Cristina Alba's guest appearances

Cristina Alba

Tearsheet Podcast: The Business of Finance

Pacific Union College

The Vine Resources Podcast Show

Adam Erlebacher

Bill Barhydt

Brian Murphy

Bill Walsh

Chris Hutchins

Patrick Smith

Tom Roberts

Eric Boduch

Mike Kane

Immad Akhund

Jason Brown

Ali Rayl

Mike Ward

Brandon Krieg

Ryan Williams

OwlTail

OakNorth

Europe's fastest-growing fintech company (by assets and valuation). Launched in September 2015, OakNorth is a UK bank that provides fast, flexible and accessible debt finance (from £500k to £45m) to established British businesses. Their clients include nurseries, hotels, care homes, private equity firms, bars, restaurants, tech companies, security businesses, property developers / investors, and professional services companies. The group was founded by Rishi Khosla and Joel Perlman, themselves entrepreneurs who were inspired to launch the business following the challenges they faced in securing debt finance from high street banks for their previous business, Copal Amba (which scaled to c.3,000 employees and was acquired by Moody’s Corporation in 2014). We spoke with their CFO Cristina Alba Ochoa. Enjoy!

<p>Europe's fastest-growing fintech company (by assets and valuation). Launched in September 2015, OakNorth is a UK bank that provides fast, flexible and accessible debt finance (from £500k to £45m) to established British businesses. Their clients include nurseries, hotels, care homes, private equity firms, bars, restaurants, tech companies, security businesses, property developers / investors, and professional services companies. The group was founded by Rishi Khosla and Joel Perlman, themselves entrepreneurs who were inspired to launch the business following the challenges they faced in securing debt finance from high street banks for their previous business, Copal Amba (which scaled to c.3,000 employees and was acquired by Moody’s Corporation in 2014). We spoke with their CFO Cristina Alba Ochoa. Enjoy!</p>

Episode 79 Interview with Cristina Alba Ochoa CFO @OakNorth

Challenger bank OakNorth launched a mortgage product earlier this month. Just a few years in, the bank uses a different playbook than other challengers. While firms like Revolut and N26 embark on a global expansion strategy by getting local banking licenses, OakNorth spun off its technology and is pursuing a software strategy. While other challengers are hustling to sign up checking accounts, OakNorth is really a lender at heart, providing debt finance to English growth-stage entrepreneurs. It's into this demographic that the challenger banks has now launched a mortgage product.OakNorth CFO Cristina Alba joins us on the podcast to talk about the consumer finance product and whether it really is a departure from the challenger bank's product strategy. We delve into the core product, its target market and the borrowers it serves. Lastly, we frame out to get a bigger view of where OakNorth is planning for growth in the future.

Challenger bank OakNorth launched a mortgage product earlier this month. Just a few years in, the bank uses a different playbook than other challengers. While firms like Revolut and N26 embark on a global expansion strategy by getting local banking licenses, OakNorth spun off its technology and is pursuing a software strategy. While other challengers are hustling to sign up checking accounts, OakNorth is really a lender at heart, providing debt finance to English growth-stage entrepreneurs. It's into this demographic that the challenger banks has now launched a mortgage product.<br><br>OakNorth CFO Cristina Alba joins us on the podcast to talk about the consumer finance product and whether it really is a departure from the challenger bank's product strategy. We delve into the core product, its target market and the borrowers it serves. Lastly, we frame out to get a bigger view of where OakNorth is planning for growth in the future.

Behind the scenes of OakNorth's mortgage product launch with CFO Cristina Alba