Jennifer Rayner's guest appearances

Jennifer Rayner

Ideas at the House

The Book Club

Festival of Dangerous Ideas

Mindful Money

Masha Gessen

Natasha Mitchell

Tim Flannery

Michael Wesley

Evgeny Morozov

Alok Jha

Lee Vinsel

Tim Soutphommasane

Mona Eltahawy

Anne Manne

Tom Switzer

Sarai Walker

ELIZABETH KOLBERT

Rebecca Huntley

Kajsa Ekis Ekman

OwlTail

Jennifer Rayner is a retirement plan consultant and the founder of Moniwell, a revolutionary text-based financial wellbeing program. She and Jonathan share a passion for financial literacy and a recognition that people need easily accessible education customized to their needs at a particular time. Today, Jennifer and Jonathan engage in a discussion about employer-offered retirement plans, how to differentiate between participation and engagement of these plans and what inspired Jennifer to launch Moniwell. Jennifer speaks to the importance of financial self- efficacy, provides some sage advice on what employees can do right now to enhance their financial wellbeing and discusses her non-profit organization, Mindfulness of Money.📺 Watch on YouTubehttps://youtu.be/EMqBkJESHRYKey Takeaways01:11 – Jennifer Rayner shares some of the financial mistakes she made in her early life, her resiliency as an entrepreneur, and her passion for financial literacy09:48 – What employees should expect to be educated about with regards to their retirement plans13:24 – Engagement vs. Participation in retirement plans such as a 401(k)16:14 – The inspiration to create Moniwell and what Moniwell offers30:01 – Financial self-efficacy and other content that’s covered via Moniwell texts33:41 – The work Jennifer is doing through her non-profit organization, Mindfulness of Money36:43 – Two things employees can do right now to enhance their financial wellbeing and financial content to ignore44:46 – The last thing Jennifer changed her mind about and one thing she wishes people knew about her47:45 – Jonathan thanks Jennifer for joining the show, lets listeners can go to follow herTweetable Quotes“That’s when I started thinking about how can I make a difference, do something that I’m passionate about and find something that truly I have passion in and that I don’t ever really want to retire. And that’s when I fell into this idea of a different way to approach employees about their financial situations.” (09:18)“So, obviously participation rates in 401(k) plans are much higher. The average is - don’t quote me on this - like 70% are actually participating. There’s a difference between engagement and participation. Participation is they’re in the plan, they’re putting something in, they have a balance. Engagement is engaging in other financial wellness products that will make a difference outside of ‘did they put anything in their 401(k) plan or are they saving enough?’ Those are two different things. That’s apples and oranges as far as I’m concerned.” (14:03)“Moniwell is this concept of feel better, do better. If employees feel better about their money situation, they will be motivated to do better.” (19:07)“There’s an underlying concept of financial self-efficacy which is your belief in your ability to succeed. And, if you don’t have it, you’re not gonna get anywhere.” (30:16)Guest ResourcesJennifer’s LinkedIn– https://www.linkedin.com/in/jenniferrayner/Moniwell Website – https://moniwell.com/testdrive/Moniwell LinkedIn – https://www.linkedin.com/company/moniwell/Mindfulness of Money Non-Profit – https://mindfulnessofmoney.org/Mindfulness of Money Twitter – https://twitter.com/Moni_ConfidentMindfulness of Money LinkedIn –https://www.linkedin.com/company/mindfulness-of-money/about/Other Links Mentioned:The Disruptors Documentary – https://disruptorsfilm.com/see-the-film?gclid=CjwKCAjwp7eUBhBeEiwAZbHwkTIoYY0XyCK95_wLrPJPggWKaHTDOU0ZrHPfJJW5iW75sKbVkdUdYhoCpjkQAvD_BwEMindful Money ResourcesWebsite - https://mindful.money/Jonathan DeYoe on LinkedIn - http://linkedin.com/in/jonathandeyoeMindful Money on Twitter - https://twitter.com/MindfulMoney_EdMindful Money on Facebook - http://facebook.com/MindfulMoneyPlanMindful Money on Instagram - http://instagram.com/mindfulmoneyplanMindful Money on YouTube - https://www.youtube.com/c/MindfulMoney🎙️Podcast Production &amp; Marketing by FullCastBack to Podcast HomepageThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Jennifer Rayner is a retirement plan consultant and the founder of Moniwell, a revolutionary text-based financial wellbeing program. She and Jonathan share a passion for financial literacy and a recognition that people need easily accessible education customized to their needs at a particular time. Today, Jennifer and Jonathan engage in a discussion about employer-offered retirement plans, how to differentiate between participation and engagement of these plans and what inspired Jennifer to launch Moniwell. Jennifer speaks to the importance of financial self- efficacy, provides some sage advice on what employees can do right now to enhance their financial wellbeing and discusses her non-profit organization, Mindfulness of Money.