steps to reduce risk; preparing for CFPB exams; and the CFPB’s call for tech workers to act as whistleblowers to report potential discrimination arising from the use of AI. Alan Kaplinsky, Ballard Spahr Senior Counsel hosts the conversation, joined by John Culhane and Michael Gordon, partners in the firm's Consumer Financial Services Group.

Using Artificial Intelligence in Underwriting Consumer Loans, with Special Guest Teddy Flo, General Counsel and Secretary of Zest AI

Mike de Vere

My guests today are Mike de Vere, CEO of Zest AI, and Teddy Flo, the company's general counsel. Zest is seeking to revolutionize credit underwriting by leveraging more information and analyzing it through machine learning. They started out as a lender, but have pivoted to selling tools to banks and other lenders, to equip them to make better lending decisions.

My guests today are Mike de Vere, CEO of <a href="https://www.zest.ai/" rel="nofollow" target="_blank">Zest AI</a>, and Teddy Flo, the company's general counsel. Zest is seeking to revolutionize credit underwriting by leveraging more information and analyzing it through machine learning. They started out as a lender, but have pivoted to selling tools to banks and other lenders, to equip them to make better lending decisions.

Transforming Credit Access with Machine Learning - Mike de Vere and Teddy Flo of Zest Ai