Ray Jaramis's guest appearances

Ray Jaramis

Sydney Property Insider Podcast

Goals Based Advice Podcast

Ensombl Advice Australia

Adele Martin

Rob Jones

Simon Sinek

Steve Neilson

Rohit Bhargava

Daniel Crosby

Tim Miller

Fred Schebesta

David Williams

Michael Miller

Kate Holmes

James Bennett

Michael Houlihan

John Kennedy

Chris Ridd

OwlTail

Brought to you by Zurich and Onepath - two brands with one vision. Multiple award winning adviser, head of advice at Pivot Wealth, and cofounder of XY Adviser, Ray decided to complete an applied psychology degree once he had already begun his financial planning career. Ray Jaramis XY: https://www1.xyadviser.com/members/2204279 Pivot Wealth Website: https://pivotwealth.com.au/ General Disclaimer – https://www.xyadviser.com/disclaimer/ New XY platform now available: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ Get CPD points for the XY Podcast here at Caddie https://thinkcaddie.com/ 20% off for XY+ members https://www.xyadviser.com/plus

Brought to you by Zurich and Onepath - two brands with one vision. Multiple award winning adviser, head of advice at Pivot Wealth, and cofounder of XY Adviser, Ray decided to complete an applied psychology degree once he had already begun his financial planning career. Ray Jaramis XY: <a href="https://www1.xyadviser.com/members/2204279" rel="nofollow" target="_blank">https://www1.xyadviser.com/members/2204279</a> Pivot Wealth Website: <a href="https://pivotwealth.com.au/" rel="nofollow" target="_blank">https://pivotwealth.com.au/</a> General Disclaimer – <a href="https://www.xyadviser.com/disclaimer/" rel="nofollow" target="_blank">https://www.xyadviser.com/disclaimer/</a> New XY platform now available: App Store: <a href="http://co.xyadviser.com/xyistore" rel="nofollow" target="_blank">http://co.xyadviser.com/xyistore</a> Google Play: <a href="http://co.xyadviser.com/xygplay" rel="nofollow" target="_blank">http://co.xyadviser.com/xygplay</a> Desktop: <a href="https://www.xyadviser.com/" rel="nofollow" target="_blank">https://www.xyadviser.com/</a> Get CPD points for the XY Podcast here at Caddie <a href="https://thinkcaddie.com/" rel="nofollow" target="_blank">https://thinkcaddie.com/</a> 20% off for XY+ members <a href="https://www.xyadviser.com/plus" rel="nofollow" target="_blank">https://www.xyadviser.com/plus</a>

Mental Health Series #9 - Ray Jaramis

This week, Marcus sits down with Ray Jaramis, award winner and financial adviser extraordinaire. Ray guides us through the world of parental help. How parents can give their kids a head-start in the property market, where they could get unstuck, and tips and tricks to make it a smooth transaction for everyone involved.  HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE:    How parents are helping more and more with their childrens’ property purchases; Price to income in Sydney on the world scale; How Ray became interested in financial advice; Why accountability for personal finance is important; Gifting funds to your kids; Testing out monthly repayments prior to purchase; How a parent to child loan could work as well; Thinking about longer term and family commitments rather than the immediate future; How a gift is treated by Centrelink for the age pension; What happens if your kids split up; And Why professional advice is important    LINKS OR ARTICLES WE MENTIONED:    XY Adviser Treysta Wealth      SPEAKERS IN TODAY’S EPISODE Marcus Roberts - Mortgage Broker Ray Jaramis - @rjfinlife   ASK US ANYTHING!    Have a money question you want us to answer? ask@sydneypropertyinsider.com.au    FOLLOW US:  Facebook    ENJOY THE SHOW?  Don’t miss an episode, subscribe viaiTunes. If you like it, please leave a review! Or, find us on the podcast app of your choice, such as Spotify 

This week, Marcus sits down with Ray Jaramis, award winner and financial adviser extraordinaire. Ray guides us through the world of parental help. How parents can give their kids a head-start in the property market, where they could get unstuck, and tips and tricks to make it a smooth transaction for everyone involved. HERE’S WHAT YOU’LL LEARN FROM TODAY’S EPISODE: <ul> <li>How parents are helping more and more with their childrens’ property purchases;</li> <li>Price to income in Sydney on the world scale;</li> <li>How Ray became interested in financial advice;</li> <li>Why accountability for personal finance is important;</li> <li>Gifting funds to your kids;</li> <li>Testing out monthly repayments prior to purchase;</li> <li>How a parent to child loan could work as well;</li> <li>Thinking about longer term and family commitments rather than the immediate future;</li> <li>How a gift is treated by Centrelink for the age pension;</li> <li>What happens if your kids split up; And</li> <li>Why professional advice is important</li> </ul> LINKS OR ARTICLES WE MENTIONED: <ul> <li><a href="https://www.xyadviser.com/" rel="nofollow" target="_blank">XY Adviser</a></li> <li>Treysta Wealth</li> </ul> SPEAKERS IN TODAY’S EPISODE Marcus Roberts - <a href="https://www.brighterfinance.com.au/" rel="nofollow" target="_blank">Mortgage Broker</a> Ray Jaramis - <a href="https://twitter.com/rjfinlife" rel="nofollow" target="_blank">@rjfinlife</a> ASK US ANYTHING! <ul> <li>Have a money question you want us to answer? <a href="mailto:ask@sydneypropertyinsider.com.au">ask@sydneypropertyinsider.com.au</a></li> </ul> FOLLOW US: <ul> <li><a href="https://www.facebook.com/Sydneypropertyinsider/" rel="nofollow" target="_blank">Facebook</a></li> </ul> ENJOY THE SHOW? <ul> <li>Don’t miss an episode, subscribe via<a href="https://itunes.apple.com/au/podcast/sydney-property-insider-podcast/id1352794165?mt=2" rel="nofollow" target="_blank">iTunes</a>. If you like it, please leave a review!</li> <li>Or, find us on the podcast app of your choice, such as <a href="https://open.spotify.com/show/7CFqKn95iTaZfaN42GqOR4" rel="nofollow" target="_blank">Spotify</a></li> </ul>

EP. 19 PROPERTY HELP FOR YOUR KIDS WITH RAY JARAMIS