<h2>📺 Watch on YouTube</h2><a href="https://youtu.be/EMqBkJESHRY" rel="noopener noreferrer nofollow" target="_blank">https://youtu.be/EMqBkJESHRY</a><h2>Key Takeaways</h2>01:11 – Jennifer Rayner shares some of the financial mistakes she made in her early life, her resiliency as an entrepreneur, and her passion for financial literacy09:48 – What employees should expect to be educated about with regards to their retirement plans13:24 – Engagement vs. Participation in retirement plans such as a 401(k)16:14 – The inspiration to create Moniwell and what Moniwell offers30:01 – Financial self-efficacy and other content that’s covered via Moniwell texts33:41 – The work Jennifer is doing through her non-profit organization, Mindfulness of Money36:43 – Two things employees can do right now to enhance their financial wellbeing and financial content to ignore44:46 – The last thing Jennifer changed her mind about and one thing she wishes people knew about her47:45 – Jonathan thanks Jennifer for joining the show, lets listeners can go to follow her<h2>Tweetable Quotes</h2>“That’s when I started thinking about how can I make a difference, do something that I’m passionate about and find something that truly I have passion in and that I don’t ever really want to retire. And that’s when I fell into this idea of a different way to approach employees about their financial situations.” (09:18)“So, obviously participation rates in 401(k) plans are much higher. The average is - don’t quote me on this - like 70% are actually participating. There’s a difference between engagement and participation. Participation is they’re in the plan, they’re putting something in, they have a balance. Engagement is engaging in other financial wellness products that will make a difference outside of ‘did they put anything in their 401(k) plan or are they saving enough?’ Those are two different things. That’s apples and oranges as far as I’m concerned.” (14:03)“Moniwell is this concept of feel better, do better. If employees feel better about their money situation, they will be motivated to do better.” (19:07)“There’s an underlying concept of financial self-efficacy which is your belief in your ability to succeed. And, if you don’t have it, you’re not gonna get anywhere.” (30:16)<h2>Guest Resources</h2>Jennifer’s LinkedIn– <a href="https://www.linkedin.com/in/jenniferrayner/" rel="noopener noreferrer nofollow" target="_blank">https://www.linkedin.com/in/jenniferrayner/</a>Moniwell Website – <a href="https://moniwell.com/testdrive/" rel="noopener noreferrer nofollow" target="_blank">https://moniwell.com/testdrive/</a>Moniwell LinkedIn – <a href="https://www.linkedin.com/company/moniwell/" rel="noopener noreferrer nofollow" target="_blank">https://www.linkedin.com/company/moniwell/</a>Mindfulness of Money Non-Profit – <a href="https://mindfulnessofmoney.org/" rel="noopener noreferrer nofollow" target="_blank">https://mindfulnessofmoney.org/</a>Mindfulness of Money Twitter – <a href="https://twitter.com/Moni_Confident" rel="noopener noreferrer nofollow" target="_blank">https://twitter.com/Moni_Confident</a>Mindfulness of Money LinkedIn –<a href="https://www.linkedin.com/company/mindfulness-of-money/about/" rel="noopener noreferrer nofollow" target="_blank">https://www.linkedin.com/company/mindfulness-of-money/about/</a>Other Links Mentioned:The Disruptors Documentary – <a href="https://disruptorsfilm.com/see-the-film?gclid=CjwKCAjwp7eUBhBeEiwAZbHwkTIoYY0XyCK95_wLrPJPggWKaHTDOU0ZrHPfJJW5iW75sKbVkdUdYhoCpjkQAvD_BwE" rel="noopener noreferrer nofollow" target="_blank">https://disruptorsfilm.com/see-the-film?gclid=CjwKCAjwp7eUBhBeEiwAZbHwkTIoYY0XyCK95_wLrPJPggWKaHTDOU0ZrHPfJJW5iW75sKbVkdUdYhoCpjkQAvD_BwE</a><h2>Mindful Money Resources</h2>Website - <a href="https://mindful.money/" rel="noopener noreferrer nofollow" target="_blank">https://mindful.money/</a>Jonathan DeYoe on LinkedIn - <a href="http://linkedin.com/in/jonathandeyoe" rel="noopener noreferrer nofollow" target="_blank">http://linkedin.com/in/jonathandeyoe</a>Mindful Money on Twitter - <a href="https://twitter.com/MindfulMoney_Ed" rel="noopener noreferrer nofollow" target="_blank">https://twitter.com/MindfulMoney_Ed</a>Mindful Money on Facebook - <a href="http://facebook.com/MindfulMoneyPlan" rel="noopener noreferrer nofollow" target="_blank">http://facebook.com/MindfulMoneyPlan</a>Mindful Money on Instagram - <a href="http://instagram.com/mindfulmoneyplan" rel="noopener noreferrer nofollow" target="_blank">http://instagram.com/mindfulmoneyplan</a>Mindful Money on YouTube - <a href="https://www.youtube.com/c/MindfulMoney?sub_confirmation=1" rel="noopener noreferrer nofollow" target="_blank">https://www.youtube.com/c/MindfulMoney</a>🎙️Podcast Production &amp; Marketing by <a href="https://fullcast.co" rel="noopener noreferrer nofollow" target="_blank">FullCast</a><a href="https://mindful.money/mindful-money-podcast" rel="noopener noreferrer nofollow" target="_blank">Back to Podcast Homepage</a>This podcast uses the following third-party services for analysis: Chartable - <a href="https://chartable.com/privacy" rel="nofollow" target="_blank">https://chartable.com/privacy</a>

009: Jennifer Rayner - Feel Better, Do Better: A New Perspective on Money & Financial Wellbeing

Why are young people worse off than their parents? Why is the gap between older and younger Australians – in terms of work, wealth and wellbeing – growing wider? Is Australia cheating the young? Jennifer Rayner was born into aspirational Australian suburbia during the Hawke years and came out of age in the long boom of the Howard era. Her lifetime tracks the yawning inequalities that have opened up across the Australian community in the past 30 years. She has worked as a federal political adviser, an international youth ambassador in Indonesia and a private sector consultant. She holds a PhD from the Australian National University.

Why are young people worse off than their parents? Why is the gap between older and younger Australians – in terms of work, wealth and wellbeing – growing wider? Is Australia cheating the young? Jennifer Rayner was born into aspirational Australian suburbia during the Hawke years and came out of age in the long boom of the Howard era. Her lifetime tracks the yawning inequalities that have opened up across the Australian community in the past 30 years. She has worked as a federal political adviser, an international youth ambassador in Indonesia and a private sector consultant. She holds a PhD from the Australian National University.

Jennifer Rayner (2016) | Generation Less

Why are young people worse off than their parents? Why is the gap between older and younger Australians – in terms of work, wealth and wellbeing – growing wider? Is Australia cheating the young?  Chaired by Van Badham Jennifer Rayner was born into aspirational Australian suburbia during the Hawke years and came of age in the long boom of the Howard era. Her lifetime tracks the yawning inequalities that have opened up across the Australian community in the past 30 years. She has worked as a federal political adviser, an international youth ambassador in Indonesia and a private sector consultant. She holds a PhD from the Australian National University. Hosted on Acast. See acast.com/privacy for more information.

Why are young people worse off than their parents? Why is the gap between older and younger Australians – in terms of work, wealth and wellbeing – growing wider? Is Australia cheating the young?  Chaired by Van Badham Jennifer Rayner was born into aspirational Australian suburbia during the Hawke years and came of age in the long boom of the Howard era. Her lifetime tracks the yawning inequalities that have opened up across the Australian community in the past 30 years. She has worked as a federal political adviser, an international youth ambassador in Indonesia and a private sector consultant. She holds a PhD from the Australian National University. Hosted on Acast. See <a href="https://acast.com/privacy" rel="noopener noreferrer nofollow" target="_blank">acast.com/privacy</a> for more information.

Jennifer Rayner: Generation Less